Choctaw County, Oklahoma: commercial real estate data.
Choctaw County, Oklahoma has a population of 14,297 across 770 square miles, down 0.2 percent since the 2020 census base. County output reached $589.2 m in 2024, 282 establishments operate here, and the SBA record carries 6 7(a) approvals worth $4.4 m.
105 sourced county values · tier FULL · 11 sections
Choctaw County
How many people live in Choctaw County
- Population14,297
- Households5,923
- Average household size2.41
- Median household income$44,081
- Median age42.1
- Median gross rent$690 per month
- Median owner-occupied home value$126,500
- Home value to household income2.9 times
- Annual rent as a share of median income18.8 percent
- Adults 25 and over with a bachelor degree or higher15.2 percent
- Adults 25 and over with a graduate degree4.2 percent
- Adults 25 and over9,735
- Population under 183,502
- Share under 1824.5 percent
- Population 65 and over2,992
- Share 65 and over20.9 percent
- Working age population, 18 to 647,803
- Civilian labor force5,897
- Unemployment rate4.8 percent
- Labor force participation, adults 18 and over54.6 percent
- Rank by population among Oklahoma counties48th of 77
- Rank by population among US county-equivalents2202nd
Choctaw County is the 48th largest of 77 Oklahoma counties by population. A median home costs 2.9 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 24.5 percent against 20.9 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Choctaw County
Is Choctaw County growing
- Population change since the 2020 census base-0.23 percent
- Census 2020 base population14,206
- Births, 2024124
- Deaths, 2024252
- Natural change, 2024-128
- Net domestic migration, 2024-29
- Net international migration, 202410
- Total net migration, 2024-19
- Cumulative net domestic migration, 2021 to 2024300
- Rank by growth among US county-equivalents1928th
The county has lost 0.23 percent of its population since the 2020 census base.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Choctaw County
Where people moving to Choctaw County come from
- Tax returns filed by households arriving349
- People arriving, from those returns748
- Adjusted gross income arriving$14.6 m
- Net adjusted gross income movement$0
- Average income of an arriving household$41,903
- Largest single originChoctaw County Non-migrants (4,381 households)
- Largest single destination (4,381 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Choctaw County Non-migrants | 4,381 | 9,386 | $210.1 m |
| Other flows - Different State | 153 | 310 | $7.0 m |
| Other flows - South | 97 | 198 | $4.8 m |
| Other flows - Same State | 60 | 130 | $2.1 m |
| Bryan County | 42 | 105 | $1.5 m |
| Pushmataha County | 36 | 75 | $1.6 m |
| Other flows - West | 36 | 67 | $1.3 m |
| McCurtain County | 33 | 80 | $1.4 m |
The largest single source of arrivals is Choctaw County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Choctaw County
What the Choctaw County economy runs on
- County GDP, 2024$589.2 m
- County GDP, 2023$520.9 m
- GDP change, 2023 to 202413.1 percent
- GDP change over five years56.5 percent
- Rank by GDP among Oklahoma counties55th
- Rank by GDP among US county-equivalents2290th
- GDP per resident$41,211
Output grew 13.1 percent in the latest year and 56.5 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Choctaw County
Who employs people in Choctaw County
- Covered employment, annual average5,451
- Establishments reporting386
- Average annual pay$43,458
- Average weekly wage$836
- Sector 62, employment943
- Sector 62, average annual pay$26,657
- Sector 44-45, employment531
- Sector 44-45, average annual pay$30,571
- Sector 72, employment316
- Sector 72, average annual pay$18,442
- Sector 81, employment217
- Sector 81, average annual pay$35,101
- Sector 23, employment202
- Sector 22, employment141
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 62 | 943 | 41 | $26,657 |
| Sector 44-45 | 531 | 52 | $30,571 |
| Sector 72 | 316 | 28 | $18,442 |
| Sector 81 | 217 | 27 | $35,101 |
| Sector 23 | 202 | 27 | $65,312 |
| Sector 22 | 141 | 5 | $102,963 |
| Sector 54 | 129 | 28 | $54,551 |
| Sector 48-49 | 114 | 11 | $53,517 |
The largest sector is the biggest private employer group at 943 jobs, 17.3 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Choctaw County
What businesses operate in Choctaw County
- Establishments, all industries282
- Employment at those establishments2,917
- Annual payroll$110.2 m
- Establishments per 1,000 residents19.7
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Choctaw County
What is being built in Choctaw County
- Housing units authorised by permit, 20240
- Declared construction value permitted$0
- Single family units authorised0
- Multifamily units authorised0
No residential units were authorised by permit in 2024. In a small county this is common and is not by itself a sign of distress, but it does mean there is no recent residential pipeline to read demand from.
US Census Bureau, Building Permits Survey, 2024 annual.
Choctaw County
How much SBA lending happens in Choctaw County
- 7(a) approvals recorded6
- 7(a) gross approval dollars$4.4 m
- Average 7(a) approval$732,333
- Median 7(a) approval$959,000
- 10th percentile approval$250,000
- 90th percentile approval$1,151,000
- Largest single approval$1,151,000
- Jobs reported supported, 7(a)85
- Jobs per approval14.2
- Distinct 7(a) lenders active6
- Distinct industries receiving approvals6
- Median 7(a) term300 months
- Share of loans on real estate terms, 240 months or longer66.7 percent
- Loans on real estate terms4
- Loans on working capital terms, 120 months or shorter1
- Franchise loans3
- Franchise share of approvals50.0 percent
- Leading industry by approval countGasoline Stations with Convenience Stores (1)
- Most active lenderMetro City Bank (1)
The average approval of $732,333 sits close to the median of $959,000, so lending here is fairly evenly sized rather than driven by a few large deals. 66.7 percent of approvals run on real estate terms of 240 months or more, so this is a market where SBA credit is buying buildings, not just funding operations.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Choctaw County
Do SBA loans in Choctaw County get paid back
- Loans with a final outcome recorded1
- Paid in full1
- Charged off0
- Status: Paid in full1
- Status: Exempt from disclosure4
- Status: Committed, not yet disbursed1
Too few loans have reached a final outcome to publish a charge off rate. only 1 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Choctaw County
Which parts of Choctaw County get the lending
- Places in the county with recorded lending4
- HUGO, approvals3
- BOSWELL, approvals1
- Fort Towson, approvals1
- Sawyer, approvals1
| Place | Approvals | Gross approval dollars |
|---|---|---|
| HUGO | 3 | $2,556,000 |
| BOSWELL | 1 | $250,000 |
| Fort Towson | 1 | $1,151,000 |
| Sawyer | 1 | $437,000 |
HUGO accounts for 3 approvals against 1 in BOSWELL. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Choctaw County
How big is Choctaw County
- Land area770 sq mi
- Rank by land area among Oklahoma counties42nd of 77
- Width, east to west48 mi
- Height, north to south20.1 mi
- Geographies sharing a boundary4
- Residents per square mile of land19
- Establishments per square mile0.37
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No 504 approvals recorded in this county in the FOIA release covering FY2010 onward.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Choctaw County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Choctaw County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population14,297
- Households5,923
- Average household size2.41
- Median household income$44,081
- Median age42.1
Common questions
Choctaw County questions, answered from the record.
How many people live in Choctaw County, Oklahoma?
14,297, in 5,923 households, ranking 48th of 77 Oklahoma counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Choctaw County growing?
The population has fallen 0.23 percent since the 2020 census base. In 2024 there were 124 births against 252 deaths, with net migration of -19. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Choctaw County?
$44,081. The median owner-occupied home is valued at $126,500, which is 2.9 times income, and median gross rent is $690 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Choctaw County?
282 establishments, employing 2,917 people with an annual payroll of $110.2 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Choctaw County?
Average annual pay is $43,458, or $836 a week, across 5,451 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Choctaw County?
6 7(a) approvals totalling $4.4 m since FY2020, across 6 lenders, with a median approval of $959,000. These are approvals recorded in the release, not loans disbursed.
What is being built in Choctaw County?
No residential units were authorised by permit in 2024. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Choctaw County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Choctaw County come from?
The largest single origin is Choctaw County Non-migrants, with 4,381 households. Arriving households report an average income of $41,903 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Choctaw County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Choctaw County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.