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Martin County, North Carolina: commercial real estate data.
Martin County, North Carolina has a population of 21,644 across 461 square miles, down 2.3 percent since the 2020 census base. County output reached $808.0 m in 2024, 426 establishments operate here, and the SBA record carries 4 7(a) approvals worth $2.0 m.
107 sourced county values · tier FULL · 12 sections
Martin County
How many people live in Martin County
- Population21,644
- Households9,502
- Average household size2.28
- Median household income$48,578
- Median age46.8
- Median gross rent$758 per month
- Median owner-occupied home value$109,700
- Home value to household income2.3 times
- Annual rent as a share of median income18.7 percent
- Adults 25 and over with a bachelor degree or higher16.7 percent
- Adults 25 and over with a graduate degree4.4 percent
- Adults 25 and over15,812
- Population under 184,399
- Share under 1820.3 percent
- Population 65 and over5,532
- Share 65 and over25.6 percent
- Working age population, 18 to 6411,713
- Civilian labor force10,067
- Unemployment rate6.1 percent
- Labor force participation, adults 18 and over58.4 percent
- Rank by population among North Carolina counties78th of 100
- Rank by population among US county-equivalents1786th
Martin County is the 78th largest of 100 North Carolina counties by population. A median home costs 2.3 times median household income, which is an affordable ownership market by national standards. Residents 65 and over outnumber those under 18, at 25.6 percent against 20.3 percent, which points demand at health care, services and single storey product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Martin County
Is Martin County growing
- Population change since the 2020 census base-2.34 percent
- Census 2020 base population22,038
- Births, 2024223
- Deaths, 2024411
- Natural change, 2024-188
- Net domestic migration, 2024232
- Net international migration, 20240
- Total net migration, 2024232
- Cumulative net domestic migration, 2021 to 2024278
- Rank by growth among US county-equivalents2576th
The county has lost 2.34 percent of its population since the 2020 census base. Deaths exceeded births in 2024, so all of the growth came from people moving in. A market held up by migration alone is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Martin County
Where people moving to Martin County come from
- Tax returns filed by households arriving431
- People arriving, from those returns827
- Adjusted gross income arriving$16.8 m
- Net adjusted gross income movement$0
- Average income of an arriving household$38,949
- Largest single originMartin County Non-migrants (7,926 households)
- Largest single destination (7,926 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Martin County Non-migrants | 7,926 | 15,475 | $399.4 m |
| Other flows - Same State | 126 | 240 | $5.1 m |
| Pitt County | 109 | 204 | $4.6 m |
| Other flows - Different State | 93 | 170 | $3.2 m |
| Other flows - South | 52 | 94 | $1.8 m |
| Beaufort County | 43 | 88 | $2.1 m |
| Other flows - Northeast | 41 | 76 | $1.4 m |
| Washington County | 31 | 71 | $1.0 m |
The largest single source of arrivals is Martin County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Martin County
What the Martin County economy runs on
- County GDP, 2024$808.0 m
- County GDP, 2023$784.6 m
- GDP change, 2023 to 20243.0 percent
- GDP change over five years17.2 percent
- Rank by GDP among North Carolina counties79th
- Rank by GDP among US county-equivalents2021st
- GDP per resident$37,334
Output grew 3.0 percent in the latest year and 17.2 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Martin County
Who employs people in Martin County
- Covered employment, annual average6,150
- Establishments reporting494
- Average annual pay$38,562
- Average weekly wage$742
- Sector 44-45, employment1,031
- Sector 44-45, average annual pay$29,245
- Sector 31-33, employment805
- Sector 31-33, average annual pay$49,170
- Sector 11, employment268
- Sector 11, average annual pay$46,604
- Sector 23, employment219
- Sector 23, average annual pay$58,257
- Sector 54, employment157
- Sector 52, employment138
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 44-45 | 1,031 | 80 | $29,245 |
| Sector 31-33 | 805 | 12 | $49,170 |
| Sector 11 | 268 | 48 | $46,604 |
| Sector 23 | 219 | 33 | $58,257 |
| Sector 54 | 157 | 31 | $53,598 |
| Sector 52 | 138 | 30 | $68,594 |
| Sector 56 | 108 | 20 | $26,722 |
| Sector 42 | 97 | 20 | $46,286 |
The largest sector is the biggest private employer group at 1,031 jobs, 16.8 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Martin County
What businesses operate in Martin County
- Establishments, all industries426
- Employment at those establishments4,847
- Annual payroll$175.8 m
- Establishments per 1,000 residents19.7
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Martin County
What is being built in Martin County
- Housing units authorised by permit, 20240
- Declared construction value permitted$0
- Single family units authorised0
- Multifamily units authorised0
No residential units were authorised by permit in 2024. In a small county this is common and is not by itself a sign of distress, but it does mean there is no recent residential pipeline to read demand from.
US Census Bureau, Building Permits Survey, 2024 annual.
Martin County
How much SBA lending happens in Martin County
- 7(a) approvals recorded4
- 7(a) gross approval dollars$2.0 m
- Average 7(a) approval$489,875
- Median 7(a) approval$656,000
- 10th percentile approval$100,000
- 90th percentile approval$999,500
- Largest single approval$999,500
- Jobs reported supported, 7(a)22
- Jobs per approval5.5
- Distinct 7(a) lenders active3
- Distinct industries receiving approvals3
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer0.0 percent
- Loans on real estate terms0
- Loans on working capital terms, 120 months or shorter3
- Franchise loans0
- Franchise share of approvals0.0 percent
- Leading industry by approval countGift, Novelty, and Souvenir Stores (2)
- Most active lenderFirst National Bank of Pennsylvania (2)
The average approval of $489,875 sits close to the median of $656,000, so lending here is fairly evenly sized rather than driven by a few large deals. Only 0.0 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Martin County
Do SBA loans in Martin County get paid back
- Loans with a final outcome recorded1
- Paid in full1
- Charged off0
- Status: Paid in full1
- Status: Exempt from disclosure3
Too few loans have reached a final outcome to publish a charge off rate. only 1 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Martin County
Which parts of Martin County get the lending
- Places in the county with recorded lending2
- JAMESVILLE, approvals3
- Robersonville, approvals1
| Place | Approvals | Gross approval dollars |
|---|---|---|
| JAMESVILLE | 3 | $1,755,500 |
| Robersonville | 1 | $204,000 |
JAMESVILLE accounts for 3 approvals against 1 in Robersonville. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Martin County
How big is Martin County
- Land area461 sq mi
- Rank by land area among North Carolina counties51st of 100
- Width, east to west36 mi
- Height, north to south28.7 mi
- Geographies sharing a boundary6
- Residents per square mile of land47
- Establishments per square mile0.92
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Martin County
What hazards affect Martin County
- EPA radon zone predicted average indoor radon screening level less than 2 pCi/LZone 3
- Communities in the NFIP Community Status Book8
- Of those, participating in the NFIP8
- NFIP participation rate100.0 percent
- Communities carrying a CRS class0
The EPA places the county in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L.
US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001. FEMA OpenFEMA, NFIP Community Status Book, Community Status Book, as retrieved.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No 504 approvals recorded in this county in the FOIA release covering FY2010 onward.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Martin County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Martin County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population21,644
- Households9,502
- Average household size2.28
- Median household income$48,578
- Median age46.8
Common questions
Martin County questions, answered from the record.
How many people live in Martin County, North Carolina?
21,644, in 9,502 households, ranking 78th of 100 North Carolina counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Martin County growing?
The population has fallen 2.34 percent since the 2020 census base. In 2024 there were 223 births against 411 deaths, with net migration of 232. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Martin County?
$48,578. The median owner-occupied home is valued at $109,700, which is 2.3 times income, and median gross rent is $758 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Martin County?
426 establishments, employing 4,847 people with an annual payroll of $175.8 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Martin County?
Average annual pay is $38,562, or $742 a week, across 6,150 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Martin County?
4 7(a) approvals totalling $2.0 m since FY2020, across 3 lenders, with a median approval of $656,000. These are approvals recorded in the release, not loans disbursed.
What is being built in Martin County?
No residential units were authorised by permit in 2024. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Martin County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Martin County come from?
The largest single origin is Martin County Non-migrants, with 7,926 households. Arriving households report an average income of $38,949 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Martin County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Martin County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.