Fulton County, Ohio: commercial real estate data.
Fulton County, Ohio has a population of 42,240 across 405 square miles, down 1.6 percent since the 2020 census base. County output reached $2.61 bn in 2024, 924 establishments operate here, and the SBA record carries 70 7(a) approvals worth $13.1 m.
128 sourced county values · tier FULL · 12 sections
Fulton County
How many people live in Fulton County
- Population42,240
- Households16,986
- Average household size2.49
- Median household income$72,864
- Median age41.5
- Median gross rent$863 per month
- Median owner-occupied home value$191,000
- Home value to household income2.6 times
- Annual rent as a share of median income14.2 percent
- Adults 25 and over with a bachelor degree or higher20.2 percent
- Adults 25 and over with a graduate degree7.9 percent
- Adults 25 and over29,187
- Population under 189,750
- Share under 1823.1 percent
- Population 65 and over8,209
- Share 65 and over19.4 percent
- Working age population, 18 to 6424,281
- Civilian labor force21,412
- Unemployment rate3.9 percent
- Labor force participation, adults 18 and over65.9 percent
- Rank by population among Ohio counties58th of 88
- Rank by population among US county-equivalents1164th
Fulton County is the 58th largest of 88 Ohio counties by population. A median home costs 2.6 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 23.1 percent against 19.4 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Fulton County
Is Fulton County growing
- Population change since the 2020 census base-1.59 percent
- Census 2020 base population42,705
- Births, 2024435
- Deaths, 2024460
- Natural change, 2024-25
- Net domestic migration, 202434
- Net international migration, 202470
- Total net migration, 2024104
- Cumulative net domestic migration, 2021 to 2024-489
- Rank by growth among US county-equivalents2385th
The county has lost 1.59 percent of its population since the 2020 census base. Deaths exceeded births in 2024, so all of the growth came from people moving in. A market held up by migration alone is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Fulton County
Where people moving to Fulton County come from
- Tax returns filed by households arriving983
- People arriving, from those returns1,755
- Adjusted gross income arriving$50.3 m
- Net adjusted gross income movement$0
- Average income of an arriving household$51,145
- Largest single originFulton County Non-migrants (17,194 households)
- Largest single destination (17,194 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Fulton County Non-migrants | 17,194 | 34,859 | $1.24 bn |
| Lucas County | 344 | 636 | $17.7 m |
| Other flows - Different State | 249 | 439 | $13.0 m |
| Other flows - Midwest | 107 | 174 | $4.8 m |
| Other flows - South | 103 | 189 | $5.4 m |
| Henry County | 95 | 179 | $4.2 m |
| Other flows - Same State | 92 | 163 | $5.6 m |
| Williams County | 76 | 137 | $4.4 m |
The largest single source of arrivals is Fulton County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Fulton County
What the Fulton County economy runs on
- County GDP, 2024$2.61 bn
- County GDP, 2023$2.63 bn
- GDP change, 2023 to 2024-0.6 percent
- GDP change over five years22.7 percent
- Rank by GDP among Ohio counties55th
- Rank by GDP among US county-equivalents1081st
- GDP per resident$61,834
Output grew -0.6 percent in the latest year and 22.7 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Fulton County
Who employs people in Fulton County
- Covered employment, annual average18,066
- Establishments reporting1,138
- Average annual pay$57,129
- Average weekly wage$1,099
- Sector 31-33, employment5,739
- Sector 31-33, average annual pay$71,229
- Sector 44-45, employment1,561
- Sector 44-45, average annual pay$34,179
- Sector 42, employment1,183
- Sector 42, average annual pay$71,847
- Sector 72, employment1,038
- Sector 72, average annual pay$17,613
- Sector 23, employment811
- Sector 56, employment738
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 31-33 | 5,739 | 90 | $71,229 |
| Sector 44-45 | 1,561 | 138 | $34,179 |
| Sector 42 | 1,183 | 87 | $71,847 |
| Sector 72 | 1,038 | 74 | $17,613 |
| Sector 23 | 811 | 138 | $102,776 |
| Sector 56 | 738 | 56 | $35,952 |
| Sector 81 | 392 | 85 | $38,647 |
| Sector 71 | 337 | 12 | $16,316 |
The largest sector is the biggest private employer group at 5,739 jobs, 31.8 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Fulton County
What businesses operate in Fulton County
- Establishments, all industries924
- Employment at those establishments15,890
- Annual payroll$852.6 m
- Establishments per 1,000 residents21.9
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Fulton County
What is being built in Fulton County
- Housing units authorised by permit, 202424
- Declared construction value permitted$8.2 m
- Single family units authorised24
- Multifamily units authorised0
- Multifamily share of units0.0 percent
- Average declared value per unit$343,677
- Units authorised per 1,000 households1.4
Multifamily is 0.0 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Fulton County
How much SBA lending happens in Fulton County
- 7(a) approvals recorded70
- 7(a) gross approval dollars$13.1 m
- Average 7(a) approval$187,661
- Median 7(a) approval$50,000
- 10th percentile approval$15,000
- 90th percentile approval$630,000
- Largest single approval$1,451,500
- Jobs reported supported, 7(a)360
- Jobs per approval5.1
- Distinct 7(a) lenders active11
- Distinct industries receiving approvals41
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer8.6 percent
- Loans on real estate terms6
- Loans on working capital terms, 120 months or shorter63
- Franchise loans7
- Franchise share of approvals10.0 percent
- Leading industry by approval countFull-Service Restaurants (4)
- Most active lenderThe Huntington National Bank (53)
- 504 approvals recorded10
- 504 gross approval dollars$6.8 m
- Average 504 approval$683,900
- Median 504 approval$675,000
- Distinct CDCs active4
- 504 jobs per approval9.8
- 504 jobs per million dollars approved14.3
- Most active CDCWest Central Partnership, Inc. (4)
- 7(a) share of SBA approvals87.5 percent
- Combined SBA approval dollars$20.0 m
The average approval of $187,661 sits well above the median of $50,000, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. Only 8.6 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Fulton County
Do SBA loans in Fulton County get paid back
- Loans with a final outcome recorded13
- Paid in full13
- Charged off0
- Charge off rate on resolved loans0.0 percent
- Status: Paid in full13
- Status: Exempt from disclosure52
- Status: Cancelled2
- Status: Committed, not yet disbursed3
Of the 13 loans that have reached a final outcome, 0.0 percent were charged off. This is computed only over resolved loans, because a loan still running has not yet succeeded or failed and counting it either way would be wrong.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Fulton County
Which parts of Fulton County get the lending
- Places in the county with recorded lending7
- Swanton, approvals22
- Wauseon, approvals19
- Archbold, approvals15
- Lyons, approvals5
- Delta, approvals4
- Fayette, approvals3
| Place | Approvals | Gross approval dollars |
|---|---|---|
| Swanton | 22 | $2,945,400 |
| Wauseon | 19 | $7,639,900 |
| Archbold | 15 | $853,000 |
| Lyons | 5 | $864,800 |
| Delta | 4 | $725,300 |
| Fayette | 3 | $57,900 |
| Metamora | 2 | $50,000 |
Swanton accounts for 22 approvals against 19 in Wauseon. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Fulton County
How big is Fulton County
- Land area405 sq mi
- Rank by land area among Ohio counties74th of 88
- Width, east to west26.8 mi
- Height, north to south16.2 mi
- Geographies sharing a boundary3
- Residents per square mile of land104
- Establishments per square mile2.28
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Fulton County
What hazards affect Fulton County
- EPA radon zone predicted average indoor radon screening level from 2 to 4 pCi/LZone 2
- Communities in the NFIP Community Status Book7
- Of those, participating in the NFIP7
- NFIP participation rate100.0 percent
- Best Community Rating System class in the county A lower CRS class is a larger flood insurance premium discount.Class 10
- Communities carrying a CRS class1
The EPA places the county in radon zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. The best Community Rating System class in the county is 10, which carries a flood insurance premium discount for properties in the participating community.
US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001. FEMA OpenFEMA, NFIP Community Status Book, Community Status Book, as retrieved.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Fulton County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Fulton County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population42,240
- Households16,986
- Average household size2.49
- Median household income$72,864
- Median age41.5
Common questions
Fulton County questions, answered from the record.
How many people live in Fulton County, Ohio?
42,240, in 16,986 households, ranking 58th of 88 Ohio counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Fulton County growing?
The population has fallen 1.59 percent since the 2020 census base. In 2024 there were 435 births against 460 deaths, with net migration of 104. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Fulton County?
$72,864. The median owner-occupied home is valued at $191,000, which is 2.6 times income, and median gross rent is $863 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Fulton County?
924 establishments, employing 15,890 people with an annual payroll of $852.6 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Fulton County?
Average annual pay is $57,129, or $1,099 a week, across 18,066 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Fulton County?
70 7(a) approvals totalling $13.1 m since FY2020, across 11 lenders, with a median approval of $50,000, plus 10 504 approvals worth $6.8 m. These are approvals recorded in the release, not loans disbursed.
Do SBA loans in Fulton County get paid back?
Of the 13 loans that have reached a final outcome, 13 were paid in full and 0 charged off, a charge off rate of 0.0 percent. Loans still running are excluded, because they have not yet succeeded or failed.
What is being built in Fulton County?
24 housing units were authorised by permit in 2024, with a declared construction value of $8.2 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Fulton County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Fulton County come from?
The largest single origin is Fulton County Non-migrants, with 17,194 households. Arriving households report an average income of $51,145 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Fulton County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Fulton County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.