Harrison County, Ohio: commercial real estate data.
Harrison County, Ohio has a population of 14,306 across 402 square miles, down 3.1 percent since the 2020 census base. County output reached $1.58 bn in 2024, 254 establishments operate here, and the SBA record carries 23 7(a) approvals worth $2.8 m.
113 sourced county values · tier FULL · 12 sections
Harrison County
How many people live in Harrison County
- Population14,306
- Households5,948
- Average household size2.41
- Median household income$54,414
- Median age45.5
- Median gross rent$785 per month
- Median owner-occupied home value$121,500
- Home value to household income2.2 times
- Annual rent as a share of median income17.3 percent
- Adults 25 and over with a bachelor degree or higher11.5 percent
- Adults 25 and over with a graduate degree4.2 percent
- Adults 25 and over10,320
- Population under 183,001
- Share under 1821.0 percent
- Population 65 and over3,264
- Share 65 and over22.8 percent
- Working age population, 18 to 648,041
- Civilian labor force5,952
- Unemployment rate4.6 percent
- Labor force participation, adults 18 and over52.6 percent
- Rank by population among Ohio counties84th of 88
- Rank by population among US county-equivalents2200th
Harrison County is the 84th largest of 88 Ohio counties by population. A median home costs 2.2 times median household income, which is an affordable ownership market by national standards. Residents 65 and over outnumber those under 18, at 22.8 percent against 21.0 percent, which points demand at health care, services and single storey product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Harrison County
Is Harrison County growing
- Population change since the 2020 census base-3.06 percent
- Census 2020 base population14,485
- Births, 2024127
- Deaths, 2024211
- Natural change, 2024-84
- Net domestic migration, 2024-62
- Net international migration, 20245
- Total net migration, 2024-57
- Cumulative net domestic migration, 2021 to 2024-59
- Rank by growth among US county-equivalents2751st
The county has lost 3.06 percent of its population since the 2020 census base.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Harrison County
Where people moving to Harrison County come from
- Tax returns filed by households arriving294
- People arriving, from those returns565
- Adjusted gross income arriving$15.5 m
- Net adjusted gross income movement$0
- Average income of an arriving household$52,735
- Largest single originHarrison County Non-migrants (5,383 households)
- Largest single destination (5,383 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Harrison County Non-migrants | 5,383 | 10,771 | $331.3 m |
| Other flows - Same State | 81 | 166 | $6.4 m |
| Other flows - Different State | 72 | 143 | $3.3 m |
| Tuscarawas County | 55 | 110 | $2.0 m |
| Jefferson County | 50 | 83 | $2.4 m |
| Other flows - South | 50 | 91 | $1.9 m |
| Belmont County | 36 | 63 | $1.3 m |
| Other flows - Northeast | 22 | 52 | $1.4 m |
The largest single source of arrivals is Harrison County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Harrison County
What the Harrison County economy runs on
- County GDP, 2024$1.58 bn
- County GDP, 2023$1.43 bn
- GDP change, 2023 to 202410.6 percent
- GDP change over five years85.6 percent
- Rank by GDP among Ohio counties73rd
- Rank by GDP among US county-equivalents1475th
- GDP per resident$110,146
Output grew 10.6 percent in the latest year and 85.6 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Harrison County
Who employs people in Harrison County
- Covered employment, annual average3,804
- Establishments reporting346
- Average annual pay$62,183
- Average weekly wage$1,196
- Sector 62, employment410
- Sector 62, average annual pay$42,968
- Sector 31-33, employment303
- Sector 31-33, average annual pay$97,507
- Sector 44-45, employment294
- Sector 44-45, average annual pay$25,553
- Sector 48-49, employment280
- Sector 48-49, average annual pay$124,372
- Sector 23, employment217
- Sector 81, employment169
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 62 | 410 | 25 | $42,968 |
| Sector 31-33 | 303 | 14 | $97,507 |
| Sector 44-45 | 294 | 33 | $25,553 |
| Sector 48-49 | 280 | 17 | $124,372 |
| Sector 23 | 217 | 36 | $74,286 |
| Sector 81 | 169 | 20 | $68,355 |
| Sector 53 | 113 | 9 | $66,288 |
| Sector 51 | 81 | 6 | $76,673 |
The largest sector is the biggest private employer group at 410 jobs, 10.8 percent of covered employment. Average pay per job exceeds median household income, which usually means single earner households and a wage base that can carry rent.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Harrison County
What businesses operate in Harrison County
- Establishments, all industries254
- Employment at those establishments2,866
- Annual payroll$157.3 m
- Establishments per 1,000 residents17.8
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Harrison County
What is being built in Harrison County
- Housing units authorised by permit, 20240
- Declared construction value permitted$0
- Single family units authorised0
- Multifamily units authorised0
No residential units were authorised by permit in 2024. In a small county this is common and is not by itself a sign of distress, but it does mean there is no recent residential pipeline to read demand from.
US Census Bureau, Building Permits Survey, 2024 annual.
Harrison County
How much SBA lending happens in Harrison County
- 7(a) approvals recorded23
- 7(a) gross approval dollars$2.8 m
- Average 7(a) approval$120,413
- Median 7(a) approval$25,000
- 10th percentile approval$8,200
- 90th percentile approval$100,000
- Largest single approval$1,945,000
- Jobs reported supported, 7(a)71
- Jobs per approval3.1
- Distinct 7(a) lenders active3
- Distinct industries receiving approvals16
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer4.3 percent
- Loans on real estate terms1
- Loans on working capital terms, 120 months or shorter22
- Franchise loans0
- Franchise share of approvals0.0 percent
- Leading industry by approval countCommercial and Industrial Machinery and Equipment (except Automotive and Electronic) Repair and Maintenance (2)
- Most active lenderThe Huntington National Bank (20)
The average approval of $120,413 sits well above the median of $25,000, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. Only 4.3 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Harrison County
Do SBA loans in Harrison County get paid back
- Loans with a final outcome recorded5
- Paid in full5
- Charged off0
- Status: Paid in full5
- Status: Cancelled2
- Status: Exempt from disclosure15
- Status: Committed, not yet disbursed1
Too few loans have reached a final outcome to publish a charge off rate. only 5 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Harrison County
Which parts of Harrison County get the lending
- Places in the county with recorded lending7
- CADIZ, approvals11
- Scio, approvals6
- New Athens, approvals2
- HARRISVILLE, approvals1
- Hopedale, approvals1
- DEERSVILLE, approvals1
| Place | Approvals | Gross approval dollars |
|---|---|---|
| CADIZ | 11 | $2,363,300 |
| Scio | 6 | $212,200 |
| New Athens | 2 | $29,000 |
| HARRISVILLE | 1 | $20,000 |
| Hopedale | 1 | $65,000 |
| DEERSVILLE | 1 | $50,000 |
| FREEPORT | 1 | $30,000 |
CADIZ accounts for 11 approvals against 6 in Scio. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Harrison County
How big is Harrison County
- Land area402 sq mi
- Rank by land area among Ohio counties78th of 88
- Width, east to west25 mi
- Height, north to south18.9 mi
- Geographies sharing a boundary5
- Residents per square mile of land36
- Establishments per square mile0.63
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Harrison County
What hazards affect Harrison County
- EPA radon zone predicted average indoor radon screening level greater than 4 pCi/LZone 1
- Communities in the NFIP Community Status Book8
- Of those, participating in the NFIP7
- NFIP participation rate87.5 percent
- Communities carrying a CRS class0
The EPA places the county in radon zone 1, a predicted average indoor radon screening level greater than 4 pCi/L.
US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001. FEMA OpenFEMA, NFIP Community Status Book, Community Status Book, as retrieved.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No 504 approvals recorded in this county in the FOIA release covering FY2010 onward.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Harrison County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Harrison County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population14,306
- Households5,948
- Average household size2.41
- Median household income$54,414
- Median age45.5
Common questions
Harrison County questions, answered from the record.
How many people live in Harrison County, Ohio?
14,306, in 5,948 households, ranking 84th of 88 Ohio counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Harrison County growing?
The population has fallen 3.06 percent since the 2020 census base. In 2024 there were 127 births against 211 deaths, with net migration of -57. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Harrison County?
$54,414. The median owner-occupied home is valued at $121,500, which is 2.2 times income, and median gross rent is $785 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Harrison County?
254 establishments, employing 2,866 people with an annual payroll of $157.3 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Harrison County?
Average annual pay is $62,183, or $1,196 a week, across 3,804 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Harrison County?
23 7(a) approvals totalling $2.8 m since FY2020, across 3 lenders, with a median approval of $25,000. These are approvals recorded in the release, not loans disbursed.
What is being built in Harrison County?
No residential units were authorised by permit in 2024. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Harrison County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Harrison County come from?
The largest single origin is Harrison County Non-migrants, with 5,383 households. Arriving households report an average income of $52,735 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Harrison County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Harrison County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.