HomeNew MexicoTaos County
Taos County, New Mexico: commercial real estate data.
Taos County, New Mexico has a population of 34,543 across 2,203 square miles, down 0.0 percent since the 2020 census base. County output reached $1.52 bn in 2024, 1,083 establishments operate here, and the SBA record carries 24 7(a) approvals worth $21.1 m.
120 sourced county values · tier FULL · 11 sections
Taos County
How many people live in Taos County
- Population34,543
- Households15,549
- Average household size2.22
- Median household income$58,950
- Median age52.6
- Median gross rent$1,034 per month
- Median owner-occupied home value$382,800
- Home value to household income6.5 times
- Annual rent as a share of median income21.0 percent
- Adults 25 and over with a bachelor degree or higher38.5 percent
- Adults 25 and over with a graduate degree16.2 percent
- Adults 25 and over27,201
- Population under 185,400
- Share under 1815.6 percent
- Population 65 and over10,539
- Share 65 and over30.5 percent
- Working age population, 18 to 6418,604
- Civilian labor force16,446
- Unemployment rate7.6 percent
- Labor force participation, adults 18 and over56.4 percent
- Rank by population among New Mexico counties14th of 33
- Rank by population among US county-equivalents1350th
Taos County is the 14th largest of 33 New Mexico counties by population. A median home costs 6.5 times median household income, which is a stretched ownership market and usually shows up as rental demand. Residents 65 and over outnumber those under 18, at 30.5 percent against 15.6 percent, which points demand at health care, services and single storey product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Taos County
Is Taos County growing
- Population change since the 2020 census base-0.03 percent
- Census 2020 base population34,491
- Births, 2024227
- Deaths, 2024398
- Natural change, 2024-171
- Net domestic migration, 20246
- Net international migration, 2024167
- Total net migration, 2024173
- Cumulative net domestic migration, 2021 to 2024441
- Rank by growth among US county-equivalents1836th
The county has lost 0.03 percent of its population since the 2020 census base. Deaths exceeded births in 2024, so all of the growth came from people moving in. A market held up by migration alone is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Taos County
Where people moving to Taos County come from
- Tax returns filed by households arriving910
- People arriving, from those returns1,342
- Adjusted gross income arriving$82.3 m
- Net adjusted gross income movement$0
- Average income of an arriving household$90,485
- Largest single originTaos County Non-migrants (12,923 households)
- Largest single destination (12,923 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Taos County Non-migrants | 12,923 | 22,356 | $764.1 m |
| Other flows - Different State | 580 | 845 | $53.4 m |
| Other flows - West | 275 | 403 | $23.9 m |
| Other flows - South | 186 | 294 | $20.5 m |
| Bernalillo County | 89 | 132 | $4.1 m |
| Other flows - Same State | 89 | 140 | $4.5 m |
| Santa Fe County | 70 | 95 | $2.9 m |
| Other flows - Northeast | 60 | 73 | $4.4 m |
The largest single source of arrivals is Taos County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Taos County
What the Taos County economy runs on
- County GDP, 2024$1.52 bn
- County GDP, 2023$1.42 bn
- GDP change, 2023 to 20246.7 percent
- GDP change over five years52.1 percent
- Rank by GDP among New Mexico counties14th
- Rank by GDP among US county-equivalents1507th
- GDP per resident$44,026
Output grew 6.7 percent in the latest year and 52.1 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Taos County
Who employs people in Taos County
- Covered employment, annual average11,075
- Establishments reporting1,449
- Average annual pay$45,377
- Average weekly wage$873
- Sector 72, employment1,965
- Sector 72, average annual pay$27,978
- Sector 62, employment1,766
- Sector 62, average annual pay$53,297
- Sector 44-45, employment1,588
- Sector 44-45, average annual pay$34,238
- Sector 71, employment909
- Sector 71, average annual pay$34,397
- Sector 23, employment562
- Sector 56, employment386
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 72 | 1,965 | 150 | $27,978 |
| Sector 62 | 1,766 | 174 | $53,297 |
| Sector 44-45 | 1,588 | 189 | $34,238 |
| Sector 71 | 909 | 43 | $34,397 |
| Sector 23 | 562 | 143 | $58,406 |
| Sector 56 | 386 | 73 | $54,308 |
| Sector 54 | 280 | 157 | $68,506 |
| Sector 61 | 258 | 40 | $53,861 |
The largest sector is the biggest private employer group at 1,965 jobs, 17.7 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Taos County
What businesses operate in Taos County
- Establishments, all industries1,083
- Employment at those establishments9,460
- Annual payroll$350.5 m
- Establishments per 1,000 residents31.4
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Taos County
What is being built in Taos County
- Housing units authorised by permit, 2024127
- Declared construction value permitted$40.6 m
- Single family units authorised125
- Multifamily units authorised2
- Multifamily share of units1.6 percent
- Average declared value per unit$319,840
- Units authorised per 1,000 households8.2
Multifamily is 1.6 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Taos County
How much SBA lending happens in Taos County
- 7(a) approvals recorded24
- 7(a) gross approval dollars$21.1 m
- Average 7(a) approval$877,167
- Median 7(a) approval$343,500
- 10th percentile approval$24,600
- 90th percentile approval$2,070,000
- Largest single approval$5,000,000
- Jobs reported supported, 7(a)242
- Jobs per approval10.1
- Distinct 7(a) lenders active14
- Distinct industries receiving approvals15
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer45.8 percent
- Loans on real estate terms11
- Loans on working capital terms, 120 months or shorter13
- Franchise loans2
- Franchise share of approvals8.3 percent
- Leading industry by approval countHotels (except Casino Hotels) and Motels (6)
- Most active lenderCommunity Banks of Colorado, A Division of NBH Bank (4)
- 504 approvals recorded12
- 504 gross approval dollars$4.0 m
- Average 504 approval$332,083
- Median 504 approval$374,000
- Distinct CDCs active2
- 504 jobs per approval4.2
- 504 jobs per million dollars approved12.5
- Most active CDCCapital Certified Development Corporation (7)
- 7(a) share of SBA approvals66.7 percent
- Combined SBA approval dollars$25.0 m
The average approval of $877,167 sits well above the median of $343,500, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. 45.8 percent of approvals run on real estate terms of 240 months or more, so this is a market where SBA credit is buying buildings, not just funding operations.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Taos County
Do SBA loans in Taos County get paid back
- Loans with a final outcome recorded4
- Paid in full4
- Charged off0
- Status: Paid in full4
- Status: Exempt from disclosure14
- Status: Cancelled5
- Status: Committed, not yet disbursed1
Too few loans have reached a final outcome to publish a charge off rate. only 4 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Taos County
Which parts of Taos County get the lending
- Places in the county with recorded lending5
- TAOS, approvals12
- RED RIVER, approvals6
- EL PRADO, approvals4
- RANCHOS DE TAOS, approvals1
- QUESTA, approvals1
| Place | Approvals | Gross approval dollars |
|---|---|---|
| TAOS | 12 | $14,168,500 |
| RED RIVER | 6 | $5,251,900 |
| EL PRADO | 4 | $1,521,600 |
| RANCHOS DE TAOS | 1 | $20,000 |
| QUESTA | 1 | $90,000 |
TAOS accounts for 12 approvals against 6 in RED RIVER. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Taos County
How big is Taos County
- Land area2,203 sq mi
- Rank by land area among New Mexico counties26th of 33
- Width, east to west46.5 mi
- Height, north to south67.9 mi
- Geographies sharing a boundary3
- Residents per square mile of land16
- Establishments per square mile0.49
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Taos County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Taos County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population34,543
- Households15,549
- Average household size2.22
- Median household income$58,950
- Median age52.6
Common questions
Taos County questions, answered from the record.
How many people live in Taos County, New Mexico?
34,543, in 15,549 households, ranking 14th of 33 New Mexico counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Taos County growing?
The population has fallen 0.03 percent since the 2020 census base. In 2024 there were 227 births against 398 deaths, with net migration of 173. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Taos County?
$58,950. The median owner-occupied home is valued at $382,800, which is 6.5 times income, and median gross rent is $1,034 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Taos County?
1,083 establishments, employing 9,460 people with an annual payroll of $350.5 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Taos County?
Average annual pay is $45,377, or $873 a week, across 11,075 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Taos County?
24 7(a) approvals totalling $21.1 m since FY2020, across 14 lenders, with a median approval of $343,500, plus 12 504 approvals worth $4.0 m. These are approvals recorded in the release, not loans disbursed.
What is being built in Taos County?
127 housing units were authorised by permit in 2024, with a declared construction value of $40.6 m. Multifamily was 1.6 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Taos County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Taos County come from?
The largest single origin is Taos County Non-migrants, with 12,923 households. Arriving households report an average income of $90,485 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Taos County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Taos County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.