Beckham County, Oklahoma: commercial real estate data.
Beckham County, Oklahoma has a population of 22,148 across 902 square miles, down 0.7 percent since the 2020 census base. County output reached $1.26 bn in 2024, 690 establishments operate here, and the SBA record carries 28 7(a) approvals worth $17.8 m.
118 sourced county values · tier FULL · 11 sections
Beckham County
How many people live in Beckham County
- Population22,148
- Households8,188
- Average household size2.70
- Median household income$53,328
- Median age37.1
- Median gross rent$904 per month
- Median owner-occupied home value$143,500
- Home value to household income2.7 times
- Annual rent as a share of median income20.3 percent
- Adults 25 and over with a bachelor degree or higher12.9 percent
- Adults 25 and over with a graduate degree3.5 percent
- Adults 25 and over15,287
- Population under 185,125
- Share under 1823.1 percent
- Population 65 and over3,348
- Share 65 and over15.1 percent
- Working age population, 18 to 6413,675
- Civilian labor force8,863
- Unemployment rate7.9 percent
- Labor force participation, adults 18 and over52.1 percent
- Rank by population among Oklahoma counties38th of 77
- Rank by population among US county-equivalents1765th
Beckham County is the 38th largest of 77 Oklahoma counties by population. A median home costs 2.7 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 23.1 percent against 15.1 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Beckham County
Is Beckham County growing
- Population change since the 2020 census base-0.72 percent
- Census 2020 base population22,410
- Births, 2024267
- Deaths, 2024255
- Natural change, 202412
- Net domestic migration, 202487
- Net international migration, 202414
- Total net migration, 2024101
- Cumulative net domestic migration, 2021 to 202433
- Rank by growth among US county-equivalents2098th
The county has lost 0.72 percent of its population since the 2020 census base. Migration contributed more to 2024 change than births over deaths, so demand here follows people arriving rather than families forming.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Beckham County
Where people moving to Beckham County come from
- Tax returns filed by households arriving531
- People arriving, from those returns1,077
- Adjusted gross income arriving$23.9 m
- Net adjusted gross income movement$0
- Average income of an arriving household$45,032
- Largest single originBeckham County Non-migrants (6,300 households)
- Largest single destination (6,300 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Beckham County Non-migrants | 6,300 | 14,013 | $386.8 m |
| Other flows - Different State | 225 | 470 | $11.4 m |
| Other flows - Same State | 133 | 283 | $5.7 m |
| Other flows - West | 104 | 212 | $6.1 m |
| Other flows - South | 91 | 195 | $4.4 m |
| Washita County | 55 | 109 | $1.6 m |
| Custer County | 37 | 60 | $1.8 m |
| Roger Mills County | 32 | 65 | $1.4 m |
The largest single source of arrivals is Beckham County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Beckham County
What the Beckham County economy runs on
- County GDP, 2024$1.26 bn
- County GDP, 2023$1.22 bn
- GDP change, 2023 to 20243.2 percent
- GDP change over five years38.2 percent
- Rank by GDP among Oklahoma counties37th
- Rank by GDP among US county-equivalents1654th
- GDP per resident$56,932
Output grew 3.2 percent in the latest year and 38.2 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Beckham County
Who employs people in Beckham County
- Covered employment, annual average9,947
- Establishments reporting777
- Average annual pay$54,143
- Average weekly wage$1,041
- Sector 21, employment2,306
- Sector 21, average annual pay$80,236
- Sector 44-45, employment1,395
- Sector 44-45, average annual pay$33,523
- Sector 72, employment984
- Sector 72, average annual pay$17,357
- Sector 23, employment720
- Sector 23, average annual pay$68,384
- Sector 48-49, employment520
- Sector 42, employment289
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 21 | 2,306 | 76 | $80,236 |
| Sector 44-45 | 1,395 | 124 | $33,523 |
| Sector 72 | 984 | 71 | $17,357 |
| Sector 23 | 720 | 39 | $68,384 |
| Sector 48-49 | 520 | 42 | $75,406 |
| Sector 42 | 289 | 38 | $65,130 |
| Sector 52 | 269 | 36 | $60,022 |
| Sector 54 | 216 | 63 | $53,158 |
The largest sector is the biggest private employer group at 2,306 jobs, 23.2 percent of covered employment. Average pay per job exceeds median household income, which usually means single earner households and a wage base that can carry rent.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Beckham County
What businesses operate in Beckham County
- Establishments, all industries690
- Employment at those establishments6,782
- Annual payroll$324.2 m
- Establishments per 1,000 residents31.2
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Beckham County
What is being built in Beckham County
- Housing units authorised by permit, 20244
- Declared construction value permitted$1.2 m
- Single family units authorised4
- Multifamily units authorised0
- Multifamily share of units0.0 percent
- Average declared value per unit$298,350
- Units authorised per 1,000 households0.5
Multifamily is 0.0 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Beckham County
How much SBA lending happens in Beckham County
- 7(a) approvals recorded28
- 7(a) gross approval dollars$17.8 m
- Average 7(a) approval$637,321
- Median 7(a) approval$190,000
- 10th percentile approval$34,200
- 90th percentile approval$1,699,900
- Largest single approval$5,000,000
- Jobs reported supported, 7(a)255
- Jobs per approval9.1
- Distinct 7(a) lenders active14
- Distinct industries receiving approvals19
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer35.7 percent
- Loans on real estate terms10
- Loans on working capital terms, 120 months or shorter15
- Franchise loans2
- Franchise share of approvals7.1 percent
- Leading industry by approval countHotels (except Casino Hotels) and Motels (3)
- Most active lenderGreat Plains National Bank (9)
- 504 approvals recorded3
- 504 gross approval dollars$2.2 m
- Average 504 approval$735,333
- Median 504 approval$345,000
- Distinct CDCs active2
- 504 jobs per approval22.7
- 504 jobs per million dollars approved30.8
- Most active CDCRural Enterprises of Oklahoma, Inc. (2)
- 7(a) share of SBA approvals90.3 percent
- Combined SBA approval dollars$20.1 m
The average approval of $637,321 sits well above the median of $190,000, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. 35.7 percent of approvals run on real estate terms of 240 months or more, so this is a market where SBA credit is buying buildings, not just funding operations.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Beckham County
Do SBA loans in Beckham County get paid back
- Loans with a final outcome recorded4
- Paid in full4
- Charged off0
- Status: Paid in full4
- Status: Cancelled6
- Status: Exempt from disclosure17
- Status: Committed, not yet disbursed1
Too few loans have reached a final outcome to publish a charge off rate. only 4 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Beckham County
Which parts of Beckham County get the lending
- Places in the county with recorded lending3
- Elk City, approvals22
- Sayre, approvals5
- Erick, approvals1
| Place | Approvals | Gross approval dollars |
|---|---|---|
| Elk City | 22 | $11,324,500 |
| Sayre | 5 | $6,415,000 |
| Erick | 1 | $105,500 |
Elk City accounts for 22 approvals against 5 in Sayre. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Beckham County
How big is Beckham County
- Land area902 sq mi
- Rank by land area among Oklahoma counties30th of 77
- Width, east to west36.2 mi
- Height, north to south33.1 mi
- Geographies sharing a boundary6
- Residents per square mile of land25
- Establishments per square mile0.76
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Beckham County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Beckham County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population22,148
- Households8,188
- Average household size2.70
- Median household income$53,328
- Median age37.1
Common questions
Beckham County questions, answered from the record.
How many people live in Beckham County, Oklahoma?
22,148, in 8,188 households, ranking 38th of 77 Oklahoma counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Beckham County growing?
The population has fallen 0.72 percent since the 2020 census base. In 2024 there were 267 births against 255 deaths, with net migration of 101. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Beckham County?
$53,328. The median owner-occupied home is valued at $143,500, which is 2.7 times income, and median gross rent is $904 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Beckham County?
690 establishments, employing 6,782 people with an annual payroll of $324.2 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Beckham County?
Average annual pay is $54,143, or $1,041 a week, across 9,947 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Beckham County?
28 7(a) approvals totalling $17.8 m since FY2020, across 14 lenders, with a median approval of $190,000, plus 3 504 approvals worth $2.2 m. These are approvals recorded in the release, not loans disbursed.
What is being built in Beckham County?
4 housing units were authorised by permit in 2024, with a declared construction value of $1.2 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Beckham County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Beckham County come from?
The largest single origin is Beckham County Non-migrants, with 6,300 households. Arriving households report an average income of $45,032 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Beckham County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Beckham County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.