Knox County, Ohio: commercial real estate data.
Knox County, Ohio has a population of 63,142 across 525 square miles, up 1.8 percent since the 2020 census base. County output reached $3.09 bn in 2024, 1,121 establishments operate here, and the SBA record carries 44 7(a) approvals worth $18.4 m.
126 sourced county values · tier FULL · 12 sections
Knox County
How many people live in Knox County
- Population63,142
- Households23,491
- Average household size2.69
- Median household income$73,878
- Median age39.4
- Median gross rent$950 per month
- Median owner-occupied home value$239,400
- Home value to household income3.2 times
- Annual rent as a share of median income15.4 percent
- Adults 25 and over with a bachelor degree or higher24.6 percent
- Adults 25 and over with a graduate degree9.4 percent
- Adults 25 and over41,724
- Population under 1814,386
- Share under 1822.8 percent
- Population 65 and over12,126
- Share 65 and over19.2 percent
- Working age population, 18 to 6436,630
- Civilian labor force30,172
- Unemployment rate2.5 percent
- Labor force participation, adults 18 and over61.9 percent
- Rank by population among Ohio counties40th of 88
- Rank by population among US county-equivalents864th
Knox County is the 40th largest of 88 Ohio counties by population. A median home costs 3.2 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 22.8 percent against 19.2 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Knox County
Is Knox County growing
- Population change since the 2020 census base1.82 percent
- Census 2020 base population62,709
- Births, 2024702
- Deaths, 2024709
- Natural change, 2024-7
- Net domestic migration, 2024365
- Net international migration, 2024148
- Total net migration, 2024513
- Cumulative net domestic migration, 2021 to 2024845
- Rank by growth among US county-equivalents1232nd
The county has grown 1.82 percent since the 2020 census base. Deaths exceeded births in 2024, so all of the growth came from people moving in. A market held up by migration alone is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Knox County
Where people moving to Knox County come from
- Tax returns filed by households arriving1,356
- People arriving, from those returns2,368
- Adjusted gross income arriving$88.2 m
- Net adjusted gross income movement$0
- Average income of an arriving household$65,014
- Largest single originKnox County Non-migrants (22,793 households)
- Largest single destination (22,793 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Knox County Non-migrants | 22,793 | 47,071 | $1.66 bn |
| Other flows - Different State | 319 | 520 | $19.8 m |
| Franklin County | 282 | 465 | $19.5 m |
| Licking County | 225 | 423 | $13.1 m |
| Other flows - Same State | 202 | 360 | $15.1 m |
| Other flows - South | 166 | 283 | $10.7 m |
| Delaware County | 100 | 179 | $8.5 m |
| Richland County | 90 | 157 | $3.9 m |
The largest single source of arrivals is Knox County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Knox County
What the Knox County economy runs on
- County GDP, 2024$3.09 bn
- County GDP, 2023$2.99 bn
- GDP change, 2023 to 20243.3 percent
- GDP change over five years43.3 percent
- Rank by GDP among Ohio counties49th
- Rank by GDP among US county-equivalents959th
- GDP per resident$48,861
Output grew 3.3 percent in the latest year and 43.3 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Knox County
Who employs people in Knox County
- Covered employment, annual average20,571
- Establishments reporting1,339
- Average annual pay$55,637
- Average weekly wage$1,070
- Sector 31-33, employment4,336
- Sector 31-33, average annual pay$81,400
- Sector 62, employment3,143
- Sector 62, average annual pay$54,268
- Sector 44-45, employment2,371
- Sector 44-45, average annual pay$30,814
- Sector 72, employment1,812
- Sector 72, average annual pay$20,817
- Sector 61, employment1,280
- Sector 23, employment1,166
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 31-33 | 4,336 | 82 | $81,400 |
| Sector 62 | 3,143 | 140 | $54,268 |
| Sector 44-45 | 2,371 | 162 | $30,814 |
| Sector 72 | 1,812 | 108 | $20,817 |
| Sector 61 | 1,280 | 11 | $58,704 |
| Sector 23 | 1,166 | 138 | $81,045 |
| Sector 56 | 753 | 69 | $40,165 |
| Sector 81 | 564 | 98 | $38,005 |
The largest sector is the biggest private employer group at 4,336 jobs, 21.1 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Knox County
What businesses operate in Knox County
- Establishments, all industries1,121
- Employment at those establishments17,629
- Annual payroll$876.9 m
- Establishments per 1,000 residents17.8
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Knox County
What is being built in Knox County
- Housing units authorised by permit, 2024194
- Declared construction value permitted$65.2 m
- Single family units authorised184
- Multifamily units authorised10
- Multifamily share of units5.2 percent
- Average declared value per unit$335,897
- Units authorised per 1,000 households8.3
Multifamily is 5.2 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Knox County
How much SBA lending happens in Knox County
- 7(a) approvals recorded44
- 7(a) gross approval dollars$18.4 m
- Average 7(a) approval$418,330
- Median 7(a) approval$136,800
- 10th percentile approval$20,000
- 90th percentile approval$1,687,000
- Largest single approval$4,200,000
- Jobs reported supported, 7(a)263
- Jobs per approval6.0
- Distinct 7(a) lenders active17
- Distinct industries receiving approvals30
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer15.9 percent
- Loans on real estate terms7
- Loans on working capital terms, 120 months or shorter33
- Franchise loans3
- Franchise share of approvals6.8 percent
- Leading industry by approval countPlumbing, Heating, and Air-Conditioning Contractors (4)
- Most active lenderThe Huntington National Bank (19)
- 504 approvals recorded15
- 504 gross approval dollars$7.6 m
- Average 504 approval$507,133
- Median 504 approval$356,000
- Distinct CDCs active3
- 504 jobs per approval4.0
- 504 jobs per million dollars approved7.9
- Most active CDCOhio Statewide Development Corporation (10)
- 7(a) share of SBA approvals74.6 percent
- Combined SBA approval dollars$26.0 m
The average approval of $418,330 sits well above the median of $136,800, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. Only 15.9 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Knox County
Do SBA loans in Knox County get paid back
- Loans with a final outcome recorded8
- Paid in full8
- Charged off0
- Status: Exempt from disclosure28
- Status: Paid in full8
- Status: Cancelled6
- Status: Committed, not yet disbursed2
Too few loans have reached a final outcome to publish a charge off rate. only 8 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Knox County
Which parts of Knox County get the lending
- Places in the county with recorded lending8
- MOUNT VERNON, approvals25
- CENTERBURG, approvals5
- HOWARD, approvals4
- Gambier, approvals3
- FREDERICKTOWN, approvals2
- UTICA, approvals2
| Place | Approvals | Gross approval dollars |
|---|---|---|
| MOUNT VERNON | 25 | $10,664,700 |
| CENTERBURG | 5 | $1,470,600 |
| HOWARD | 4 | $426,800 |
| Gambier | 3 | $265,000 |
| FREDERICKTOWN | 2 | $1,830,000 |
| UTICA | 2 | $38,400 |
| GLENMONT | 2 | $3,374,000 |
| Frazeysburg | 1 | $337,000 |
MOUNT VERNON accounts for 25 approvals against 5 in CENTERBURG. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Knox County
How big is Knox County
- Land area525 sq mi
- Rank by land area among Ohio counties21st of 88
- Width, east to west30.1 mi
- Height, north to south23.1 mi
- Geographies sharing a boundary7
- Residents per square mile of land120
- Establishments per square mile2.14
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Knox County
What hazards affect Knox County
- EPA radon zone predicted average indoor radon screening level greater than 4 pCi/LZone 1
- Communities in the NFIP Community Status Book7
- Of those, participating in the NFIP6
- NFIP participation rate85.7 percent
- Communities carrying a CRS class0
The EPA places the county in radon zone 1, a predicted average indoor radon screening level greater than 4 pCi/L.
US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001. FEMA OpenFEMA, NFIP Community Status Book, Community Status Book, as retrieved.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Knox County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Knox County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population63,142
- Households23,491
- Average household size2.69
- Median household income$73,878
- Median age39.4
Common questions
Knox County questions, answered from the record.
How many people live in Knox County, Ohio?
63,142, in 23,491 households, ranking 40th of 88 Ohio counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Knox County growing?
The population has grown 1.82 percent since the 2020 census base. In 2024 there were 702 births against 709 deaths, with net migration of 513. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Knox County?
$73,878. The median owner-occupied home is valued at $239,400, which is 3.2 times income, and median gross rent is $950 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Knox County?
1,121 establishments, employing 17,629 people with an annual payroll of $876.9 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Knox County?
Average annual pay is $55,637, or $1,070 a week, across 20,571 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Knox County?
44 7(a) approvals totalling $18.4 m since FY2020, across 17 lenders, with a median approval of $136,800, plus 15 504 approvals worth $7.6 m. These are approvals recorded in the release, not loans disbursed.
What is being built in Knox County?
194 housing units were authorised by permit in 2024, with a declared construction value of $65.2 m. Multifamily was 5.2 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Knox County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Knox County come from?
The largest single origin is Knox County Non-migrants, with 22,793 households. Arriving households report an average income of $65,014 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Knox County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Knox County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.