Cuyahoga County, Ohio: commercial real estate data.
Cuyahoga County, Ohio has a population of 1,245,873 across 457 square miles, down 1.9 percent since the 2020 census base. County output reached $135.91 bn in 2024, 31,496 establishments operate here, and the SBA record carries 2,672 7(a) approvals worth $865.3 m.
129 sourced county values · tier FULL · 12 sections
Cuyahoga County
How many people live in Cuyahoga County
- Population1,245,873
- Households554,551
- Average household size2.25
- Median household income$64,468
- Median age40.4
- Median gross rent$1,060 per month
- Median owner-occupied home value$195,400
- Home value to household income3.0 times
- Annual rent as a share of median income19.7 percent
- Adults 25 and over with a bachelor degree or higher36.5 percent
- Adults 25 and over with a graduate degree15.7 percent
- Adults 25 and over888,313
- Population under 18255,095
- Share under 1820.5 percent
- Population 65 and over242,818
- Share 65 and over19.5 percent
- Working age population, 18 to 64747,960
- Civilian labor force650,577
- Unemployment rate6.6 percent
- Labor force participation, adults 18 and over65.7 percent
- Rank by population among Ohio counties2nd of 88
- Rank by population among US county-equivalents35th
Cuyahoga County is the 2nd largest of 88 Ohio counties by population. A median home costs 3.0 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 20.5 percent against 19.5 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Cuyahoga County
Is Cuyahoga County growing
- Population change since the 2020 census base-1.91 percent
- Census 2020 base population1,264,775
- Births, 202412,877
- Deaths, 202413,082
- Natural change, 2024-205
- Net domestic migration, 2024-6,741
- Net international migration, 20248,876
- Total net migration, 20242,135
- Cumulative net domestic migration, 2021 to 2024-37,465
- Rank by growth among US county-equivalents2479th
The county has lost 1.91 percent of its population since the 2020 census base. Deaths exceeded births in 2024, so all of the growth came from people moving in. A market held up by migration alone is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Cuyahoga County
Where people moving to Cuyahoga County come from
- Tax returns filed by households arriving22,189
- People arriving, from those returns33,340
- Adjusted gross income arriving$1.57 bn
- Net adjusted gross income movement$0
- Average income of an arriving household$70,762
- Largest single originCuyahoga County Non-migrants (502,546 households)
- Largest single destination (502,546 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Cuyahoga County Non-migrants | 502,546 | 909,267 | $44.72 bn |
| Other flows - Different State | 3,752 | 5,871 | $257.8 m |
| Lorain County | 2,039 | 3,059 | $125.8 m |
| Summit County | 1,875 | 2,676 | $137.8 m |
| Other flows - South | 1,726 | 2,786 | $108.3 m |
| Lake County | 1,711 | 2,574 | $92.7 m |
| Medina County | 1,222 | 1,826 | $75.3 m |
| Franklin County | 812 | 1,140 | $48.2 m |
The largest single source of arrivals is Cuyahoga County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Cuyahoga County
What the Cuyahoga County economy runs on
- County GDP, 2024$135.91 bn
- County GDP, 2023$129.33 bn
- GDP change, 2023 to 20245.1 percent
- GDP change over five years33.0 percent
- Rank by GDP among Ohio counties2nd
- Rank by GDP among US county-equivalents37th
- GDP per resident$109,091
Output grew 5.1 percent in the latest year and 33.0 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Cuyahoga County
Who employs people in Cuyahoga County
- Covered employment, annual average705,152
- Establishments reporting39,269
- Average annual pay$75,134
- Average weekly wage$1,445
- Sector 62, employment137,469
- Sector 62, average annual pay$74,271
- Sector 31-33, employment65,007
- Sector 31-33, average annual pay$84,597
- Sector 72, employment54,952
- Sector 72, average annual pay$26,645
- Sector 44-45, employment54,522
- Sector 44-45, average annual pay$37,201
- Sector 54, employment46,403
- Sector 56, employment37,750
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 62 | 137,469 | 4,244 | $74,271 |
| Sector 31-33 | 65,007 | 1,795 | $84,597 |
| Sector 72 | 54,952 | 3,217 | $26,645 |
| Sector 44-45 | 54,522 | 4,068 | $37,201 |
| Sector 54 | 46,403 | 5,850 | $106,646 |
| Sector 56 | 37,750 | 2,503 | $57,553 |
| Sector 52 | 34,376 | 2,389 | $127,338 |
| Sector 42 | 31,853 | 2,722 | $90,673 |
The largest sector is the biggest private employer group at 137,469 jobs, 19.5 percent of covered employment. Average pay per job exceeds median household income, which usually means single earner households and a wage base that can carry rent.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Cuyahoga County
What businesses operate in Cuyahoga County
- Establishments, all industries31,496
- Employment at those establishments681,543
- Annual payroll$47.91 bn
- Establishments per 1,000 residents25.3
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Cuyahoga County
What is being built in Cuyahoga County
- Housing units authorised by permit, 20241,685
- Declared construction value permitted$428.7 m
- Single family units authorised663
- Multifamily units authorised1,022
- Multifamily share of units60.7 percent
- Average declared value per unit$254,445
- Units authorised per 1,000 households3.0
Multifamily is 60.7 percent of units authorised, so the pipeline is being built for renters rather than buyers.
US Census Bureau, Building Permits Survey, 2024 annual.
Cuyahoga County
How much SBA lending happens in Cuyahoga County
- 7(a) approvals recorded2,672
- 7(a) gross approval dollars$865.3 m
- Average 7(a) approval$323,850
- Median 7(a) approval$100,000
- 10th percentile approval$25,000
- 90th percentile approval$803,500
- Largest single approval$5,000,000
- Jobs reported supported, 7(a)23,702
- Jobs per approval8.9
- Distinct 7(a) lenders active107
- Distinct industries receiving approvals385
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer7.4 percent
- Loans on real estate terms197
- Loans on working capital terms, 120 months or shorter2,405
- Franchise loans230
- Franchise share of approvals8.6 percent
- Leading industry by approval countGeneral Freight Trucking, Long-Distance, Truckload (274)
- Most active lenderThe Huntington National Bank (1,671)
- 504 approvals recorded302
- 504 gross approval dollars$216.4 m
- Average 504 approval$716,705
- Median 504 approval$372,000
- Distinct CDCs active11
- 504 jobs per approval13.4
- 504 jobs per million dollars approved18.7
- Most active CDCGrowth Capital Corp. (247)
- 7(a) share of SBA approvals89.8 percent
- Combined SBA approval dollars$1.08 bn
The average approval of $323,850 sits well above the median of $100,000, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. Only 7.4 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Cuyahoga County
Do SBA loans in Cuyahoga County get paid back
- Loans with a final outcome recorded599
- Paid in full539
- Charged off60
- Charge off rate on resolved loans10.0 percent
- Status: Paid in full539
- Status: Cancelled324
- Status: Exempt from disclosure1,577
- Status: Charged off60
- Status: Committed, not yet disbursed172
| NAICS | Industry | Resolved loans | Charged off | Charge off rate |
|---|---|---|---|---|
| 484121 | General Freight Trucking, Long-Distance, Truckload | 107 | 14 | 13.1% |
| 484110 | General Freight Trucking, Local | 30 | 3 | 10.0% |
| 722511 | Full-Service Restaurants | 17 | 2 | 11.8% |
| 238990 | All Other Specialty Trade Contractors | 16 | 1 | 6.3% |
| 722513 | Limited-Service Restaurants | 16 | 2 | 12.5% |
| 236118 | Residential Remodelers | 14 | 4 | 28.6% |
Of the 599 loans that have reached a final outcome, 10.0 percent were charged off. This is computed only over resolved loans, because a loan still running has not yet succeeded or failed and counting it either way would be wrong. Among industries with at least ten resolved loans, Residential Remodelers carries the highest charge off rate at 28.6 percent.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Cuyahoga County
Which parts of Cuyahoga County get the lending
- Places in the county with recorded lending110
- Cleveland, approvals889
- STRONGSVILLE, approvals162
- Westlake, approvals120
- NORTH ROYALTON, approvals105
- LAKEWOOD, approvals103
- Solon, approvals96
| Place | Approvals | Gross approval dollars |
|---|---|---|
| Cleveland | 889 | $315,846,900 |
| STRONGSVILLE | 162 | $54,202,500 |
| Westlake | 120 | $49,485,100 |
| NORTH ROYALTON | 105 | $21,430,800 |
| LAKEWOOD | 103 | $28,076,600 |
| Solon | 96 | $39,693,100 |
| Parma | 93 | $19,069,400 |
| Beachwood | 90 | $28,404,400 |
Cleveland accounts for 889 approvals against 162 in STRONGSVILLE. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Cuyahoga County
How big is Cuyahoga County
- Land area457 sq mi
- Rank by land area among Ohio counties39th of 88
- Width, east to west30.1 mi
- Height, north to south24.6 mi
- Geographies sharing a boundary5
- Residents per square mile of land2,726
- Establishments per square mile68.92
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Cuyahoga County
What hazards affect Cuyahoga County
- EPA radon zone predicted average indoor radon screening level from 2 to 4 pCi/LZone 2
- Communities in the NFIP Community Status Book55
- Of those, participating in the NFIP51
- NFIP participation rate92.7 percent
- Best Community Rating System class in the county A lower CRS class is a larger flood insurance premium discount.Class 10
- Communities carrying a CRS class2
The EPA places the county in radon zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. The best Community Rating System class in the county is 10, which carries a flood insurance premium discount for properties in the participating community.
US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001. FEMA OpenFEMA, NFIP Community Status Book, Community Status Book, as retrieved.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Cuyahoga County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Cuyahoga County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population1,245,873
- Households554,551
- Average household size2.25
- Median household income$64,468
- Median age40.4
Common questions
Cuyahoga County questions, answered from the record.
How many people live in Cuyahoga County, Ohio?
1,245,873, in 554,551 households, ranking 2nd of 88 Ohio counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Cuyahoga County growing?
The population has fallen 1.91 percent since the 2020 census base. In 2024 there were 12,877 births against 13,082 deaths, with net migration of 2,135. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Cuyahoga County?
$64,468. The median owner-occupied home is valued at $195,400, which is 3.0 times income, and median gross rent is $1,060 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Cuyahoga County?
31,496 establishments, employing 681,543 people with an annual payroll of $47.91 bn. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Cuyahoga County?
Average annual pay is $75,134, or $1,445 a week, across 705,152 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Cuyahoga County?
2,672 7(a) approvals totalling $865.3 m since FY2020, across 107 lenders, with a median approval of $100,000, plus 302 504 approvals worth $216.4 m. These are approvals recorded in the release, not loans disbursed.
Do SBA loans in Cuyahoga County get paid back?
Of the 599 loans that have reached a final outcome, 539 were paid in full and 60 charged off, a charge off rate of 10.0 percent. Loans still running are excluded, because they have not yet succeeded or failed.
What is being built in Cuyahoga County?
1,685 housing units were authorised by permit in 2024, with a declared construction value of $428.7 m. Multifamily was 60.7 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Cuyahoga County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Cuyahoga County come from?
The largest single origin is Cuyahoga County Non-migrants, with 502,546 households. Arriving households report an average income of $70,762 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Cuyahoga County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Cuyahoga County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.