Grady County, Oklahoma: commercial real estate data.
Grady County, Oklahoma has a population of 56,606 across 1,100 square miles, up 6.5 percent since the 2020 census base. County output reached $4.05 bn in 2024, 1,183 establishments operate here, and the SBA record carries 46 7(a) approvals worth $23.4 m.
121 sourced county values · tier FULL · 11 sections
Grady County
How many people live in Grady County
- Population56,606
- Households20,688
- Average household size2.74
- Median household income$75,419
- Median age40.0
- Median gross rent$883 per month
- Median owner-occupied home value$205,800
- Home value to household income2.7 times
- Annual rent as a share of median income14.0 percent
- Adults 25 and over with a bachelor degree or higher22.8 percent
- Adults 25 and over with a graduate degree6.8 percent
- Adults 25 and over38,588
- Population under 1813,144
- Share under 1823.2 percent
- Population 65 and over9,605
- Share 65 and over17.0 percent
- Working age population, 18 to 6433,857
- Civilian labor force27,434
- Unemployment rate5.5 percent
- Labor force participation, adults 18 and over63.1 percent
- Rank by population among Oklahoma counties13th of 77
- Rank by population among US county-equivalents935th
Grady County is the 13th largest of 77 Oklahoma counties by population. A median home costs 2.7 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 23.2 percent against 17.0 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Grady County
Is Grady County growing
- Population change since the 2020 census base6.47 percent
- Census 2020 base population54,805
- Births, 2024582
- Deaths, 2024612
- Natural change, 2024-30
- Net domestic migration, 2024839
- Net international migration, 202452
- Total net migration, 2024891
- Cumulative net domestic migration, 2021 to 20243,696
- Rank by growth among US county-equivalents354th
The county has grown 6.47 percent since the 2020 census base. Deaths exceeded births in 2024, so all of the growth came from people moving in. A market held up by migration alone is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Grady County
Where people moving to Grady County come from
- Tax returns filed by households arriving1,832
- People arriving, from those returns3,950
- Adjusted gross income arriving$107.5 m
- Net adjusted gross income movement$0
- Average income of an arriving household$58,656
- Largest single originGrady County Non-migrants (17,527 households)
- Largest single destination (17,527 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Grady County Non-migrants | 17,527 | 39,371 | $1.31 bn |
| Other flows - Different State | 416 | 938 | $29.3 m |
| Oklahoma County | 304 | 598 | $16.1 m |
| Cleveland County | 248 | 513 | $14.9 m |
| Canadian County | 228 | 496 | $14.1 m |
| Other flows - Same State | 209 | 462 | $10.0 m |
| McClain County | 201 | 499 | $13.7 m |
| Other flows - South | 179 | 398 | $13.2 m |
The largest single source of arrivals is Grady County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Grady County
What the Grady County economy runs on
- County GDP, 2024$4.05 bn
- County GDP, 2023$4.55 bn
- GDP change, 2023 to 2024-11.1 percent
- GDP change over five years78.7 percent
- Rank by GDP among Oklahoma counties9th
- Rank by GDP among US county-equivalents799th
- GDP per resident$71,483
Output grew -11.1 percent in the latest year and 78.7 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Grady County
Who employs people in Grady County
- Covered employment, annual average13,583
- Establishments reporting1,286
- Average annual pay$48,591
- Average weekly wage$934
- Sector 31-33, employment1,676
- Sector 31-33, average annual pay$53,167
- Sector 44-45, employment1,533
- Sector 44-45, average annual pay$34,741
- Sector 72, employment1,232
- Sector 72, average annual pay$18,167
- Sector 23, employment1,213
- Sector 23, average annual pay$63,234
- Sector 62, employment1,197
- Sector 52, employment466
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 31-33 | 1,676 | 61 | $53,167 |
| Sector 44-45 | 1,533 | 141 | $34,741 |
| Sector 72 | 1,232 | 76 | $18,167 |
| Sector 23 | 1,213 | 179 | $63,234 |
| Sector 62 | 1,197 | 104 | $40,910 |
| Sector 52 | 466 | 75 | $64,605 |
| Sector 42 | 424 | 70 | $66,222 |
| Sector 21 | 398 | 42 | $98,398 |
The largest sector is the biggest private employer group at 1,676 jobs, 12.3 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Grady County
What businesses operate in Grady County
- Establishments, all industries1,183
- Employment at those establishments11,304
- Annual payroll$534.4 m
- Establishments per 1,000 residents20.9
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Grady County
What is being built in Grady County
- Housing units authorised by permit, 2024229
- Declared construction value permitted$45.6 m
- Single family units authorised229
- Multifamily units authorised0
- Multifamily share of units0.0 percent
- Average declared value per unit$199,162
- Units authorised per 1,000 households11.1
Multifamily is 0.0 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Grady County
How much SBA lending happens in Grady County
- 7(a) approvals recorded46
- 7(a) gross approval dollars$23.4 m
- Average 7(a) approval$507,739
- Median 7(a) approval$150,000
- 10th percentile approval$29,500
- 90th percentile approval$1,500,000
- Largest single approval$4,490,800
- Jobs reported supported, 7(a)457
- Jobs per approval9.9
- Distinct 7(a) lenders active21
- Distinct industries receiving approvals32
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer21.7 percent
- Loans on real estate terms10
- Loans on working capital terms, 120 months or shorter32
- Franchise loans4
- Franchise share of approvals8.7 percent
- Leading industry by approval countGeneral Freight Trucking, Local (5)
- Most active lenderBancFirst (11)
- 504 approvals recorded7
- 504 gross approval dollars$5.5 m
- Average 504 approval$788,571
- Median 504 approval$629,000
- Distinct CDCs active3
- 504 jobs per approval13.4
- 504 jobs per million dollars approved17.0
- Most active CDCMetro Area Development Corporation (3)
- 7(a) share of SBA approvals86.8 percent
- Combined SBA approval dollars$28.9 m
The average approval of $507,739 sits well above the median of $150,000, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. Only 21.7 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Grady County
Do SBA loans in Grady County get paid back
- Loans with a final outcome recorded15
- Paid in full15
- Charged off0
- Charge off rate on resolved loans0.0 percent
- Status: Paid in full15
- Status: Exempt from disclosure26
- Status: Cancelled5
Of the 15 loans that have reached a final outcome, 0.0 percent were charged off. This is computed only over resolved loans, because a loan still running has not yet succeeded or failed and counting it either way would be wrong.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Grady County
Which parts of Grady County get the lending
- Places in the county with recorded lending6
- Tuttle, approvals22
- Chickasha, approvals16
- BLANCHARD, approvals4
- MINCO, approvals2
- RUSH SPRINGS, approvals1
- NINNEKAH, approvals1
| Place | Approvals | Gross approval dollars |
|---|---|---|
| Tuttle | 22 | $8,848,800 |
| Chickasha | 16 | $13,879,700 |
| BLANCHARD | 4 | $440,000 |
| MINCO | 2 | $142,500 |
| RUSH SPRINGS | 1 | $35,000 |
| NINNEKAH | 1 | $10,000 |
Tuttle accounts for 22 approvals against 16 in Chickasha. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Grady County
How big is Grady County
- Land area1,100 sq mi
- Rank by land area among Oklahoma counties14th of 77
- Width, east to west24.2 mi
- Height, north to south48.1 mi
- Geographies sharing a boundary6
- Residents per square mile of land51
- Establishments per square mile1.08
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Grady County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Grady County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population56,606
- Households20,688
- Average household size2.74
- Median household income$75,419
- Median age40.0
Common questions
Grady County questions, answered from the record.
How many people live in Grady County, Oklahoma?
56,606, in 20,688 households, ranking 13th of 77 Oklahoma counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Grady County growing?
The population has grown 6.47 percent since the 2020 census base. In 2024 there were 582 births against 612 deaths, with net migration of 891. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Grady County?
$75,419. The median owner-occupied home is valued at $205,800, which is 2.7 times income, and median gross rent is $883 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Grady County?
1,183 establishments, employing 11,304 people with an annual payroll of $534.4 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Grady County?
Average annual pay is $48,591, or $934 a week, across 13,583 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Grady County?
46 7(a) approvals totalling $23.4 m since FY2020, across 21 lenders, with a median approval of $150,000, plus 7 504 approvals worth $5.5 m. These are approvals recorded in the release, not loans disbursed.
Do SBA loans in Grady County get paid back?
Of the 15 loans that have reached a final outcome, 15 were paid in full and 0 charged off, a charge off rate of 0.0 percent. Loans still running are excluded, because they have not yet succeeded or failed.
What is being built in Grady County?
229 housing units were authorised by permit in 2024, with a declared construction value of $45.6 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Grady County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Grady County come from?
The largest single origin is Grady County Non-migrants, with 17,527 households. Arriving households report an average income of $58,656 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Grady County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Grady County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.