Belmont County, Ohio: commercial real estate data.
Belmont County, Ohio has a population of 65,473 across 532 square miles, down 2.7 percent since the 2020 census base. County output reached $3.54 bn in 2024, 1,379 establishments operate here, and the SBA record carries 101 7(a) approvals worth $35.7 m.
128 sourced county values · tier FULL · 12 sections
Belmont County
How many people live in Belmont County
- Population65,473
- Households27,195
- Average household size2.41
- Median household income$57,017
- Median age44.1
- Median gross rent$793 per month
- Median owner-occupied home value$154,900
- Home value to household income2.7 times
- Annual rent as a share of median income16.7 percent
- Adults 25 and over with a bachelor degree or higher18.9 percent
- Adults 25 and over with a graduate degree7.3 percent
- Adults 25 and over48,063
- Population under 1812,261
- Share under 1818.7 percent
- Population 65 and over14,378
- Share 65 and over22.0 percent
- Working age population, 18 to 6438,834
- Civilian labor force29,775
- Unemployment rate5.4 percent
- Labor force participation, adults 18 and over56.0 percent
- Rank by population among Ohio counties37th of 88
- Rank by population among US county-equivalents839th
Belmont County is the 37th largest of 88 Ohio counties by population. A median home costs 2.7 times median household income, which is an affordable ownership market by national standards. Residents 65 and over outnumber those under 18, at 22.0 percent against 18.7 percent, which points demand at health care, services and single storey product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Belmont County
Is Belmont County growing
- Population change since the 2020 census base-2.71 percent
- Census 2020 base population66,491
- Births, 2024391
- Deaths, 2024849
- Natural change, 2024-458
- Net domestic migration, 2024143
- Net international migration, 202430
- Total net migration, 2024173
- Cumulative net domestic migration, 2021 to 2024234
- Rank by growth among US county-equivalents2682nd
The county has lost 2.71 percent of its population since the 2020 census base. Deaths exceeded births in 2024, so all of the growth came from people moving in. A market held up by migration alone is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Belmont County
Where people moving to Belmont County come from
- Tax returns filed by households arriving1,202
- People arriving, from those returns2,036
- Adjusted gross income arriving$53.9 m
- Net adjusted gross income movement$0
- Average income of an arriving household$44,811
- Largest single originBelmont County Non-migrants (25,220 households)
- Largest single destination (25,220 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Belmont County Non-migrants | 25,220 | 48,444 | $1.70 bn |
| Other flows - Different State | 360 | 636 | $18.5 m |
| Other flows - South | 214 | 385 | $10.1 m |
| Ohio County | 211 | 344 | $8.5 m |
| Other flows - Same State | 165 | 252 | $6.5 m |
| Jefferson County | 137 | 232 | $5.5 m |
| Marshall County | 97 | 173 | $4.7 m |
| Other flows - Northeast | 67 | 107 | $3.4 m |
The largest single source of arrivals is Belmont County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Belmont County
What the Belmont County economy runs on
- County GDP, 2024$3.54 bn
- County GDP, 2023$3.64 bn
- GDP change, 2023 to 2024-2.6 percent
- GDP change over five years25.2 percent
- Rank by GDP among Ohio counties45th
- Rank by GDP among US county-equivalents884th
- GDP per resident$54,127
Output grew -2.6 percent in the latest year and 25.2 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Belmont County
Who employs people in Belmont County
- Covered employment, annual average20,616
- Establishments reporting1,642
- Average annual pay$49,753
- Average weekly wage$957
- Sector 44-45, employment3,811
- Sector 44-45, average annual pay$31,422
- Sector 62, employment3,068
- Sector 62, average annual pay$49,084
- Sector 72, employment2,537
- Sector 72, average annual pay$20,130
- Sector 23, employment995
- Sector 23, average annual pay$66,780
- Sector 48-49, employment967
- Sector 56, employment955
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 44-45 | 3,811 | 254 | $31,422 |
| Sector 62 | 3,068 | 186 | $49,084 |
| Sector 72 | 2,537 | 149 | $20,130 |
| Sector 23 | 995 | 132 | $66,780 |
| Sector 48-49 | 967 | 64 | $72,500 |
| Sector 56 | 955 | 81 | $54,337 |
| Sector 81 | 726 | 136 | $33,445 |
| Sector 21 | 720 | 52 | $101,911 |
The largest sector is the biggest private employer group at 3,811 jobs, 18.5 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Belmont County
What businesses operate in Belmont County
- Establishments, all industries1,379
- Employment at those establishments18,121
- Annual payroll$869.8 m
- Establishments per 1,000 residents21.1
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Belmont County
What is being built in Belmont County
- Housing units authorised by permit, 20241
- Declared construction value permitted$150,000
- Single family units authorised1
- Multifamily units authorised0
- Multifamily share of units0.0 percent
- Average declared value per unit$150,000
- Units authorised per 1,000 households0.0
Multifamily is 0.0 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Belmont County
How much SBA lending happens in Belmont County
- 7(a) approvals recorded101
- 7(a) gross approval dollars$35.7 m
- Average 7(a) approval$353,359
- Median 7(a) approval$50,000
- 10th percentile approval$15,000
- 90th percentile approval$1,435,000
- Largest single approval$3,786,000
- Jobs reported supported, 7(a)579
- Jobs per approval5.7
- Distinct 7(a) lenders active16
- Distinct industries receiving approvals53
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer14.9 percent
- Loans on real estate terms15
- Loans on working capital terms, 120 months or shorter85
- Franchise loans9
- Franchise share of approvals8.9 percent
- Leading industry by approval countHotels (except Casino Hotels) and Motels (7)
- Most active lenderThe Huntington National Bank (76)
- 504 approvals recorded1
- 504 gross approval dollars$2.0 m
- Average 504 approval$2,036,000
- Median 504 approval$2,036,000
- Distinct CDCs active1
- 504 jobs per approval18.0
- 504 jobs per million dollars approved8.8
- Most active CDCAlloy Development Co., Inc. (1)
- 7(a) share of SBA approvals99.0 percent
- Combined SBA approval dollars$37.7 m
The average approval of $353,359 sits well above the median of $50,000, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. Only 14.9 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Belmont County
Do SBA loans in Belmont County get paid back
- Loans with a final outcome recorded20
- Paid in full18
- Charged off2
- Charge off rate on resolved loans10.0 percent
- Status: Paid in full18
- Status: Cancelled6
- Status: Exempt from disclosure71
- Status: Charged off2
- Status: Committed, not yet disbursed4
Of the 20 loans that have reached a final outcome, 10.0 percent were charged off. This is computed only over resolved loans, because a loan still running has not yet succeeded or failed and counting it either way would be wrong.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Belmont County
Which parts of Belmont County get the lending
- Places in the county with recorded lending15
- St Clairsville, approvals41
- BRIDGEPORT, approvals15
- BARNESVILLE, approvals10
- SHADYSIDE, approvals7
- Martins Ferry, approvals6
- BELMONT, approvals5
| Place | Approvals | Gross approval dollars |
|---|---|---|
| St Clairsville | 41 | $18,035,000 |
| BRIDGEPORT | 15 | $4,952,000 |
| BARNESVILLE | 10 | $8,228,000 |
| SHADYSIDE | 7 | $685,000 |
| Martins Ferry | 6 | $606,100 |
| BELMONT | 5 | $347,200 |
| POWHATAN POINT | 4 | $97,000 |
| Bellaire | 4 | $197,000 |
St Clairsville accounts for 41 approvals against 15 in BRIDGEPORT. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Belmont County
How big is Belmont County
- Land area532 sq mi
- Rank by land area among Ohio counties17th of 88
- Width, east to west28.3 mi
- Height, north to south22.2 mi
- Geographies sharing a boundary5
- Residents per square mile of land123
- Establishments per square mile2.59
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Belmont County
What hazards affect Belmont County
- EPA radon zone predicted average indoor radon screening level greater than 4 pCi/LZone 1
- Communities in the NFIP Community Status Book11
- Of those, participating in the NFIP11
- NFIP participation rate100.0 percent
- Communities carrying a CRS class0
The EPA places the county in radon zone 1, a predicted average indoor radon screening level greater than 4 pCi/L.
US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001. FEMA OpenFEMA, NFIP Community Status Book, Community Status Book, as retrieved.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Belmont County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Belmont County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population65,473
- Households27,195
- Average household size2.41
- Median household income$57,017
- Median age44.1
Common questions
Belmont County questions, answered from the record.
How many people live in Belmont County, Ohio?
65,473, in 27,195 households, ranking 37th of 88 Ohio counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Belmont County growing?
The population has fallen 2.71 percent since the 2020 census base. In 2024 there were 391 births against 849 deaths, with net migration of 173. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Belmont County?
$57,017. The median owner-occupied home is valued at $154,900, which is 2.7 times income, and median gross rent is $793 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Belmont County?
1,379 establishments, employing 18,121 people with an annual payroll of $869.8 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Belmont County?
Average annual pay is $49,753, or $957 a week, across 20,616 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Belmont County?
101 7(a) approvals totalling $35.7 m since FY2020, across 16 lenders, with a median approval of $50,000, plus 1 504 approvals worth $2.0 m. These are approvals recorded in the release, not loans disbursed.
Do SBA loans in Belmont County get paid back?
Of the 20 loans that have reached a final outcome, 18 were paid in full and 2 charged off, a charge off rate of 10.0 percent. Loans still running are excluded, because they have not yet succeeded or failed.
What is being built in Belmont County?
1 housing units were authorised by permit in 2024, with a declared construction value of $150,000. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Belmont County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Belmont County come from?
The largest single origin is Belmont County Non-migrants, with 25,220 households. Arriving households report an average income of $44,811 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Belmont County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Belmont County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.