Hancock County, Ohio: commercial real estate data.
Hancock County, Ohio has a population of 74,866 across 531 square miles, up 0.1 percent since the 2020 census base. County output reached $7.32 bn in 2024, 1,691 establishments operate here, and the SBA record carries 105 7(a) approvals worth $34.2 m.
128 sourced county values · tier FULL · 12 sections
Hancock County
How many people live in Hancock County
- Population74,866
- Households31,615
- Average household size2.37
- Median household income$73,141
- Median age39.5
- Median gross rent$979 per month
- Median owner-occupied home value$204,700
- Home value to household income2.8 times
- Annual rent as a share of median income16.1 percent
- Adults 25 and over with a bachelor degree or higher30.3 percent
- Adults 25 and over with a graduate degree11.4 percent
- Adults 25 and over51,458
- Population under 1816,303
- Share under 1821.8 percent
- Population 65 and over13,960
- Share 65 and over18.6 percent
- Working age population, 18 to 6444,603
- Civilian labor force38,730
- Unemployment rate3.1 percent
- Labor force participation, adults 18 and over66.1 percent
- Rank by population among Ohio counties33rd of 88
- Rank by population among US county-equivalents755th
Hancock County is the 33rd largest of 88 Ohio counties by population. A median home costs 2.8 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 21.8 percent against 18.6 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Hancock County
Is Hancock County growing
- Population change since the 2020 census base0.14 percent
- Census 2020 base population74,912
- Births, 2024823
- Deaths, 2024815
- Natural change, 20248
- Net domestic migration, 2024-271
- Net international migration, 2024430
- Total net migration, 2024159
- Cumulative net domestic migration, 2021 to 2024-680
- Rank by growth among US county-equivalents1776th
The county has grown 0.14 percent since the 2020 census base. Migration contributed more to 2024 change than births over deaths, so demand here follows people arriving rather than families forming.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Hancock County
Where people moving to Hancock County come from
- Tax returns filed by households arriving1,910
- People arriving, from those returns3,278
- Adjusted gross income arriving$116.3 m
- Net adjusted gross income movement$0
- Average income of an arriving household$60,872
- Largest single originHancock County Non-migrants (30,065 households)
- Largest single destination (30,065 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Hancock County Non-migrants | 30,065 | 59,059 | $2.64 bn |
| Other flows - Different State | 538 | 1,021 | $45.4 m |
| Other flows - Same State | 351 | 534 | $18.0 m |
| Seneca County | 261 | 435 | $11.2 m |
| Wood County | 231 | 392 | $11.4 m |
| Other flows - South | 231 | 448 | $21.0 m |
| Other flows - Midwest | 158 | 298 | $10.3 m |
| Allen County | 106 | 189 | $7.2 m |
The largest single source of arrivals is Hancock County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Hancock County
What the Hancock County economy runs on
- County GDP, 2024$7.32 bn
- County GDP, 2023$7.15 bn
- GDP change, 2023 to 20242.5 percent
- GDP change over five years33.7 percent
- Rank by GDP among Ohio counties23rd
- Rank by GDP among US county-equivalents565th
- GDP per resident$97,814
Output grew 2.5 percent in the latest year and 33.7 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Hancock County
Who employs people in Hancock County
- Covered employment, annual average44,126
- Establishments reporting1,961
- Average annual pay$65,463
- Average weekly wage$1,259
- Sector 31-33, employment10,707
- Sector 31-33, average annual pay$64,950
- Sector 62, employment5,562
- Sector 62, average annual pay$59,254
- Sector 48-49, employment4,123
- Sector 48-49, average annual pay$80,564
- Sector 72, employment3,994
- Sector 72, average annual pay$21,965
- Sector 44-45, employment3,976
- Sector 55, employment1,934
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 31-33 | 10,707 | 109 | $64,950 |
| Sector 62 | 5,562 | 180 | $59,254 |
| Sector 48-49 | 4,123 | 83 | $80,564 |
| Sector 72 | 3,994 | 190 | $21,965 |
| Sector 44-45 | 3,976 | 231 | $34,399 |
| Sector 55 | 1,934 | 22 | $260,473 |
| Sector 56 | 1,904 | 128 | $41,443 |
| Sector 42 | 1,841 | 115 | $69,928 |
The largest sector is the biggest private employer group at 10,707 jobs, 24.3 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Hancock County
What businesses operate in Hancock County
- Establishments, all industries1,691
- Employment at those establishments41,210
- Annual payroll$2.44 bn
- Establishments per 1,000 residents22.6
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Hancock County
What is being built in Hancock County
- Housing units authorised by permit, 2024261
- Declared construction value permitted$56.0 m
- Single family units authorised80
- Multifamily units authorised181
- Multifamily share of units69.3 percent
- Average declared value per unit$214,613
- Units authorised per 1,000 households8.3
Multifamily is 69.3 percent of units authorised, so the pipeline is being built for renters rather than buyers.
US Census Bureau, Building Permits Survey, 2024 annual.
Hancock County
How much SBA lending happens in Hancock County
- 7(a) approvals recorded105
- 7(a) gross approval dollars$34.2 m
- Average 7(a) approval$326,070
- Median 7(a) approval$63,200
- 10th percentile approval$15,000
- 90th percentile approval$874,900
- Largest single approval$4,680,000
- Jobs reported supported, 7(a)689
- Jobs per approval6.6
- Distinct 7(a) lenders active17
- Distinct industries receiving approvals59
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer8.6 percent
- Loans on real estate terms9
- Loans on working capital terms, 120 months or shorter90
- Franchise loans17
- Franchise share of approvals16.2 percent
- Leading industry by approval countLimited-Service Restaurants (8)
- Most active lenderThe Huntington National Bank (68)
- 504 approvals recorded24
- 504 gross approval dollars$17.3 m
- Average 504 approval$721,792
- Median 504 approval$472,000
- Distinct CDCs active5
- 504 jobs per approval12.6
- 504 jobs per million dollars approved17.4
- Most active CDCWest Central Partnership, Inc. (14)
- 7(a) share of SBA approvals81.4 percent
- Combined SBA approval dollars$51.6 m
The average approval of $326,070 sits well above the median of $63,200, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. Only 8.6 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Hancock County
Do SBA loans in Hancock County get paid back
- Loans with a final outcome recorded24
- Paid in full18
- Charged off6
- Charge off rate on resolved loans25.0 percent
- Status: Charged off6
- Status: Paid in full18
- Status: Cancelled12
- Status: Exempt from disclosure57
- Status: Committed, not yet disbursed12
Of the 24 loans that have reached a final outcome, 25.0 percent were charged off. This is computed only over resolved loans, because a loan still running has not yet succeeded or failed and counting it either way would be wrong.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Hancock County
Which parts of Hancock County get the lending
- Places in the county with recorded lending9
- FINDLAY, approvals88
- Van Buren, approvals3
- Jenera, approvals3
- ARLINGTON, approvals3
- Rawson, approvals2
- VANLUE, approvals2
| Place | Approvals | Gross approval dollars |
|---|---|---|
| FINDLAY | 88 | $31,213,800 |
| Van Buren | 3 | $718,500 |
| Jenera | 3 | $49,500 |
| ARLINGTON | 3 | $649,900 |
| Rawson | 2 | $80,000 |
| VANLUE | 2 | $48,000 |
| PERRYSBURG | 2 | $719,000 |
| Findley | 1 | $58,700 |
FINDLAY accounts for 88 approvals against 3 in Van Buren. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Hancock County
How big is Hancock County
- Land area531 sq mi
- Rank by land area among Ohio counties20th of 88
- Width, east to west24.1 mi
- Height, north to south24.1 mi
- Geographies sharing a boundary6
- Residents per square mile of land141
- Establishments per square mile3.18
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Hancock County
What hazards affect Hancock County
- EPA radon zone predicted average indoor radon screening level greater than 4 pCi/LZone 1
- Communities in the NFIP Community Status Book11
- Of those, participating in the NFIP9
- NFIP participation rate81.8 percent
- Communities carrying a CRS class0
The EPA places the county in radon zone 1, a predicted average indoor radon screening level greater than 4 pCi/L.
US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001. FEMA OpenFEMA, NFIP Community Status Book, Community Status Book, as retrieved.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Hancock County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Hancock County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population74,866
- Households31,615
- Average household size2.37
- Median household income$73,141
- Median age39.5
Common questions
Hancock County questions, answered from the record.
How many people live in Hancock County, Ohio?
74,866, in 31,615 households, ranking 33rd of 88 Ohio counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Hancock County growing?
The population has grown 0.14 percent since the 2020 census base. In 2024 there were 823 births against 815 deaths, with net migration of 159. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Hancock County?
$73,141. The median owner-occupied home is valued at $204,700, which is 2.8 times income, and median gross rent is $979 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Hancock County?
1,691 establishments, employing 41,210 people with an annual payroll of $2.44 bn. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Hancock County?
Average annual pay is $65,463, or $1,259 a week, across 44,126 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Hancock County?
105 7(a) approvals totalling $34.2 m since FY2020, across 17 lenders, with a median approval of $63,200, plus 24 504 approvals worth $17.3 m. These are approvals recorded in the release, not loans disbursed.
Do SBA loans in Hancock County get paid back?
Of the 24 loans that have reached a final outcome, 18 were paid in full and 6 charged off, a charge off rate of 25.0 percent. Loans still running are excluded, because they have not yet succeeded or failed.
What is being built in Hancock County?
261 housing units were authorised by permit in 2024, with a declared construction value of $56.0 m. Multifamily was 69.3 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Hancock County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Hancock County come from?
The largest single origin is Hancock County Non-migrants, with 30,065 households. Arriving households report an average income of $60,872 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Hancock County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Hancock County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.