Kingfisher County, Oklahoma: commercial real estate data.
Kingfisher County, Oklahoma has a population of 15,430 across 898 square miles, up 4.2 percent since the 2020 census base. County output reached $2.80 bn in 2024, 488 establishments operate here, and the SBA record carries 23 7(a) approvals worth $9.0 m.
120 sourced county values · tier FULL · 11 sections
Kingfisher County
How many people live in Kingfisher County
- Population15,430
- Households5,684
- Average household size2.71
- Median household income$71,975
- Median age38.2
- Median gross rent$891 per month
- Median owner-occupied home value$215,800
- Home value to household income3.0 times
- Annual rent as a share of median income14.9 percent
- Adults 25 and over with a bachelor degree or higher24.3 percent
- Adults 25 and over with a graduate degree6.7 percent
- Adults 25 and over10,110
- Population under 184,120
- Share under 1826.7 percent
- Population 65 and over2,649
- Share 65 and over17.2 percent
- Working age population, 18 to 648,661
- Civilian labor force7,594
- Unemployment rate2.1 percent
- Labor force participation, adults 18 and over67.1 percent
- Rank by population among Oklahoma counties45th of 77
- Rank by population among US county-equivalents2130th
Kingfisher County is the 45th largest of 77 Oklahoma counties by population. A median home costs 3.0 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 26.7 percent against 17.2 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Kingfisher County
Is Kingfisher County growing
- Population change since the 2020 census base4.15 percent
- Census 2020 base population15,189
- Births, 2024171
- Deaths, 2024179
- Natural change, 2024-8
- Net domestic migration, 202486
- Net international migration, 2024128
- Total net migration, 2024214
- Cumulative net domestic migration, 2021 to 2024306
- Rank by growth among US county-equivalents662nd
The county has grown 4.15 percent since the 2020 census base. Deaths exceeded births in 2024, so all of the growth came from people moving in. A market held up by migration alone is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Kingfisher County
Where people moving to Kingfisher County come from
- Tax returns filed by households arriving357
- People arriving, from those returns766
- Adjusted gross income arriving$21.7 m
- Net adjusted gross income movement$0
- Average income of an arriving household$60,793
- Largest single originKingfisher County Non-migrants (5,338 households)
- Largest single destination (5,338 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Kingfisher County Non-migrants | 5,338 | 12,087 | $499.9 m |
| Other flows - Same State | 87 | 188 | $5.1 m |
| Oklahoma County | 81 | 149 | $4.9 m |
| Other flows - Different State | 73 | 143 | $4.2 m |
| Canadian County | 63 | 177 | $5.2 m |
| Other flows - South | 45 | 92 | $2.1 m |
| Garfield County | 28 | 61 | $1.0 m |
| Other flows - West | 28 | 51 | $2.0 m |
The largest single source of arrivals is Kingfisher County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Kingfisher County
What the Kingfisher County economy runs on
- County GDP, 2024$2.80 bn
- County GDP, 2023$3.22 bn
- GDP change, 2023 to 2024-13.2 percent
- GDP change over five years42.8 percent
- Rank by GDP among Oklahoma counties17th
- Rank by GDP among US county-equivalents1024th
- GDP per resident$181,340
Output grew -13.2 percent in the latest year and 42.8 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Kingfisher County
Who employs people in Kingfisher County
- Covered employment, annual average6,875
- Establishments reporting617
- Average annual pay$56,948
- Average weekly wage$1,095
- Sector 31-33, employment849
- Sector 31-33, average annual pay$53,515
- Sector 44-45, employment759
- Sector 44-45, average annual pay$49,990
- Sector 21, employment682
- Sector 21, average annual pay$72,359
- Sector 62, employment526
- Sector 62, average annual pay$47,189
- Sector 23, employment513
- Sector 48-49, employment408
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 31-33 | 849 | 20 | $53,515 |
| Sector 44-45 | 759 | 62 | $49,990 |
| Sector 21 | 682 | 76 | $72,359 |
| Sector 62 | 526 | 43 | $47,189 |
| Sector 23 | 513 | 64 | $69,492 |
| Sector 48-49 | 408 | 30 | $83,702 |
| Sector 72 | 397 | 40 | $16,702 |
| Sector 42 | 331 | 30 | $71,358 |
The largest sector is the biggest private employer group at 849 jobs, 12.3 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Kingfisher County
What businesses operate in Kingfisher County
- Establishments, all industries488
- Employment at those establishments5,716
- Annual payroll$373.4 m
- Establishments per 1,000 residents31.6
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Kingfisher County
What is being built in Kingfisher County
- Housing units authorised by permit, 202437
- Declared construction value permitted$6.6 m
- Single family units authorised37
- Multifamily units authorised0
- Multifamily share of units0.0 percent
- Average declared value per unit$177,565
- Units authorised per 1,000 households6.5
Multifamily is 0.0 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Kingfisher County
How much SBA lending happens in Kingfisher County
- 7(a) approvals recorded23
- 7(a) gross approval dollars$9.0 m
- Average 7(a) approval$393,126
- Median 7(a) approval$266,200
- 10th percentile approval$59,500
- 90th percentile approval$750,000
- Largest single approval$1,795,300
- Jobs reported supported, 7(a)190
- Jobs per approval8.3
- Distinct 7(a) lenders active8
- Distinct industries receiving approvals14
- Median 7(a) term84 months
- Share of loans on real estate terms, 240 months or longer13.0 percent
- Loans on real estate terms3
- Loans on working capital terms, 120 months or shorter19
- Franchise loans0
- Franchise share of approvals0.0 percent
- Leading industry by approval countSupport Activities for Oil and Gas Operations (5)
- Most active lenderBancFirst (13)
- 504 approvals recorded2
- 504 gross approval dollars$511,000
- Average 504 approval$255,500
- Median 504 approval$285,000
- Distinct CDCs active1
- 504 jobs per approval3.5
- 504 jobs per million dollars approved13.7
- Most active CDCRural Enterprises of Oklahoma, Inc. (2)
- 7(a) share of SBA approvals92.0 percent
- Combined SBA approval dollars$9.6 m
The average approval of $393,126 sits well above the median of $266,200, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. Only 13.0 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Kingfisher County
Do SBA loans in Kingfisher County get paid back
- Loans with a final outcome recorded12
- Paid in full12
- Charged off0
- Charge off rate on resolved loans0.0 percent
- Status: Paid in full12
- Status: Exempt from disclosure11
Of the 12 loans that have reached a final outcome, 0.0 percent were charged off. This is computed only over resolved loans, because a loan still running has not yet succeeded or failed and counting it either way would be wrong.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Kingfisher County
Which parts of Kingfisher County get the lending
- Places in the county with recorded lending6
- KINGFISHER, approvals13
- HENNESSEY, approvals6
- Dover, approvals1
- CRESCENT, approvals1
- Cashion, approvals1
- LOYAL, approvals1
| Place | Approvals | Gross approval dollars |
|---|---|---|
| KINGFISHER | 13 | $6,664,700 |
| HENNESSEY | 6 | $1,242,000 |
| Dover | 1 | $100,000 |
| CRESCENT | 1 | $214,700 |
| Cashion | 1 | $690,000 |
| LOYAL | 1 | $130,500 |
KINGFISHER accounts for 13 approvals against 6 in HENNESSEY. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Kingfisher County
How big is Kingfisher County
- Land area898 sq mi
- Rank by land area among Oklahoma counties31st of 77
- Width, east to west30 mi
- Height, north to south30.4 mi
- Geographies sharing a boundary5
- Residents per square mile of land17
- Establishments per square mile0.54
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Kingfisher County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Kingfisher County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population15,430
- Households5,684
- Average household size2.71
- Median household income$71,975
- Median age38.2
Common questions
Kingfisher County questions, answered from the record.
How many people live in Kingfisher County, Oklahoma?
15,430, in 5,684 households, ranking 45th of 77 Oklahoma counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Kingfisher County growing?
The population has grown 4.15 percent since the 2020 census base. In 2024 there were 171 births against 179 deaths, with net migration of 214. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Kingfisher County?
$71,975. The median owner-occupied home is valued at $215,800, which is 3.0 times income, and median gross rent is $891 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Kingfisher County?
488 establishments, employing 5,716 people with an annual payroll of $373.4 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Kingfisher County?
Average annual pay is $56,948, or $1,095 a week, across 6,875 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Kingfisher County?
23 7(a) approvals totalling $9.0 m since FY2020, across 8 lenders, with a median approval of $266,200, plus 2 504 approvals worth $511,000. These are approvals recorded in the release, not loans disbursed.
Do SBA loans in Kingfisher County get paid back?
Of the 12 loans that have reached a final outcome, 12 were paid in full and 0 charged off, a charge off rate of 0.0 percent. Loans still running are excluded, because they have not yet succeeded or failed.
What is being built in Kingfisher County?
37 housing units were authorised by permit in 2024, with a declared construction value of $6.6 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Kingfisher County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Kingfisher County come from?
The largest single origin is Kingfisher County Non-migrants, with 5,338 households. Arriving households report an average income of $60,793 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Kingfisher County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Kingfisher County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.