HomeNorth DakotaDivide County
Divide County, North Dakota: commercial real estate data.
Divide County, North Dakota has a population of 2,167 across 1,261 square miles, down 3.2 percent since the 2020 census base. County output reached $273.4 m in 2024, 82 establishments operate here, and the SBA record carries 2 7(a) approvals worth $2.0 m.
106 sourced county values · tier FULL · 10 sections
Divide County
How many people live in Divide County
- Population2,167
- Households1,016
- Average household size2.13
- Median household income$91,852
- Median age49.7
- Median gross rent$1,105 per month
- Median owner-occupied home value$167,600
- Home value to household income1.8 times
- Annual rent as a share of median income14.4 percent
- Adults 25 and over with a bachelor degree or higher26.7 percent
- Adults 25 and over with a graduate degree6.4 percent
- Adults 25 and over1,631
- Population under 18419
- Share under 1819.3 percent
- Population 65 and over556
- Share 65 and over25.7 percent
- Working age population, 18 to 641,192
- Civilian labor force1,081
- Unemployment rate2.3 percent
- Labor force participation, adults 18 and over61.8 percent
- Rank by population among North Dakota counties43rd of 53
- Rank by population among US county-equivalents3106th
Divide County is the 43rd largest of 53 North Dakota counties by population. A median home costs 1.8 times median household income, which is an affordable ownership market by national standards. Residents 65 and over outnumber those under 18, at 25.7 percent against 19.3 percent, which points demand at health care, services and single storey product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Divide County
Is Divide County growing
- Population change since the 2020 census base-3.23 percent
- Census 2020 base population2,195
- Births, 202420
- Deaths, 202422
- Natural change, 2024-2
- Net domestic migration, 2024-24
- Net international migration, 20243
- Total net migration, 2024-21
- Cumulative net domestic migration, 2021 to 2024-63
- Rank by growth among US county-equivalents2779th
The county has lost 3.23 percent of its population since the 2020 census base.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Divide County
Where people moving to Divide County come from
- Tax returns filed by households arriving22
- People arriving, from those returns43
- Adjusted gross income arriving$1.5 m
- Net adjusted gross income movement$0
- Average income of an arriving household$68,818
- Largest single originDivide County Non-migrants (862 households)
- Largest single destination (862 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Divide County Non-migrants | 862 | 1,787 | $81.1 m |
| Other flows - Same State | 22 | 43 | $1.5 m |
The largest single source of arrivals is Divide County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Divide County
What the Divide County economy runs on
- County GDP, 2024$273.4 m
- County GDP, 2023$228.6 m
- GDP change, 2023 to 202419.6 percent
- GDP change over five years62.5 percent
- Rank by GDP among North Dakota counties34th
- Rank by GDP among US county-equivalents2757th
- GDP per resident$126,166
Output grew 19.6 percent in the latest year and 62.5 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Divide County
Who employs people in Divide County
- Covered employment, annual average697
- Establishments reporting125
- Average annual pay$60,322
- Average weekly wage$1,160
- Sector 48-49, employment60
- Sector 48-49, average annual pay$90,221
- Sector 44-45, employment48
- Sector 44-45, average annual pay$25,042
- Sector 52, employment40
- Sector 52, average annual pay$56,610
- Sector 54, employment13
- Sector 54, average annual pay$38,974
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 48-49 | 60 | 12 | $90,221 |
| Sector 44-45 | 48 | 10 | $25,042 |
| Sector 52 | 40 | 10 | $56,610 |
| Sector 54 | 13 | 10 | $38,974 |
The largest sector is the biggest private employer group at 60 jobs, 8.6 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Divide County
What businesses operate in Divide County
- Establishments, all industries82
- Employment at those establishments472
- Annual payroll$29.1 m
- Establishments per 1,000 residents37.8
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Divide County
What is being built in Divide County
- Housing units authorised by permit, 20240
- Declared construction value permitted$0
- Single family units authorised0
- Multifamily units authorised0
No residential units were authorised by permit in 2024. In a small county this is common and is not by itself a sign of distress, but it does mean there is no recent residential pipeline to read demand from.
US Census Bureau, Building Permits Survey, 2024 annual.
Divide County
How much SBA lending happens in Divide County
- 7(a) approvals recorded2
- 7(a) gross approval dollars$2.0 m
- Average 7(a) approval$1,023,400
- Median 7(a) approval$1,896,800
- 10th percentile approval$150,000
- 90th percentile approval$1,896,800
- Largest single approval$1,896,800
- Jobs reported supported, 7(a)8
- Jobs per approval4.0
- Distinct 7(a) lenders active2
- Distinct industries receiving approvals2
- Median 7(a) term300 months
- Share of loans on real estate terms, 240 months or longer100.0 percent
- Loans on real estate terms2
- Loans on working capital terms, 120 months or shorter0
- Franchise loans1
- Franchise share of approvals50.0 percent
- Leading industry by approval countHardware Stores (1)
- Most active lenderWells Fargo Bank National Association (1)
- 504 approvals recorded3
- 504 gross approval dollars$1.1 m
- Average 504 approval$362,333
- Median 504 approval$231,000
- Distinct CDCs active2
- 504 jobs per approval3.7
- 504 jobs per million dollars approved10.1
- Most active CDCDakota Business Lending (2)
- 7(a) share of SBA approvals40.0 percent
- Combined SBA approval dollars$3.1 m
The average approval of $1,023,400 sits close to the median of $1,896,800, so lending here is fairly evenly sized rather than driven by a few large deals. 100.0 percent of approvals run on real estate terms of 240 months or more, so this is a market where SBA credit is buying buildings, not just funding operations.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Divide County
Do SBA loans in Divide County get paid back
- Loans with a final outcome recorded0
- Paid in full0
- Charged off0
- Status: Exempt from disclosure2
Too few loans have reached a final outcome to publish a charge off rate. only 0 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Divide County
How big is Divide County
- Land area1,261 sq mi
- Rank by land area among North Dakota counties24th of 53
- Width, east to west52.9 mi
- Height, north to south25.3 mi
- Geographies sharing a boundary2
- Residents per square mile of land2
- Establishments per square mile0.07
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Divide County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Divide County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population2,167
- Households1,016
- Average household size2.13
- Median household income$91,852
- Median age49.7
Common questions
Divide County questions, answered from the record.
How many people live in Divide County, North Dakota?
2,167, in 1,016 households, ranking 43rd of 53 North Dakota counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Divide County growing?
The population has fallen 3.23 percent since the 2020 census base. In 2024 there were 20 births against 22 deaths, with net migration of -21. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Divide County?
$91,852. The median owner-occupied home is valued at $167,600, which is 1.8 times income, and median gross rent is $1,105 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Divide County?
82 establishments, employing 472 people with an annual payroll of $29.1 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Divide County?
Average annual pay is $60,322, or $1,160 a week, across 697 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Divide County?
2 7(a) approvals totalling $2.0 m since FY2020, across 2 lenders, with a median approval of $1,896,800, plus 3 504 approvals worth $1.1 m. These are approvals recorded in the release, not loans disbursed.
What is being built in Divide County?
No residential units were authorised by permit in 2024. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Divide County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Divide County come from?
The largest single origin is Divide County Non-migrants, with 862 households. Arriving households report an average income of $68,818 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Divide County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Divide County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.