HomeNew JerseyGloucester County
Gloucester County, New Jersey: commercial real estate data.
Gloucester County, New Jersey has a population of 306,954 across 322 square miles, up 3.1 percent since the 2020 census base. County output reached $19.11 bn in 2024, 6,298 establishments operate here, and the SBA record carries 381 7(a) approvals worth $160.2 m.
123 sourced county values · tier FULL · 11 sections
Gloucester County
How many people live in Gloucester County
- Population306,954
- Households112,545
- Average household size2.73
- Median household income$105,115
- Median age40.1
- Median gross rent$1,531 per month
- Median owner-occupied home value$310,400
- Home value to household income3.0 times
- Annual rent as a share of median income17.5 percent
- Adults 25 and over with a bachelor degree or higher36.8 percent
- Adults 25 and over with a graduate degree12.6 percent
- Adults 25 and over211,800
- Population under 1865,238
- Share under 1821.3 percent
- Population 65 and over51,867
- Share 65 and over16.9 percent
- Working age population, 18 to 64189,849
- Civilian labor force165,382
- Unemployment rate5.3 percent
- Labor force participation, adults 18 and over68.4 percent
- Rank by population among New Jersey counties14th of 21
- Rank by population among US county-equivalents235th
Gloucester County is the 14th largest of 21 New Jersey counties by population. A median home costs 3.0 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 21.3 percent against 16.9 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Gloucester County
Is Gloucester County growing
- Population change since the 2020 census base3.15 percent
- Census 2020 base population302,270
- Births, 20243,032
- Deaths, 20242,716
- Natural change, 2024316
- Net domestic migration, 20241,896
- Net international migration, 2024747
- Total net migration, 20242,643
- Cumulative net domestic migration, 2021 to 20247,387
- Rank by growth among US county-equivalents837th
The county has grown 3.15 percent since the 2020 census base. Migration contributed more to 2024 change than births over deaths, so demand here follows people arriving rather than families forming.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Gloucester County
Where people moving to Gloucester County come from
- Tax returns filed by households arriving7,672
- People arriving, from those returns13,295
- Adjusted gross income arriving$597.8 m
- Net adjusted gross income movement$0
- Average income of an arriving household$77,914
- Largest single originGloucester County Non-migrants (116,219 households)
- Largest single destination (116,219 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Gloucester County Non-migrants | 116,219 | 234,714 | $11.33 bn |
| Camden County | 2,479 | 4,254 | $161.3 m |
| Other flows - Different State | 1,221 | 2,045 | $82.9 m |
| Philadelphia County | 891 | 1,621 | $69.2 m |
| Other flows - South | 638 | 1,066 | $43.9 m |
| Burlington County | 580 | 983 | $63.3 m |
| Cumberland County | 373 | 644 | $20.8 m |
| Other flows - Northeast | 300 | 504 | $20.3 m |
The largest single source of arrivals is Gloucester County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Gloucester County
What the Gloucester County economy runs on
- County GDP, 2024$19.11 bn
- County GDP, 2023$18.25 bn
- GDP change, 2023 to 20244.7 percent
- GDP change over five years33.2 percent
- Rank by GDP among New Jersey counties15th
- Rank by GDP among US county-equivalents270th
- GDP per resident$62,261
Output grew 4.7 percent in the latest year and 33.2 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Gloucester County
Who employs people in Gloucester County
- Covered employment, annual average124,439
- Establishments reporting7,389
- Average annual pay$58,070
- Average weekly wage$1,117
- Sector 44-45, employment18,188
- Sector 44-45, average annual pay$42,295
- Sector 62, employment17,779
- Sector 62, average annual pay$58,067
- Sector 48-49, employment13,888
- Sector 48-49, average annual pay$50,341
- Sector 72, employment10,178
- Sector 72, average annual pay$24,964
- Sector 31-33, employment9,032
- Sector 42, employment7,588
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 44-45 | 18,188 | 864 | $42,295 |
| Sector 62 | 17,779 | 1,568 | $58,067 |
| Sector 48-49 | 13,888 | 224 | $50,341 |
| Sector 72 | 10,178 | 549 | $24,964 |
| Sector 31-33 | 9,032 | 264 | $76,617 |
| Sector 42 | 7,588 | 349 | $78,170 |
| Sector 23 | 6,253 | 686 | $86,411 |
| Sector 56 | 5,859 | 428 | $55,416 |
The largest sector is the biggest private employer group at 18,188 jobs, 14.6 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Gloucester County
What businesses operate in Gloucester County
- Establishments, all industries6,298
- Employment at those establishments107,864
- Annual payroll$5.88 bn
- Establishments per 1,000 residents20.5
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Gloucester County
What is being built in Gloucester County
- Housing units authorised by permit, 2024899
- Declared construction value permitted$121.3 m
- Single family units authorised787
- Multifamily units authorised112
- Multifamily share of units12.5 percent
- Average declared value per unit$134,976
- Units authorised per 1,000 households8.0
Multifamily is 12.5 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Gloucester County
How much SBA lending happens in Gloucester County
- 7(a) approvals recorded381
- 7(a) gross approval dollars$160.2 m
- Average 7(a) approval$420,383
- Median 7(a) approval$150,000
- 10th percentile approval$25,000
- 90th percentile approval$1,047,000
- Largest single approval$5,000,000
- Jobs reported supported, 7(a)4,140
- Jobs per approval10.9
- Distinct 7(a) lenders active65
- Distinct industries receiving approvals143
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer13.4 percent
- Loans on real estate terms51
- Loans on working capital terms, 120 months or shorter309
- Franchise loans45
- Franchise share of approvals11.8 percent
- Leading industry by approval countFull-Service Restaurants (16)
- Most active lenderTD Bank, National Association (128)
- 504 approvals recorded46
- 504 gross approval dollars$54.1 m
- Average 504 approval$1,176,804
- Median 504 approval$656,000
- Distinct CDCs active4
- 504 jobs per approval15.4
- 504 jobs per million dollars approved13.1
- Most active CDCTrenton Business Assistance Corporation (35)
- 7(a) share of SBA approvals89.2 percent
- Combined SBA approval dollars$214.3 m
The average approval of $420,383 sits well above the median of $150,000, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. Only 13.4 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Gloucester County
Do SBA loans in Gloucester County get paid back
- Loans with a final outcome recorded69
- Paid in full56
- Charged off13
- Charge off rate on resolved loans18.8 percent
- Status: Paid in full56
- Status: Exempt from disclosure247
- Status: Cancelled50
- Status: Charged off13
- Status: Committed, not yet disbursed15
Of the 69 loans that have reached a final outcome, 18.8 percent were charged off. This is computed only over resolved loans, because a loan still running has not yet succeeded or failed and counting it either way would be wrong.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Gloucester County
Which parts of Gloucester County get the lending
- Places in the county with recorded lending33
- Sewell, approvals69
- WILLIAMSTOWN, approvals42
- MULLICA HILL, approvals31
- Woodbury, approvals28
- SWEDESBORO, approvals22
- Glassboro, approvals20
| Place | Approvals | Gross approval dollars |
|---|---|---|
| Sewell | 69 | $29,602,100 |
| WILLIAMSTOWN | 42 | $12,155,500 |
| MULLICA HILL | 31 | $14,060,400 |
| Woodbury | 28 | $10,463,300 |
| SWEDESBORO | 22 | $19,962,800 |
| Glassboro | 20 | $13,316,100 |
| WESTVILLE | 18 | $9,465,800 |
| BLACKWOOD | 16 | $5,973,600 |
Sewell accounts for 69 approvals against 42 in WILLIAMSTOWN. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Gloucester County
How big is Gloucester County
- Land area322 sq mi
- Rank by land area among New Jersey counties11th of 21
- Width, east to west30 mi
- Height, north to south27 mi
- Geographies sharing a boundary4
- Residents per square mile of land953
- Establishments per square mile19.56
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Gloucester County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Gloucester County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population306,954
- Households112,545
- Average household size2.73
- Median household income$105,115
- Median age40.1
Common questions
Gloucester County questions, answered from the record.
How many people live in Gloucester County, New Jersey?
306,954, in 112,545 households, ranking 14th of 21 New Jersey counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Gloucester County growing?
The population has grown 3.15 percent since the 2020 census base. In 2024 there were 3,032 births against 2,716 deaths, with net migration of 2,643. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Gloucester County?
$105,115. The median owner-occupied home is valued at $310,400, which is 3.0 times income, and median gross rent is $1,531 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Gloucester County?
6,298 establishments, employing 107,864 people with an annual payroll of $5.88 bn. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Gloucester County?
Average annual pay is $58,070, or $1,117 a week, across 124,439 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Gloucester County?
381 7(a) approvals totalling $160.2 m since FY2020, across 65 lenders, with a median approval of $150,000, plus 46 504 approvals worth $54.1 m. These are approvals recorded in the release, not loans disbursed.
Do SBA loans in Gloucester County get paid back?
Of the 69 loans that have reached a final outcome, 56 were paid in full and 13 charged off, a charge off rate of 18.8 percent. Loans still running are excluded, because they have not yet succeeded or failed.
What is being built in Gloucester County?
899 housing units were authorised by permit in 2024, with a declared construction value of $121.3 m. Multifamily was 12.5 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Gloucester County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Gloucester County come from?
The largest single origin is Gloucester County Non-migrants, with 116,219 households. Arriving households report an average income of $77,914 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Gloucester County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Gloucester County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.