Custer County, Oklahoma: commercial real estate data.
Custer County, Oklahoma has a population of 28,259 across 989 square miles, down 0.9 percent since the 2020 census base. County output reached $1.81 bn in 2024, 945 establishments operate here, and the SBA record carries 39 7(a) approvals worth $19.8 m.
119 sourced county values · tier FULL · 11 sections
Custer County
How many people live in Custer County
- Population28,259
- Households11,044
- Average household size2.56
- Median household income$59,738
- Median age32.8
- Median gross rent$824 per month
- Median owner-occupied home value$181,500
- Home value to household income3.0 times
- Annual rent as a share of median income16.6 percent
- Adults 25 and over with a bachelor degree or higher31.7 percent
- Adults 25 and over with a graduate degree11.8 percent
- Adults 25 and over16,708
- Population under 187,050
- Share under 1824.9 percent
- Population 65 and over4,114
- Share 65 and over14.6 percent
- Working age population, 18 to 6417,095
- Civilian labor force14,911
- Unemployment rate4.2 percent
- Labor force participation, adults 18 and over70.3 percent
- Rank by population among Oklahoma counties33rd of 77
- Rank by population among US county-equivalents1533rd
Custer County is the 33rd largest of 77 Oklahoma counties by population. A median home costs 3.0 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 24.9 percent against 14.6 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Custer County
Is Custer County growing
- Population change since the 2020 census base-0.88 percent
- Census 2020 base population28,518
- Births, 2024350
- Deaths, 2024307
- Natural change, 202443
- Net domestic migration, 2024-163
- Net international migration, 202454
- Total net migration, 2024-109
- Cumulative net domestic migration, 2021 to 2024-380
- Rank by growth among US county-equivalents2153rd
The county has lost 0.88 percent of its population since the 2020 census base. Births exceeded deaths in 2024 but more people left than arrived, so the population is being sustained internally rather than attracting.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Custer County
Where people moving to Custer County come from
- Tax returns filed by households arriving731
- People arriving, from those returns1,432
- Adjusted gross income arriving$33.4 m
- Net adjusted gross income movement$0
- Average income of an arriving household$45,627
- Largest single originCuster County Non-migrants (8,716 households)
- Largest single destination (8,716 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Custer County Non-migrants | 8,716 | 19,213 | $598.9 m |
| Other flows - Different State | 222 | 453 | $11.1 m |
| Other flows - Same State | 195 | 362 | $9.5 m |
| Other flows - South | 107 | 219 | $5.2 m |
| Oklahoma County | 80 | 142 | $3.3 m |
| Washita County | 80 | 177 | $3.7 m |
| Other flows - West | 70 | 158 | $3.3 m |
| Caddo County | 54 | 115 | $2.1 m |
The largest single source of arrivals is Custer County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Custer County
What the Custer County economy runs on
- County GDP, 2024$1.81 bn
- County GDP, 2023$2.01 bn
- GDP change, 2023 to 2024-10.0 percent
- GDP change over five years31.3 percent
- Rank by GDP among Oklahoma counties27th
- Rank by GDP among US county-equivalents1364th
- GDP per resident$64,108
Output grew -10.0 percent in the latest year and 31.3 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Custer County
Who employs people in Custer County
- Covered employment, annual average12,644
- Establishments reporting1,024
- Average annual pay$49,256
- Average weekly wage$947
- Sector 44-45, employment1,534
- Sector 44-45, average annual pay$30,915
- Sector 72, employment1,303
- Sector 72, average annual pay$18,900
- Sector 62, employment1,292
- Sector 62, average annual pay$37,441
- Sector 31-33, employment1,098
- Sector 31-33, average annual pay$53,118
- Sector 42, employment846
- Sector 21, employment709
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 44-45 | 1,534 | 134 | $30,915 |
| Sector 72 | 1,303 | 86 | $18,900 |
| Sector 62 | 1,292 | 87 | $37,441 |
| Sector 31-33 | 1,098 | 31 | $53,118 |
| Sector 42 | 846 | 65 | $71,194 |
| Sector 21 | 709 | 52 | $101,131 |
| Sector 23 | 694 | 86 | $57,583 |
| Sector 52 | 377 | 65 | $58,706 |
The largest sector is the biggest private employer group at 1,534 jobs, 12.1 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Custer County
What businesses operate in Custer County
- Establishments, all industries945
- Employment at those establishments9,694
- Annual payroll$492.7 m
- Establishments per 1,000 residents33.4
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Custer County
What is being built in Custer County
- Housing units authorised by permit, 202428
- Declared construction value permitted$7.8 m
- Single family units authorised23
- Multifamily units authorised5
- Multifamily share of units17.9 percent
- Average declared value per unit$279,311
- Units authorised per 1,000 households2.5
Multifamily is 17.9 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Custer County
How much SBA lending happens in Custer County
- 7(a) approvals recorded39
- 7(a) gross approval dollars$19.8 m
- Average 7(a) approval$507,938
- Median 7(a) approval$310,100
- 10th percentile approval$55,000
- 90th percentile approval$1,000,000
- Largest single approval$3,300,000
- Jobs reported supported, 7(a)415
- Jobs per approval10.6
- Distinct 7(a) lenders active17
- Distinct industries receiving approvals29
- Median 7(a) term128 months
- Share of loans on real estate terms, 240 months or longer43.6 percent
- Loans on real estate terms17
- Loans on working capital terms, 120 months or shorter19
- Franchise loans5
- Franchise share of approvals12.8 percent
- Leading industry by approval countLessors of Miniwarehouses and Self-Storage Units (3)
- Most active lenderLegacy Bank (8)
- 504 approvals recorded2
- 504 gross approval dollars$747,000
- Average 504 approval$373,500
- Median 504 approval$578,000
- Distinct CDCs active2
- 504 jobs per approval7.0
- 504 jobs per million dollars approved18.7
- Most active CDCMetro Area Development Corporation (1)
- 7(a) share of SBA approvals95.1 percent
- Combined SBA approval dollars$20.6 m
The average approval of $507,938 sits well above the median of $310,100, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. 43.6 percent of approvals run on real estate terms of 240 months or more, so this is a market where SBA credit is buying buildings, not just funding operations.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Custer County
Do SBA loans in Custer County get paid back
- Loans with a final outcome recorded8
- Paid in full8
- Charged off0
- Status: Exempt from disclosure26
- Status: Paid in full8
- Status: Cancelled2
- Status: Committed, not yet disbursed3
Too few loans have reached a final outcome to publish a charge off rate. only 8 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Custer County
Which parts of Custer County get the lending
- Places in the county with recorded lending4
- WEATHERFORD, approvals27
- Clinton, approvals10
- Hydro, approvals1
- Thomas, approvals1
| Place | Approvals | Gross approval dollars |
|---|---|---|
| WEATHERFORD | 27 | $15,408,400 |
| Clinton | 10 | $3,591,100 |
| Hydro | 1 | $500,000 |
| Thomas | 1 | $310,100 |
WEATHERFORD accounts for 27 approvals against 10 in Clinton. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Custer County
How big is Custer County
- Land area989 sq mi
- Rank by land area among Oklahoma counties22nd of 77
- Width, east to west42.3 mi
- Height, north to south24 mi
- Geographies sharing a boundary6
- Residents per square mile of land29
- Establishments per square mile0.96
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Custer County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Custer County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population28,259
- Households11,044
- Average household size2.56
- Median household income$59,738
- Median age32.8
Common questions
Custer County questions, answered from the record.
How many people live in Custer County, Oklahoma?
28,259, in 11,044 households, ranking 33rd of 77 Oklahoma counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Custer County growing?
The population has fallen 0.88 percent since the 2020 census base. In 2024 there were 350 births against 307 deaths, with net migration of -109. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Custer County?
$59,738. The median owner-occupied home is valued at $181,500, which is 3.0 times income, and median gross rent is $824 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Custer County?
945 establishments, employing 9,694 people with an annual payroll of $492.7 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Custer County?
Average annual pay is $49,256, or $947 a week, across 12,644 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Custer County?
39 7(a) approvals totalling $19.8 m since FY2020, across 17 lenders, with a median approval of $310,100, plus 2 504 approvals worth $747,000. These are approvals recorded in the release, not loans disbursed.
What is being built in Custer County?
28 housing units were authorised by permit in 2024, with a declared construction value of $7.8 m. Multifamily was 17.9 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Custer County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Custer County come from?
The largest single origin is Custer County Non-migrants, with 8,716 households. Arriving households report an average income of $45,627 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Custer County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Custer County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.