Fayette County, Ohio: commercial real estate data.
Fayette County, Ohio has a population of 28,876 across 406 square miles, down 0.6 percent since the 2020 census base. County output reached $2.26 bn in 2024, 594 establishments operate here, and the SBA record carries 35 7(a) approvals worth $15.3 m.
128 sourced county values · tier FULL · 12 sections
Fayette County
How many people live in Fayette County
- Population28,876
- Households11,582
- Average household size2.49
- Median household income$63,275
- Median age39.9
- Median gross rent$822 per month
- Median owner-occupied home value$170,700
- Home value to household income2.7 times
- Annual rent as a share of median income15.6 percent
- Adults 25 and over with a bachelor degree or higher14.4 percent
- Adults 25 and over with a graduate degree4.8 percent
- Adults 25 and over19,877
- Population under 186,761
- Share under 1823.4 percent
- Population 65 and over5,170
- Share 65 and over17.9 percent
- Working age population, 18 to 6416,945
- Civilian labor force13,467
- Unemployment rate3.7 percent
- Labor force participation, adults 18 and over60.9 percent
- Rank by population among Ohio counties74th of 88
- Rank by population among US county-equivalents1509th
Fayette County is the 74th largest of 88 Ohio counties by population. A median home costs 2.7 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 23.4 percent against 17.9 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Fayette County
Is Fayette County growing
- Population change since the 2020 census base-0.57 percent
- Census 2020 base population28,948
- Births, 2024339
- Deaths, 2024420
- Natural change, 2024-81
- Net domestic migration, 202426
- Net international migration, 20246
- Total net migration, 202432
- Cumulative net domestic migration, 2021 to 2024103
- Rank by growth among US county-equivalents2041st
The county has lost 0.57 percent of its population since the 2020 census base. Deaths exceeded births in 2024, so all of the growth came from people moving in. A market held up by migration alone is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Fayette County
Where people moving to Fayette County come from
- Tax returns filed by households arriving718
- People arriving, from those returns1,280
- Adjusted gross income arriving$28.5 m
- Net adjusted gross income movement$0
- Average income of an arriving household$39,691
- Largest single originFayette County Non-migrants (10,792 households)
- Largest single destination (10,792 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Fayette County Non-migrants | 10,792 | 20,942 | $640.0 m |
| Other flows - Same State | 163 | 276 | $6.8 m |
| Franklin County | 120 | 218 | $6.1 m |
| Other flows - Different State | 112 | 193 | $5.1 m |
| Highland County | 91 | 168 | $3.9 m |
| Ross County | 70 | 125 | $2.5 m |
| Other flows - South | 60 | 97 | $2.5 m |
| Clinton County | 56 | 99 | $2.0 m |
The largest single source of arrivals is Fayette County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Fayette County
What the Fayette County economy runs on
- County GDP, 2024$2.26 bn
- County GDP, 2023$2.40 bn
- GDP change, 2023 to 2024-5.9 percent
- GDP change over five years27.0 percent
- Rank by GDP among Ohio counties60th
- Rank by GDP among US county-equivalents1182nd
- GDP per resident$78,333
Output grew -5.9 percent in the latest year and 27.0 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Fayette County
Who employs people in Fayette County
- Covered employment, annual average11,416
- Establishments reporting692
- Average annual pay$50,422
- Average weekly wage$970
- Sector 44-45, employment1,882
- Sector 44-45, average annual pay$34,653
- Sector 31-33, employment1,874
- Sector 31-33, average annual pay$65,847
- Sector 48-49, employment1,333
- Sector 48-49, average annual pay$61,879
- Sector 72, employment1,147
- Sector 72, average annual pay$20,347
- Sector 23, employment438
- Sector 56, employment407
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 44-45 | 1,882 | 126 | $34,653 |
| Sector 31-33 | 1,874 | 37 | $65,847 |
| Sector 48-49 | 1,333 | 30 | $61,879 |
| Sector 72 | 1,147 | 75 | $20,347 |
| Sector 23 | 438 | 61 | $89,441 |
| Sector 56 | 407 | 31 | $33,614 |
| Sector 81 | 275 | 44 | $54,793 |
| Sector 11 | 172 | 22 | $52,382 |
The largest sector is the biggest private employer group at 1,882 jobs, 16.5 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Fayette County
What businesses operate in Fayette County
- Establishments, all industries594
- Employment at those establishments9,980
- Annual payroll$457.0 m
- Establishments per 1,000 residents20.6
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Fayette County
What is being built in Fayette County
- Housing units authorised by permit, 202471
- Declared construction value permitted$14.9 m
- Single family units authorised52
- Multifamily units authorised19
- Multifamily share of units26.8 percent
- Average declared value per unit$210,141
- Units authorised per 1,000 households6.1
Multifamily is 26.8 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Fayette County
How much SBA lending happens in Fayette County
- 7(a) approvals recorded35
- 7(a) gross approval dollars$15.3 m
- Average 7(a) approval$438,534
- Median 7(a) approval$50,000
- 10th percentile approval$10,000
- 90th percentile approval$870,000
- Largest single approval$5,000,000
- Jobs reported supported, 7(a)194
- Jobs per approval5.5
- Distinct 7(a) lenders active11
- Distinct industries receiving approvals22
- Median 7(a) term102 months
- Share of loans on real estate terms, 240 months or longer20.0 percent
- Loans on real estate terms7
- Loans on working capital terms, 120 months or shorter27
- Franchise loans2
- Franchise share of approvals5.7 percent
- Leading industry by approval countGeneral Freight Trucking, Long-Distance, Truckload (8)
- Most active lenderThe Huntington National Bank (21)
- 504 approvals recorded5
- 504 gross approval dollars$3.1 m
- Average 504 approval$616,000
- Median 504 approval$154,000
- Distinct CDCs active3
- 504 jobs per approval2.2
- 504 jobs per million dollars approved3.6
- Most active CDCAlloy Development Co., Inc. (2)
- 7(a) share of SBA approvals87.5 percent
- Combined SBA approval dollars$18.4 m
The average approval of $438,534 sits well above the median of $50,000, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. Only 20.0 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Fayette County
Do SBA loans in Fayette County get paid back
- Loans with a final outcome recorded16
- Paid in full15
- Charged off1
- Charge off rate on resolved loans6.3 percent
- Status: Paid in full15
- Status: Cancelled4
- Status: Exempt from disclosure12
- Status: Charged off1
- Status: Committed, not yet disbursed3
Of the 16 loans that have reached a final outcome, 6.3 percent were charged off. This is computed only over resolved loans, because a loan still running has not yet succeeded or failed and counting it either way would be wrong.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Fayette County
Which parts of Fayette County get the lending
- Places in the county with recorded lending6
- WASHINGTON COURT HOUSE, approvals24
- JEFFERSONVILLE, approvals5
- Washington CH, approvals2
- Bloomingburg, approvals2
- Washington Courth House, approvals1
- Washington Courthouse, approvals1
| Place | Approvals | Gross approval dollars |
|---|---|---|
| WASHINGTON COURT HOUSE | 24 | $4,466,100 |
| JEFFERSONVILLE | 5 | $10,730,000 |
| Washington CH | 2 | $44,800 |
| Bloomingburg | 2 | $75,300 |
| Washington Courth House | 1 | $25,000 |
| Washington Courthouse | 1 | $7,500 |
WASHINGTON COURT HOUSE accounts for 24 approvals against 5 in JEFFERSONVILLE. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Fayette County
How big is Fayette County
- Land area406 sq mi
- Rank by land area among Ohio counties71st of 88
- Width, east to west22.3 mi
- Height, north to south23.4 mi
- Geographies sharing a boundary6
- Residents per square mile of land71
- Establishments per square mile1.46
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Fayette County
What hazards affect Fayette County
- EPA radon zone predicted average indoor radon screening level greater than 4 pCi/LZone 1
- Communities in the NFIP Community Status Book6
- Of those, participating in the NFIP4
- NFIP participation rate66.7 percent
- Communities carrying a CRS class0
The EPA places the county in radon zone 1, a predicted average indoor radon screening level greater than 4 pCi/L.
US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001. FEMA OpenFEMA, NFIP Community Status Book, Community Status Book, as retrieved.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Fayette County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Fayette County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population28,876
- Households11,582
- Average household size2.49
- Median household income$63,275
- Median age39.9
Common questions
Fayette County questions, answered from the record.
How many people live in Fayette County, Ohio?
28,876, in 11,582 households, ranking 74th of 88 Ohio counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Fayette County growing?
The population has fallen 0.57 percent since the 2020 census base. In 2024 there were 339 births against 420 deaths, with net migration of 32. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Fayette County?
$63,275. The median owner-occupied home is valued at $170,700, which is 2.7 times income, and median gross rent is $822 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Fayette County?
594 establishments, employing 9,980 people with an annual payroll of $457.0 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Fayette County?
Average annual pay is $50,422, or $970 a week, across 11,416 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Fayette County?
35 7(a) approvals totalling $15.3 m since FY2020, across 11 lenders, with a median approval of $50,000, plus 5 504 approvals worth $3.1 m. These are approvals recorded in the release, not loans disbursed.
Do SBA loans in Fayette County get paid back?
Of the 16 loans that have reached a final outcome, 15 were paid in full and 1 charged off, a charge off rate of 6.3 percent. Loans still running are excluded, because they have not yet succeeded or failed.
What is being built in Fayette County?
71 housing units were authorised by permit in 2024, with a declared construction value of $14.9 m. Multifamily was 26.8 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Fayette County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Fayette County come from?
The largest single origin is Fayette County Non-migrants, with 10,792 households. Arriving households report an average income of $39,691 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Fayette County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Fayette County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.