HomeNorth DakotaAdams County
Adams County, North Dakota: commercial real estate data.
Adams County, North Dakota has a population of 2,145 across 988 square miles, down 2.4 percent since the 2020 census base. County output reached $169.2 m in 2024, 87 establishments operate here, and the SBA record carries 2 7(a) approvals worth $280,000.
111 sourced county values · tier FULL · 10 sections
Adams County
How many people live in Adams County
- Population2,145
- Households1,030
- Average household size2.08
- Median household income$62,500
- Median age46.1
- Median gross rent$594 per month
- Median owner-occupied home value$113,200
- Home value to household income1.8 times
- Annual rent as a share of median income11.4 percent
- Adults 25 and over with a bachelor degree or higher24.4 percent
- Adults 25 and over with a graduate degree7.6 percent
- Adults 25 and over1,508
- Population under 18485
- Share under 1822.6 percent
- Population 65 and over574
- Share 65 and over26.8 percent
- Working age population, 18 to 641,086
- Civilian labor force986
- Unemployment rate2.2 percent
- Labor force participation, adults 18 and over59.4 percent
- Rank by population among North Dakota counties45th of 53
- Rank by population among US county-equivalents3108th
Adams County is the 45th largest of 53 North Dakota counties by population. A median home costs 1.8 times median household income, which is an affordable ownership market by national standards. Residents 65 and over outnumber those under 18, at 26.8 percent against 22.6 percent, which points demand at health care, services and single storey product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Adams County
Is Adams County growing
- Population change since the 2020 census base-2.42 percent
- Census 2020 base population2,194
- Births, 202421
- Deaths, 202418
- Natural change, 20243
- Net domestic migration, 2024-5
- Net international migration, 20240
- Total net migration, 2024-5
- Cumulative net domestic migration, 2021 to 2024-16
- Rank by growth among US county-equivalents2609th
The county has lost 2.42 percent of its population since the 2020 census base. Births exceeded deaths in 2024 but more people left than arrived, so the population is being sustained internally rather than attracting.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Adams County
Where people moving to Adams County come from
- Tax returns filed by households arriving27
- People arriving, from those returns57
- Adjusted gross income arriving$1.3 m
- Net adjusted gross income movement$0
- Average income of an arriving household$48,444
- Largest single originAdams County Non-migrants (864 households)
- Largest single destination (864 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Adams County Non-migrants | 864 | 1,727 | $58.8 m |
| Other flows - Same State | 27 | 57 | $1.3 m |
The largest single source of arrivals is Adams County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Adams County
What the Adams County economy runs on
- County GDP, 2024$169.2 m
- County GDP, 2023$122.0 m
- GDP change, 2023 to 202438.6 percent
- GDP change over five years43.7 percent
- Rank by GDP among North Dakota counties45th
- Rank by GDP among US county-equivalents2948th
- GDP per resident$78,862
Output grew 38.6 percent in the latest year and 43.7 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Adams County
Who employs people in Adams County
- Covered employment, annual average844
- Establishments reporting118
- Average annual pay$50,272
- Average weekly wage$967
- Sector 62, employment278
- Sector 62, average annual pay$58,161
- Sector 44-45, employment80
- Sector 44-45, average annual pay$32,224
- Sector 42, employment62
- Sector 42, average annual pay$71,474
- Sector 23, employment30
- Sector 23, average annual pay$82,231
- Sector 54, employment24
- Sector 51, employment20
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 62 | 278 | 12 | $58,161 |
| Sector 44-45 | 80 | 10 | $32,224 |
| Sector 42 | 62 | 9 | $71,474 |
| Sector 23 | 30 | 8 | $82,231 |
| Sector 54 | 24 | 7 | $53,381 |
| Sector 51 | 20 | 5 | $15,588 |
| Sector 81 | 18 | 8 | $32,972 |
| Sector 31-33 | 10 | 3 | $38,798 |
The largest sector is the biggest private employer group at 278 jobs, 32.9 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Adams County
What businesses operate in Adams County
- Establishments, all industries87
- Employment at those establishments619
- Annual payroll$29.2 m
- Establishments per 1,000 residents40.6
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Adams County
What is being built in Adams County
- Housing units authorised by permit, 20241
- Declared construction value permitted$500,000
- Single family units authorised1
- Multifamily units authorised0
- Multifamily share of units0.0 percent
- Average declared value per unit$500,000
- Units authorised per 1,000 households1.0
Multifamily is 0.0 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Adams County
How much SBA lending happens in Adams County
- 7(a) approvals recorded2
- 7(a) gross approval dollars$280,000
- Average 7(a) approval$140,000
- Median 7(a) approval$144,000
- 10th percentile approval$136,000
- 90th percentile approval$144,000
- Largest single approval$144,000
- Jobs reported supported, 7(a)14
- Jobs per approval7.0
- Distinct 7(a) lenders active1
- Distinct industries receiving approvals1
- Median 7(a) term180 months
- Share of loans on real estate terms, 240 months or longer0.0 percent
- Loans on real estate terms0
- Loans on working capital terms, 120 months or shorter1
- Franchise loans0
- Franchise share of approvals0.0 percent
- Leading industry by approval countDrinking Places (Alcoholic Beverages) (2)
- Most active lenderDakota Western Bank (2)
- 504 approvals recorded1
- 504 gross approval dollars$436,000
- Average 504 approval$436,000
- Median 504 approval$436,000
- Distinct CDCs active1
- 504 jobs per approval30.0
- 504 jobs per million dollars approved68.8
- Most active CDCLewis & Clark Certified Development Company (1)
- 7(a) share of SBA approvals66.7 percent
- Combined SBA approval dollars$716,000
The average approval of $140,000 sits close to the median of $144,000, so lending here is fairly evenly sized rather than driven by a few large deals. Only 0.0 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Adams County
Do SBA loans in Adams County get paid back
- Loans with a final outcome recorded0
- Paid in full0
- Charged off0
- Status: Exempt from disclosure2
Too few loans have reached a final outcome to publish a charge off rate. only 0 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Adams County
How big is Adams County
- Land area988 sq mi
- Rank by land area among North Dakota counties40th of 53
- Width, east to west48 mi
- Height, north to south23.4 mi
- Geographies sharing a boundary5
- Residents per square mile of land2
- Establishments per square mile0.09
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Adams County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Adams County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population2,145
- Households1,030
- Average household size2.08
- Median household income$62,500
- Median age46.1
Common questions
Adams County questions, answered from the record.
How many people live in Adams County, North Dakota?
2,145, in 1,030 households, ranking 45th of 53 North Dakota counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Adams County growing?
The population has fallen 2.42 percent since the 2020 census base. In 2024 there were 21 births against 18 deaths, with net migration of -5. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Adams County?
$62,500. The median owner-occupied home is valued at $113,200, which is 1.8 times income, and median gross rent is $594 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Adams County?
87 establishments, employing 619 people with an annual payroll of $29.2 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Adams County?
Average annual pay is $50,272, or $967 a week, across 844 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Adams County?
2 7(a) approvals totalling $280,000 since FY2020, across 1 lenders, with a median approval of $144,000, plus 1 504 approvals worth $436,000. These are approvals recorded in the release, not loans disbursed.
What is being built in Adams County?
1 housing units were authorised by permit in 2024, with a declared construction value of $500,000. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Adams County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Adams County come from?
The largest single origin is Adams County Non-migrants, with 864 households. Arriving households report an average income of $48,444 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Adams County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Adams County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.