HomeNorth CarolinaBertie County
Bertie County, North Carolina: commercial real estate data.
Bertie County, North Carolina has a population of 17,170 across 699 square miles, down 5.5 percent since the 2020 census base. County output reached $797.9 m in 2024, 277 establishments operate here, and the SBA record carries 7 7(a) approvals worth $2.4 m.
112 sourced county values · tier FULL · 12 sections
Bertie County
How many people live in Bertie County
- Population17,170
- Households7,143
- Average household size2.40
- Median household income$48,750
- Median age46.6
- Median gross rent$839 per month
- Median owner-occupied home value$98,500
- Home value to household income2.0 times
- Annual rent as a share of median income20.7 percent
- Adults 25 and over with a bachelor degree or higher19.0 percent
- Adults 25 and over with a graduate degree6.5 percent
- Adults 25 and over13,075
- Population under 182,788
- Share under 1816.2 percent
- Population 65 and over4,340
- Share 65 and over25.3 percent
- Working age population, 18 to 6410,042
- Civilian labor force6,774
- Unemployment rate5.1 percent
- Labor force participation, adults 18 and over47.1 percent
- Rank by population among North Carolina counties85th of 100
- Rank by population among US county-equivalents2027th
Bertie County is the 85th largest of 100 North Carolina counties by population. A median home costs 2.0 times median household income, which is an affordable ownership market by national standards. Residents 65 and over outnumber those under 18, at 25.3 percent against 16.2 percent, which points demand at health care, services and single storey product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Bertie County
Is Bertie County growing
- Population change since the 2020 census base-5.52 percent
- Census 2020 base population17,929
- Births, 2024145
- Deaths, 2024263
- Natural change, 2024-118
- Net domestic migration, 20241
- Net international migration, 202442
- Total net migration, 202443
- Cumulative net domestic migration, 2021 to 2024-268
- Rank by growth among US county-equivalents3017th
The county has lost 5.52 percent of its population since the 2020 census base. Deaths exceeded births in 2024, so all of the growth came from people moving in. A market held up by migration alone is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Bertie County
Where people moving to Bertie County come from
- Tax returns filed by households arriving381
- People arriving, from those returns725
- Adjusted gross income arriving$16.0 m
- Net adjusted gross income movement$0
- Average income of an arriving household$42,037
- Largest single originBertie County Non-migrants (6,057 households)
- Largest single destination (6,057 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Bertie County Non-migrants | 6,057 | 11,575 | $302.8 m |
| Other flows - Same State | 134 | 247 | $4.7 m |
| Other flows - Different State | 96 | 174 | $5.9 m |
| Hertford County | 81 | 166 | $3.2 m |
| Other flows - South | 74 | 124 | $4.8 m |
| Martin County | 25 | 58 | $579,000 |
| Pitt County | 23 | 38 | $612,000 |
| Chowan County | 22 | 42 | $1.1 m |
The largest single source of arrivals is Bertie County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Bertie County
What the Bertie County economy runs on
- County GDP, 2024$797.9 m
- County GDP, 2023$751.0 m
- GDP change, 2023 to 20246.3 percent
- GDP change over five years26.8 percent
- Rank by GDP among North Carolina counties80th
- Rank by GDP among US county-equivalents2029th
- GDP per resident$46,472
Output grew 6.3 percent in the latest year and 26.8 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Bertie County
Who employs people in Bertie County
- Covered employment, annual average5,174
- Establishments reporting343
- Average annual pay$44,841
- Average weekly wage$862
- Sector 56, employment395
- Sector 56, average annual pay$40,479
- Sector 11, employment272
- Sector 11, average annual pay$49,095
- Sector 44-45, employment253
- Sector 44-45, average annual pay$26,633
- Sector 72, employment179
- Sector 72, average annual pay$16,917
- Sector 48-49, employment93
- Sector 81, employment48
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 56 | 395 | 18 | $40,479 |
| Sector 11 | 272 | 48 | $49,095 |
| Sector 44-45 | 253 | 38 | $26,633 |
| Sector 72 | 179 | 14 | $16,917 |
| Sector 48-49 | 93 | 24 | $74,618 |
| Sector 81 | 48 | 23 | $32,677 |
| Sector 52 | 44 | 14 | $62,045 |
| Sector 71 | 17 | 4 | $18,041 |
The largest sector is the biggest private employer group at 395 jobs, 7.6 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Bertie County
What businesses operate in Bertie County
- Establishments, all industries277
- Employment at those establishments4,983
- Annual payroll$187.2 m
- Establishments per 1,000 residents16.1
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Bertie County
What is being built in Bertie County
- Housing units authorised by permit, 202446
- Declared construction value permitted$17.0 m
- Single family units authorised46
- Multifamily units authorised0
- Multifamily share of units0.0 percent
- Average declared value per unit$370,186
- Units authorised per 1,000 households6.4
Multifamily is 0.0 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Bertie County
How much SBA lending happens in Bertie County
- 7(a) approvals recorded7
- 7(a) gross approval dollars$2.4 m
- Average 7(a) approval$338,714
- Median 7(a) approval$145,000
- 10th percentile approval$20,000
- 90th percentile approval$1,013,000
- Largest single approval$1,013,000
- Jobs reported supported, 7(a)26
- Jobs per approval3.7
- Distinct 7(a) lenders active4
- Distinct industries receiving approvals3
- Median 7(a) term144 months
- Share of loans on real estate terms, 240 months or longer14.3 percent
- Loans on real estate terms1
- Loans on working capital terms, 120 months or shorter3
- Franchise loans1
- Franchise share of approvals14.3 percent
- Leading industry by approval countBroilers and Other Meat Type Chicken Production (5)
- Most active lenderFirst Financial Bank (4)
The average approval of $338,714 sits well above the median of $145,000, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. Only 14.3 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Bertie County
Do SBA loans in Bertie County get paid back
- Loans with a final outcome recorded3
- Paid in full3
- Charged off0
- Status: Cancelled2
- Status: Paid in full3
- Status: Exempt from disclosure2
Too few loans have reached a final outcome to publish a charge off rate. only 3 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Bertie County
Which parts of Bertie County get the lending
- Places in the county with recorded lending3
- WINDSOR, approvals3
- MERRY HILL, approvals3
- Colerain, approvals1
| Place | Approvals | Gross approval dollars |
|---|---|---|
| WINDSOR | 3 | $727,000 |
| MERRY HILL | 3 | $1,624,000 |
| Colerain | 1 | $20,000 |
WINDSOR accounts for 3 approvals against 3 in MERRY HILL. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Bertie County
How big is Bertie County
- Land area699 sq mi
- Rank by land area among North Carolina counties16th of 100
- Width, east to west36.9 mi
- Height, north to south30 mi
- Geographies sharing a boundary6
- Residents per square mile of land25
- Establishments per square mile0.40
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Bertie County
What hazards affect Bertie County
- EPA radon zone predicted average indoor radon screening level less than 2 pCi/LZone 3
- Communities in the NFIP Community Status Book8
- Of those, participating in the NFIP6
- NFIP participation rate75.0 percent
- Communities carrying a CRS class0
The EPA places the county in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L.
US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001. FEMA OpenFEMA, NFIP Community Status Book, Community Status Book, as retrieved.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No 504 approvals recorded in this county in the FOIA release covering FY2010 onward.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Bertie County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Bertie County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population17,170
- Households7,143
- Average household size2.40
- Median household income$48,750
- Median age46.6
Common questions
Bertie County questions, answered from the record.
How many people live in Bertie County, North Carolina?
17,170, in 7,143 households, ranking 85th of 100 North Carolina counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Bertie County growing?
The population has fallen 5.52 percent since the 2020 census base. In 2024 there were 145 births against 263 deaths, with net migration of 43. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Bertie County?
$48,750. The median owner-occupied home is valued at $98,500, which is 2.0 times income, and median gross rent is $839 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Bertie County?
277 establishments, employing 4,983 people with an annual payroll of $187.2 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Bertie County?
Average annual pay is $44,841, or $862 a week, across 5,174 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Bertie County?
7 7(a) approvals totalling $2.4 m since FY2020, across 4 lenders, with a median approval of $145,000. These are approvals recorded in the release, not loans disbursed.
What is being built in Bertie County?
46 housing units were authorised by permit in 2024, with a declared construction value of $17.0 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Bertie County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Bertie County come from?
The largest single origin is Bertie County Non-migrants, with 6,057 households. Arriving households report an average income of $42,037 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Bertie County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Bertie County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.