Love County, Oklahoma: commercial real estate data.
Love County, Oklahoma has a population of 10,261 across 514 square miles, up 2.8 percent since the 2020 census base. County output reached $870.6 m in 2024, 160 establishments operate here, and the SBA record carries 3 7(a) approvals worth $1.6 m.
112 sourced county values · tier FULL · 11 sections
Love County
How many people live in Love County
- Population10,261
- Households3,899
- Average household size2.63
- Median household income$66,580
- Median age39.1
- Median gross rent$939 per month
- Median owner-occupied home value$171,000
- Home value to household income2.6 times
- Annual rent as a share of median income16.9 percent
- Adults 25 and over with a bachelor degree or higher16.6 percent
- Adults 25 and over with a graduate degree3.8 percent
- Adults 25 and over6,948
- Population under 182,474
- Share under 1824.1 percent
- Population 65 and over1,858
- Share 65 and over18.1 percent
- Working age population, 18 to 645,929
- Civilian labor force4,849
- Unemployment rate5.2 percent
- Labor force participation, adults 18 and over62.3 percent
- Rank by population among Oklahoma counties57th of 77
- Rank by population among US county-equivalents2464th
Love County is the 57th largest of 77 Oklahoma counties by population. A median home costs 2.6 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 24.1 percent against 18.1 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Love County
Is Love County growing
- Population change since the 2020 census base2.75 percent
- Census 2020 base population10,144
- Births, 2024121
- Deaths, 2024171
- Natural change, 2024-50
- Net domestic migration, 2024153
- Net international migration, 202414
- Total net migration, 2024167
- Cumulative net domestic migration, 2021 to 2024386
- Rank by growth among US county-equivalents937th
The county has grown 2.75 percent since the 2020 census base. Deaths exceeded births in 2024, so all of the growth came from people moving in. A market held up by migration alone is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Love County
Where people moving to Love County come from
- Tax returns filed by households arriving312
- People arriving, from those returns624
- Adjusted gross income arriving$14.2 m
- Net adjusted gross income movement$0
- Average income of an arriving household$45,654
- Largest single originLove County Non-migrants (3,458 households)
- Largest single destination (3,458 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Love County Non-migrants | 3,458 | 7,264 | $198.8 m |
| Other flows - Different State | 98 | 189 | $3.6 m |
| Other flows - South | 72 | 130 | $2.5 m |
| Carter County | 64 | 134 | $2.9 m |
| Other flows - Same State | 60 | 118 | $2.5 m |
| Cooke County | 43 | 87 | $1.9 m |
| Other flows - West | 26 | 59 | $1.2 m |
| Denton County | 25 | 50 | $1.9 m |
The largest single source of arrivals is Love County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Love County
What the Love County economy runs on
- County GDP, 2024$870.6 m
- County GDP, 2023$885.4 m
- GDP change, 2023 to 2024-1.7 percent
- GDP change over five years48.1 percent
- Rank by GDP among Oklahoma counties45th
- Rank by GDP among US county-equivalents1959th
- GDP per resident$84,845
Output grew -1.7 percent in the latest year and 48.1 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Love County
Who employs people in Love County
- Covered employment, annual average5,528
- Establishments reporting254
- Average annual pay$49,857
- Average weekly wage$959
- Sector 44-45, employment189
- Sector 44-45, average annual pay$54,160
- Sector 23, employment82
- Sector 23, average annual pay$64,894
- Sector 31-33, employment67
- Sector 31-33, average annual pay$44,296
- Sector 52, employment51
- Sector 52, average annual pay$49,315
- Sector 11, employment41
- Sector 54, employment41
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 44-45 | 189 | 35 | $54,160 |
| Sector 23 | 82 | 23 | $64,894 |
| Sector 31-33 | 67 | 6 | $44,296 |
| Sector 52 | 51 | 14 | $49,315 |
| Sector 11 | 41 | 10 | $42,296 |
| Sector 54 | 41 | 17 | $64,242 |
| Sector 56 | 33 | 11 | $49,753 |
| Sector 21 | 27 | 7 | $87,399 |
The largest sector is the biggest private employer group at 189 jobs, 3.4 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Love County
What businesses operate in Love County
- Establishments, all industries160
- Employment at those establishments4,385
- Annual payroll$217.1 m
- Establishments per 1,000 residents15.6
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Love County
What is being built in Love County
- Housing units authorised by permit, 20240
- Declared construction value permitted$0
- Single family units authorised0
- Multifamily units authorised0
No residential units were authorised by permit in 2024. In a small county this is common and is not by itself a sign of distress, but it does mean there is no recent residential pipeline to read demand from.
US Census Bureau, Building Permits Survey, 2024 annual.
Love County
How much SBA lending happens in Love County
- 7(a) approvals recorded3
- 7(a) gross approval dollars$1.6 m
- Average 7(a) approval$531,833
- Median 7(a) approval$406,500
- 10th percentile approval$190,000
- 90th percentile approval$999,000
- Largest single approval$999,000
- Jobs reported supported, 7(a)9
- Jobs per approval3.0
- Distinct 7(a) lenders active3
- Distinct industries receiving approvals3
- Median 7(a) term240 months
- Share of loans on real estate terms, 240 months or longer66.7 percent
- Loans on real estate terms2
- Loans on working capital terms, 120 months or shorter1
- Franchise loans0
- Franchise share of approvals0.0 percent
- Leading industry by approval countInsurance Agencies and Brokerages (1)
- Most active lenderColony Bank (1)
- 504 approvals recorded2
- 504 gross approval dollars$1.3 m
- Average 504 approval$653,500
- Median 504 approval$1,137,000
- Distinct CDCs active2
- 504 jobs per approval10.0
- 504 jobs per million dollars approved15.3
- Most active CDCMetro Area Development Corporation (1)
- 7(a) share of SBA approvals60.0 percent
- Combined SBA approval dollars$2.9 m
The average approval of $531,833 sits close to the median of $406,500, so lending here is fairly evenly sized rather than driven by a few large deals. 66.7 percent of approvals run on real estate terms of 240 months or more, so this is a market where SBA credit is buying buildings, not just funding operations.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Love County
Do SBA loans in Love County get paid back
- Loans with a final outcome recorded1
- Paid in full1
- Charged off0
- Status: Paid in full1
- Status: Exempt from disclosure2
Too few loans have reached a final outcome to publish a charge off rate. only 1 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Love County
Which parts of Love County get the lending
- Places in the county with recorded lending2
- MARIETTA, approvals2
- WILSON, approvals1
| Place | Approvals | Gross approval dollars |
|---|---|---|
| MARIETTA | 2 | $1,405,500 |
| WILSON | 1 | $190,000 |
MARIETTA accounts for 2 approvals against 1 in WILSON. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Love County
How big is Love County
- Land area514 sq mi
- Rank by land area among Oklahoma counties73rd of 77
- Width, east to west36 mi
- Height, north to south24.4 mi
- Geographies sharing a boundary3
- Residents per square mile of land20
- Establishments per square mile0.31
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Love County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Love County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population10,261
- Households3,899
- Average household size2.63
- Median household income$66,580
- Median age39.1
Common questions
Love County questions, answered from the record.
How many people live in Love County, Oklahoma?
10,261, in 3,899 households, ranking 57th of 77 Oklahoma counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Love County growing?
The population has grown 2.75 percent since the 2020 census base. In 2024 there were 121 births against 171 deaths, with net migration of 167. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Love County?
$66,580. The median owner-occupied home is valued at $171,000, which is 2.6 times income, and median gross rent is $939 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Love County?
160 establishments, employing 4,385 people with an annual payroll of $217.1 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Love County?
Average annual pay is $49,857, or $959 a week, across 5,528 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Love County?
3 7(a) approvals totalling $1.6 m since FY2020, across 3 lenders, with a median approval of $406,500, plus 2 504 approvals worth $1.3 m. These are approvals recorded in the release, not loans disbursed.
What is being built in Love County?
No residential units were authorised by permit in 2024. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Love County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Love County come from?
The largest single origin is Love County Non-migrants, with 3,458 households. Arriving households report an average income of $45,654 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Love County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Love County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.