McClain County, Oklahoma: commercial real estate data.
McClain County, Oklahoma has a population of 45,273 across 571 square miles, up 16.3 percent since the 2020 census base. County output reached $2.26 bn in 2024, 958 establishments operate here, and the SBA record carries 42 7(a) approvals worth $27.0 m.
121 sourced county values · tier FULL · 11 sections
McClain County
How many people live in McClain County
- Population45,273
- Households16,421
- Average household size2.76
- Median household income$84,552
- Median age38.6
- Median gross rent$954 per month
- Median owner-occupied home value$255,900
- Home value to household income3.0 times
- Annual rent as a share of median income13.5 percent
- Adults 25 and over with a bachelor degree or higher28.7 percent
- Adults 25 and over with a graduate degree8.3 percent
- Adults 25 and over30,460
- Population under 1811,357
- Share under 1825.1 percent
- Population 65 and over7,054
- Share 65 and over15.6 percent
- Working age population, 18 to 6426,862
- Civilian labor force22,516
- Unemployment rate4.7 percent
- Labor force participation, adults 18 and over66.4 percent
- Rank by population among Oklahoma counties21st of 77
- Rank by population among US county-equivalents1096th
McClain County is the 21st largest of 77 Oklahoma counties by population. A median home costs 3.0 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 25.1 percent against 15.6 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
McClain County
Is McClain County growing
- Population change since the 2020 census base16.26 percent
- Census 2020 base population41,659
- Births, 2024483
- Deaths, 2024464
- Natural change, 202419
- Net domestic migration, 20241,329
- Net international migration, 202436
- Total net migration, 20241,365
- Cumulative net domestic migration, 2021 to 20246,402
- Rank by growth among US county-equivalents44th
The county has grown 16.26 percent since the 2020 census base. Migration contributed more to 2024 change than births over deaths, so demand here follows people arriving rather than families forming.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
McClain County
Where people moving to McClain County come from
- Tax returns filed by households arriving2,009
- People arriving, from those returns4,216
- Adjusted gross income arriving$140.6 m
- Net adjusted gross income movement$0
- Average income of an arriving household$69,962
- Largest single originMcClain County Non-migrants (14,472 households)
- Largest single destination (14,472 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| McClain County Non-migrants | 14,472 | 32,929 | $1.19 bn |
| Cleveland County | 621 | 1,286 | $45.4 m |
| Other flows - Different State | 464 | 993 | $38.5 m |
| Oklahoma County | 309 | 589 | $18.5 m |
| Other flows - South | 220 | 476 | $17.7 m |
| Grady County | 200 | 454 | $15.2 m |
| Other flows - Same State | 181 | 358 | $8.8 m |
| Other flows - West | 177 | 377 | $16.5 m |
The largest single source of arrivals is McClain County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
McClain County
What the McClain County economy runs on
- County GDP, 2024$2.26 bn
- County GDP, 2023$2.32 bn
- GDP change, 2023 to 2024-2.6 percent
- GDP change over five years62.7 percent
- Rank by GDP among Oklahoma counties23rd
- Rank by GDP among US county-equivalents1184th
- GDP per resident$49,907
Output grew -2.6 percent in the latest year and 62.7 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
McClain County
Who employs people in McClain County
- Covered employment, annual average12,439
- Establishments reporting1,302
- Average annual pay$47,650
- Average weekly wage$916
- Sector 72, employment1,858
- Sector 72, average annual pay$21,561
- Sector 23, employment1,590
- Sector 23, average annual pay$59,209
- Sector 44-45, employment1,522
- Sector 44-45, average annual pay$32,321
- Sector 62, employment780
- Sector 62, average annual pay$40,783
- Sector 52, employment581
- Sector 54, employment526
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 72 | 1,858 | 86 | $21,561 |
| Sector 23 | 1,590 | 208 | $59,209 |
| Sector 44-45 | 1,522 | 128 | $32,321 |
| Sector 62 | 780 | 110 | $40,783 |
| Sector 52 | 581 | 76 | $66,240 |
| Sector 54 | 526 | 156 | $59,423 |
| Sector 31-33 | 500 | 45 | $66,901 |
| Sector 21 | 395 | 44 | $100,427 |
The largest sector is the biggest private employer group at 1,858 jobs, 14.9 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
McClain County
What businesses operate in McClain County
- Establishments, all industries958
- Employment at those establishments9,219
- Annual payroll$397.8 m
- Establishments per 1,000 residents21.2
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
McClain County
What is being built in McClain County
- Housing units authorised by permit, 2024331
- Declared construction value permitted$85.6 m
- Single family units authorised323
- Multifamily units authorised8
- Multifamily share of units2.4 percent
- Average declared value per unit$258,494
- Units authorised per 1,000 households20.2
Multifamily is 2.4 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
McClain County
How much SBA lending happens in McClain County
- 7(a) approvals recorded42
- 7(a) gross approval dollars$27.0 m
- Average 7(a) approval$643,100
- Median 7(a) approval$340,000
- 10th percentile approval$44,600
- 90th percentile approval$1,375,000
- Largest single approval$4,342,000
- Jobs reported supported, 7(a)485
- Jobs per approval11.5
- Distinct 7(a) lenders active17
- Distinct industries receiving approvals28
- Median 7(a) term98 months
- Share of loans on real estate terms, 240 months or longer9.5 percent
- Loans on real estate terms4
- Loans on working capital terms, 120 months or shorter33
- Franchise loans3
- Franchise share of approvals7.1 percent
- Leading industry by approval countSupport Activities for Oil and Gas Operations (3)
- Most active lenderBancFirst (8)
- 504 approvals recorded9
- 504 gross approval dollars$8.5 m
- Average 504 approval$941,667
- Median 504 approval$619,000
- Distinct CDCs active2
- 504 jobs per approval14.3
- 504 jobs per million dollars approved15.2
- Most active CDCRural Enterprises of Oklahoma, Inc. (5)
- 7(a) share of SBA approvals82.4 percent
- Combined SBA approval dollars$35.5 m
The average approval of $643,100 sits well above the median of $340,000, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. Only 9.5 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
McClain County
Do SBA loans in McClain County get paid back
- Loans with a final outcome recorded11
- Paid in full11
- Charged off0
- Charge off rate on resolved loans0.0 percent
- Status: Cancelled6
- Status: Exempt from disclosure25
- Status: Paid in full11
Of the 11 loans that have reached a final outcome, 0.0 percent were charged off. This is computed only over resolved loans, because a loan still running has not yet succeeded or failed and counting it either way would be wrong.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
McClain County
Which parts of McClain County get the lending
- Places in the county with recorded lending6
- Blanchard, approvals19
- Newcastle, approvals9
- PURCELL, approvals9
- WASHINGTON, approvals3
- GOLDSBY, approvals1
- Wayne, approvals1
| Place | Approvals | Gross approval dollars |
|---|---|---|
| Blanchard | 19 | $11,672,700 |
| Newcastle | 9 | $2,625,100 |
| PURCELL | 9 | $7,357,400 |
| WASHINGTON | 3 | $928,000 |
| GOLDSBY | 1 | $85,000 |
| Wayne | 1 | $4,342,000 |
Blanchard accounts for 19 approvals against 9 in Newcastle. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
McClain County
How big is McClain County
- Land area571 sq mi
- Rank by land area among Oklahoma counties65th of 77
- Width, east to west42 mi
- Height, north to south33.4 mi
- Geographies sharing a boundary6
- Residents per square mile of land79
- Establishments per square mile1.68
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a McClain County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a McClain County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population45,273
- Households16,421
- Average household size2.76
- Median household income$84,552
- Median age38.6
Common questions
McClain County questions, answered from the record.
How many people live in McClain County, Oklahoma?
45,273, in 16,421 households, ranking 21st of 77 Oklahoma counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is McClain County growing?
The population has grown 16.26 percent since the 2020 census base. In 2024 there were 483 births against 464 deaths, with net migration of 1,365. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in McClain County?
$84,552. The median owner-occupied home is valued at $255,900, which is 3.0 times income, and median gross rent is $954 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in McClain County?
958 establishments, employing 9,219 people with an annual payroll of $397.8 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in McClain County?
Average annual pay is $47,650, or $916 a week, across 12,439 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in McClain County?
42 7(a) approvals totalling $27.0 m since FY2020, across 17 lenders, with a median approval of $340,000, plus 9 504 approvals worth $8.5 m. These are approvals recorded in the release, not loans disbursed.
Do SBA loans in McClain County get paid back?
Of the 11 loans that have reached a final outcome, 11 were paid in full and 0 charged off, a charge off rate of 0.0 percent. Loans still running are excluded, because they have not yet succeeded or failed.
What is being built in McClain County?
331 housing units were authorised by permit in 2024, with a declared construction value of $85.6 m. Multifamily was 2.4 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for McClain County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to McClain County come from?
The largest single origin is McClain County Non-migrants, with 14,472 households. Arriving households report an average income of $69,962 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for McClain County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for McClain County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.