HomeNorth CarolinaCamden County
Camden County, North Carolina: commercial real estate data.
Camden County, North Carolina has a population of 10,927 across 241 square miles, up 8.0 percent since the 2020 census base. County output reached $226.1 m in 2024, 124 establishments operate here, and the SBA record carries 4 7(a) approvals worth $3.3 m.
120 sourced county values · tier FULL · 12 sections
Camden County
How many people live in Camden County
- Population10,927
- Households4,011
- Average household size2.72
- Median household income$91,078
- Median age40.8
- Median gross rent$1,232 per month
- Median owner-occupied home value$337,100
- Home value to household income3.7 times
- Annual rent as a share of median income16.2 percent
- Adults 25 and over with a bachelor degree or higher28.6 percent
- Adults 25 and over with a graduate degree11.6 percent
- Adults 25 and over7,556
- Population under 182,528
- Share under 1823.1 percent
- Population 65 and over1,799
- Share 65 and over16.5 percent
- Working age population, 18 to 646,600
- Civilian labor force5,759
- Unemployment rate5.5 percent
- Labor force participation, adults 18 and over68.6 percent
- Rank by population among North Carolina counties94th of 100
- Rank by population among US county-equivalents2422nd
Camden County is the 94th largest of 100 North Carolina counties by population. A median home costs 3.7 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 23.1 percent against 16.5 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Camden County
Is Camden County growing
- Population change since the 2020 census base8.00 percent
- Census 2020 base population10,356
- Births, 202457
- Deaths, 202492
- Natural change, 2024-35
- Net domestic migration, 202470
- Net international migration, 202415
- Total net migration, 202485
- Cumulative net domestic migration, 2021 to 2024882
- Rank by growth among US county-equivalents238th
The county has grown 8.00 percent since the 2020 census base. Deaths exceeded births in 2024, so all of the growth came from people moving in. A market held up by migration alone is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Camden County
Where people moving to Camden County come from
- Tax returns filed by households arriving420
- People arriving, from those returns941
- Adjusted gross income arriving$26.7 m
- Net adjusted gross income movement$0
- Average income of an arriving household$63,636
- Largest single originCamden County Non-migrants (3,899 households)
- Largest single destination (3,899 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Camden County Non-migrants | 3,899 | 8,600 | $311.5 m |
| Other flows - Different State | 144 | 352 | $9.6 m |
| Pasquotank County | 72 | 154 | $4.4 m |
| Other flows - South | 65 | 167 | $4.3 m |
| Currituck County | 60 | 116 | $3.0 m |
| Other flows - Same State | 46 | 97 | $2.4 m |
| Chesapeake city | 42 | 100 | $3.1 m |
| Virginia Beach city | 33 | 71 | $2.5 m |
The largest single source of arrivals is Camden County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Camden County
What the Camden County economy runs on
- County GDP, 2024$226.1 m
- County GDP, 2023$225.1 m
- GDP change, 2023 to 20240.4 percent
- GDP change over five years34.1 percent
- Rank by GDP among North Carolina counties99th
- Rank by GDP among US county-equivalents2853rd
- GDP per resident$20,691
Output grew 0.4 percent in the latest year and 34.1 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Camden County
Who employs people in Camden County
- Covered employment, annual average1,270
- Establishments reporting235
- Average annual pay$49,743
- Average weekly wage$957
- Sector 44-45, employment113
- Sector 44-45, average annual pay$33,170
- Sector 54, employment74
- Sector 54, average annual pay$77,345
- Sector 23, employment66
- Sector 23, average annual pay$48,445
- Sector 48-49, employment54
- Sector 48-49, average annual pay$44,908
- Sector 52, employment25
- Sector 53, employment8
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 44-45 | 113 | 24 | $33,170 |
| Sector 54 | 74 | 27 | $77,345 |
| Sector 23 | 66 | 25 | $48,445 |
| Sector 48-49 | 54 | 12 | $44,908 |
| Sector 52 | 25 | 10 | $63,122 |
| Sector 53 | 8 | 8 | $45,073 |
The largest sector is the biggest private employer group at 113 jobs, 8.9 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Camden County
What businesses operate in Camden County
- Establishments, all industries124
- Employment at those establishments547
- Annual payroll$22.2 m
- Establishments per 1,000 residents11.3
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Camden County
What is being built in Camden County
- Housing units authorised by permit, 2024105
- Declared construction value permitted$31.1 m
- Single family units authorised105
- Multifamily units authorised0
- Multifamily share of units0.0 percent
- Average declared value per unit$296,096
- Units authorised per 1,000 households26.2
Multifamily is 0.0 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Camden County
How much SBA lending happens in Camden County
- 7(a) approvals recorded4
- 7(a) gross approval dollars$3.3 m
- Average 7(a) approval$815,250
- Median 7(a) approval$184,000
- 10th percentile approval$150,000
- 90th percentile approval$2,777,000
- Largest single approval$2,777,000
- Jobs reported supported, 7(a)19
- Jobs per approval4.8
- Distinct 7(a) lenders active4
- Distinct industries receiving approvals3
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer25.0 percent
- Loans on real estate terms1
- Loans on working capital terms, 120 months or shorter3
- Franchise loans2
- Franchise share of approvals50.0 percent
- Leading industry by approval countOther Personal and Household Goods Repair and Maintenance (2)
- Most active lenderTruist Bank (1)
- 504 approvals recorded1
- 504 gross approval dollars$132,000
- Average 504 approval$132,000
- Median 504 approval$132,000
- Distinct CDCs active1
- 504 jobs per approval0.0
- 504 jobs per million dollars approved0.0
- Most active CDC504 Capital Corporation (1)
- 7(a) share of SBA approvals80.0 percent
- Combined SBA approval dollars$3.4 m
The average approval of $815,250 sits well above the median of $184,000, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. Only 25.0 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Camden County
Do SBA loans in Camden County get paid back
- Loans with a final outcome recorded0
- Paid in full0
- Charged off0
- Status: Exempt from disclosure4
Too few loans have reached a final outcome to publish a charge off rate. only 0 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Camden County
Which parts of Camden County get the lending
- Places in the county with recorded lending2
- South Mills, approvals3
- CAMDEN, approvals1
| Place | Approvals | Gross approval dollars |
|---|---|---|
| South Mills | 3 | $3,111,000 |
| CAMDEN | 1 | $150,000 |
South Mills accounts for 3 approvals against 1 in CAMDEN. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Camden County
How big is Camden County
- Land area241 sq mi
- Rank by land area among North Carolina counties93rd of 100
- Width, east to west36.4 mi
- Height, north to south27 mi
- Geographies sharing a boundary3
- Residents per square mile of land45
- Establishments per square mile0.51
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Camden County
What hazards affect Camden County
- EPA radon zone predicted average indoor radon screening level less than 2 pCi/LZone 3
- Communities in the NFIP Community Status Book2
- Of those, participating in the NFIP2
- NFIP participation rate100.0 percent
- Best Community Rating System class in the county A lower CRS class is a larger flood insurance premium discount.Class 8
- Communities carrying a CRS class1
The EPA places the county in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L. The best Community Rating System class in the county is 8, which carries a flood insurance premium discount for properties in the participating community.
US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001. FEMA OpenFEMA, NFIP Community Status Book, Community Status Book, as retrieved.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Camden County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Camden County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population10,927
- Households4,011
- Average household size2.72
- Median household income$91,078
- Median age40.8
Common questions
Camden County questions, answered from the record.
How many people live in Camden County, North Carolina?
10,927, in 4,011 households, ranking 94th of 100 North Carolina counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Camden County growing?
The population has grown 8.00 percent since the 2020 census base. In 2024 there were 57 births against 92 deaths, with net migration of 85. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Camden County?
$91,078. The median owner-occupied home is valued at $337,100, which is 3.7 times income, and median gross rent is $1,232 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Camden County?
124 establishments, employing 547 people with an annual payroll of $22.2 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Camden County?
Average annual pay is $49,743, or $957 a week, across 1,270 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Camden County?
4 7(a) approvals totalling $3.3 m since FY2020, across 4 lenders, with a median approval of $184,000, plus 1 504 approvals worth $132,000. These are approvals recorded in the release, not loans disbursed.
What is being built in Camden County?
105 housing units were authorised by permit in 2024, with a declared construction value of $31.1 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Camden County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Camden County come from?
The largest single origin is Camden County Non-migrants, with 3,899 households. Arriving households report an average income of $63,636 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Camden County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Camden County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.