Monroe County, Ohio: commercial real estate data.
Monroe County, Ohio has a population of 13,227 across 456 square miles, down 2.5 percent since the 2020 census base. County output reached $1.19 bn in 2024, 244 establishments operate here, and the SBA record carries 1 7(a) approvals worth $150,000.
103 sourced county values · tier FULL · 11 sections
Monroe County
How many people live in Monroe County
- Population13,227
- Households5,651
- Average household size2.34
- Median household income$60,134
- Median age46.3
- Median gross rent$672 per month
- Median owner-occupied home value$142,700
- Home value to household income2.4 times
- Annual rent as a share of median income13.4 percent
- Adults 25 and over with a bachelor degree or higher12.1 percent
- Adults 25 and over with a graduate degree4.8 percent
- Adults 25 and over9,586
- Population under 182,689
- Share under 1820.3 percent
- Population 65 and over3,138
- Share 65 and over23.7 percent
- Working age population, 18 to 647,400
- Civilian labor force5,852
- Unemployment rate5.4 percent
- Labor force participation, adults 18 and over55.5 percent
- Rank by population among Ohio counties87th of 88
- Rank by population among US county-equivalents2273rd
Monroe County is the 87th largest of 88 Ohio counties by population. A median home costs 2.4 times median household income, which is an affordable ownership market by national standards. Residents 65 and over outnumber those under 18, at 23.7 percent against 20.3 percent, which points demand at health care, services and single storey product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Monroe County
Is Monroe County growing
- Population change since the 2020 census base-2.52 percent
- Census 2020 base population13,388
- Births, 202496
- Deaths, 2024183
- Natural change, 2024-87
- Net domestic migration, 2024-36
- Net international migration, 20248
- Total net migration, 2024-28
- Cumulative net domestic migration, 2021 to 202430
- Rank by growth among US county-equivalents2640th
The county has lost 2.52 percent of its population since the 2020 census base.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Monroe County
Where people moving to Monroe County come from
- Tax returns filed by households arriving198
- People arriving, from those returns373
- Adjusted gross income arriving$10.6 m
- Net adjusted gross income movement$0
- Average income of an arriving household$53,283
- Largest single originMonroe County Non-migrants (5,201 households)
- Largest single destination (5,201 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Monroe County Non-migrants | 5,201 | 10,292 | $355.9 m |
| Other flows - Different State | 66 | 133 | $4.8 m |
| Other flows - South | 66 | 133 | $4.8 m |
| Other flows - Same State | 59 | 109 | $2.9 m |
| Belmont County | 47 | 87 | $1.8 m |
| Washington County | 26 | 44 | $985,000 |
The largest single source of arrivals is Monroe County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Monroe County
What the Monroe County economy runs on
- County GDP, 2024$1.19 bn
- County GDP, 2023$1.32 bn
- GDP change, 2023 to 2024-9.8 percent
- GDP change over five years28.8 percent
- Rank by GDP among Ohio counties79th
- Rank by GDP among US county-equivalents1697th
- GDP per resident$90,187
Output grew -9.8 percent in the latest year and 28.8 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Monroe County
Who employs people in Monroe County
- Covered employment, annual average2,869
- Establishments reporting373
- Average annual pay$47,331
- Average weekly wage$910
- Sector 44-45, employment305
- Sector 44-45, average annual pay$24,616
- Sector 48-49, employment187
- Sector 48-49, average annual pay$63,713
- Sector 52, employment109
- Sector 52, average annual pay$46,580
- Sector 56, employment91
- Sector 56, average annual pay$29,234
- Sector 42, employment49
- Sector 22, employment39
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 44-45 | 305 | 35 | $24,616 |
| Sector 48-49 | 187 | 21 | $63,713 |
| Sector 52 | 109 | 16 | $46,580 |
| Sector 56 | 91 | 15 | $29,234 |
| Sector 42 | 49 | 14 | $107,677 |
| Sector 22 | 39 | 5 | $117,677 |
| Sector 53 | 24 | 4 | $61,226 |
The largest sector is the biggest private employer group at 305 jobs, 10.6 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Monroe County
What businesses operate in Monroe County
- Establishments, all industries244
- Employment at those establishments1,923
- Annual payroll$73.8 m
- Establishments per 1,000 residents18.4
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Monroe County
What is being built in Monroe County
- Housing units authorised by permit, 20240
- Declared construction value permitted$0
- Single family units authorised0
- Multifamily units authorised0
No residential units were authorised by permit in 2024. In a small county this is common and is not by itself a sign of distress, but it does mean there is no recent residential pipeline to read demand from.
US Census Bureau, Building Permits Survey, 2024 annual.
Monroe County
How much SBA lending happens in Monroe County
- 7(a) approvals recorded1
- 7(a) gross approval dollars$150,000
- Average 7(a) approval$150,000
- Median 7(a) approval$150,000
- 10th percentile approval$150,000
- 90th percentile approval$150,000
- Largest single approval$150,000
- Jobs reported supported, 7(a)28
- Jobs per approval28.0
- Distinct 7(a) lenders active1
- Distinct industries receiving approvals1
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer0.0 percent
- Loans on real estate terms0
- Loans on working capital terms, 120 months or shorter1
- Franchise loans1
- Franchise share of approvals100.0 percent
- Leading industry by approval countFull-Service Restaurants (1)
- Most active lenderColony Bank (1)
The average approval of $150,000 sits close to the median of $150,000, so lending here is fairly evenly sized rather than driven by a few large deals. Only 0.0 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Monroe County
Do SBA loans in Monroe County get paid back
- Loans with a final outcome recorded0
- Paid in full0
- Charged off0
- Status: Exempt from disclosure1
Too few loans have reached a final outcome to publish a charge off rate. only 0 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Monroe County
How big is Monroe County
- Land area456 sq mi
- Rank by land area among Ohio counties40th of 88
- Width, east to west27 mi
- Height, north to south22.7 mi
- Geographies sharing a boundary3
- Residents per square mile of land29
- Establishments per square mile0.54
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Monroe County
What hazards affect Monroe County
- EPA radon zone predicted average indoor radon screening level from 2 to 4 pCi/LZone 2
- Communities in the NFIP Community Status Book3
- Of those, participating in the NFIP3
- NFIP participation rate100.0 percent
- Communities carrying a CRS class0
The EPA places the county in radon zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L.
US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001. FEMA OpenFEMA, NFIP Community Status Book, Community Status Book, as retrieved.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No 504 approvals recorded in this county in the FOIA release covering FY2010 onward.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Monroe County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Monroe County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population13,227
- Households5,651
- Average household size2.34
- Median household income$60,134
- Median age46.3
Common questions
Monroe County questions, answered from the record.
How many people live in Monroe County, Ohio?
13,227, in 5,651 households, ranking 87th of 88 Ohio counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Monroe County growing?
The population has fallen 2.52 percent since the 2020 census base. In 2024 there were 96 births against 183 deaths, with net migration of -28. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Monroe County?
$60,134. The median owner-occupied home is valued at $142,700, which is 2.4 times income, and median gross rent is $672 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Monroe County?
244 establishments, employing 1,923 people with an annual payroll of $73.8 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Monroe County?
Average annual pay is $47,331, or $910 a week, across 2,869 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Monroe County?
1 7(a) approvals totalling $150,000 since FY2020, across 1 lenders, with a median approval of $150,000. These are approvals recorded in the release, not loans disbursed.
What is being built in Monroe County?
No residential units were authorised by permit in 2024. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Monroe County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Monroe County come from?
The largest single origin is Monroe County Non-migrants, with 5,201 households. Arriving households report an average income of $53,283 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Monroe County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Monroe County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.