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HomeOhioNoble County

Noble County, Ohio: commercial real estate data.

Noble County, Ohio has a population of 14,282 across 398 square miles, up 1.1 percent since the 2020 census base. County output reached $579.6 m in 2024, 226 establishments operate here, and the SBA record carries 11 7(a) approvals worth $6.7 m.

114 sourced county values · tier FULL · 12 sections

Noble County

How many people live in Noble County

  • Population14,282
  • Households4,619
  • Average household size3.09
  • Median household income$56,098
  • Median age53.4
  • Median gross rent$707 per month
  • Median owner-occupied home value$163,600
  • Home value to household income2.9 times
  • Annual rent as a share of median income15.1 percent
  • Adults 25 and over with a bachelor degree or higher15.7 percent
  • Adults 25 and over with a graduate degree5.5 percent
  • Adults 25 and over11,062
  • Population under 182,712
  • Share under 1819.0 percent
  • Population 65 and over4,243
  • Share 65 and over29.7 percent
  • Working age population, 18 to 647,327
  • Civilian labor force4,419
  • Unemployment rate1.4 percent
  • Labor force participation, adults 18 and over38.2 percent
  • Rank by population among Ohio counties85th of 88
  • Rank by population among US county-equivalents2204th

Noble County is the 85th largest of 88 Ohio counties by population. A median home costs 2.9 times median household income, which is an affordable ownership market by national standards. Residents 65 and over outnumber those under 18, at 29.7 percent against 19.0 percent, which points demand at health care, services and single storey product rather than schools.

US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.

Noble County

Is Noble County growing

  • Population change since the 2020 census base1.06 percent
  • Census 2020 base population14,120
  • Births, 2024124
  • Deaths, 2024146
  • Natural change, 2024-22
  • Net domestic migration, 2024-54
  • Net international migration, 20240
  • Total net migration, 2024-54
  • Cumulative net domestic migration, 2021 to 2024209
  • Rank by growth among US county-equivalents1461st

The county has grown 1.06 percent since the 2020 census base.

US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.

Noble County

Where people moving to Noble County come from

  • Tax returns filed by households arriving232
  • People arriving, from those returns412
  • Adjusted gross income arriving$9.5 m
  • Net adjusted gross income movement$0
  • Average income of an arriving household$41,034
  • Largest single originNoble County Non-migrants (4,615 households)
  • Largest single destination (4,615 households)
Largest origins of households moving into Noble County
OriginHouseholdsPeopleAdjusted gross income
Noble County Non-migrants4,6159,281$274.2 m
Other flows - Same State118200$4.5 m
Guernsey County67125$2.9 m
Other flows - Different State2745$1.1 m
Other flows - South2745$1.1 m
Washington County2042$1.1 m

The largest single source of arrivals is Noble County Non-migrants, which is the catchment a retail or multifamily study should look at first.

US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.

Noble County

What the Noble County economy runs on

  • County GDP, 2024$579.6 m
  • County GDP, 2023$527.4 m
  • GDP change, 2023 to 20249.9 percent
  • GDP change over five years49.1 percent
  • Rank by GDP among Ohio counties85th
  • Rank by GDP among US county-equivalents2305th
  • GDP per resident$40,585

Output grew 9.9 percent in the latest year and 49.1 percent over five, which is the trend line a lender will read behind any single year figure.

US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.

Noble County

Who employs people in Noble County

  • Covered employment, annual average3,079
  • Establishments reporting279
  • Average annual pay$51,642
  • Average weekly wage$993
  • Sector 62, employment309
  • Sector 62, average annual pay$31,798
  • Sector 44-45, employment254
  • Sector 44-45, average annual pay$26,613
  • Sector 31-33, employment236
  • Sector 31-33, average annual pay$78,568
  • Sector 48-49, employment145
  • Sector 48-49, average annual pay$71,132
  • Sector 54, employment134
  • Sector 23, employment120
Private sector employment and pay, Noble County
SectorEmploymentEstablishmentsAverage annual pay
Sector 6230918$31,798
Sector 44-4525432$26,613
Sector 31-332368$78,568
Sector 48-4914512$71,132
Sector 5413415$76,533
Sector 2312030$54,524
Sector 2110714$71,204
Sector 816925$33,667

The largest sector is the biggest private employer group at 309 jobs, 10.0 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.

US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.

Noble County

What businesses operate in Noble County

  • Establishments, all industries226
  • Employment at those establishments1,968
  • Annual payroll$82.7 m
  • Establishments per 1,000 residents15.8

These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.

US Census Bureau, County Business Patterns, 2023.

Noble County

What is being built in Noble County

  • Housing units authorised by permit, 202419
  • Declared construction value permitted$4.9 m
  • Single family units authorised19
  • Multifamily units authorised0
  • Multifamily share of units0.0 percent
  • Average declared value per unit$258,172
  • Units authorised per 1,000 households4.1

Multifamily is 0.0 percent of units authorised, so the pipeline is predominantly for sale product.

US Census Bureau, Building Permits Survey, 2024 annual.

Noble County

How much SBA lending happens in Noble County

  • 7(a) approvals recorded11
  • 7(a) gross approval dollars$6.7 m
  • Average 7(a) approval$606,282
  • Median 7(a) approval$111,600
  • 10th percentile approval$25,000
  • 90th percentile approval$1,595,000
  • Largest single approval$3,500,000
  • Jobs reported supported, 7(a)64
  • Jobs per approval5.8
  • Distinct 7(a) lenders active6
  • Distinct industries receiving approvals10
  • Median 7(a) term120 months
  • Share of loans on real estate terms, 240 months or longer18.2 percent
  • Loans on real estate terms2
  • Loans on working capital terms, 120 months or shorter6
  • Franchise loans2
  • Franchise share of approvals18.2 percent
  • Leading industry by approval countConvenience Stores (2)
  • Most active lenderThe Community Bank (3)

The average approval of $606,282 sits well above the median of $111,600, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. Only 18.2 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Noble County

Do SBA loans in Noble County get paid back

  • Loans with a final outcome recorded6
  • Paid in full6
  • Charged off0
  • Status: Paid in full6
  • Status: Exempt from disclosure4
  • Status: Committed, not yet disbursed1

Too few loans have reached a final outcome to publish a charge off rate. only 6 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Noble County

Which parts of Noble County get the lending

  • Places in the county with recorded lending5
  • Caldwell, approvals7
  • Sarahsville, approvals1
  • SUMMERFIELD, approvals1
  • Pleasant City, approvals1
  • Quaker City, approvals1
SBA 7(a) approvals by place within Noble County
PlaceApprovalsGross approval dollars
Caldwell7$6,203,800
Sarahsville1$25,000
SUMMERFIELD1$110,000
Pleasant City1$20,000
Quaker City1$310,300

Caldwell accounts for 7 approvals against 1 in Sarahsville. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Noble County

How big is Noble County

  • Land area398 sq mi
  • Rank by land area among Ohio counties82nd of 88
  • Width, east to west24.6 mi
  • Height, north to south25.4 mi
  • Geographies sharing a boundary6
  • Residents per square mile of land36
  • Establishments per square mile0.57

US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.

Noble County

What hazards affect Noble County

  • EPA radon zone predicted average indoor radon screening level from 2 to 4 pCi/LZone 2
  • Communities in the NFIP Community Status Book6
  • Of those, participating in the NFIP4
  • NFIP participation rate66.7 percent
  • Communities carrying a CRS class0

The EPA places the county in radon zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L.

US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001. FEMA OpenFEMA, NFIP Community Status Book, Community Status Book, as retrieved.

Coverage

What this page does not hold.

Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.

  • No 504 approvals recorded in this county in the FOIA release covering FY2010 onward.
  • Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
  • Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
  • Zoning is in build. Parcel level zoning is not published on this page.

Feasibility studies

When a Noble County site needs a document a lender will accept.

The same data layer behind this page is the one the studies are written from. A study for a Noble County site starts with the figures you are reading, carrying the same source and period into the credit file.

  • Population14,282
  • Households4,619
  • Average household size3.09
  • Median household income$56,098
  • Median age53.4

How a feasibility study works →

Common questions

Noble County questions, answered from the record.

How many people live in Noble County, Ohio?

14,282, in 4,619 households, ranking 85th of 88 Ohio counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.

Is Noble County growing?

The population has grown 1.06 percent since the 2020 census base. In 2024 there were 124 births against 146 deaths, with net migration of -54. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.

What is the median household income in Noble County?

$56,098. The median owner-occupied home is valued at $163,600, which is 2.9 times income, and median gross rent is $707 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.

How many businesses are there in Noble County?

226 establishments, employing 1,968 people with an annual payroll of $82.7 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.

What is the average wage in Noble County?

Average annual pay is $51,642, or $993 a week, across 3,079 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.

How much SBA lending happens in Noble County?

11 7(a) approvals totalling $6.7 m since FY2020, across 6 lenders, with a median approval of $111,600. These are approvals recorded in the release, not loans disbursed.

What is being built in Noble County?

19 housing units were authorised by permit in 2024, with a declared construction value of $4.9 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.

What is the radon zone for Noble County?

Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.

Where do people moving to Noble County come from?

The largest single origin is Noble County Non-migrants, with 4,615 households. Arriving households report an average income of $41,034 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.

Are traffic counts available for Noble County on this page?

No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.

Is zoning published for Noble County?

Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.

Nearby

Sharing a boundary with Noble.

All Ohio county pages →

How this page was built →