Ellis County, Oklahoma: commercial real estate data.
Ellis County, Oklahoma has a population of 3,683 across 1,232 square miles, down 4.0 percent since the 2020 census base. County output reached $1.00 bn in 2024, 112 establishments operate here, and the SBA record carries 6 7(a) approvals worth $1.3 m.
109 sourced county values · tier FULL · 10 sections
Ellis County
How many people live in Ellis County
- Population3,683
- Households1,478
- Average household size2.49
- Median household income$61,016
- Median age43.5
- Median gross rent$815 per month
- Median owner-occupied home value$119,100
- Home value to household income2.0 times
- Annual rent as a share of median income16.0 percent
- Adults 25 and over with a bachelor degree or higher21.4 percent
- Adults 25 and over with a graduate degree4.2 percent
- Adults 25 and over2,570
- Population under 18814
- Share under 1822.1 percent
- Population 65 and over856
- Share 65 and over23.2 percent
- Working age population, 18 to 642,013
- Civilian labor force1,642
- Unemployment rate5.3 percent
- Labor force participation, adults 18 and over57.2 percent
- Rank by population among Oklahoma counties73rd of 77
- Rank by population among US county-equivalents2986th
Ellis County is the 73rd largest of 77 Oklahoma counties by population. A median home costs 2.0 times median household income, which is an affordable ownership market by national standards. Residents 65 and over outnumber those under 18, at 23.2 percent against 22.1 percent, which points demand at health care, services and single storey product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Ellis County
Is Ellis County growing
- Population change since the 2020 census base-4.05 percent
- Census 2020 base population3,753
- Births, 202430
- Deaths, 202474
- Natural change, 2024-44
- Net domestic migration, 2024-10
- Net international migration, 202418
- Total net migration, 20248
- Cumulative net domestic migration, 2021 to 2024-73
- Rank by growth among US county-equivalents2902nd
The county has lost 4.05 percent of its population since the 2020 census base. Deaths exceeded births in 2024, so all of the growth came from people moving in. A market held up by migration alone is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Ellis County
Where people moving to Ellis County come from
- Tax returns filed by households arriving56
- People arriving, from those returns120
- Adjusted gross income arriving$2.7 m
- Net adjusted gross income movement$0
- Average income of an arriving household$48,107
- Largest single originEllis County Non-migrants (1,299 households)
- Largest single destination (1,299 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Ellis County Non-migrants | 1,299 | 2,756 | $79.2 m |
| Other flows - Same State | 56 | 120 | $2.7 m |
The largest single source of arrivals is Ellis County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Ellis County
What the Ellis County economy runs on
- County GDP, 2024$1.00 bn
- County GDP, 2023$967.1 m
- GDP change, 2023 to 20243.7 percent
- GDP change over five years147.2 percent
- Rank by GDP among Oklahoma counties40th
- Rank by GDP among US county-equivalents1838th
- GDP per resident$272,353
Output grew 3.7 percent in the latest year and 147.2 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Ellis County
Who employs people in Ellis County
- Covered employment, annual average1,118
- Establishments reporting138
- Average annual pay$45,710
- Average weekly wage$879
- Sector 44-45, employment91
- Sector 44-45, average annual pay$33,698
- Sector 48-49, employment88
- Sector 48-49, average annual pay$79,673
- Sector 42, employment46
- Sector 42, average annual pay$57,090
- Sector 54, employment38
- Sector 54, average annual pay$41,013
- Sector 22, employment22
- Sector 31-33, employment19
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 44-45 | 91 | 18 | $33,698 |
| Sector 48-49 | 88 | 11 | $79,673 |
| Sector 42 | 46 | 8 | $57,090 |
| Sector 54 | 38 | 10 | $41,013 |
| Sector 22 | 22 | 4 | $108,699 |
| Sector 31-33 | 19 | 5 | $56,908 |
| Sector 23 | 15 | 8 | $32,125 |
| Sector 81 | 7 | 6 | $36,182 |
The largest sector is the biggest private employer group at 91 jobs, 8.1 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Ellis County
What businesses operate in Ellis County
- Establishments, all industries112
- Employment at those establishments771
- Annual payroll$36.0 m
- Establishments per 1,000 residents30.4
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Ellis County
What is being built in Ellis County
- Housing units authorised by permit, 20240
- Declared construction value permitted$0
- Single family units authorised0
- Multifamily units authorised0
No residential units were authorised by permit in 2024. In a small county this is common and is not by itself a sign of distress, but it does mean there is no recent residential pipeline to read demand from.
US Census Bureau, Building Permits Survey, 2024 annual.
Ellis County
How much SBA lending happens in Ellis County
- 7(a) approvals recorded6
- 7(a) gross approval dollars$1.3 m
- Average 7(a) approval$209,550
- Median 7(a) approval$298,500
- 10th percentile approval$24,000
- 90th percentile approval$408,500
- Largest single approval$408,500
- Jobs reported supported, 7(a)45
- Jobs per approval7.5
- Distinct 7(a) lenders active4
- Distinct industries receiving approvals5
- Median 7(a) term240 months
- Share of loans on real estate terms, 240 months or longer50.0 percent
- Loans on real estate terms3
- Loans on working capital terms, 120 months or shorter3
- Franchise loans0
- Franchise share of approvals0.0 percent
- Leading industry by approval countAll Other Personal Services (2)
- Most active lenderSNB Bank National Association (2)
- 504 approvals recorded1
- 504 gross approval dollars$132,000
- Average 504 approval$132,000
- Median 504 approval$132,000
- Distinct CDCs active1
- 504 jobs per approval3.0
- 504 jobs per million dollars approved22.7
- Most active CDCRural Enterprises of Oklahoma, Inc. (1)
- 7(a) share of SBA approvals85.7 percent
- Combined SBA approval dollars$1.4 m
The average approval of $209,550 sits close to the median of $298,500, so lending here is fairly evenly sized rather than driven by a few large deals. 50.0 percent of approvals run on real estate terms of 240 months or more, so this is a market where SBA credit is buying buildings, not just funding operations.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Ellis County
Do SBA loans in Ellis County get paid back
- Loans with a final outcome recorded1
- Paid in full1
- Charged off0
- Status: Paid in full1
- Status: Exempt from disclosure5
Too few loans have reached a final outcome to publish a charge off rate. only 1 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Ellis County
How big is Ellis County
- Land area1,232 sq mi
- Rank by land area among Oklahoma counties12th of 77
- Width, east to west34.8 mi
- Height, north to south50.7 mi
- Geographies sharing a boundary5
- Residents per square mile of land3
- Establishments per square mile0.09
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Ellis County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Ellis County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population3,683
- Households1,478
- Average household size2.49
- Median household income$61,016
- Median age43.5
Common questions
Ellis County questions, answered from the record.
How many people live in Ellis County, Oklahoma?
3,683, in 1,478 households, ranking 73rd of 77 Oklahoma counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Ellis County growing?
The population has fallen 4.05 percent since the 2020 census base. In 2024 there were 30 births against 74 deaths, with net migration of 8. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Ellis County?
$61,016. The median owner-occupied home is valued at $119,100, which is 2.0 times income, and median gross rent is $815 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Ellis County?
112 establishments, employing 771 people with an annual payroll of $36.0 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Ellis County?
Average annual pay is $45,710, or $879 a week, across 1,118 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Ellis County?
6 7(a) approvals totalling $1.3 m since FY2020, across 4 lenders, with a median approval of $298,500, plus 1 504 approvals worth $132,000. These are approvals recorded in the release, not loans disbursed.
What is being built in Ellis County?
No residential units were authorised by permit in 2024. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Ellis County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Ellis County come from?
The largest single origin is Ellis County Non-migrants, with 1,299 households. Arriving households report an average income of $48,107 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Ellis County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Ellis County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.