Lawrence County, Ohio: commercial real estate data.
Lawrence County, Ohio has a population of 56,819 across 453 square miles, down 4.1 percent since the 2020 census base. County output reached $2.19 bn in 2024, 774 establishments operate here, and the SBA record carries 23 7(a) approvals worth $23.7 m.
124 sourced county values · tier FULL · 12 sections
Lawrence County
How many people live in Lawrence County
- Population56,819
- Households22,650
- Average household size2.51
- Median household income$58,325
- Median age41.9
- Median gross rent$848 per month
- Median owner-occupied home value$144,000
- Home value to household income2.5 times
- Annual rent as a share of median income17.4 percent
- Adults 25 and over with a bachelor degree or higher18.5 percent
- Adults 25 and over with a graduate degree6.8 percent
- Adults 25 and over40,401
- Population under 1812,266
- Share under 1821.6 percent
- Population 65 and over10,854
- Share 65 and over19.1 percent
- Working age population, 18 to 6433,699
- Civilian labor force24,590
- Unemployment rate2.7 percent
- Labor force participation, adults 18 and over55.2 percent
- Rank by population among Ohio counties46th of 88
- Rank by population among US county-equivalents931st
Lawrence County is the 46th largest of 88 Ohio counties by population. A median home costs 2.5 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 21.6 percent against 19.1 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Lawrence County
Is Lawrence County growing
- Population change since the 2020 census base-4.13 percent
- Census 2020 base population58,232
- Births, 2024475
- Deaths, 2024918
- Natural change, 2024-443
- Net domestic migration, 2024136
- Net international migration, 2024-3
- Total net migration, 2024133
- Cumulative net domestic migration, 2021 to 2024-529
- Rank by growth among US county-equivalents2912th
The county has lost 4.13 percent of its population since the 2020 census base. Deaths exceeded births in 2024, so all of the growth came from people moving in. A market held up by migration alone is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Lawrence County
Where people moving to Lawrence County come from
- Tax returns filed by households arriving977
- People arriving, from those returns1,758
- Adjusted gross income arriving$43.5 m
- Net adjusted gross income movement$0
- Average income of an arriving household$44,516
- Largest single originLawrence County Non-migrants (21,059 households)
- Largest single destination (21,059 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Lawrence County Non-migrants | 21,059 | 42,610 | $1.25 bn |
| Other flows - Different State | 240 | 443 | $11.6 m |
| Cabell County | 232 | 407 | $11.7 m |
| Other flows - South | 179 | 330 | $8.7 m |
| Other flows - Same State | 132 | 211 | $5.3 m |
| Boyd County | 107 | 210 | $4.4 m |
| Wayne County | 80 | 149 | $3.3 m |
| Scioto County | 74 | 145 | $2.6 m |
The largest single source of arrivals is Lawrence County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Lawrence County
What the Lawrence County economy runs on
- County GDP, 2024$2.19 bn
- County GDP, 2023$2.38 bn
- GDP change, 2023 to 2024-7.7 percent
- GDP change over five years15.7 percent
- Rank by GDP among Ohio counties61st
- Rank by GDP among US county-equivalents1202nd
- GDP per resident$38,577
Output grew -7.7 percent in the latest year and 15.7 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Lawrence County
Who employs people in Lawrence County
- Covered employment, annual average13,641
- Establishments reporting1,013
- Average annual pay$47,517
- Average weekly wage$914
- Sector 62, employment3,394
- Sector 62, average annual pay$48,471
- Sector 44-45, employment1,683
- Sector 44-45, average annual pay$29,913
- Sector 72, employment1,171
- Sector 72, average annual pay$19,461
- Sector 31-33, employment1,126
- Sector 31-33, average annual pay$63,515
- Sector 23, employment904
- Sector 48-49, employment853
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 62 | 3,394 | 160 | $48,471 |
| Sector 44-45 | 1,683 | 141 | $29,913 |
| Sector 72 | 1,171 | 67 | $19,461 |
| Sector 31-33 | 1,126 | 43 | $63,515 |
| Sector 23 | 904 | 92 | $69,260 |
| Sector 48-49 | 853 | 39 | $53,985 |
| Sector 81 | 363 | 95 | $48,890 |
| Sector 54 | 222 | 58 | $51,271 |
The largest sector is the biggest private employer group at 3,394 jobs, 24.9 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Lawrence County
What businesses operate in Lawrence County
- Establishments, all industries774
- Employment at those establishments11,062
- Annual payroll$491.2 m
- Establishments per 1,000 residents13.6
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Lawrence County
What is being built in Lawrence County
- Housing units authorised by permit, 202418
- Declared construction value permitted$2.9 m
- Single family units authorised15
- Multifamily units authorised3
- Multifamily share of units16.7 percent
- Average declared value per unit$160,833
- Units authorised per 1,000 households0.8
Multifamily is 16.7 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Lawrence County
How much SBA lending happens in Lawrence County
- 7(a) approvals recorded23
- 7(a) gross approval dollars$23.7 m
- Average 7(a) approval$1,029,848
- Median 7(a) approval$528,000
- 10th percentile approval$36,000
- 90th percentile approval$2,636,000
- Largest single approval$5,000,000
- Jobs reported supported, 7(a)194
- Jobs per approval8.4
- Distinct 7(a) lenders active11
- Distinct industries receiving approvals15
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer43.5 percent
- Loans on real estate terms10
- Loans on working capital terms, 120 months or shorter13
- Franchise loans7
- Franchise share of approvals30.4 percent
- Leading industry by approval countSign Manufacturing (4)
- Most active lenderThe Huntington National Bank (6)
- 504 approvals recorded3
- 504 gross approval dollars$1.8 m
- Average 504 approval$607,000
- Median 504 approval$681,000
- Distinct CDCs active3
- 504 jobs per approval3.3
- 504 jobs per million dollars approved5.5
- Most active CDCCascade Capital Corporation (1)
- 7(a) share of SBA approvals88.5 percent
- Combined SBA approval dollars$25.5 m
The average approval of $1,029,848 sits well above the median of $528,000, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. 43.5 percent of approvals run on real estate terms of 240 months or more, so this is a market where SBA credit is buying buildings, not just funding operations.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Lawrence County
Do SBA loans in Lawrence County get paid back
- Loans with a final outcome recorded2
- Paid in full2
- Charged off0
- Status: Cancelled8
- Status: Paid in full2
- Status: Exempt from disclosure11
- Status: Committed, not yet disbursed2
Too few loans have reached a final outcome to publish a charge off rate. only 2 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Lawrence County
Which parts of Lawrence County get the lending
- Places in the county with recorded lending4
- Ironton, approvals9
- SOUTH POINT, approvals9
- Kitts Hill, approvals4
- PROCTORVILLE, approvals1
| Place | Approvals | Gross approval dollars |
|---|---|---|
| Ironton | 9 | $13,967,000 |
| SOUTH POINT | 9 | $8,274,500 |
| Kitts Hill | 4 | $1,420,000 |
| PROCTORVILLE | 1 | $25,000 |
Ironton accounts for 9 approvals against 9 in SOUTH POINT. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Lawrence County
How big is Lawrence County
- Land area453 sq mi
- Rank by land area among Ohio counties41st of 88
- Width, east to west28.6 mi
- Height, north to south30.7 mi
- Geographies sharing a boundary3
- Residents per square mile of land125
- Establishments per square mile1.71
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Lawrence County
What hazards affect Lawrence County
- EPA radon zone predicted average indoor radon screening level from 2 to 4 pCi/LZone 2
- Communities in the NFIP Community Status Book8
- Of those, participating in the NFIP8
- NFIP participation rate100.0 percent
- Communities carrying a CRS class0
The EPA places the county in radon zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L.
US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001. FEMA OpenFEMA, NFIP Community Status Book, Community Status Book, as retrieved.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Lawrence County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Lawrence County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population56,819
- Households22,650
- Average household size2.51
- Median household income$58,325
- Median age41.9
Common questions
Lawrence County questions, answered from the record.
How many people live in Lawrence County, Ohio?
56,819, in 22,650 households, ranking 46th of 88 Ohio counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Lawrence County growing?
The population has fallen 4.13 percent since the 2020 census base. In 2024 there were 475 births against 918 deaths, with net migration of 133. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Lawrence County?
$58,325. The median owner-occupied home is valued at $144,000, which is 2.5 times income, and median gross rent is $848 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Lawrence County?
774 establishments, employing 11,062 people with an annual payroll of $491.2 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Lawrence County?
Average annual pay is $47,517, or $914 a week, across 13,641 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Lawrence County?
23 7(a) approvals totalling $23.7 m since FY2020, across 11 lenders, with a median approval of $528,000, plus 3 504 approvals worth $1.8 m. These are approvals recorded in the release, not loans disbursed.
What is being built in Lawrence County?
18 housing units were authorised by permit in 2024, with a declared construction value of $2.9 m. Multifamily was 16.7 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Lawrence County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Lawrence County come from?
The largest single origin is Lawrence County Non-migrants, with 21,059 households. Arriving households report an average income of $44,516 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Lawrence County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Lawrence County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.