McIntosh County, Oklahoma: commercial real estate data.
McIntosh County, Oklahoma has a population of 19,400 across 618 square miles, up 4.0 percent since the 2020 census base. County output reached $511.7 m in 2024, 333 establishments operate here, and the SBA record carries 11 7(a) approvals worth $7.2 m.
116 sourced county values · tier FULL · 11 sections
McIntosh County
How many people live in McIntosh County
- Population19,400
- Households7,784
- Average household size2.49
- Median household income$46,281
- Median age47.1
- Median gross rent$780 per month
- Median owner-occupied home value$146,200
- Home value to household income3.2 times
- Annual rent as a share of median income20.2 percent
- Adults 25 and over with a bachelor degree or higher15.8 percent
- Adults 25 and over with a graduate degree5.7 percent
- Adults 25 and over14,189
- Population under 183,869
- Share under 1819.9 percent
- Population 65 and over4,950
- Share 65 and over25.5 percent
- Working age population, 18 to 6410,581
- Civilian labor force6,668
- Unemployment rate5.3 percent
- Labor force participation, adults 18 and over42.9 percent
- Rank by population among Oklahoma counties42nd of 77
- Rank by population among US county-equivalents1917th
McIntosh County is the 42nd largest of 77 Oklahoma counties by population. A median home costs 3.2 times median household income, which is an affordable ownership market by national standards. Residents 65 and over outnumber those under 18, at 25.5 percent against 19.9 percent, which points demand at health care, services and single storey product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
McIntosh County
Is McIntosh County growing
- Population change since the 2020 census base4.04 percent
- Census 2020 base population18,944
- Births, 2024200
- Deaths, 2024355
- Natural change, 2024-155
- Net domestic migration, 2024180
- Net international migration, 202415
- Total net migration, 2024195
- Cumulative net domestic migration, 2021 to 20241,473
- Rank by growth among US county-equivalents681st
The county has grown 4.04 percent since the 2020 census base. Deaths exceeded births in 2024, so all of the growth came from people moving in. A market held up by migration alone is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
McIntosh County
Where people moving to McIntosh County come from
- Tax returns filed by households arriving673
- People arriving, from those returns1,383
- Adjusted gross income arriving$35.3 m
- Net adjusted gross income movement$0
- Average income of an arriving household$52,481
- Largest single originMcIntosh County Non-migrants (5,858 households)
- Largest single destination (5,858 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| McIntosh County Non-migrants | 5,858 | 12,191 | $299.3 m |
| Other flows - Different State | 201 | 408 | $11.6 m |
| Other flows - Same State | 156 | 334 | $7.7 m |
| Other flows - South | 94 | 178 | $5.5 m |
| Muskogee County | 83 | 173 | $3.4 m |
| Other flows - West | 83 | 175 | $5.0 m |
| Oklahoma County | 60 | 114 | $3.4 m |
| Okmulgee County | 56 | 140 | $2.5 m |
The largest single source of arrivals is McIntosh County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
McIntosh County
What the McIntosh County economy runs on
- County GDP, 2024$511.7 m
- County GDP, 2023$500.5 m
- GDP change, 2023 to 20242.2 percent
- GDP change over five years22.9 percent
- Rank by GDP among Oklahoma counties57th
- Rank by GDP among US county-equivalents2392nd
- GDP per resident$26,374
Output grew 2.2 percent in the latest year and 22.9 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
McIntosh County
Who employs people in McIntosh County
- Covered employment, annual average4,604
- Establishments reporting421
- Average annual pay$36,904
- Average weekly wage$710
- Sector 44-45, employment1,262
- Sector 44-45, average annual pay$35,002
- Sector 62, employment780
- Sector 62, average annual pay$33,935
- Sector 72, employment572
- Sector 72, average annual pay$19,496
- Sector 56, employment160
- Sector 56, average annual pay$57,842
- Sector 52, employment156
- Sector 81, employment116
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 44-45 | 1,262 | 64 | $35,002 |
| Sector 62 | 780 | 50 | $33,935 |
| Sector 72 | 572 | 40 | $19,496 |
| Sector 56 | 160 | 20 | $57,842 |
| Sector 52 | 156 | 29 | $45,880 |
| Sector 81 | 116 | 22 | $31,473 |
| Sector 23 | 88 | 34 | $42,544 |
| Sector 31-33 | 78 | 11 | $42,345 |
The largest sector is the biggest private employer group at 1,262 jobs, 27.4 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
McIntosh County
What businesses operate in McIntosh County
- Establishments, all industries333
- Employment at those establishments3,241
- Annual payroll$119.4 m
- Establishments per 1,000 residents17.2
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
McIntosh County
What is being built in McIntosh County
- Housing units authorised by permit, 202413
- Declared construction value permitted$2.4 m
- Single family units authorised11
- Multifamily units authorised2
- Multifamily share of units15.4 percent
- Average declared value per unit$185,385
- Units authorised per 1,000 households1.7
Multifamily is 15.4 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
McIntosh County
How much SBA lending happens in McIntosh County
- 7(a) approvals recorded11
- 7(a) gross approval dollars$7.2 m
- Average 7(a) approval$650,836
- Median 7(a) approval$252,000
- 10th percentile approval$135,000
- 90th percentile approval$548,000
- Largest single approval$4,576,200
- Jobs reported supported, 7(a)156
- Jobs per approval14.2
- Distinct 7(a) lenders active5
- Distinct industries receiving approvals7
- Median 7(a) term144 months
- Share of loans on real estate terms, 240 months or longer36.4 percent
- Loans on real estate terms4
- Loans on working capital terms, 120 months or shorter5
- Franchise loans1
- Franchise share of approvals9.1 percent
- Leading industry by approval countFull-Service Restaurants (3)
- Most active lenderArvest Bank (6)
- 504 approvals recorded3
- 504 gross approval dollars$1.3 m
- Average 504 approval$433,000
- Median 504 approval$243,000
- Distinct CDCs active1
- 504 jobs per approval5.7
- 504 jobs per million dollars approved13.1
- Most active CDCRural Enterprises of Oklahoma, Inc. (3)
- 7(a) share of SBA approvals78.6 percent
- Combined SBA approval dollars$8.5 m
The average approval of $650,836 sits well above the median of $252,000, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. 36.4 percent of approvals run on real estate terms of 240 months or more, so this is a market where SBA credit is buying buildings, not just funding operations.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
McIntosh County
Do SBA loans in McIntosh County get paid back
- Loans with a final outcome recorded1
- Paid in full1
- Charged off0
- Status: Paid in full1
- Status: Exempt from disclosure9
- Status: Cancelled1
Too few loans have reached a final outcome to publish a charge off rate. only 1 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
McIntosh County
Which parts of McIntosh County get the lending
- Places in the county with recorded lending2
- Eufaula, approvals8
- Checotah, approvals3
| Place | Approvals | Gross approval dollars |
|---|---|---|
| Eufaula | 8 | $2,056,500 |
| Checotah | 3 | $5,102,700 |
Eufaula accounts for 8 approvals against 3 in Checotah. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
McIntosh County
How big is McIntosh County
- Land area618 sq mi
- Rank by land area among Oklahoma counties62nd of 77
- Width, east to west36.1 mi
- Height, north to south27.7 mi
- Geographies sharing a boundary6
- Residents per square mile of land31
- Establishments per square mile0.54
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a McIntosh County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a McIntosh County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population19,400
- Households7,784
- Average household size2.49
- Median household income$46,281
- Median age47.1
Common questions
McIntosh County questions, answered from the record.
How many people live in McIntosh County, Oklahoma?
19,400, in 7,784 households, ranking 42nd of 77 Oklahoma counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is McIntosh County growing?
The population has grown 4.04 percent since the 2020 census base. In 2024 there were 200 births against 355 deaths, with net migration of 195. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in McIntosh County?
$46,281. The median owner-occupied home is valued at $146,200, which is 3.2 times income, and median gross rent is $780 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in McIntosh County?
333 establishments, employing 3,241 people with an annual payroll of $119.4 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in McIntosh County?
Average annual pay is $36,904, or $710 a week, across 4,604 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in McIntosh County?
11 7(a) approvals totalling $7.2 m since FY2020, across 5 lenders, with a median approval of $252,000, plus 3 504 approvals worth $1.3 m. These are approvals recorded in the release, not loans disbursed.
What is being built in McIntosh County?
13 housing units were authorised by permit in 2024, with a declared construction value of $2.4 m. Multifamily was 15.4 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for McIntosh County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to McIntosh County come from?
The largest single origin is McIntosh County Non-migrants, with 5,858 households. Arriving households report an average income of $52,481 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for McIntosh County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for McIntosh County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.