Muskogee County, Oklahoma: commercial real estate data.
Muskogee County, Oklahoma has a population of 66,444 across 810 square miles, up 0.6 percent since the 2020 census base. County output reached $3.72 bn in 2024, 1,334 establishments operate here, and the SBA record carries 53 7(a) approvals worth $43.3 m.
121 sourced county values · tier FULL · 11 sections
Muskogee County
How many people live in Muskogee County
- Population66,444
- Households25,739
- Average household size2.58
- Median household income$53,619
- Median age37.9
- Median gross rent$849 per month
- Median owner-occupied home value$153,200
- Home value to household income2.9 times
- Annual rent as a share of median income19.0 percent
- Adults 25 and over with a bachelor degree or higher18.8 percent
- Adults 25 and over with a graduate degree5.9 percent
- Adults 25 and over44,286
- Population under 1816,195
- Share under 1824.4 percent
- Population 65 and over11,446
- Share 65 and over17.2 percent
- Working age population, 18 to 6438,803
- Civilian labor force27,726
- Unemployment rate5.7 percent
- Labor force participation, adults 18 and over55.2 percent
- Rank by population among Oklahoma counties11th of 77
- Rank by population among US county-equivalents824th
Muskogee County is the 11th largest of 77 Oklahoma counties by population. A median home costs 2.9 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 24.4 percent against 17.2 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Muskogee County
Is Muskogee County growing
- Population change since the 2020 census base0.62 percent
- Census 2020 base population66,343
- Births, 2024821
- Deaths, 2024965
- Natural change, 2024-144
- Net domestic migration, 2024201
- Net international migration, 202439
- Total net migration, 2024240
- Cumulative net domestic migration, 2021 to 20241,313
- Rank by growth among US county-equivalents1614th
The county has grown 0.62 percent since the 2020 census base. Deaths exceeded births in 2024, so all of the growth came from people moving in. A market held up by migration alone is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Muskogee County
Where people moving to Muskogee County come from
- Tax returns filed by households arriving1,578
- People arriving, from those returns3,093
- Adjusted gross income arriving$66.3 m
- Net adjusted gross income movement$0
- Average income of an arriving household$42,000
- Largest single originMuskogee County Non-migrants (20,949 households)
- Largest single destination (20,949 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Muskogee County Non-migrants | 20,949 | 45,009 | $1.23 bn |
| Other flows - Different State | 511 | 1,048 | $24.8 m |
| Other flows - South | 246 | 479 | $11.3 m |
| Tulsa County | 242 | 472 | $10.2 m |
| Other flows - Same State | 225 | 379 | $7.6 m |
| Other flows - West | 173 | 366 | $9.7 m |
| Wagoner County | 156 | 332 | $6.9 m |
| Cherokee County | 132 | 281 | $6.0 m |
The largest single source of arrivals is Muskogee County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Muskogee County
What the Muskogee County economy runs on
- County GDP, 2024$3.72 bn
- County GDP, 2023$3.56 bn
- GDP change, 2023 to 20244.6 percent
- GDP change over five years26.7 percent
- Rank by GDP among Oklahoma counties12th
- Rank by GDP among US county-equivalents860th
- GDP per resident$56,048
Output grew 4.6 percent in the latest year and 26.7 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Muskogee County
Who employs people in Muskogee County
- Covered employment, annual average26,755
- Establishments reporting1,570
- Average annual pay$53,923
- Average weekly wage$1,037
- Sector 62, employment4,321
- Sector 62, average annual pay$51,031
- Sector 31-33, employment3,263
- Sector 31-33, average annual pay$66,059
- Sector 44-45, employment3,245
- Sector 44-45, average annual pay$32,722
- Sector 72, employment2,208
- Sector 72, average annual pay$18,720
- Sector 56, employment1,225
- Sector 23, employment1,093
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 62 | 4,321 | 242 | $51,031 |
| Sector 31-33 | 3,263 | 65 | $66,059 |
| Sector 44-45 | 3,245 | 247 | $32,722 |
| Sector 72 | 2,208 | 135 | $18,720 |
| Sector 56 | 1,225 | 81 | $34,295 |
| Sector 23 | 1,093 | 145 | $59,582 |
| Sector 48-49 | 911 | 45 | $58,140 |
| Sector 42 | 814 | 76 | $60,701 |
The largest sector is the biggest private employer group at 4,321 jobs, 16.2 percent of covered employment. Average pay per job exceeds median household income, which usually means single earner households and a wage base that can carry rent.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Muskogee County
What businesses operate in Muskogee County
- Establishments, all industries1,334
- Employment at those establishments24,190
- Annual payroll$1.28 bn
- Establishments per 1,000 residents20.1
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Muskogee County
What is being built in Muskogee County
- Housing units authorised by permit, 202461
- Declared construction value permitted$14.4 m
- Single family units authorised61
- Multifamily units authorised0
- Multifamily share of units0.0 percent
- Average declared value per unit$235,507
- Units authorised per 1,000 households2.4
Multifamily is 0.0 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Muskogee County
How much SBA lending happens in Muskogee County
- 7(a) approvals recorded53
- 7(a) gross approval dollars$43.3 m
- Average 7(a) approval$816,628
- Median 7(a) approval$350,000
- 10th percentile approval$75,500
- 90th percentile approval$1,895,100
- Largest single approval$5,000,000
- Jobs reported supported, 7(a)616
- Jobs per approval11.6
- Distinct 7(a) lenders active19
- Distinct industries receiving approvals28
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer30.2 percent
- Loans on real estate terms16
- Loans on working capital terms, 120 months or shorter33
- Franchise loans3
- Franchise share of approvals5.7 percent
- Leading industry by approval countOther Heavy and Civil Engineering Construction (9)
- Most active lenderBancFirst (24)
- 504 approvals recorded14
- 504 gross approval dollars$10.2 m
- Average 504 approval$730,071
- Median 504 approval$661,000
- Distinct CDCs active4
- 504 jobs per approval13.3
- 504 jobs per million dollars approved18.2
- Most active CDCRural Enterprises of Oklahoma, Inc. (8)
- 7(a) share of SBA approvals79.1 percent
- Combined SBA approval dollars$53.5 m
The average approval of $816,628 sits well above the median of $350,000, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. 30.2 percent of approvals run on real estate terms of 240 months or more, so this is a market where SBA credit is buying buildings, not just funding operations.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Muskogee County
Do SBA loans in Muskogee County get paid back
- Loans with a final outcome recorded7
- Paid in full7
- Charged off0
- Status: Exempt from disclosure38
- Status: Paid in full7
- Status: Cancelled5
- Status: Committed, not yet disbursed3
Too few loans have reached a final outcome to publish a charge off rate. only 7 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Muskogee County
Which parts of Muskogee County get the lending
- Places in the county with recorded lending6
- MUSKOGEE, approvals38
- FORT GIBSON, approvals10
- Haskell, approvals2
- Stigler, approvals1
- WEBBERS FALLS, approvals1
- Warner, approvals1
| Place | Approvals | Gross approval dollars |
|---|---|---|
| MUSKOGEE | 38 | $32,265,600 |
| FORT GIBSON | 10 | $8,575,200 |
| Haskell | 2 | $1,165,500 |
| Stigler | 1 | $745,000 |
| WEBBERS FALLS | 1 | $180,000 |
| Warner | 1 | $350,000 |
MUSKOGEE accounts for 38 approvals against 10 in FORT GIBSON. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Muskogee County
How big is Muskogee County
- Land area810 sq mi
- Rank by land area among Oklahoma counties37th of 77
- Width, east to west40.3 mi
- Height, north to south41.1 mi
- Geographies sharing a boundary6
- Residents per square mile of land82
- Establishments per square mile1.65
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Muskogee County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Muskogee County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population66,444
- Households25,739
- Average household size2.58
- Median household income$53,619
- Median age37.9
Common questions
Muskogee County questions, answered from the record.
How many people live in Muskogee County, Oklahoma?
66,444, in 25,739 households, ranking 11th of 77 Oklahoma counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Muskogee County growing?
The population has grown 0.62 percent since the 2020 census base. In 2024 there were 821 births against 965 deaths, with net migration of 240. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Muskogee County?
$53,619. The median owner-occupied home is valued at $153,200, which is 2.9 times income, and median gross rent is $849 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Muskogee County?
1,334 establishments, employing 24,190 people with an annual payroll of $1.28 bn. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Muskogee County?
Average annual pay is $53,923, or $1,037 a week, across 26,755 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Muskogee County?
53 7(a) approvals totalling $43.3 m since FY2020, across 19 lenders, with a median approval of $350,000, plus 14 504 approvals worth $10.2 m. These are approvals recorded in the release, not loans disbursed.
What is being built in Muskogee County?
61 housing units were authorised by permit in 2024, with a declared construction value of $14.4 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Muskogee County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Muskogee County come from?
The largest single origin is Muskogee County Non-migrants, with 20,949 households. Arriving households report an average income of $42,000 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Muskogee County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Muskogee County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.