Allen County, Ohio: commercial real estate data.
Allen County, Ohio has a population of 101,348 across 402 square miles, down 1.3 percent since the 2020 census base. County output reached $11.17 bn in 2024, 2,239 establishments operate here, and the SBA record carries 89 7(a) approvals worth $31.7 m.
127 sourced county values · tier FULL · 12 sections
Allen County
How many people live in Allen County
- Population101,348
- Households41,295
- Average household size2.45
- Median household income$64,038
- Median age39.7
- Median gross rent$922 per month
- Median owner-occupied home value$165,300
- Home value to household income2.6 times
- Annual rent as a share of median income17.3 percent
- Adults 25 and over with a bachelor degree or higher20.1 percent
- Adults 25 and over with a graduate degree7.8 percent
- Adults 25 and over68,305
- Population under 1823,836
- Share under 1823.5 percent
- Population 65 and over19,375
- Share 65 and over19.1 percent
- Working age population, 18 to 6458,137
- Civilian labor force48,690
- Unemployment rate5.7 percent
- Labor force participation, adults 18 and over62.8 percent
- Rank by population among Ohio counties26th of 88
- Rank by population among US county-equivalents612th
Allen County is the 26th largest of 88 Ohio counties by population. A median home costs 2.6 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 23.5 percent against 19.1 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Allen County
Is Allen County growing
- Population change since the 2020 census base-1.32 percent
- Census 2020 base population102,217
- Births, 20241,200
- Deaths, 20241,193
- Natural change, 20247
- Net domestic migration, 2024-157
- Net international migration, 2024165
- Total net migration, 20248
- Cumulative net domestic migration, 2021 to 2024-1,217
- Rank by growth among US county-equivalents2300th
The county has lost 1.32 percent of its population since the 2020 census base. Migration contributed more to 2024 change than births over deaths, so demand here follows people arriving rather than families forming.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Allen County
Where people moving to Allen County come from
- Tax returns filed by households arriving1,934
- People arriving, from those returns3,335
- Adjusted gross income arriving$98.0 m
- Net adjusted gross income movement$0
- Average income of an arriving household$50,651
- Largest single originAllen County Non-migrants (38,928 households)
- Largest single destination (38,928 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Allen County Non-migrants | 38,928 | 76,908 | $2.77 bn |
| Other flows - Different State | 652 | 1,147 | $32.9 m |
| Other flows - South | 286 | 502 | $15.9 m |
| Other flows - Same State | 280 | 447 | $13.5 m |
| Auglaize County | 222 | 388 | $9.6 m |
| Other flows - Midwest | 199 | 328 | $9.3 m |
| Van Wert County | 128 | 225 | $5.8 m |
| Putnam County | 112 | 199 | $5.4 m |
The largest single source of arrivals is Allen County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Allen County
What the Allen County economy runs on
- County GDP, 2024$11.17 bn
- County GDP, 2023$10.69 bn
- GDP change, 2023 to 20244.5 percent
- GDP change over five years40.5 percent
- Rank by GDP among Ohio counties15th
- Rank by GDP among US county-equivalents404th
- GDP per resident$110,183
Output grew 4.5 percent in the latest year and 40.5 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Allen County
Who employs people in Allen County
- Covered employment, annual average49,690
- Establishments reporting2,586
- Average annual pay$58,790
- Average weekly wage$1,131
- Sector 62, employment9,452
- Sector 62, average annual pay$60,348
- Sector 31-33, employment8,779
- Sector 31-33, average annual pay$92,093
- Sector 44-45, employment5,261
- Sector 44-45, average annual pay$34,262
- Sector 72, employment4,737
- Sector 72, average annual pay$20,846
- Sector 56, employment3,263
- Sector 42, employment2,386
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 62 | 9,452 | 325 | $60,348 |
| Sector 31-33 | 8,779 | 131 | $92,093 |
| Sector 44-45 | 5,261 | 380 | $34,262 |
| Sector 72 | 4,737 | 240 | $20,846 |
| Sector 56 | 3,263 | 140 | $52,429 |
| Sector 42 | 2,386 | 138 | $66,162 |
| Sector 23 | 2,056 | 212 | $70,217 |
| Sector 81 | 1,613 | 240 | $36,657 |
The largest sector is the biggest private employer group at 9,452 jobs, 19.0 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Allen County
What businesses operate in Allen County
- Establishments, all industries2,239
- Employment at those establishments44,251
- Annual payroll$2.34 bn
- Establishments per 1,000 residents22.1
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Allen County
What is being built in Allen County
- Housing units authorised by permit, 2024100
- Declared construction value permitted$28.0 m
- Single family units authorised94
- Multifamily units authorised6
- Multifamily share of units6.0 percent
- Average declared value per unit$280,062
- Units authorised per 1,000 households2.4
Multifamily is 6.0 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Allen County
How much SBA lending happens in Allen County
- 7(a) approvals recorded89
- 7(a) gross approval dollars$31.7 m
- Average 7(a) approval$356,728
- Median 7(a) approval$127,000
- 10th percentile approval$24,000
- 90th percentile approval$855,000
- Largest single approval$5,000,000
- Jobs reported supported, 7(a)638
- Jobs per approval7.2
- Distinct 7(a) lenders active20
- Distinct industries receiving approvals46
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer12.4 percent
- Loans on real estate terms11
- Loans on working capital terms, 120 months or shorter72
- Franchise loans8
- Franchise share of approvals9.0 percent
- Leading industry by approval countLimited-Service Restaurants (6)
- Most active lenderThe Huntington National Bank (43)
- 504 approvals recorded24
- 504 gross approval dollars$18.0 m
- Average 504 approval$750,083
- Median 504 approval$528,000
- Distinct CDCs active5
- 504 jobs per approval12.8
- 504 jobs per million dollars approved17.1
- Most active CDCWest Central Partnership, Inc. (19)
- 7(a) share of SBA approvals78.8 percent
- Combined SBA approval dollars$49.8 m
The average approval of $356,728 sits well above the median of $127,000, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. Only 12.4 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Allen County
Do SBA loans in Allen County get paid back
- Loans with a final outcome recorded14
- Paid in full14
- Charged off0
- Charge off rate on resolved loans0.0 percent
- Status: Paid in full14
- Status: Exempt from disclosure61
- Status: Committed, not yet disbursed2
- Status: Cancelled12
Of the 14 loans that have reached a final outcome, 0.0 percent were charged off. This is computed only over resolved loans, because a loan still running has not yet succeeded or failed and counting it either way would be wrong.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Allen County
Which parts of Allen County get the lending
- Places in the county with recorded lending9
- LIMA, approvals64
- Bluffton, approvals7
- Spencerville, approvals6
- HARROD, approvals4
- ELIDA, approvals3
- DELPHOS, approvals2
| Place | Approvals | Gross approval dollars |
|---|---|---|
| LIMA | 64 | $24,422,400 |
| Bluffton | 7 | $562,400 |
| Spencerville | 6 | $271,500 |
| HARROD | 4 | $433,500 |
| ELIDA | 3 | $1,495,000 |
| DELPHOS | 2 | $2,327,500 |
| ADA | 1 | $427,500 |
| Findlay | 1 | $1,250,000 |
LIMA accounts for 64 approvals against 7 in Bluffton. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Allen County
How big is Allen County
- Land area402 sq mi
- Rank by land area among Ohio counties76th of 88
- Width, east to west27.1 mi
- Height, north to south19.2 mi
- Geographies sharing a boundary5
- Residents per square mile of land252
- Establishments per square mile5.57
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Allen County
What hazards affect Allen County
- EPA radon zone predicted average indoor radon screening level greater than 4 pCi/LZone 1
- Communities in the NFIP Community Status Book7
- Of those, participating in the NFIP6
- NFIP participation rate85.7 percent
- Communities carrying a CRS class0
The EPA places the county in radon zone 1, a predicted average indoor radon screening level greater than 4 pCi/L.
US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001. FEMA OpenFEMA, NFIP Community Status Book, Community Status Book, as retrieved.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Allen County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Allen County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population101,348
- Households41,295
- Average household size2.45
- Median household income$64,038
- Median age39.7
Common questions
Allen County questions, answered from the record.
How many people live in Allen County, Ohio?
101,348, in 41,295 households, ranking 26th of 88 Ohio counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Allen County growing?
The population has fallen 1.32 percent since the 2020 census base. In 2024 there were 1,200 births against 1,193 deaths, with net migration of 8. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Allen County?
$64,038. The median owner-occupied home is valued at $165,300, which is 2.6 times income, and median gross rent is $922 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Allen County?
2,239 establishments, employing 44,251 people with an annual payroll of $2.34 bn. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Allen County?
Average annual pay is $58,790, or $1,131 a week, across 49,690 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Allen County?
89 7(a) approvals totalling $31.7 m since FY2020, across 20 lenders, with a median approval of $127,000, plus 24 504 approvals worth $18.0 m. These are approvals recorded in the release, not loans disbursed.
Do SBA loans in Allen County get paid back?
Of the 14 loans that have reached a final outcome, 14 were paid in full and 0 charged off, a charge off rate of 0.0 percent. Loans still running are excluded, because they have not yet succeeded or failed.
What is being built in Allen County?
100 housing units were authorised by permit in 2024, with a declared construction value of $28.0 m. Multifamily was 6.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Allen County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Allen County come from?
The largest single origin is Allen County Non-migrants, with 38,928 households. Arriving households report an average income of $50,651 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Allen County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Allen County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.