Muskingum County, Ohio: commercial real estate data.
Muskingum County, Ohio has a population of 86,411 across 665 square miles, up 0.2 percent since the 2020 census base. County output reached $5.13 bn in 2024, 1,737 establishments operate here, and the SBA record carries 214 7(a) approvals worth $33.2 m.
128 sourced county values · tier FULL · 12 sections
Muskingum County
How many people live in Muskingum County
- Population86,411
- Households34,357
- Average household size2.52
- Median household income$60,780
- Median age40.3
- Median gross rent$833 per month
- Median owner-occupied home value$182,200
- Home value to household income3.0 times
- Annual rent as a share of median income16.4 percent
- Adults 25 and over with a bachelor degree or higher20.6 percent
- Adults 25 and over with a graduate degree7.7 percent
- Adults 25 and over59,472
- Population under 1819,589
- Share under 1822.7 percent
- Population 65 and over16,071
- Share 65 and over18.6 percent
- Working age population, 18 to 6450,751
- Civilian labor force40,889
- Unemployment rate4.3 percent
- Labor force participation, adults 18 and over61.2 percent
- Rank by population among Ohio counties31st of 88
- Rank by population among US county-equivalents683rd
Muskingum County is the 31st largest of 88 Ohio counties by population. A median home costs 3.0 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 22.7 percent against 18.6 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Muskingum County
Is Muskingum County growing
- Population change since the 2020 census base0.20 percent
- Census 2020 base population86,413
- Births, 2024965
- Deaths, 20241,039
- Natural change, 2024-74
- Net domestic migration, 2024309
- Net international migration, 202433
- Total net migration, 2024342
- Cumulative net domestic migration, 2021 to 2024545
- Rank by growth among US county-equivalents1759th
The county has grown 0.20 percent since the 2020 census base. Deaths exceeded births in 2024, so all of the growth came from people moving in. A market held up by migration alone is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Muskingum County
Where people moving to Muskingum County come from
- Tax returns filed by households arriving1,627
- People arriving, from those returns2,902
- Adjusted gross income arriving$80.7 m
- Net adjusted gross income movement$0
- Average income of an arriving household$49,583
- Largest single originMuskingum County Non-migrants (33,396 households)
- Largest single destination (33,396 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Muskingum County Non-migrants | 33,396 | 65,400 | $2.09 bn |
| Other flows - Different State | 378 | 715 | $22.7 m |
| Other flows - Same State | 278 | 432 | $11.3 m |
| Licking County | 257 | 498 | $14.1 m |
| Other flows - South | 206 | 389 | $11.0 m |
| Franklin County | 200 | 352 | $9.7 m |
| Perry County | 169 | 317 | $7.6 m |
| Guernsey County | 153 | 271 | $6.7 m |
The largest single source of arrivals is Muskingum County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Muskingum County
What the Muskingum County economy runs on
- County GDP, 2024$5.13 bn
- County GDP, 2023$5.05 bn
- GDP change, 2023 to 20241.5 percent
- GDP change over five years31.4 percent
- Rank by GDP among Ohio counties32nd
- Rank by GDP among US county-equivalents708th
- GDP per resident$59,354
Output grew 1.5 percent in the latest year and 31.4 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Muskingum County
Who employs people in Muskingum County
- Covered employment, annual average35,425
- Establishments reporting1,970
- Average annual pay$52,271
- Average weekly wage$1,005
- Sector 62, employment7,136
- Sector 62, average annual pay$63,992
- Sector 44-45, employment4,852
- Sector 44-45, average annual pay$33,744
- Sector 72, employment3,577
- Sector 72, average annual pay$20,442
- Sector 31-33, employment3,257
- Sector 31-33, average annual pay$64,020
- Sector 48-49, employment2,521
- Sector 23, employment1,466
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 62 | 7,136 | 222 | $63,992 |
| Sector 44-45 | 4,852 | 297 | $33,744 |
| Sector 72 | 3,577 | 187 | $20,442 |
| Sector 31-33 | 3,257 | 79 | $64,020 |
| Sector 48-49 | 2,521 | 76 | $57,851 |
| Sector 23 | 1,466 | 194 | $62,603 |
| Sector 81 | 1,230 | 168 | $39,451 |
| Sector 56 | 1,108 | 101 | $49,553 |
The largest sector is the biggest private employer group at 7,136 jobs, 20.1 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Muskingum County
What businesses operate in Muskingum County
- Establishments, all industries1,737
- Employment at those establishments29,977
- Annual payroll$1.50 bn
- Establishments per 1,000 residents20.1
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Muskingum County
What is being built in Muskingum County
- Housing units authorised by permit, 202495
- Declared construction value permitted$16.9 m
- Single family units authorised35
- Multifamily units authorised60
- Multifamily share of units63.2 percent
- Average declared value per unit$177,983
- Units authorised per 1,000 households2.8
Multifamily is 63.2 percent of units authorised, so the pipeline is being built for renters rather than buyers.
US Census Bureau, Building Permits Survey, 2024 annual.
Muskingum County
How much SBA lending happens in Muskingum County
- 7(a) approvals recorded214
- 7(a) gross approval dollars$33.2 m
- Average 7(a) approval$155,272
- Median 7(a) approval$61,200
- 10th percentile approval$15,000
- 90th percentile approval$306,600
- Largest single approval$2,294,000
- Jobs reported supported, 7(a)1,078
- Jobs per approval5.0
- Distinct 7(a) lenders active18
- Distinct industries receiving approvals107
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer4.7 percent
- Loans on real estate terms10
- Loans on working capital terms, 120 months or shorter195
- Franchise loans5
- Franchise share of approvals2.3 percent
- Leading industry by approval countSpecialized Freight (except Used Goods) Trucking, Local (10)
- Most active lenderThe Community Bank (98)
- 504 approvals recorded23
- 504 gross approval dollars$12.5 m
- Average 504 approval$545,565
- Median 504 approval$362,000
- Distinct CDCs active6
- 504 jobs per approval2.8
- 504 jobs per million dollars approved5.1
- Most active CDCCommunity Capital Development Corporation (9)
- 7(a) share of SBA approvals90.3 percent
- Combined SBA approval dollars$45.8 m
The average approval of $155,272 sits well above the median of $61,200, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. Only 4.7 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Muskingum County
Do SBA loans in Muskingum County get paid back
- Loans with a final outcome recorded57
- Paid in full56
- Charged off1
- Charge off rate on resolved loans1.8 percent
- Status: Exempt from disclosure138
- Status: Paid in full56
- Status: Cancelled16
- Status: Charged off1
- Status: Committed, not yet disbursed3
Of the 57 loans that have reached a final outcome, 1.8 percent were charged off. This is computed only over resolved loans, because a loan still running has not yet succeeded or failed and counting it either way would be wrong.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Muskingum County
Which parts of Muskingum County get the lending
- Places in the county with recorded lending18
- ZANESVILLE, approvals132
- Nashport, approvals20
- Dresden, approvals13
- Hopewell, approvals6
- Blue Rock, approvals5
- NEW CONCORD, approvals5
| Place | Approvals | Gross approval dollars |
|---|---|---|
| ZANESVILLE | 132 | $19,810,400 |
| Nashport | 20 | $7,315,100 |
| Dresden | 13 | $667,500 |
| Hopewell | 6 | $405,800 |
| Blue Rock | 5 | $125,300 |
| NEW CONCORD | 5 | $191,200 |
| Philo | 5 | $1,192,400 |
| Frazeysburg | 5 | $438,600 |
ZANESVILLE accounts for 132 approvals against 20 in Nashport. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Muskingum County
How big is Muskingum County
- Land area665 sq mi
- Rank by land area among Ohio counties4th of 88
- Width, east to west28.6 mi
- Height, north to south28.4 mi
- Geographies sharing a boundary6
- Residents per square mile of land130
- Establishments per square mile2.61
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Muskingum County
What hazards affect Muskingum County
- EPA radon zone predicted average indoor radon screening level greater than 4 pCi/LZone 1
- Communities in the NFIP Community Status Book8
- Of those, participating in the NFIP7
- NFIP participation rate87.5 percent
- Communities carrying a CRS class0
The EPA places the county in radon zone 1, a predicted average indoor radon screening level greater than 4 pCi/L.
US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001. FEMA OpenFEMA, NFIP Community Status Book, Community Status Book, as retrieved.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Muskingum County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Muskingum County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population86,411
- Households34,357
- Average household size2.52
- Median household income$60,780
- Median age40.3
Common questions
Muskingum County questions, answered from the record.
How many people live in Muskingum County, Ohio?
86,411, in 34,357 households, ranking 31st of 88 Ohio counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Muskingum County growing?
The population has grown 0.20 percent since the 2020 census base. In 2024 there were 965 births against 1,039 deaths, with net migration of 342. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Muskingum County?
$60,780. The median owner-occupied home is valued at $182,200, which is 3.0 times income, and median gross rent is $833 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Muskingum County?
1,737 establishments, employing 29,977 people with an annual payroll of $1.50 bn. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Muskingum County?
Average annual pay is $52,271, or $1,005 a week, across 35,425 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Muskingum County?
214 7(a) approvals totalling $33.2 m since FY2020, across 18 lenders, with a median approval of $61,200, plus 23 504 approvals worth $12.5 m. These are approvals recorded in the release, not loans disbursed.
Do SBA loans in Muskingum County get paid back?
Of the 57 loans that have reached a final outcome, 56 were paid in full and 1 charged off, a charge off rate of 1.8 percent. Loans still running are excluded, because they have not yet succeeded or failed.
What is being built in Muskingum County?
95 housing units were authorised by permit in 2024, with a declared construction value of $16.9 m. Multifamily was 63.2 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Muskingum County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Muskingum County come from?
The largest single origin is Muskingum County Non-migrants, with 33,396 households. Arriving households report an average income of $49,583 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Muskingum County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Muskingum County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.