Darke County, Ohio: commercial real estate data.
Darke County, Ohio has a population of 51,594 across 598 square miles, down 0.8 percent since the 2020 census base. County output reached $3.39 bn in 2024, 1,117 establishments operate here, and the SBA record carries 20 7(a) approvals worth $6.8 m.
126 sourced county values · tier FULL · 12 sections
Darke County
How many people live in Darke County
- Population51,594
- Households21,297
- Average household size2.42
- Median household income$64,486
- Median age41.8
- Median gross rent$779 per month
- Median owner-occupied home value$173,200
- Home value to household income2.7 times
- Annual rent as a share of median income14.5 percent
- Adults 25 and over with a bachelor degree or higher16.5 percent
- Adults 25 and over with a graduate degree5.4 percent
- Adults 25 and over35,460
- Population under 1812,200
- Share under 1823.6 percent
- Population 65 and over10,564
- Share 65 and over20.5 percent
- Working age population, 18 to 6428,830
- Civilian labor force24,597
- Unemployment rate2.8 percent
- Labor force participation, adults 18 and over62.4 percent
- Rank by population among Ohio counties49th of 88
- Rank by population among US county-equivalents992nd
Darke County is the 49th largest of 88 Ohio counties by population. A median home costs 2.7 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 23.6 percent against 20.5 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Darke County
Is Darke County growing
- Population change since the 2020 census base-0.80 percent
- Census 2020 base population51,875
- Births, 2024598
- Deaths, 2024649
- Natural change, 2024-51
- Net domestic migration, 202446
- Net international migration, 202438
- Total net migration, 202484
- Cumulative net domestic migration, 2021 to 2024-74
- Rank by growth among US county-equivalents2119th
The county has lost 0.80 percent of its population since the 2020 census base. Deaths exceeded births in 2024, so all of the growth came from people moving in. A market held up by migration alone is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Darke County
Where people moving to Darke County come from
- Tax returns filed by households arriving920
- People arriving, from those returns1,583
- Adjusted gross income arriving$44.9 m
- Net adjusted gross income movement$0
- Average income of an arriving household$48,846
- Largest single originDarke County Non-migrants (20,579 households)
- Largest single destination (20,579 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Darke County Non-migrants | 20,579 | 41,846 | $1.37 bn |
| Other flows - Different State | 214 | 392 | $11.7 m |
| Miami County | 167 | 309 | $7.8 m |
| Other flows - Same State | 134 | 214 | $6.3 m |
| Montgomery County | 118 | 212 | $6.4 m |
| Other flows - South | 110 | 188 | $6.5 m |
| Randolph County | 73 | 120 | $2.5 m |
| Other flows - Midwest | 72 | 143 | $3.5 m |
The largest single source of arrivals is Darke County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Darke County
What the Darke County economy runs on
- County GDP, 2024$3.39 bn
- County GDP, 2023$3.00 bn
- GDP change, 2023 to 202413.1 percent
- GDP change over five years59.3 percent
- Rank by GDP among Ohio counties47th
- Rank by GDP among US county-equivalents907th
- GDP per resident$65,688
Output grew 13.1 percent in the latest year and 59.3 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Darke County
Who employs people in Darke County
- Covered employment, annual average18,394
- Establishments reporting1,354
- Average annual pay$50,442
- Average weekly wage$970
- Sector 31-33, employment4,205
- Sector 31-33, average annual pay$61,970
- Sector 62, employment2,459
- Sector 62, average annual pay$48,583
- Sector 44-45, employment1,954
- Sector 44-45, average annual pay$32,965
- Sector 72, employment1,290
- Sector 72, average annual pay$17,963
- Sector 48-49, employment954
- Sector 23, employment885
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 31-33 | 4,205 | 81 | $61,970 |
| Sector 62 | 2,459 | 115 | $48,583 |
| Sector 44-45 | 1,954 | 166 | $32,965 |
| Sector 72 | 1,290 | 94 | $17,963 |
| Sector 48-49 | 954 | 88 | $61,063 |
| Sector 23 | 885 | 166 | $65,981 |
| Sector 42 | 885 | 72 | $58,250 |
| Sector 81 | 655 | 124 | $28,385 |
The largest sector is the biggest private employer group at 4,205 jobs, 22.9 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Darke County
What businesses operate in Darke County
- Establishments, all industries1,117
- Employment at those establishments15,805
- Annual payroll$813.2 m
- Establishments per 1,000 residents21.6
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Darke County
What is being built in Darke County
- Housing units authorised by permit, 202443
- Declared construction value permitted$15.5 m
- Single family units authorised35
- Multifamily units authorised8
- Multifamily share of units18.6 percent
- Average declared value per unit$360,487
- Units authorised per 1,000 households2.0
Multifamily is 18.6 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Darke County
How much SBA lending happens in Darke County
- 7(a) approvals recorded20
- 7(a) gross approval dollars$6.8 m
- Average 7(a) approval$339,485
- Median 7(a) approval$150,000
- 10th percentile approval$24,500
- 90th percentile approval$1,000,000
- Largest single approval$2,113,000
- Jobs reported supported, 7(a)227
- Jobs per approval11.3
- Distinct 7(a) lenders active11
- Distinct industries receiving approvals15
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer10.0 percent
- Loans on real estate terms2
- Loans on working capital terms, 120 months or shorter18
- Franchise loans2
- Franchise share of approvals10.0 percent
- Leading industry by approval countClothing and Clothing Accessories Retailers (2)
- Most active lenderThe Huntington National Bank (6)
- 504 approvals recorded9
- 504 gross approval dollars$2.7 m
- Average 504 approval$296,889
- Median 504 approval$250,000
- Distinct CDCs active4
- 504 jobs per approval4.9
- 504 jobs per million dollars approved16.5
- Most active CDCCitywide Small Business Development Corporation (4)
- 7(a) share of SBA approvals69.0 percent
- Combined SBA approval dollars$9.5 m
The average approval of $339,485 sits well above the median of $150,000, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. Only 10.0 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Darke County
Do SBA loans in Darke County get paid back
- Loans with a final outcome recorded4
- Paid in full4
- Charged off0
- Status: Paid in full4
- Status: Exempt from disclosure11
- Status: Cancelled4
- Status: Committed, not yet disbursed1
Too few loans have reached a final outcome to publish a charge off rate. only 4 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Darke County
Which parts of Darke County get the lending
- Places in the county with recorded lending7
- Arcanum, approvals7
- Greenville, approvals5
- Perrysburg, approvals2
- VERSAILLES, approvals2
- NEW MADISON, approvals2
- BROOKVILLE, approvals1
| Place | Approvals | Gross approval dollars |
|---|---|---|
| Arcanum | 7 | $2,664,500 |
| Greenville | 5 | $2,538,300 |
| Perrysburg | 2 | $60,400 |
| VERSAILLES | 2 | $74,500 |
| NEW MADISON | 2 | $1,277,000 |
| BROOKVILLE | 1 | $100,000 |
| TROY | 1 | $75,000 |
Arcanum accounts for 7 approvals against 5 in Greenville. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Darke County
How big is Darke County
- Land area598 sq mi
- Rank by land area among Ohio counties9th of 88
- Width, east to west20.4 mi
- Height, north to south30.2 mi
- Geographies sharing a boundary5
- Residents per square mile of land86
- Establishments per square mile1.87
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Darke County
What hazards affect Darke County
- EPA radon zone predicted average indoor radon screening level greater than 4 pCi/LZone 1
- Communities in the NFIP Community Status Book12
- Of those, participating in the NFIP8
- NFIP participation rate66.7 percent
- Communities carrying a CRS class0
The EPA places the county in radon zone 1, a predicted average indoor radon screening level greater than 4 pCi/L.
US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001. FEMA OpenFEMA, NFIP Community Status Book, Community Status Book, as retrieved.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Darke County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Darke County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population51,594
- Households21,297
- Average household size2.42
- Median household income$64,486
- Median age41.8
Common questions
Darke County questions, answered from the record.
How many people live in Darke County, Ohio?
51,594, in 21,297 households, ranking 49th of 88 Ohio counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Darke County growing?
The population has fallen 0.80 percent since the 2020 census base. In 2024 there were 598 births against 649 deaths, with net migration of 84. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Darke County?
$64,486. The median owner-occupied home is valued at $173,200, which is 2.7 times income, and median gross rent is $779 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Darke County?
1,117 establishments, employing 15,805 people with an annual payroll of $813.2 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Darke County?
Average annual pay is $50,442, or $970 a week, across 18,394 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Darke County?
20 7(a) approvals totalling $6.8 m since FY2020, across 11 lenders, with a median approval of $150,000, plus 9 504 approvals worth $2.7 m. These are approvals recorded in the release, not loans disbursed.
What is being built in Darke County?
43 housing units were authorised by permit in 2024, with a declared construction value of $15.5 m. Multifamily was 18.6 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Darke County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Darke County come from?
The largest single origin is Darke County Non-migrants, with 20,579 households. Arriving households report an average income of $48,846 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Darke County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Darke County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.