Creek County, Oklahoma: commercial real estate data.
Creek County, Oklahoma has a population of 72,830 across 950 square miles, up 3.1 percent since the 2020 census base. County output reached $2.86 bn in 2024, 1,416 establishments operate here, and the SBA record carries 62 7(a) approvals worth $48.4 m.
123 sourced county values · tier FULL · 11 sections
Creek County
How many people live in Creek County
- Population72,830
- Households28,246
- Average household size2.58
- Median household income$62,338
- Median age40.4
- Median gross rent$936 per month
- Median owner-occupied home value$182,100
- Home value to household income2.9 times
- Annual rent as a share of median income18.0 percent
- Adults 25 and over with a bachelor degree or higher18.7 percent
- Adults 25 and over with a graduate degree5.7 percent
- Adults 25 and over50,079
- Population under 1816,959
- Share under 1823.3 percent
- Population 65 and over13,489
- Share 65 and over18.5 percent
- Working age population, 18 to 6442,382
- Civilian labor force32,775
- Unemployment rate3.3 percent
- Labor force participation, adults 18 and over58.7 percent
- Rank by population among Oklahoma counties10th of 77
- Rank by population among US county-equivalents768th
Creek County is the 10th largest of 77 Oklahoma counties by population. A median home costs 2.9 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 23.3 percent against 18.5 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Creek County
Is Creek County growing
- Population change since the 2020 census base3.08 percent
- Census 2020 base population71,763
- Births, 2024827
- Deaths, 2024952
- Natural change, 2024-125
- Net domestic migration, 2024699
- Net international migration, 202425
- Total net migration, 2024724
- Cumulative net domestic migration, 2021 to 20242,836
- Rank by growth among US county-equivalents850th
The county has grown 3.08 percent since the 2020 census base. Deaths exceeded births in 2024, so all of the growth came from people moving in. A market held up by migration alone is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Creek County
Where people moving to Creek County come from
- Tax returns filed by households arriving2,352
- People arriving, from those returns4,740
- Adjusted gross income arriving$138.1 m
- Net adjusted gross income movement$0
- Average income of an arriving household$58,719
- Largest single originCreek County Non-migrants (23,144 households)
- Largest single destination (23,144 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Creek County Non-migrants | 23,144 | 50,139 | $1.59 bn |
| Tulsa County | 1,176 | 2,407 | $69.7 m |
| Other flows - Different State | 548 | 1,067 | $35.4 m |
| Other flows - South | 216 | 411 | $12.7 m |
| Other flows - Same State | 174 | 350 | $8.4 m |
| Other flows - West | 172 | 365 | $13.8 m |
| Other flows - Midwest | 131 | 247 | $6.9 m |
| Payne County | 77 | 143 | $3.4 m |
The largest single source of arrivals is Creek County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Creek County
What the Creek County economy runs on
- County GDP, 2024$2.86 bn
- County GDP, 2023$2.72 bn
- GDP change, 2023 to 20245.0 percent
- GDP change over five years40.3 percent
- Rank by GDP among Oklahoma counties14th
- Rank by GDP among US county-equivalents1016th
- GDP per resident$39,208
Output grew 5.0 percent in the latest year and 40.3 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Creek County
Who employs people in Creek County
- Covered employment, annual average21,450
- Establishments reporting1,724
- Average annual pay$55,527
- Average weekly wage$1,068
- Sector 31-33, employment3,895
- Sector 31-33, average annual pay$70,695
- Sector 62, employment2,636
- Sector 62, average annual pay$45,148
- Sector 23, employment2,244
- Sector 23, average annual pay$65,597
- Sector 44-45, employment1,873
- Sector 44-45, average annual pay$33,055
- Sector 72, employment1,296
- Sector 48-49, employment863
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 31-33 | 3,895 | 127 | $70,695 |
| Sector 62 | 2,636 | 170 | $45,148 |
| Sector 23 | 2,244 | 222 | $65,597 |
| Sector 44-45 | 1,873 | 185 | $33,055 |
| Sector 72 | 1,296 | 97 | $17,526 |
| Sector 48-49 | 863 | 71 | $65,912 |
| Sector 56 | 822 | 106 | $43,411 |
| Sector 42 | 774 | 95 | $69,619 |
The largest sector is the biggest private employer group at 3,895 jobs, 18.2 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Creek County
What businesses operate in Creek County
- Establishments, all industries1,416
- Employment at those establishments17,078
- Annual payroll$855.6 m
- Establishments per 1,000 residents19.4
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Creek County
What is being built in Creek County
- Housing units authorised by permit, 2024193
- Declared construction value permitted$28.5 m
- Single family units authorised117
- Multifamily units authorised76
- Multifamily share of units39.4 percent
- Average declared value per unit$147,845
- Units authorised per 1,000 households6.8
Multifamily is 39.4 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Creek County
How much SBA lending happens in Creek County
- 7(a) approvals recorded62
- 7(a) gross approval dollars$48.4 m
- Average 7(a) approval$780,132
- Median 7(a) approval$250,000
- 10th percentile approval$50,000
- 90th percentile approval$2,510,000
- Largest single approval$4,490,000
- Jobs reported supported, 7(a)595
- Jobs per approval9.6
- Distinct 7(a) lenders active24
- Distinct industries receiving approvals43
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer21.0 percent
- Loans on real estate terms13
- Loans on working capital terms, 120 months or shorter43
- Franchise loans3
- Franchise share of approvals4.8 percent
- Leading industry by approval countPlumbing, Heating, and Air-Conditioning Contractors (7)
- Most active lenderArvest Bank (14)
- 504 approvals recorded9
- 504 gross approval dollars$7.7 m
- Average 504 approval$856,667
- Median 504 approval$792,000
- Distinct CDCs active3
- 504 jobs per approval9.0
- 504 jobs per million dollars approved10.5
- Most active CDCSmall Business Capital Corporation (5)
- 7(a) share of SBA approvals87.3 percent
- Combined SBA approval dollars$56.1 m
The average approval of $780,132 sits well above the median of $250,000, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. Only 21.0 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Creek County
Do SBA loans in Creek County get paid back
- Loans with a final outcome recorded17
- Paid in full15
- Charged off2
- Charge off rate on resolved loans11.8 percent
- Status: Charged off2
- Status: Paid in full15
- Status: Exempt from disclosure40
- Status: Cancelled4
- Status: Committed, not yet disbursed1
Of the 17 loans that have reached a final outcome, 11.8 percent were charged off. This is computed only over resolved loans, because a loan still running has not yet succeeded or failed and counting it either way would be wrong.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Creek County
Which parts of Creek County get the lending
- Places in the county with recorded lending10
- Sapulpa, approvals19
- Tulsa, approvals11
- Bristow, approvals7
- Kiefer, approvals6
- MOUNDS, approvals5
- GLENPOOL, approvals4
| Place | Approvals | Gross approval dollars |
|---|---|---|
| Sapulpa | 19 | $20,488,500 |
| Tulsa | 11 | $14,288,500 |
| Bristow | 7 | $2,387,100 |
| Kiefer | 6 | $409,300 |
| MOUNDS | 5 | $2,495,300 |
| GLENPOOL | 4 | $5,735,100 |
| Mannford | 4 | $476,600 |
| Drumright | 4 | $1,966,100 |
Sapulpa accounts for 19 approvals against 11 in Tulsa. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Creek County
How big is Creek County
- Land area950 sq mi
- Rank by land area among Oklahoma counties26th of 77
- Width, east to west33.1 mi
- Height, north to south36.2 mi
- Geographies sharing a boundary6
- Residents per square mile of land77
- Establishments per square mile1.49
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Creek County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Creek County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population72,830
- Households28,246
- Average household size2.58
- Median household income$62,338
- Median age40.4
Common questions
Creek County questions, answered from the record.
How many people live in Creek County, Oklahoma?
72,830, in 28,246 households, ranking 10th of 77 Oklahoma counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Creek County growing?
The population has grown 3.08 percent since the 2020 census base. In 2024 there were 827 births against 952 deaths, with net migration of 724. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Creek County?
$62,338. The median owner-occupied home is valued at $182,100, which is 2.9 times income, and median gross rent is $936 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Creek County?
1,416 establishments, employing 17,078 people with an annual payroll of $855.6 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Creek County?
Average annual pay is $55,527, or $1,068 a week, across 21,450 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Creek County?
62 7(a) approvals totalling $48.4 m since FY2020, across 24 lenders, with a median approval of $250,000, plus 9 504 approvals worth $7.7 m. These are approvals recorded in the release, not loans disbursed.
Do SBA loans in Creek County get paid back?
Of the 17 loans that have reached a final outcome, 15 were paid in full and 2 charged off, a charge off rate of 11.8 percent. Loans still running are excluded, because they have not yet succeeded or failed.
What is being built in Creek County?
193 housing units were authorised by permit in 2024, with a declared construction value of $28.5 m. Multifamily was 39.4 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Creek County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Creek County come from?
The largest single origin is Creek County Non-migrants, with 23,144 households. Arriving households report an average income of $58,719 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Creek County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Creek County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.