HomeNew MexicoCibola County
Cibola County, New Mexico: commercial real estate data.
Cibola County, New Mexico has a population of 26,845 across 4,539 square miles, down 1.4 percent since the 2020 census base. County output reached $868.1 m in 2024, 288 establishments operate here, and the SBA record carries 9 7(a) approvals worth $7.6 m.
109 sourced county values · tier FULL · 10 sections
Cibola County
How many people live in Cibola County
- Population26,845
- Households8,503
- Average household size3.16
- Median household income$50,759
- Median age40.0
- Median gross rent$759 per month
- Median owner-occupied home value$125,400
- Home value to household income2.5 times
- Annual rent as a share of median income17.9 percent
- Adults 25 and over with a bachelor degree or higher17.0 percent
- Adults 25 and over with a graduate degree7.7 percent
- Adults 25 and over18,519
- Population under 186,233
- Share under 1823.2 percent
- Population 65 and over4,881
- Share 65 and over18.2 percent
- Working age population, 18 to 6415,731
- Civilian labor force9,276
- Unemployment rate10.5 percent
- Labor force participation, adults 18 and over45.0 percent
- Rank by population among New Mexico counties17th of 33
- Rank by population among US county-equivalents1587th
Cibola County is the 17th largest of 33 New Mexico counties by population. A median home costs 2.5 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 23.2 percent against 18.2 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Cibola County
Is Cibola County growing
- Population change since the 2020 census base-1.35 percent
- Census 2020 base population27,052
- Births, 2024231
- Deaths, 2024321
- Natural change, 2024-90
- Net domestic migration, 2024-6
- Net international migration, 202439
- Total net migration, 202433
- Cumulative net domestic migration, 2021 to 202419
- Rank by growth among US county-equivalents2310th
The county has lost 1.35 percent of its population since the 2020 census base. Deaths exceeded births in 2024, so all of the growth came from people moving in. A market held up by migration alone is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Cibola County
Where people moving to Cibola County come from
- Tax returns filed by households arriving511
- People arriving, from those returns974
- Adjusted gross income arriving$17.6 m
- Net adjusted gross income movement$0
- Average income of an arriving household$34,446
- Largest single originCibola County Non-migrants (7,933 households)
- Largest single destination (7,933 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Cibola County Non-migrants | 7,933 | 16,097 | $355.7 m |
| Other flows - Different State | 187 | 296 | $8.5 m |
| McKinley County | 130 | 343 | $3.6 m |
| Bernalillo County | 109 | 190 | $3.0 m |
| Other flows - West | 106 | 182 | $4.5 m |
| Other flows - Same State | 85 | 145 | $2.5 m |
| Other flows - South | 55 | 78 | $2.7 m |
| Other flows - Midwest | 26 | 36 | $1.3 m |
The largest single source of arrivals is Cibola County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Cibola County
What the Cibola County economy runs on
- County GDP, 2024$868.1 m
- County GDP, 2023$799.6 m
- GDP change, 2023 to 20248.6 percent
- GDP change over five years26.2 percent
- Rank by GDP among New Mexico counties22nd
- Rank by GDP among US county-equivalents1961st
- GDP per resident$32,336
Output grew 8.6 percent in the latest year and 26.2 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Cibola County
Who employs people in Cibola County
- Covered employment, annual average7,226
- Establishments reporting449
- Average annual pay$48,565
- Average weekly wage$934
- Sector 62, employment1,441
- Sector 62, average annual pay$45,629
- Sector 44-45, employment859
- Sector 44-45, average annual pay$32,129
- Sector 72, employment650
- Sector 72, average annual pay$20,798
- Sector 21, employment329
- Sector 21, average annual pay$81,819
- Sector 56, employment282
- Sector 23, employment175
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 62 | 1,441 | 80 | $45,629 |
| Sector 44-45 | 859 | 54 | $32,129 |
| Sector 72 | 650 | 41 | $20,798 |
| Sector 21 | 329 | 3 | $81,819 |
| Sector 56 | 282 | 13 | $62,541 |
| Sector 23 | 175 | 23 | $60,625 |
| Sector 42 | 126 | 12 | $58,576 |
| Sector 52 | 87 | 15 | $33,357 |
The largest sector is the biggest private employer group at 1,441 jobs, 19.9 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Cibola County
What businesses operate in Cibola County
- Establishments, all industries288
- Employment at those establishments5,250
- Annual payroll$231.3 m
- Establishments per 1,000 residents10.7
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Cibola County
How much SBA lending happens in Cibola County
- 7(a) approvals recorded9
- 7(a) gross approval dollars$7.6 m
- Average 7(a) approval$841,333
- Median 7(a) approval$300,000
- 10th percentile approval$10,000
- 90th percentile approval$3,177,000
- Largest single approval$3,177,000
- Jobs reported supported, 7(a)53
- Jobs per approval5.9
- Distinct 7(a) lenders active7
- Distinct industries receiving approvals7
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer44.4 percent
- Loans on real estate terms4
- Loans on working capital terms, 120 months or shorter5
- Franchise loans2
- Franchise share of approvals22.2 percent
- Leading industry by approval countHotels (except Casino Hotels) and Motels (3)
- Most active lenderWells Fargo Bank National Association (3)
- 504 approvals recorded2
- 504 gross approval dollars$1.9 m
- Average 504 approval$960,500
- Median 504 approval$1,811,000
- Distinct CDCs active1
- 504 jobs per approval6.0
- 504 jobs per million dollars approved6.2
- Most active CDCEnchantment Land Certified Development Company (2)
- 7(a) share of SBA approvals81.8 percent
- Combined SBA approval dollars$9.5 m
The average approval of $841,333 sits well above the median of $300,000, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. 44.4 percent of approvals run on real estate terms of 240 months or more, so this is a market where SBA credit is buying buildings, not just funding operations.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Cibola County
Do SBA loans in Cibola County get paid back
- Loans with a final outcome recorded1
- Paid in full1
- Charged off0
- Status: Paid in full1
- Status: Exempt from disclosure6
- Status: Committed, not yet disbursed2
Too few loans have reached a final outcome to publish a charge off rate. only 1 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Cibola County
Which parts of Cibola County get the lending
- Places in the county with recorded lending2
- GRANTS, approvals8
- MILAN, approvals1
| Place | Approvals | Gross approval dollars |
|---|---|---|
| GRANTS | 8 | $6,883,000 |
| MILAN | 1 | $689,000 |
GRANTS accounts for 8 approvals against 1 in MILAN. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Cibola County
How big is Cibola County
- Land area4,539 sq mi
- Rank by land area among New Mexico counties10th of 33
- Width, east to west112.1 mi
- Height, north to south53.2 mi
- Geographies sharing a boundary6
- Residents per square mile of land6
- Establishments per square mile0.06
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- The Building Permits Survey does not carry a 2024 record for this county.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Cibola County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Cibola County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population26,845
- Households8,503
- Average household size3.16
- Median household income$50,759
- Median age40.0
Common questions
Cibola County questions, answered from the record.
How many people live in Cibola County, New Mexico?
26,845, in 8,503 households, ranking 17th of 33 New Mexico counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Cibola County growing?
The population has fallen 1.35 percent since the 2020 census base. In 2024 there were 231 births against 321 deaths, with net migration of 33. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Cibola County?
$50,759. The median owner-occupied home is valued at $125,400, which is 2.5 times income, and median gross rent is $759 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Cibola County?
288 establishments, employing 5,250 people with an annual payroll of $231.3 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Cibola County?
Average annual pay is $48,565, or $934 a week, across 7,226 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Cibola County?
9 7(a) approvals totalling $7.6 m since FY2020, across 7 lenders, with a median approval of $300,000, plus 2 504 approvals worth $1.9 m. These are approvals recorded in the release, not loans disbursed.
What is the radon zone for Cibola County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Cibola County come from?
The largest single origin is Cibola County Non-migrants, with 7,933 households. Arriving households report an average income of $34,446 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Cibola County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Cibola County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.