Delaware County, Oklahoma: commercial real estate data.
Delaware County, Oklahoma has a population of 41,279 across 738 square miles, up 3.4 percent since the 2020 census base. County output reached $1.34 bn in 2024, 825 establishments operate here, and the SBA record carries 35 7(a) approvals worth $40.0 m.
122 sourced county values · tier FULL · 11 sections
Delaware County
How many people live in Delaware County
- Population41,279
- Households17,161
- Average household size2.41
- Median household income$56,676
- Median age46.9
- Median gross rent$913 per month
- Median owner-occupied home value$175,300
- Home value to household income3.1 times
- Annual rent as a share of median income19.3 percent
- Adults 25 and over with a bachelor degree or higher19.9 percent
- Adults 25 and over with a graduate degree6.7 percent
- Adults 25 and over30,282
- Population under 188,170
- Share under 1819.8 percent
- Population 65 and over10,601
- Share 65 and over25.7 percent
- Working age population, 18 to 6422,508
- Civilian labor force16,961
- Unemployment rate5.2 percent
- Labor force participation, adults 18 and over51.2 percent
- Rank by population among Oklahoma counties25th of 77
- Rank by population among US county-equivalents1182nd
Delaware County is the 25th largest of 77 Oklahoma counties by population. A median home costs 3.1 times median household income, which is an affordable ownership market by national standards. Residents 65 and over outnumber those under 18, at 25.7 percent against 19.8 percent, which points demand at health care, services and single storey product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Delaware County
Is Delaware County growing
- Population change since the 2020 census base3.41 percent
- Census 2020 base population40,395
- Births, 2024453
- Deaths, 2024660
- Natural change, 2024-207
- Net domestic migration, 2024189
- Net international migration, 202415
- Total net migration, 2024204
- Cumulative net domestic migration, 2021 to 20242,432
- Rank by growth among US county-equivalents792nd
The county has grown 3.41 percent since the 2020 census base. Deaths exceeded births in 2024, so all of the growth came from people moving in. A market held up by migration alone is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Delaware County
Where people moving to Delaware County come from
- Tax returns filed by households arriving1,391
- People arriving, from those returns2,772
- Adjusted gross income arriving$107.6 m
- Net adjusted gross income movement$0
- Average income of an arriving household$77,349
- Largest single originDelaware County Non-migrants (12,906 households)
- Largest single destination (12,906 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Delaware County Non-migrants | 12,906 | 27,102 | $773.5 m |
| Other flows - Different State | 523 | 1,030 | $50.0 m |
| Other flows - Midwest | 228 | 431 | $18.2 m |
| Benton County | 186 | 383 | $8.6 m |
| Other flows - South | 149 | 299 | $15.1 m |
| Other flows - West | 146 | 300 | $16.7 m |
| Other flows - Same State | 124 | 255 | $8.2 m |
| Ottawa County | 120 | 232 | $5.5 m |
The largest single source of arrivals is Delaware County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Delaware County
What the Delaware County economy runs on
- County GDP, 2024$1.34 bn
- County GDP, 2023$1.29 bn
- GDP change, 2023 to 20243.2 percent
- GDP change over five years51.1 percent
- Rank by GDP among Oklahoma counties35th
- Rank by GDP among US county-equivalents1609th
- GDP per resident$32,349
Output grew 3.2 percent in the latest year and 51.1 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Delaware County
Who employs people in Delaware County
- Covered employment, annual average9,636
- Establishments reporting942
- Average annual pay$42,520
- Average weekly wage$818
- Sector 62, employment1,639
- Sector 62, average annual pay$43,399
- Sector 44-45, employment1,499
- Sector 44-45, average annual pay$29,820
- Sector 72, employment1,007
- Sector 72, average annual pay$19,594
- Sector 23, employment662
- Sector 23, average annual pay$63,309
- Sector 31-33, employment605
- Sector 56, employment486
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 62 | 1,639 | 95 | $43,399 |
| Sector 44-45 | 1,499 | 154 | $29,820 |
| Sector 72 | 1,007 | 76 | $19,594 |
| Sector 23 | 662 | 106 | $63,309 |
| Sector 31-33 | 605 | 32 | $55,681 |
| Sector 56 | 486 | 51 | $50,495 |
| Sector 81 | 339 | 58 | $33,704 |
| Sector 52 | 270 | 61 | $58,598 |
The largest sector is the biggest private employer group at 1,639 jobs, 17.0 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Delaware County
What businesses operate in Delaware County
- Establishments, all industries825
- Employment at those establishments8,537
- Annual payroll$365.2 m
- Establishments per 1,000 residents20.0
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Delaware County
What is being built in Delaware County
- Housing units authorised by permit, 202456
- Declared construction value permitted$14.3 m
- Single family units authorised42
- Multifamily units authorised14
- Multifamily share of units25.0 percent
- Average declared value per unit$255,315
- Units authorised per 1,000 households3.3
Multifamily is 25.0 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Delaware County
How much SBA lending happens in Delaware County
- 7(a) approvals recorded35
- 7(a) gross approval dollars$40.0 m
- Average 7(a) approval$1,144,011
- Median 7(a) approval$500,000
- 10th percentile approval$74,700
- 90th percentile approval$3,272,500
- Largest single approval$4,800,000
- Jobs reported supported, 7(a)348
- Jobs per approval9.9
- Distinct 7(a) lenders active15
- Distinct industries receiving approvals25
- Median 7(a) term168 months
- Share of loans on real estate terms, 240 months or longer37.1 percent
- Loans on real estate terms13
- Loans on working capital terms, 120 months or shorter13
- Franchise loans2
- Franchise share of approvals5.7 percent
- Leading industry by approval countBroilers and Other Meat Type Chicken Production (7)
- Most active lenderArvest Bank (7)
- 504 approvals recorded1
- 504 gross approval dollars$235,000
- Average 504 approval$235,000
- Median 504 approval$235,000
- Distinct CDCs active1
- 504 jobs per approval6.0
- 504 jobs per million dollars approved25.5
- Most active CDCRural Enterprises of Oklahoma, Inc. (1)
- 7(a) share of SBA approvals97.2 percent
- Combined SBA approval dollars$40.3 m
The average approval of $1,144,011 sits well above the median of $500,000, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. 37.1 percent of approvals run on real estate terms of 240 months or more, so this is a market where SBA credit is buying buildings, not just funding operations.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Delaware County
Do SBA loans in Delaware County get paid back
- Loans with a final outcome recorded10
- Paid in full10
- Charged off0
- Charge off rate on resolved loans0.0 percent
- Status: Exempt from disclosure18
- Status: Paid in full10
- Status: Cancelled5
- Status: Committed, not yet disbursed2
Of the 10 loans that have reached a final outcome, 0.0 percent were charged off. This is computed only over resolved loans, because a loan still running has not yet succeeded or failed and counting it either way would be wrong.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Delaware County
Which parts of Delaware County get the lending
- Places in the county with recorded lending7
- Grove, approvals20
- Jay, approvals8
- Colcord, approvals3
- Afton, approvals1
- KANSAS, approvals1
- Twin Oaks, approvals1
| Place | Approvals | Gross approval dollars |
|---|---|---|
| Grove | 20 | $16,124,300 |
| Jay | 8 | $18,219,700 |
| Colcord | 3 | $2,690,000 |
| Afton | 1 | $403,700 |
| KANSAS | 1 | $74,700 |
| Twin Oaks | 1 | $508,000 |
| Bernice | 1 | $2,020,000 |
Grove accounts for 20 approvals against 8 in Jay. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Delaware County
How big is Delaware County
- Land area738 sq mi
- Rank by land area among Oklahoma counties47th of 77
- Width, east to west25 mi
- Height, north to south35.2 mi
- Geographies sharing a boundary5
- Residents per square mile of land56
- Establishments per square mile1.12
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Delaware County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Delaware County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population41,279
- Households17,161
- Average household size2.41
- Median household income$56,676
- Median age46.9
Common questions
Delaware County questions, answered from the record.
How many people live in Delaware County, Oklahoma?
41,279, in 17,161 households, ranking 25th of 77 Oklahoma counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Delaware County growing?
The population has grown 3.41 percent since the 2020 census base. In 2024 there were 453 births against 660 deaths, with net migration of 204. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Delaware County?
$56,676. The median owner-occupied home is valued at $175,300, which is 3.1 times income, and median gross rent is $913 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Delaware County?
825 establishments, employing 8,537 people with an annual payroll of $365.2 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Delaware County?
Average annual pay is $42,520, or $818 a week, across 9,636 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Delaware County?
35 7(a) approvals totalling $40.0 m since FY2020, across 15 lenders, with a median approval of $500,000, plus 1 504 approvals worth $235,000. These are approvals recorded in the release, not loans disbursed.
Do SBA loans in Delaware County get paid back?
Of the 10 loans that have reached a final outcome, 10 were paid in full and 0 charged off, a charge off rate of 0.0 percent. Loans still running are excluded, because they have not yet succeeded or failed.
What is being built in Delaware County?
56 housing units were authorised by permit in 2024, with a declared construction value of $14.3 m. Multifamily was 25.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Delaware County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Delaware County come from?
The largest single origin is Delaware County Non-migrants, with 12,906 households. Arriving households report an average income of $77,349 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Delaware County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Delaware County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.