HomeNorth DakotaRichland County
Richland County, North Dakota: commercial real estate data.
Richland County, North Dakota has a population of 16,584 across 1,436 square miles, up 0.8 percent since the 2020 census base. County output reached $1.48 bn in 2024, 541 establishments operate here, and the SBA record carries 7 7(a) approvals worth $2.3 m.
116 sourced county values · tier FULL · 11 sections
Richland County
How many people live in Richland County
- Population16,584
- Households6,849
- Average household size2.42
- Median household income$75,432
- Median age38.0
- Median gross rent$740 per month
- Median owner-occupied home value$183,600
- Home value to household income2.4 times
- Annual rent as a share of median income11.8 percent
- Adults 25 and over with a bachelor degree or higher24.9 percent
- Adults 25 and over with a graduate degree5.6 percent
- Adults 25 and over10,814
- Population under 183,595
- Share under 1821.7 percent
- Population 65 and over3,356
- Share 65 and over20.2 percent
- Working age population, 18 to 649,633
- Civilian labor force8,844
- Unemployment rate1.7 percent
- Labor force participation, adults 18 and over68.1 percent
- Rank by population among North Dakota counties9th of 53
- Rank by population among US county-equivalents2064th
Richland County is the 9th largest of 53 North Dakota counties by population. A median home costs 2.4 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 21.7 percent against 20.2 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Richland County
Is Richland County growing
- Population change since the 2020 census base0.77 percent
- Census 2020 base population16,531
- Births, 2024169
- Deaths, 2024166
- Natural change, 20243
- Net domestic migration, 202451
- Net international migration, 2024-2
- Total net migration, 202449
- Cumulative net domestic migration, 2021 to 202435
- Rank by growth among US county-equivalents1564th
The county has grown 0.77 percent since the 2020 census base. Migration contributed more to 2024 change than births over deaths, so demand here follows people arriving rather than families forming.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Richland County
Where people moving to Richland County come from
- Tax returns filed by households arriving451
- People arriving, from those returns734
- Adjusted gross income arriving$23.6 m
- Net adjusted gross income movement$0
- Average income of an arriving household$52,355
- Largest single originRichland County Non-migrants (6,326 households)
- Largest single destination (6,326 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Richland County Non-migrants | 6,326 | 12,861 | $549.6 m |
| Other flows - Different State | 156 | 259 | $7.7 m |
| Cass County | 130 | 210 | $7.2 m |
| Other flows - Midwest | 109 | 186 | $5.7 m |
| Other flows - Same State | 82 | 130 | $4.6 m |
| Wilkin County | 57 | 89 | $2.4 m |
| Other flows - South | 27 | 43 | $1.2 m |
| Otter Tail County | 26 | 46 | $1.8 m |
The largest single source of arrivals is Richland County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Richland County
What the Richland County economy runs on
- County GDP, 2024$1.48 bn
- County GDP, 2023$1.52 bn
- GDP change, 2023 to 2024-2.7 percent
- GDP change over five years78.9 percent
- Rank by GDP among North Dakota counties13th
- Rank by GDP among US county-equivalents1528th
- GDP per resident$89,120
Output grew -2.7 percent in the latest year and 78.9 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Richland County
Who employs people in Richland County
- Covered employment, annual average7,970
- Establishments reporting704
- Average annual pay$54,185
- Average weekly wage$1,042
- Sector 31-33, employment2,034
- Sector 31-33, average annual pay$67,559
- Sector 44-45, employment745
- Sector 44-45, average annual pay$35,943
- Sector 72, employment551
- Sector 72, average annual pay$17,966
- Sector 23, employment393
- Sector 23, average annual pay$62,575
- Sector 42, employment380
- Sector 54, employment232
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 31-33 | 2,034 | 40 | $67,559 |
| Sector 44-45 | 745 | 61 | $35,943 |
| Sector 72 | 551 | 47 | $17,966 |
| Sector 23 | 393 | 74 | $62,575 |
| Sector 42 | 380 | 59 | $76,749 |
| Sector 54 | 232 | 49 | $90,038 |
| Sector 52 | 144 | 37 | $79,823 |
| Sector 81 | 136 | 40 | $44,082 |
The largest sector is the biggest private employer group at 2,034 jobs, 25.5 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Richland County
What businesses operate in Richland County
- Establishments, all industries541
- Employment at those establishments5,915
- Annual payroll$297.0 m
- Establishments per 1,000 residents32.6
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Richland County
What is being built in Richland County
- Housing units authorised by permit, 202439
- Declared construction value permitted$10.5 m
- Single family units authorised39
- Multifamily units authorised0
- Multifamily share of units0.0 percent
- Average declared value per unit$269,373
- Units authorised per 1,000 households5.7
Multifamily is 0.0 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Richland County
How much SBA lending happens in Richland County
- 7(a) approvals recorded7
- 7(a) gross approval dollars$2.3 m
- Average 7(a) approval$322,943
- Median 7(a) approval$150,000
- 10th percentile approval$15,000
- 90th percentile approval$1,062,000
- Largest single approval$1,062,000
- Jobs reported supported, 7(a)53
- Jobs per approval7.6
- Distinct 7(a) lenders active6
- Distinct industries receiving approvals5
- Median 7(a) term84 months
- Share of loans on real estate terms, 240 months or longer0.0 percent
- Loans on real estate terms0
- Loans on working capital terms, 120 months or shorter7
- Franchise loans2
- Franchise share of approvals28.6 percent
- Leading industry by approval countLimited-Service Restaurants (3)
- Most active lenderBravera Bank (2)
- 504 approvals recorded8
- 504 gross approval dollars$5.8 m
- Average 504 approval$724,125
- Median 504 approval$334,000
- Distinct CDCs active2
- 504 jobs per approval8.8
- 504 jobs per million dollars approved12.1
- Most active CDCLake Agassiz Certified Development Company (7)
- 7(a) share of SBA approvals46.7 percent
- Combined SBA approval dollars$8.1 m
The average approval of $322,943 sits well above the median of $150,000, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. Only 0.0 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Richland County
Do SBA loans in Richland County get paid back
- Loans with a final outcome recorded1
- Paid in full1
- Charged off0
- Status: Exempt from disclosure6
- Status: Paid in full1
Too few loans have reached a final outcome to publish a charge off rate. only 1 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Richland County
Which parts of Richland County get the lending
- Places in the county with recorded lending3
- WAHPETON, approvals5
- KINDRED, approvals1
- WALCOTT, approvals1
| Place | Approvals | Gross approval dollars |
|---|---|---|
| WAHPETON | 5 | $1,515,100 |
| KINDRED | 1 | $100,000 |
| WALCOTT | 1 | $645,500 |
WAHPETON accounts for 5 approvals against 1 in KINDRED. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Richland County
How big is Richland County
- Land area1,436 sq mi
- Rank by land area among North Dakota counties18th of 53
- Width, east to west34.8 mi
- Height, north to south48 mi
- Geographies sharing a boundary3
- Residents per square mile of land12
- Establishments per square mile0.38
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Richland County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Richland County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population16,584
- Households6,849
- Average household size2.42
- Median household income$75,432
- Median age38.0
Common questions
Richland County questions, answered from the record.
How many people live in Richland County, North Dakota?
16,584, in 6,849 households, ranking 9th of 53 North Dakota counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Richland County growing?
The population has grown 0.77 percent since the 2020 census base. In 2024 there were 169 births against 166 deaths, with net migration of 49. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Richland County?
$75,432. The median owner-occupied home is valued at $183,600, which is 2.4 times income, and median gross rent is $740 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Richland County?
541 establishments, employing 5,915 people with an annual payroll of $297.0 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Richland County?
Average annual pay is $54,185, or $1,042 a week, across 7,970 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Richland County?
7 7(a) approvals totalling $2.3 m since FY2020, across 6 lenders, with a median approval of $150,000, plus 8 504 approvals worth $5.8 m. These are approvals recorded in the release, not loans disbursed.
What is being built in Richland County?
39 housing units were authorised by permit in 2024, with a declared construction value of $10.5 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Richland County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Richland County come from?
The largest single origin is Richland County Non-migrants, with 6,326 households. Arriving households report an average income of $52,355 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Richland County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Richland County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.