Jefferson County, Oklahoma: commercial real estate data.
Jefferson County, Oklahoma has a population of 5,380 across 759 square miles, up 0.6 percent since the 2020 census base. County output reached $152.1 m in 2024, 95 establishments operate here, and the SBA record carries 1 7(a) approvals worth $1.4 m.
94 sourced county values · tier FULL · 9 sections
Jefferson County
How many people live in Jefferson County
- Population5,380
- Households2,163
- Average household size2.49
- Median household income$48,668
- Median age41.8
- Median gross rent$647 per month
- Median owner-occupied home value$82,500
- Home value to household income1.7 times
- Annual rent as a share of median income16.0 percent
- Adults 25 and over with a bachelor degree or higher16.0 percent
- Adults 25 and over with a graduate degree3.3 percent
- Adults 25 and over3,642
- Population under 181,347
- Share under 1825.0 percent
- Population 65 and over1,126
- Share 65 and over20.9 percent
- Working age population, 18 to 642,907
- Civilian labor force2,233
- Unemployment rate5.2 percent
- Labor force participation, adults 18 and over55.4 percent
- Rank by population among Oklahoma counties68th of 77
- Rank by population among US county-equivalents2861st
Jefferson County is the 68th largest of 77 Oklahoma counties by population. A median home costs 1.7 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 25.0 percent against 20.9 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Jefferson County
Is Jefferson County growing
- Population change since the 2020 census base0.56 percent
- Census 2020 base population5,344
- Births, 202464
- Deaths, 2024117
- Natural change, 2024-53
- Net domestic migration, 202455
- Net international migration, 20245
- Total net migration, 202460
- Cumulative net domestic migration, 2021 to 2024215
- Rank by growth among US county-equivalents1626th
The county has grown 0.56 percent since the 2020 census base. Deaths exceeded births in 2024, so all of the growth came from people moving in. A market held up by migration alone is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Jefferson County
Where people moving to Jefferson County come from
- Tax returns filed by households arriving169
- People arriving, from those returns355
- Adjusted gross income arriving$6.3 m
- Net adjusted gross income movement$0
- Average income of an arriving household$37,296
- Largest single originJefferson County Non-migrants (1,654 households)
- Largest single destination (1,654 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Jefferson County Non-migrants | 1,654 | 3,752 | $75.5 m |
| Other flows - Different State | 60 | 127 | $2.2 m |
| Other flows - South | 60 | 127 | $2.2 m |
| Other flows - Same State | 53 | 119 | $2.1 m |
| Carter County | 30 | 58 | $1.0 m |
| Stephens County | 26 | 51 | $963,000 |
The largest single source of arrivals is Jefferson County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Jefferson County
What the Jefferson County economy runs on
- County GDP, 2024$152.1 m
- County GDP, 2023$150.9 m
- GDP change, 2023 to 20240.8 percent
- GDP change over five years22.5 percent
- Rank by GDP among Oklahoma counties75th
- Rank by GDP among US county-equivalents2974th
- GDP per resident$28,275
Output grew 0.8 percent in the latest year and 22.5 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Jefferson County
Who employs people in Jefferson County
- Covered employment, annual average964
- Establishments reporting150
- Average annual pay$37,825
- Average weekly wage$727
- Sector 44-45, employment125
- Sector 44-45, average annual pay$17,490
- Sector 72, employment73
- Sector 72, average annual pay$17,042
- Sector 11, employment42
- Sector 11, average annual pay$33,855
- Sector 54, employment22
- Sector 54, average annual pay$46,099
- Sector 56, employment21
- Sector 23, employment17
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 44-45 | 125 | 19 | $17,490 |
| Sector 72 | 73 | 8 | $17,042 |
| Sector 11 | 42 | 12 | $33,855 |
| Sector 54 | 22 | 11 | $46,099 |
| Sector 56 | 21 | 7 | $63,917 |
| Sector 23 | 17 | 4 | $49,535 |
| Sector 31-33 | 10 | 4 | $37,233 |
| Sector 21 | 8 | 4 | $42,801 |
The largest sector is the biggest private employer group at 125 jobs, 13.0 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Jefferson County
What businesses operate in Jefferson County
- Establishments, all industries95
- Employment at those establishments973
- Annual payroll$43.4 m
- Establishments per 1,000 residents17.7
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Jefferson County
How much SBA lending happens in Jefferson County
- 7(a) approvals recorded1
- 7(a) gross approval dollars$1.4 m
- Average 7(a) approval$1,424,300
- Median 7(a) approval$1,424,300
- 10th percentile approval$1,424,300
- 90th percentile approval$1,424,300
- Largest single approval$1,424,300
- Jobs reported supported, 7(a)30
- Jobs per approval30.0
- Distinct 7(a) lenders active1
- Distinct industries receiving approvals1
- Median 7(a) term300 months
- Share of loans on real estate terms, 240 months or longer100.0 percent
- Loans on real estate terms1
- Loans on working capital terms, 120 months or shorter0
- Franchise loans0
- Franchise share of approvals0.0 percent
- Leading industry by approval countConvenience Stores (1)
- Most active lenderPeoples Bank and Trust Company (1)
The average approval of $1,424,300 sits close to the median of $1,424,300, so lending here is fairly evenly sized rather than driven by a few large deals. 100.0 percent of approvals run on real estate terms of 240 months or more, so this is a market where SBA credit is buying buildings, not just funding operations.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Jefferson County
Do SBA loans in Jefferson County get paid back
- Loans with a final outcome recorded1
- Paid in full1
- Charged off0
- Status: Paid in full1
Too few loans have reached a final outcome to publish a charge off rate. only 1 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Jefferson County
How big is Jefferson County
- Land area759 sq mi
- Rank by land area among Oklahoma counties44th of 77
- Width, east to west34.9 mi
- Height, north to south30.4 mi
- Geographies sharing a boundary4
- Residents per square mile of land7
- Establishments per square mile0.13
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No 504 approvals recorded in this county in the FOIA release covering FY2010 onward.
- The Building Permits Survey does not carry a 2024 record for this county.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Jefferson County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Jefferson County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population5,380
- Households2,163
- Average household size2.49
- Median household income$48,668
- Median age41.8
Common questions
Jefferson County questions, answered from the record.
How many people live in Jefferson County, Oklahoma?
5,380, in 2,163 households, ranking 68th of 77 Oklahoma counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Jefferson County growing?
The population has grown 0.56 percent since the 2020 census base. In 2024 there were 64 births against 117 deaths, with net migration of 60. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Jefferson County?
$48,668. The median owner-occupied home is valued at $82,500, which is 1.7 times income, and median gross rent is $647 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Jefferson County?
95 establishments, employing 973 people with an annual payroll of $43.4 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Jefferson County?
Average annual pay is $37,825, or $727 a week, across 964 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Jefferson County?
1 7(a) approvals totalling $1.4 m since FY2020, across 1 lenders, with a median approval of $1,424,300. These are approvals recorded in the release, not loans disbursed.
What is the radon zone for Jefferson County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Jefferson County come from?
The largest single origin is Jefferson County Non-migrants, with 1,654 households. Arriving households report an average income of $37,296 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Jefferson County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Jefferson County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.