HomeNorth CarolinaMoore County
Moore County, North Carolina: commercial real estate data.
Moore County, North Carolina has a population of 104,876 across 698 square miles, up 8.7 percent since the 2020 census base. County output reached $5.74 bn in 2024, 2,516 establishments operate here, and the SBA record carries 82 7(a) approvals worth $77.0 m.
128 sourced county values · tier FULL · 12 sections
Moore County
How many people live in Moore County
- Population104,876
- Households44,013
- Average household size2.38
- Median household income$86,080
- Median age43.0
- Median gross rent$1,254 per month
- Median owner-occupied home value$351,400
- Home value to household income4.1 times
- Annual rent as a share of median income17.5 percent
- Adults 25 and over with a bachelor degree or higher41.0 percent
- Adults 25 and over with a graduate degree17.7 percent
- Adults 25 and over75,766
- Population under 1822,803
- Share under 1821.7 percent
- Population 65 and over25,231
- Share 65 and over24.1 percent
- Working age population, 18 to 6456,842
- Civilian labor force44,506
- Unemployment rate4.8 percent
- Labor force participation, adults 18 and over54.2 percent
- Rank by population among North Carolina counties27th of 100
- Rank by population among US county-equivalents597th
Moore County is the 27th largest of 100 North Carolina counties by population. A median home costs 4.1 times median household income, which is an affordable ownership market by national standards. Residents 65 and over outnumber those under 18, at 24.1 percent against 21.7 percent, which points demand at health care, services and single storey product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Moore County
Is Moore County growing
- Population change since the 2020 census base8.70 percent
- Census 2020 base population99,741
- Births, 20241,171
- Deaths, 20241,405
- Natural change, 2024-234
- Net domestic migration, 20241,221
- Net international migration, 2024352
- Total net migration, 20241,573
- Cumulative net domestic migration, 2021 to 20248,136
- Rank by growth among US county-equivalents197th
The county has grown 8.70 percent since the 2020 census base. Deaths exceeded births in 2024, so all of the growth came from people moving in. A market held up by migration alone is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Moore County
Where people moving to Moore County come from
- Tax returns filed by households arriving4,020
- People arriving, from those returns8,084
- Adjusted gross income arriving$449.9 m
- Net adjusted gross income movement$0
- Average income of an arriving household$111,925
- Largest single originMoore County Non-migrants (38,013 households)
- Largest single destination (38,013 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Moore County Non-migrants | 38,013 | 80,017 | $4.00 bn |
| Other flows - Different State | 1,918 | 3,840 | $248.8 m |
| Other flows - South | 929 | 1,903 | $101.4 m |
| Other flows - Northeast | 413 | 748 | $73.7 m |
| Other flows - West | 316 | 665 | $35.8 m |
| Other flows - Same State | 305 | 595 | $27.9 m |
| Other flows - Midwest | 260 | 524 | $37.9 m |
| Cumberland County | 240 | 427 | $32.4 m |
The largest single source of arrivals is Moore County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Moore County
What the Moore County economy runs on
- County GDP, 2024$5.74 bn
- County GDP, 2023$5.39 bn
- GDP change, 2023 to 20246.6 percent
- GDP change over five years42.8 percent
- Rank by GDP among North Carolina counties28th
- Rank by GDP among US county-equivalents662nd
- GDP per resident$54,763
Output grew 6.6 percent in the latest year and 42.8 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Moore County
Who employs people in Moore County
- Covered employment, annual average40,121
- Establishments reporting3,472
- Average annual pay$54,059
- Average weekly wage$1,040
- Sector 62, employment9,978
- Sector 62, average annual pay$68,828
- Sector 72, employment6,226
- Sector 72, average annual pay$28,402
- Sector 44-45, employment5,020
- Sector 44-45, average annual pay$34,350
- Sector 23, employment1,910
- Sector 23, average annual pay$63,901
- Sector 54, employment1,861
- Sector 31-33, employment1,764
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 62 | 9,978 | 421 | $68,828 |
| Sector 72 | 6,226 | 278 | $28,402 |
| Sector 44-45 | 5,020 | 370 | $34,350 |
| Sector 23 | 1,910 | 323 | $63,901 |
| Sector 54 | 1,861 | 501 | $92,454 |
| Sector 31-33 | 1,764 | 102 | $54,575 |
| Sector 56 | 1,760 | 258 | $56,907 |
| Sector 81 | 1,515 | 331 | $46,626 |
The largest sector is the biggest private employer group at 9,978 jobs, 24.9 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Moore County
What businesses operate in Moore County
- Establishments, all industries2,516
- Employment at those establishments36,324
- Annual payroll$1.93 bn
- Establishments per 1,000 residents24.0
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Moore County
What is being built in Moore County
- Housing units authorised by permit, 2024942
- Declared construction value permitted$209.3 m
- Single family units authorised942
- Multifamily units authorised0
- Multifamily share of units0.0 percent
- Average declared value per unit$222,232
- Units authorised per 1,000 households21.4
Multifamily is 0.0 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Moore County
How much SBA lending happens in Moore County
- 7(a) approvals recorded82
- 7(a) gross approval dollars$77.0 m
- Average 7(a) approval$938,490
- Median 7(a) approval$404,800
- 10th percentile approval$36,000
- 90th percentile approval$2,984,000
- Largest single approval$5,000,000
- Jobs reported supported, 7(a)763
- Jobs per approval9.3
- Distinct 7(a) lenders active40
- Distinct industries receiving approvals48
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer22.0 percent
- Loans on real estate terms18
- Loans on working capital terms, 120 months or shorter55
- Franchise loans20
- Franchise share of approvals24.4 percent
- Leading industry by approval countHotels (except Casino Hotels) and Motels (6)
- Most active lenderLive Oak Banking Company (12)
- 504 approvals recorded9
- 504 gross approval dollars$10.8 m
- Average 504 approval$1,203,667
- Median 504 approval$377,000
- Distinct CDCs active2
- 504 jobs per approval9.6
- 504 jobs per million dollars approved7.9
- Most active CDCBusiness Expansion Funding Corporation (8)
- 7(a) share of SBA approvals90.1 percent
- Combined SBA approval dollars$87.8 m
The average approval of $938,490 sits well above the median of $404,800, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. Only 22.0 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Moore County
Do SBA loans in Moore County get paid back
- Loans with a final outcome recorded15
- Paid in full15
- Charged off0
- Charge off rate on resolved loans0.0 percent
- Status: Cancelled8
- Status: Paid in full15
- Status: Exempt from disclosure56
- Status: Committed, not yet disbursed3
Of the 15 loans that have reached a final outcome, 0.0 percent were charged off. This is computed only over resolved loans, because a loan still running has not yet succeeded or failed and counting it either way would be wrong.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Moore County
Which parts of Moore County get the lending
- Places in the county with recorded lending11
- SOUTHERN PINES, approvals29
- ABERDEEN, approvals18
- Carthage, approvals9
- PINEHURST, approvals7
- VASS, approvals6
- WEST END, approvals4
| Place | Approvals | Gross approval dollars |
|---|---|---|
| SOUTHERN PINES | 29 | $33,173,800 |
| ABERDEEN | 18 | $18,763,800 |
| Carthage | 9 | $8,200,700 |
| PINEHURST | 7 | $5,613,600 |
| VASS | 6 | $3,983,700 |
| WEST END | 4 | $3,250,800 |
| ROBBINS | 3 | $2,036,000 |
| CAMERON | 3 | $1,340,000 |
SOUTHERN PINES accounts for 29 approvals against 18 in ABERDEEN. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Moore County
How big is Moore County
- Land area698 sq mi
- Rank by land area among North Carolina counties17th of 100
- Width, east to west38 mi
- Height, north to south32.8 mi
- Geographies sharing a boundary8
- Residents per square mile of land150
- Establishments per square mile3.60
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Moore County
What hazards affect Moore County
- EPA radon zone predicted average indoor radon screening level less than 2 pCi/LZone 3
- Communities in the NFIP Community Status Book12
- Of those, participating in the NFIP11
- NFIP participation rate91.7 percent
- Best Community Rating System class in the county A lower CRS class is a larger flood insurance premium discount.Class 10
- Communities carrying a CRS class1
The EPA places the county in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L. The best Community Rating System class in the county is 10, which carries a flood insurance premium discount for properties in the participating community.
US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001. FEMA OpenFEMA, NFIP Community Status Book, Community Status Book, as retrieved.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Moore County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Moore County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population104,876
- Households44,013
- Average household size2.38
- Median household income$86,080
- Median age43.0
Common questions
Moore County questions, answered from the record.
How many people live in Moore County, North Carolina?
104,876, in 44,013 households, ranking 27th of 100 North Carolina counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Moore County growing?
The population has grown 8.70 percent since the 2020 census base. In 2024 there were 1,171 births against 1,405 deaths, with net migration of 1,573. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Moore County?
$86,080. The median owner-occupied home is valued at $351,400, which is 4.1 times income, and median gross rent is $1,254 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Moore County?
2,516 establishments, employing 36,324 people with an annual payroll of $1.93 bn. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Moore County?
Average annual pay is $54,059, or $1,040 a week, across 40,121 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Moore County?
82 7(a) approvals totalling $77.0 m since FY2020, across 40 lenders, with a median approval of $404,800, plus 9 504 approvals worth $10.8 m. These are approvals recorded in the release, not loans disbursed.
Do SBA loans in Moore County get paid back?
Of the 15 loans that have reached a final outcome, 15 were paid in full and 0 charged off, a charge off rate of 0.0 percent. Loans still running are excluded, because they have not yet succeeded or failed.
What is being built in Moore County?
942 housing units were authorised by permit in 2024, with a declared construction value of $209.3 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Moore County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Moore County come from?
The largest single origin is Moore County Non-migrants, with 38,013 households. Arriving households report an average income of $111,925 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Moore County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Moore County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.