Licking County, Ohio: commercial real estate data.
Licking County, Ohio has a population of 181,837 across 683 square miles, up 3.6 percent since the 2020 census base. County output reached $11.12 bn in 2024, 3,277 establishments operate here, and the SBA record carries 401 7(a) approvals worth $115.2 m.
129 sourced county values · tier FULL · 12 sections
Licking County
How many people live in Licking County
- Population181,837
- Households68,620
- Average household size2.65
- Median household income$84,426
- Median age40.3
- Median gross rent$1,078 per month
- Median owner-occupied home value$275,200
- Home value to household income3.3 times
- Annual rent as a share of median income15.3 percent
- Adults 25 and over with a bachelor degree or higher29.4 percent
- Adults 25 and over with a graduate degree9.8 percent
- Adults 25 and over124,267
- Population under 1841,505
- Share under 1822.8 percent
- Population 65 and over31,778
- Share 65 and over17.5 percent
- Working age population, 18 to 64108,554
- Civilian labor force91,690
- Unemployment rate3.2 percent
- Labor force participation, adults 18 and over65.3 percent
- Rank by population among Ohio counties17th of 88
- Rank by population among US county-equivalents378th
Licking County is the 17th largest of 88 Ohio counties by population. A median home costs 3.3 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 22.8 percent against 17.5 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Licking County
Is Licking County growing
- Population change since the 2020 census base3.57 percent
- Census 2020 base population178,517
- Births, 20241,845
- Deaths, 20241,901
- Natural change, 2024-56
- Net domestic migration, 2024896
- Net international migration, 2024529
- Total net migration, 20241,425
- Cumulative net domestic migration, 2021 to 20245,241
- Rank by growth among US county-equivalents763rd
The county has grown 3.57 percent since the 2020 census base. Deaths exceeded births in 2024, so all of the growth came from people moving in. A market held up by migration alone is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Licking County
Where people moving to Licking County come from
- Tax returns filed by households arriving5,184
- People arriving, from those returns9,552
- Adjusted gross income arriving$345.2 m
- Net adjusted gross income movement$0
- Average income of an arriving household$66,595
- Largest single originLicking County Non-migrants (69,529 households)
- Largest single destination (69,529 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Licking County Non-migrants | 69,529 | 140,409 | $5.56 bn |
| Franklin County | 2,353 | 4,380 | $159.5 m |
| Other flows - Different State | 1,085 | 2,099 | $69.3 m |
| Other flows - South | 536 | 1,030 | $32.7 m |
| Fairfield County | 448 | 826 | $30.1 m |
| Other flows - Same State | 359 | 572 | $27.5 m |
| Muskingum County | 211 | 355 | $11.3 m |
| Other flows - West | 191 | 380 | $13.8 m |
The largest single source of arrivals is Licking County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Licking County
What the Licking County economy runs on
- County GDP, 2024$11.12 bn
- County GDP, 2023$10.52 bn
- GDP change, 2023 to 20245.8 percent
- GDP change over five years44.7 percent
- Rank by GDP among Ohio counties16th
- Rank by GDP among US county-equivalents407th
- GDP per resident$61,169
Output grew 5.8 percent in the latest year and 44.7 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Licking County
Who employs people in Licking County
- Covered employment, annual average72,111
- Establishments reporting3,996
- Average annual pay$58,066
- Average weekly wage$1,117
- Sector 31-33, employment10,476
- Sector 31-33, average annual pay$63,956
- Sector 48-49, employment8,319
- Sector 48-49, average annual pay$50,410
- Sector 44-45, employment7,835
- Sector 44-45, average annual pay$38,091
- Sector 62, employment7,287
- Sector 62, average annual pay$56,773
- Sector 72, employment5,854
- Sector 23, employment5,203
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 31-33 | 10,476 | 174 | $63,956 |
| Sector 48-49 | 8,319 | 130 | $50,410 |
| Sector 44-45 | 7,835 | 452 | $38,091 |
| Sector 62 | 7,287 | 360 | $56,773 |
| Sector 72 | 5,854 | 354 | $21,378 |
| Sector 23 | 5,203 | 448 | $85,893 |
| Sector 56 | 3,405 | 274 | $40,889 |
| Sector 81 | 2,402 | 294 | $56,378 |
The largest sector is the biggest private employer group at 10,476 jobs, 14.5 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Licking County
What businesses operate in Licking County
- Establishments, all industries3,277
- Employment at those establishments77,088
- Annual payroll$3.58 bn
- Establishments per 1,000 residents18.0
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Licking County
What is being built in Licking County
- Housing units authorised by permit, 2024156
- Declared construction value permitted$54.9 m
- Single family units authorised156
- Multifamily units authorised0
- Multifamily share of units0.0 percent
- Average declared value per unit$352,083
- Units authorised per 1,000 households2.3
Multifamily is 0.0 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Licking County
How much SBA lending happens in Licking County
- 7(a) approvals recorded401
- 7(a) gross approval dollars$115.2 m
- Average 7(a) approval$287,282
- Median 7(a) approval$79,400
- 10th percentile approval$20,000
- 90th percentile approval$638,600
- Largest single approval$5,000,000
- Jobs reported supported, 7(a)3,001
- Jobs per approval7.5
- Distinct 7(a) lenders active41
- Distinct industries receiving approvals153
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer9.5 percent
- Loans on real estate terms38
- Loans on working capital terms, 120 months or shorter354
- Franchise loans27
- Franchise share of approvals6.7 percent
- Leading industry by approval countFull-Service Restaurants (17)
- Most active lenderThe Huntington National Bank (225)
- 504 approvals recorded66
- 504 gross approval dollars$25.9 m
- Average 504 approval$392,394
- Median 504 approval$271,000
- Distinct CDCs active3
- 504 jobs per approval4.0
- 504 jobs per million dollars approved10.2
- Most active CDCOhio Statewide Development Corporation (49)
- 7(a) share of SBA approvals85.9 percent
- Combined SBA approval dollars$141.1 m
The average approval of $287,282 sits well above the median of $79,400, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. Only 9.5 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Licking County
Do SBA loans in Licking County get paid back
- Loans with a final outcome recorded100
- Paid in full91
- Charged off9
- Charge off rate on resolved loans9.0 percent
- Status: Exempt from disclosure256
- Status: Paid in full91
- Status: Charged off9
- Status: Cancelled24
- Status: Committed, not yet disbursed21
Of the 100 loans that have reached a final outcome, 9.0 percent were charged off. This is computed only over resolved loans, because a loan still running has not yet succeeded or failed and counting it either way would be wrong.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Licking County
Which parts of Licking County get the lending
- Places in the county with recorded lending25
- Newark, approvals113
- Pataskala, approvals74
- Granville, approvals39
- HEATH, approvals35
- JOHNSTOWN, approvals33
- Reynoldsburg, approvals21
| Place | Approvals | Gross approval dollars |
|---|---|---|
| Newark | 113 | $28,680,300 |
| Pataskala | 74 | $24,609,200 |
| Granville | 39 | $8,027,600 |
| HEATH | 35 | $9,031,400 |
| JOHNSTOWN | 33 | $9,794,100 |
| Reynoldsburg | 21 | $5,218,200 |
| ETNA | 17 | $4,832,200 |
| Hebron | 17 | $8,604,600 |
Newark accounts for 113 approvals against 74 in Pataskala. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Licking County
How big is Licking County
- Land area683 sq mi
- Rank by land area among Ohio counties3rd of 88
- Width, east to west31.7 mi
- Height, north to south25.1 mi
- Geographies sharing a boundary7
- Residents per square mile of land266
- Establishments per square mile4.80
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Licking County
What hazards affect Licking County
- EPA radon zone predicted average indoor radon screening level greater than 4 pCi/LZone 1
- Communities in the NFIP Community Status Book15
- Of those, participating in the NFIP15
- NFIP participation rate100.0 percent
- Best Community Rating System class in the county A lower CRS class is a larger flood insurance premium discount.Class 7
- Communities carrying a CRS class1
The EPA places the county in radon zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. The best Community Rating System class in the county is 7, which carries a flood insurance premium discount for properties in the participating community.
US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001. FEMA OpenFEMA, NFIP Community Status Book, Community Status Book, as retrieved.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Licking County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Licking County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population181,837
- Households68,620
- Average household size2.65
- Median household income$84,426
- Median age40.3
Common questions
Licking County questions, answered from the record.
How many people live in Licking County, Ohio?
181,837, in 68,620 households, ranking 17th of 88 Ohio counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Licking County growing?
The population has grown 3.57 percent since the 2020 census base. In 2024 there were 1,845 births against 1,901 deaths, with net migration of 1,425. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Licking County?
$84,426. The median owner-occupied home is valued at $275,200, which is 3.3 times income, and median gross rent is $1,078 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Licking County?
3,277 establishments, employing 77,088 people with an annual payroll of $3.58 bn. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Licking County?
Average annual pay is $58,066, or $1,117 a week, across 72,111 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Licking County?
401 7(a) approvals totalling $115.2 m since FY2020, across 41 lenders, with a median approval of $79,400, plus 66 504 approvals worth $25.9 m. These are approvals recorded in the release, not loans disbursed.
Do SBA loans in Licking County get paid back?
Of the 100 loans that have reached a final outcome, 91 were paid in full and 9 charged off, a charge off rate of 9.0 percent. Loans still running are excluded, because they have not yet succeeded or failed.
What is being built in Licking County?
156 housing units were authorised by permit in 2024, with a declared construction value of $54.9 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Licking County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Licking County come from?
The largest single origin is Licking County Non-migrants, with 69,529 households. Arriving households report an average income of $66,595 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Licking County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Licking County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.