HomeNorth CarolinaYadkin County
Yadkin County, North Carolina: commercial real estate data.
Yadkin County, North Carolina has a population of 37,574 across 335 square miles, up 2.1 percent since the 2020 census base. County output reached $1.33 bn in 2024, 650 establishments operate here, and the SBA record carries 18 7(a) approvals worth $16.9 m.
114 sourced county values · tier FULL · 12 sections
Yadkin County
How many people live in Yadkin County
- Population37,574
- Households15,009
- Average household size2.50
- Median household income$62,932
- Median age44.3
- Median gross rent$766 per month
- Median owner-occupied home value$181,200
- Home value to household income2.9 times
- Annual rent as a share of median income14.6 percent
- Adults 25 and over with a bachelor degree or higher17.5 percent
- Adults 25 and over with a graduate degree5.3 percent
- Adults 25 and over26,847
- Population under 187,761
- Share under 1820.7 percent
- Population 65 and over7,877
- Share 65 and over21.0 percent
- Working age population, 18 to 6421,936
- Civilian labor force17,904
- Unemployment rate5.3 percent
- Labor force participation, adults 18 and over60.1 percent
- Rank by population among North Carolina counties66th of 100
- Rank by population among US county-equivalents1268th
Yadkin County is the 66th largest of 100 North Carolina counties by population. A median home costs 2.9 times median household income, which is an affordable ownership market by national standards. Residents 65 and over outnumber those under 18, at 21.0 percent against 20.7 percent, which points demand at health care, services and single storey product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Yadkin County
Is Yadkin County growing
- Population change since the 2020 census base2.10 percent
- Census 2020 base population37,213
- Births, 2024406
- Deaths, 2024547
- Natural change, 2024-141
- Net domestic migration, 2024266
- Net international migration, 202472
- Total net migration, 2024338
- Cumulative net domestic migration, 2021 to 20241,174
- Rank by growth among US county-equivalents1148th
The county has grown 2.10 percent since the 2020 census base. Deaths exceeded births in 2024, so all of the growth came from people moving in. A market held up by migration alone is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Yadkin County
Where people moving to Yadkin County come from
- Tax returns filed by households arriving947
- People arriving, from those returns1,784
- Adjusted gross income arriving$46.8 m
- Net adjusted gross income movement$0
- Average income of an arriving household$49,377
- Largest single originYadkin County Non-migrants (13,615 households)
- Largest single destination (13,615 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Yadkin County Non-migrants | 13,615 | 27,920 | $862.7 m |
| Forsyth County | 209 | 379 | $13.0 m |
| Other flows - Different State | 195 | 377 | $9.1 m |
| Other flows - Same State | 142 | 258 | $7.0 m |
| Surry County | 114 | 204 | $4.9 m |
| Other flows - South | 108 | 223 | $5.0 m |
| Wilkes County | 102 | 200 | $3.3 m |
| Davie County | 63 | 121 | $2.9 m |
The largest single source of arrivals is Yadkin County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Yadkin County
What the Yadkin County economy runs on
- County GDP, 2024$1.33 bn
- County GDP, 2023$1.25 bn
- GDP change, 2023 to 20246.3 percent
- GDP change over five years44.4 percent
- Rank by GDP among North Carolina counties70th
- Rank by GDP among US county-equivalents1610th
- GDP per resident$35,494
Output grew 6.3 percent in the latest year and 44.4 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Yadkin County
Who employs people in Yadkin County
- Covered employment, annual average10,066
- Establishments reporting798
- Average annual pay$45,124
- Average weekly wage$868
- Sector 31-33, employment2,465
- Sector 31-33, average annual pay$49,239
- Sector 23, employment1,030
- Sector 23, average annual pay$63,290
- Sector 72, employment933
- Sector 72, average annual pay$17,694
- Sector 44-45, employment905
- Sector 44-45, average annual pay$32,917
- Sector 48-49, employment810
- Sector 62, employment675
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 31-33 | 2,465 | 48 | $49,239 |
| Sector 23 | 1,030 | 106 | $63,290 |
| Sector 72 | 933 | 70 | $17,694 |
| Sector 44-45 | 905 | 110 | $32,917 |
| Sector 48-49 | 810 | 21 | $46,899 |
| Sector 62 | 675 | 62 | $44,178 |
| Sector 56 | 629 | 63 | $39,571 |
| Sector 51 | 174 | 12 | $80,237 |
The largest sector is the biggest private employer group at 2,465 jobs, 24.5 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Yadkin County
What businesses operate in Yadkin County
- Establishments, all industries650
- Employment at those establishments8,235
- Annual payroll$330.6 m
- Establishments per 1,000 residents17.3
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Yadkin County
What is being built in Yadkin County
- Housing units authorised by permit, 2024132
- Declared construction value permitted$33.1 m
- Single family units authorised132
- Multifamily units authorised0
- Multifamily share of units0.0 percent
- Average declared value per unit$250,745
- Units authorised per 1,000 households8.8
Multifamily is 0.0 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Yadkin County
How much SBA lending happens in Yadkin County
- 7(a) approvals recorded18
- 7(a) gross approval dollars$16.9 m
- Average 7(a) approval$938,972
- Median 7(a) approval$170,000
- 10th percentile approval$15,000
- 90th percentile approval$4,060,000
- Largest single approval$5,000,000
- Jobs reported supported, 7(a)102
- Jobs per approval5.7
- Distinct 7(a) lenders active10
- Distinct industries receiving approvals17
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer27.8 percent
- Loans on real estate terms5
- Loans on working capital terms, 120 months or shorter11
- Franchise loans2
- Franchise share of approvals11.1 percent
- Leading industry by approval countHotels (except Casino Hotels) and Motels (2)
- Most active lenderFirst Community Bank (7)
The average approval of $938,972 sits well above the median of $170,000, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. Only 27.8 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Yadkin County
Do SBA loans in Yadkin County get paid back
- Loans with a final outcome recorded3
- Paid in full3
- Charged off0
- Status: Paid in full3
- Status: Exempt from disclosure14
- Status: Cancelled1
Too few loans have reached a final outcome to publish a charge off rate. only 3 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Yadkin County
Which parts of Yadkin County get the lending
- Places in the county with recorded lending5
- Jonesville, approvals8
- YADKINVILLE, approvals5
- EAST BEND, approvals3
- Hamptonville, approvals1
- CONCORD, approvals1
| Place | Approvals | Gross approval dollars |
|---|---|---|
| Jonesville | 8 | $8,630,000 |
| YADKINVILLE | 5 | $2,429,500 |
| EAST BEND | 3 | $592,000 |
| Hamptonville | 1 | $250,000 |
| CONCORD | 1 | $5,000,000 |
Jonesville accounts for 8 approvals against 5 in YADKINVILLE. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Yadkin County
How big is Yadkin County
- Land area335 sq mi
- Rank by land area among North Carolina counties78th of 100
- Width, east to west24.7 mi
- Height, north to south16.5 mi
- Geographies sharing a boundary5
- Residents per square mile of land112
- Establishments per square mile1.94
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Yadkin County
What hazards affect Yadkin County
- EPA radon zone predicted average indoor radon screening level from 2 to 4 pCi/LZone 2
- Communities in the NFIP Community Status Book5
- Of those, participating in the NFIP3
- NFIP participation rate60.0 percent
- Communities carrying a CRS class0
The EPA places the county in radon zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L.
US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001. FEMA OpenFEMA, NFIP Community Status Book, Community Status Book, as retrieved.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No 504 approvals recorded in this county in the FOIA release covering FY2010 onward.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Yadkin County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Yadkin County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population37,574
- Households15,009
- Average household size2.50
- Median household income$62,932
- Median age44.3
Common questions
Yadkin County questions, answered from the record.
How many people live in Yadkin County, North Carolina?
37,574, in 15,009 households, ranking 66th of 100 North Carolina counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Yadkin County growing?
The population has grown 2.10 percent since the 2020 census base. In 2024 there were 406 births against 547 deaths, with net migration of 338. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Yadkin County?
$62,932. The median owner-occupied home is valued at $181,200, which is 2.9 times income, and median gross rent is $766 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Yadkin County?
650 establishments, employing 8,235 people with an annual payroll of $330.6 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Yadkin County?
Average annual pay is $45,124, or $868 a week, across 10,066 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Yadkin County?
18 7(a) approvals totalling $16.9 m since FY2020, across 10 lenders, with a median approval of $170,000. These are approvals recorded in the release, not loans disbursed.
What is being built in Yadkin County?
132 housing units were authorised by permit in 2024, with a declared construction value of $33.1 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Yadkin County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Yadkin County come from?
The largest single origin is Yadkin County Non-migrants, with 13,615 households. Arriving households report an average income of $49,377 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Yadkin County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Yadkin County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.