Geauga County, Ohio: commercial real estate data.
Geauga County, Ohio has a population of 95,481 across 400 square miles, down 0.1 percent since the 2020 census base. County output reached $6.13 bn in 2024, 2,816 establishments operate here, and the SBA record carries 290 7(a) approvals worth $66.9 m.
128 sourced county values · tier FULL · 12 sections
Geauga County
How many people live in Geauga County
- Population95,481
- Households35,807
- Average household size2.67
- Median household income$107,860
- Median age45.0
- Median gross rent$1,083 per month
- Median owner-occupied home value$331,100
- Home value to household income3.1 times
- Annual rent as a share of median income12.0 percent
- Adults 25 and over with a bachelor degree or higher40.9 percent
- Adults 25 and over with a graduate degree15.8 percent
- Adults 25 and over66,748
- Population under 1821,185
- Share under 1822.2 percent
- Population 65 and over21,289
- Share 65 and over22.3 percent
- Working age population, 18 to 6453,007
- Civilian labor force49,159
- Unemployment rate3.0 percent
- Labor force participation, adults 18 and over66.2 percent
- Rank by population among Ohio counties29th of 88
- Rank by population among US county-equivalents646th
Geauga County is the 29th largest of 88 Ohio counties by population. A median home costs 3.1 times median household income, which is an affordable ownership market by national standards. Residents 65 and over outnumber those under 18, at 22.3 percent against 22.2 percent, which points demand at health care, services and single storey product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Geauga County
Is Geauga County growing
- Population change since the 2020 census base-0.07 percent
- Census 2020 base population95,427
- Births, 2024862
- Deaths, 2024986
- Natural change, 2024-124
- Net domestic migration, 202445
- Net international migration, 202461
- Total net migration, 2024106
- Cumulative net domestic migration, 2021 to 2024177
- Rank by growth among US county-equivalents1863rd
The county has lost 0.07 percent of its population since the 2020 census base. Deaths exceeded births in 2024, so all of the growth came from people moving in. A market held up by migration alone is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Geauga County
Where people moving to Geauga County come from
- Tax returns filed by households arriving2,184
- People arriving, from those returns3,860
- Adjusted gross income arriving$268.5 m
- Net adjusted gross income movement$0
- Average income of an arriving household$122,940
- Largest single originGeauga County Non-migrants (37,512 households)
- Largest single destination (37,512 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Geauga County Non-migrants | 37,512 | 80,049 | $5.17 bn |
| Cuyahoga County | 570 | 978 | $96.6 m |
| Other flows - Different State | 520 | 940 | $66.1 m |
| Lake County | 477 | 807 | $42.5 m |
| Other flows - South | 230 | 411 | $24.3 m |
| Portage County | 144 | 251 | $10.5 m |
| Other flows - West | 129 | 234 | $18.4 m |
| Other flows - Same State | 125 | 222 | $10.3 m |
The largest single source of arrivals is Geauga County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Geauga County
What the Geauga County economy runs on
- County GDP, 2024$6.13 bn
- County GDP, 2023$5.78 bn
- GDP change, 2023 to 20246.1 percent
- GDP change over five years39.8 percent
- Rank by GDP among Ohio counties27th
- Rank by GDP among US county-equivalents641st
- GDP per resident$64,176
Output grew 6.1 percent in the latest year and 39.8 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Geauga County
Who employs people in Geauga County
- Covered employment, annual average36,578
- Establishments reporting3,221
- Average annual pay$56,641
- Average weekly wage$1,089
- Sector 31-33, employment6,641
- Sector 31-33, average annual pay$64,736
- Sector 44-45, employment4,914
- Sector 44-45, average annual pay$35,944
- Sector 62, employment4,571
- Sector 62, average annual pay$48,768
- Sector 42, employment2,652
- Sector 42, average annual pay$76,928
- Sector 72, employment2,569
- Sector 23, employment2,474
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 31-33 | 6,641 | 219 | $64,736 |
| Sector 44-45 | 4,914 | 312 | $35,944 |
| Sector 62 | 4,571 | 278 | $48,768 |
| Sector 42 | 2,652 | 228 | $76,928 |
| Sector 72 | 2,569 | 178 | $21,220 |
| Sector 23 | 2,474 | 456 | $67,696 |
| Sector 56 | 2,179 | 284 | $49,610 |
| Sector 81 | 1,369 | 243 | $41,734 |
The largest sector is the biggest private employer group at 6,641 jobs, 18.2 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Geauga County
What businesses operate in Geauga County
- Establishments, all industries2,816
- Employment at those establishments31,141
- Annual payroll$1.68 bn
- Establishments per 1,000 residents29.5
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Geauga County
What is being built in Geauga County
- Housing units authorised by permit, 2024219
- Declared construction value permitted$76.9 m
- Single family units authorised219
- Multifamily units authorised0
- Multifamily share of units0.0 percent
- Average declared value per unit$351,102
- Units authorised per 1,000 households6.1
Multifamily is 0.0 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Geauga County
How much SBA lending happens in Geauga County
- 7(a) approvals recorded290
- 7(a) gross approval dollars$66.9 m
- Average 7(a) approval$230,790
- Median 7(a) approval$80,000
- 10th percentile approval$25,000
- 90th percentile approval$500,000
- Largest single approval$3,596,000
- Jobs reported supported, 7(a)1,761
- Jobs per approval6.1
- Distinct 7(a) lenders active29
- Distinct industries receiving approvals129
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer4.8 percent
- Loans on real estate terms14
- Loans on working capital terms, 120 months or shorter269
- Franchise loans17
- Franchise share of approvals5.9 percent
- Leading industry by approval countResidential Remodelers (21)
- Most active lenderThe Huntington National Bank (197)
- 504 approvals recorded37
- 504 gross approval dollars$16.5 m
- Average 504 approval$445,892
- Median 504 approval$362,000
- Distinct CDCs active7
- 504 jobs per approval12.7
- 504 jobs per million dollars approved28.5
- Most active CDCGrowth Capital Corp. (23)
- 7(a) share of SBA approvals88.7 percent
- Combined SBA approval dollars$83.4 m
The average approval of $230,790 sits well above the median of $80,000, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. Only 4.8 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Geauga County
Do SBA loans in Geauga County get paid back
- Loans with a final outcome recorded60
- Paid in full58
- Charged off2
- Charge off rate on resolved loans3.3 percent
- Status: Exempt from disclosure190
- Status: Paid in full58
- Status: Cancelled28
- Status: Charged off2
- Status: Committed, not yet disbursed12
Of the 60 loans that have reached a final outcome, 3.3 percent were charged off. This is computed only over resolved loans, because a loan still running has not yet succeeded or failed and counting it either way would be wrong.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Geauga County
Which parts of Geauga County get the lending
- Places in the county with recorded lending19
- CHAGRIN FALLS, approvals72
- Chardon, approvals62
- Chesterland, approvals43
- Middlefield, approvals43
- BURTON, approvals15
- Newbury, approvals13
| Place | Approvals | Gross approval dollars |
|---|---|---|
| CHAGRIN FALLS | 72 | $29,882,600 |
| Chardon | 62 | $10,317,500 |
| Chesterland | 43 | $6,921,800 |
| Middlefield | 43 | $7,116,000 |
| BURTON | 15 | $1,191,000 |
| Newbury | 13 | $4,076,200 |
| Thompson | 9 | $837,700 |
| Montville | 7 | $3,571,600 |
CHAGRIN FALLS accounts for 72 approvals against 62 in Chardon. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Geauga County
How big is Geauga County
- Land area400 sq mi
- Rank by land area among Ohio counties81st of 88
- Width, east to west20.1 mi
- Height, north to south25.4 mi
- Geographies sharing a boundary5
- Residents per square mile of land239
- Establishments per square mile7.04
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Geauga County
What hazards affect Geauga County
- EPA radon zone predicted average indoor radon screening level from 2 to 4 pCi/LZone 2
- Communities in the NFIP Community Status Book6
- Of those, participating in the NFIP5
- NFIP participation rate83.3 percent
- Communities carrying a CRS class0
The EPA places the county in radon zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L.
US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001. FEMA OpenFEMA, NFIP Community Status Book, Community Status Book, as retrieved.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Geauga County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Geauga County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population95,481
- Households35,807
- Average household size2.67
- Median household income$107,860
- Median age45.0
Common questions
Geauga County questions, answered from the record.
How many people live in Geauga County, Ohio?
95,481, in 35,807 households, ranking 29th of 88 Ohio counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Geauga County growing?
The population has fallen 0.07 percent since the 2020 census base. In 2024 there were 862 births against 986 deaths, with net migration of 106. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Geauga County?
$107,860. The median owner-occupied home is valued at $331,100, which is 3.1 times income, and median gross rent is $1,083 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Geauga County?
2,816 establishments, employing 31,141 people with an annual payroll of $1.68 bn. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Geauga County?
Average annual pay is $56,641, or $1,089 a week, across 36,578 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Geauga County?
290 7(a) approvals totalling $66.9 m since FY2020, across 29 lenders, with a median approval of $80,000, plus 37 504 approvals worth $16.5 m. These are approvals recorded in the release, not loans disbursed.
Do SBA loans in Geauga County get paid back?
Of the 60 loans that have reached a final outcome, 58 were paid in full and 2 charged off, a charge off rate of 3.3 percent. Loans still running are excluded, because they have not yet succeeded or failed.
What is being built in Geauga County?
219 housing units were authorised by permit in 2024, with a declared construction value of $76.9 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Geauga County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Geauga County come from?
The largest single origin is Geauga County Non-migrants, with 37,512 households. Arriving households report an average income of $122,940 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Geauga County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Geauga County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.