HomeNorth CarolinaHaywood County
Haywood County, North Carolina: commercial real estate data.
Haywood County, North Carolina has a population of 62,662 across 554 square miles, up 1.6 percent since the 2020 census base. County output reached $2.60 bn in 2024, 1,546 establishments operate here, and the SBA record carries 62 7(a) approvals worth $41.4 m.
126 sourced county values · tier FULL · 12 sections
Haywood County
How many people live in Haywood County
- Population62,662
- Households27,123
- Average household size2.31
- Median household income$61,912
- Median age47.8
- Median gross rent$1,067 per month
- Median owner-occupied home value$279,200
- Home value to household income4.5 times
- Annual rent as a share of median income20.7 percent
- Adults 25 and over with a bachelor degree or higher29.5 percent
- Adults 25 and over with a graduate degree11.5 percent
- Adults 25 and over47,569
- Population under 1811,025
- Share under 1817.6 percent
- Population 65 and over16,106
- Share 65 and over25.7 percent
- Working age population, 18 to 6435,531
- Civilian labor force29,605
- Unemployment rate3.1 percent
- Labor force participation, adults 18 and over57.3 percent
- Rank by population among North Carolina counties45th of 100
- Rank by population among US county-equivalents867th
Haywood County is the 45th largest of 100 North Carolina counties by population. A median home costs 4.5 times median household income, which is an affordable ownership market by national standards. Residents 65 and over outnumber those under 18, at 25.7 percent against 17.6 percent, which points demand at health care, services and single storey product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Haywood County
Is Haywood County growing
- Population change since the 2020 census base1.55 percent
- Census 2020 base population62,087
- Births, 2024519
- Deaths, 20241,003
- Natural change, 2024-484
- Net domestic migration, 2024550
- Net international migration, 202463
- Total net migration, 2024613
- Cumulative net domestic migration, 2021 to 20242,632
- Rank by growth among US county-equivalents1311th
The county has grown 1.55 percent since the 2020 census base. Deaths exceeded births in 2024, so all of the growth came from people moving in. A market held up by migration alone is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Haywood County
Where people moving to Haywood County come from
- Tax returns filed by households arriving1,870
- People arriving, from those returns3,154
- Adjusted gross income arriving$143.5 m
- Net adjusted gross income movement$0
- Average income of an arriving household$76,756
- Largest single originHaywood County Non-migrants (23,893 households)
- Largest single destination (23,893 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Haywood County Non-migrants | 23,893 | 45,923 | $1.58 bn |
| Other flows - Different State | 912 | 1,535 | $83.2 m |
| Other flows - South | 604 | 1,033 | $56.1 m |
| Buncombe County | 421 | 685 | $23.2 m |
| Other flows - Same State | 258 | 449 | $17.8 m |
| Other flows - West | 123 | 196 | $10.1 m |
| Jackson County | 105 | 179 | $5.8 m |
| Other flows - Northeast | 93 | 162 | $8.1 m |
The largest single source of arrivals is Haywood County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Haywood County
What the Haywood County economy runs on
- County GDP, 2024$2.60 bn
- County GDP, 2023$2.52 bn
- GDP change, 2023 to 20243.4 percent
- GDP change over five years28.5 percent
- Rank by GDP among North Carolina counties50th
- Rank by GDP among US county-equivalents1082nd
- GDP per resident$41,511
Output grew 3.4 percent in the latest year and 28.5 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Haywood County
Who employs people in Haywood County
- Covered employment, annual average17,496
- Establishments reporting1,983
- Average annual pay$46,227
- Average weekly wage$889
- Sector 44-45, employment3,254
- Sector 44-45, average annual pay$35,868
- Sector 72, employment2,701
- Sector 72, average annual pay$24,883
- Sector 62, employment2,390
- Sector 62, average annual pay$51,018
- Sector 31-33, employment1,429
- Sector 31-33, average annual pay$55,614
- Sector 23, employment1,037
- Sector 56, employment949
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 44-45 | 3,254 | 245 | $35,868 |
| Sector 72 | 2,701 | 191 | $24,883 |
| Sector 62 | 2,390 | 216 | $51,018 |
| Sector 31-33 | 1,429 | 47 | $55,614 |
| Sector 23 | 1,037 | 238 | $58,967 |
| Sector 56 | 949 | 136 | $52,815 |
| Sector 54 | 607 | 231 | $68,952 |
| Sector 81 | 518 | 175 | $38,893 |
The largest sector is the biggest private employer group at 3,254 jobs, 18.6 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Haywood County
What businesses operate in Haywood County
- Establishments, all industries1,546
- Employment at those establishments16,322
- Annual payroll$703.5 m
- Establishments per 1,000 residents24.7
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Haywood County
What is being built in Haywood County
- Housing units authorised by permit, 2024537
- Declared construction value permitted$150.6 m
- Single family units authorised373
- Multifamily units authorised164
- Multifamily share of units30.5 percent
- Average declared value per unit$280,421
- Units authorised per 1,000 households19.8
Multifamily is 30.5 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Haywood County
How much SBA lending happens in Haywood County
- 7(a) approvals recorded62
- 7(a) gross approval dollars$41.4 m
- Average 7(a) approval$668,050
- Median 7(a) approval$360,000
- 10th percentile approval$50,000
- 90th percentile approval$1,800,000
- Largest single approval$4,626,000
- Jobs reported supported, 7(a)722
- Jobs per approval11.6
- Distinct 7(a) lenders active31
- Distinct industries receiving approvals33
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer45.2 percent
- Loans on real estate terms28
- Loans on working capital terms, 120 months or shorter33
- Franchise loans10
- Franchise share of approvals16.1 percent
- Leading industry by approval countHotels (except Casino Hotels) and Motels (11)
- Most active lenderMountain Bizcapital, Inc. (6)
- 504 approvals recorded4
- 504 gross approval dollars$2.7 m
- Average 504 approval$663,000
- Median 504 approval$697,000
- Distinct CDCs active2
- 504 jobs per approval2.5
- 504 jobs per million dollars approved3.8
- Most active CDCBusiness Expansion Funding Corporation (3)
- 7(a) share of SBA approvals93.9 percent
- Combined SBA approval dollars$44.1 m
The average approval of $668,050 sits well above the median of $360,000, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. 45.2 percent of approvals run on real estate terms of 240 months or more, so this is a market where SBA credit is buying buildings, not just funding operations.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Haywood County
Do SBA loans in Haywood County get paid back
- Loans with a final outcome recorded14
- Paid in full14
- Charged off0
- Charge off rate on resolved loans0.0 percent
- Status: Exempt from disclosure34
- Status: Paid in full14
- Status: Cancelled9
- Status: Committed, not yet disbursed5
Of the 14 loans that have reached a final outcome, 0.0 percent were charged off. This is computed only over resolved loans, because a loan still running has not yet succeeded or failed and counting it either way would be wrong.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Haywood County
Which parts of Haywood County get the lending
- Places in the county with recorded lending5
- WAYNESVILLE, approvals30
- CANTON, approvals13
- MAGGIE VALLEY, approvals13
- CLYDE, approvals5
- COLUMBIA, approvals1
| Place | Approvals | Gross approval dollars |
|---|---|---|
| WAYNESVILLE | 30 | $16,475,900 |
| CANTON | 13 | $9,684,000 |
| MAGGIE VALLEY | 13 | $11,631,200 |
| CLYDE | 5 | $3,503,000 |
| COLUMBIA | 1 | $125,000 |
WAYNESVILLE accounts for 30 approvals against 13 in CANTON. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Haywood County
How big is Haywood County
- Land area554 sq mi
- Rank by land area among North Carolina counties29th of 100
- Width, east to west28.7 mi
- Height, north to south34.7 mi
- Geographies sharing a boundary6
- Residents per square mile of land113
- Establishments per square mile2.79
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Haywood County
What hazards affect Haywood County
- EPA radon zone predicted average indoor radon screening level from 2 to 4 pCi/LZone 2
- Communities in the NFIP Community Status Book6
- Of those, participating in the NFIP6
- NFIP participation rate100.0 percent
- Communities carrying a CRS class0
The EPA places the county in radon zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L.
US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001. FEMA OpenFEMA, NFIP Community Status Book, Community Status Book, as retrieved.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Haywood County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Haywood County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population62,662
- Households27,123
- Average household size2.31
- Median household income$61,912
- Median age47.8
Common questions
Haywood County questions, answered from the record.
How many people live in Haywood County, North Carolina?
62,662, in 27,123 households, ranking 45th of 100 North Carolina counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Haywood County growing?
The population has grown 1.55 percent since the 2020 census base. In 2024 there were 519 births against 1,003 deaths, with net migration of 613. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Haywood County?
$61,912. The median owner-occupied home is valued at $279,200, which is 4.5 times income, and median gross rent is $1,067 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Haywood County?
1,546 establishments, employing 16,322 people with an annual payroll of $703.5 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Haywood County?
Average annual pay is $46,227, or $889 a week, across 17,496 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Haywood County?
62 7(a) approvals totalling $41.4 m since FY2020, across 31 lenders, with a median approval of $360,000, plus 4 504 approvals worth $2.7 m. These are approvals recorded in the release, not loans disbursed.
Do SBA loans in Haywood County get paid back?
Of the 14 loans that have reached a final outcome, 14 were paid in full and 0 charged off, a charge off rate of 0.0 percent. Loans still running are excluded, because they have not yet succeeded or failed.
What is being built in Haywood County?
537 housing units were authorised by permit in 2024, with a declared construction value of $150.6 m. Multifamily was 30.5 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Haywood County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Haywood County come from?
The largest single origin is Haywood County Non-migrants, with 23,893 households. Arriving households report an average income of $76,756 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Haywood County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Haywood County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.