Nowata County, Oklahoma: commercial real estate data.
Nowata County, Oklahoma has a population of 9,435 across 566 square miles, up 2.5 percent since the 2020 census base. County output reached $253.2 m in 2024, 153 establishments operate here, and the SBA record carries 6 7(a) approvals worth $735,500.
108 sourced county values · tier FULL · 11 sections
Nowata County
How many people live in Nowata County
- Population9,435
- Households3,686
- Average household size2.56
- Median household income$54,333
- Median age41.3
- Median gross rent$811 per month
- Median owner-occupied home value$137,800
- Home value to household income2.5 times
- Annual rent as a share of median income17.9 percent
- Adults 25 and over with a bachelor degree or higher16.8 percent
- Adults 25 and over with a graduate degree4.7 percent
- Adults 25 and over6,539
- Population under 182,171
- Share under 1823.0 percent
- Population 65 and over1,881
- Share 65 and over19.9 percent
- Working age population, 18 to 645,383
- Civilian labor force4,028
- Unemployment rate4.5 percent
- Labor force participation, adults 18 and over55.5 percent
- Rank by population among Oklahoma counties59th of 77
- Rank by population among US county-equivalents2534th
Nowata County is the 59th largest of 77 Oklahoma counties by population. A median home costs 2.5 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 23.0 percent against 19.9 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Nowata County
Is Nowata County growing
- Population change since the 2020 census base2.54 percent
- Census 2020 base population9,324
- Births, 2024117
- Deaths, 2024166
- Natural change, 2024-49
- Net domestic migration, 2024123
- Net international migration, 20247
- Total net migration, 2024130
- Cumulative net domestic migration, 2021 to 2024375
- Rank by growth among US county-equivalents999th
The county has grown 2.54 percent since the 2020 census base. Deaths exceeded births in 2024, so all of the growth came from people moving in. A market held up by migration alone is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Nowata County
Where people moving to Nowata County come from
- Tax returns filed by households arriving255
- People arriving, from those returns530
- Adjusted gross income arriving$10.3 m
- Net adjusted gross income movement$0
- Average income of an arriving household$40,318
- Largest single originNowata County Non-migrants (3,167 households)
- Largest single destination (3,167 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Nowata County Non-migrants | 3,167 | 6,888 | $163.6 m |
| Washington County | 68 | 158 | $2.5 m |
| Other flows - Different State | 56 | 105 | $2.3 m |
| Other flows - Same State | 51 | 105 | $2.0 m |
| Other flows - Midwest | 33 | 65 | $1.8 m |
| Tulsa County | 31 | 57 | $1.6 m |
| Montgomery County | 26 | 54 | $864,000 |
| Rogers County | 23 | 51 | $1.1 m |
The largest single source of arrivals is Nowata County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Nowata County
What the Nowata County economy runs on
- County GDP, 2024$253.2 m
- County GDP, 2023$261.2 m
- GDP change, 2023 to 2024-3.1 percent
- GDP change over five years31.6 percent
- Rank by GDP among Oklahoma counties72nd
- Rank by GDP among US county-equivalents2800th
- GDP per resident$26,835
Output grew -3.1 percent in the latest year and 31.6 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Nowata County
Who employs people in Nowata County
- Covered employment, annual average1,696
- Establishments reporting205
- Average annual pay$45,323
- Average weekly wage$872
- Sector 31-33, employment214
- Sector 31-33, average annual pay$59,570
- Sector 44-45, employment196
- Sector 44-45, average annual pay$28,088
- Sector 52, employment52
- Sector 52, average annual pay$63,334
- Sector 23, employment51
- Sector 23, average annual pay$43,713
- Sector 42, employment50
- Sector 21, employment31
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 31-33 | 214 | 7 | $59,570 |
| Sector 44-45 | 196 | 25 | $28,088 |
| Sector 52 | 52 | 9 | $63,334 |
| Sector 23 | 51 | 18 | $43,713 |
| Sector 42 | 50 | 12 | $42,542 |
| Sector 21 | 31 | 9 | $90,996 |
| Sector 54 | 28 | 17 | $53,115 |
| Sector 11 | 19 | 7 | $59,021 |
The largest sector is the biggest private employer group at 214 jobs, 12.6 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Nowata County
What businesses operate in Nowata County
- Establishments, all industries153
- Employment at those establishments1,582
- Annual payroll$68.0 m
- Establishments per 1,000 residents16.2
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Nowata County
What is being built in Nowata County
- Housing units authorised by permit, 202426
- Declared construction value permitted$4.8 m
- Single family units authorised26
- Multifamily units authorised0
- Multifamily share of units0.0 percent
- Average declared value per unit$182,814
- Units authorised per 1,000 households7.1
Multifamily is 0.0 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Nowata County
How much SBA lending happens in Nowata County
- 7(a) approvals recorded6
- 7(a) gross approval dollars$735,500
- Average 7(a) approval$122,583
- Median 7(a) approval$100,300
- 10th percentile approval$50,200
- 90th percentile approval$300,000
- Largest single approval$300,000
- Jobs reported supported, 7(a)24
- Jobs per approval4.0
- Distinct 7(a) lenders active3
- Distinct industries receiving approvals6
- Median 7(a) term84 months
- Share of loans on real estate terms, 240 months or longer0.0 percent
- Loans on real estate terms0
- Loans on working capital terms, 120 months or shorter5
- Franchise loans1
- Franchise share of approvals16.7 percent
- Leading industry by approval countAll Other Specialty Trade Contractors (1)
- Most active lenderRegent Bank (3)
The average approval of $122,583 sits close to the median of $100,300, so lending here is fairly evenly sized rather than driven by a few large deals. Only 0.0 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Nowata County
Do SBA loans in Nowata County get paid back
- Loans with a final outcome recorded1
- Paid in full1
- Charged off0
- Status: Exempt from disclosure3
- Status: Cancelled2
- Status: Paid in full1
Too few loans have reached a final outcome to publish a charge off rate. only 1 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Nowata County
Which parts of Nowata County get the lending
- Places in the county with recorded lending4
- NOWATA, approvals3
- LENAPAH, approvals1
- S Coffeyville, approvals1
- DELAWARE, approvals1
| Place | Approvals | Gross approval dollars |
|---|---|---|
| NOWATA | 3 | $285,000 |
| LENAPAH | 1 | $300,000 |
| S Coffeyville | 1 | $50,200 |
| DELAWARE | 1 | $100,300 |
NOWATA accounts for 3 approvals against 1 in LENAPAH. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Nowata County
How big is Nowata County
- Land area566 sq mi
- Rank by land area among Oklahoma counties68th of 77
- Width, east to west22.2 mi
- Height, north to south27.8 mi
- Geographies sharing a boundary3
- Residents per square mile of land17
- Establishments per square mile0.27
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No 504 approvals recorded in this county in the FOIA release covering FY2010 onward.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Nowata County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Nowata County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population9,435
- Households3,686
- Average household size2.56
- Median household income$54,333
- Median age41.3
Common questions
Nowata County questions, answered from the record.
How many people live in Nowata County, Oklahoma?
9,435, in 3,686 households, ranking 59th of 77 Oklahoma counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Nowata County growing?
The population has grown 2.54 percent since the 2020 census base. In 2024 there were 117 births against 166 deaths, with net migration of 130. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Nowata County?
$54,333. The median owner-occupied home is valued at $137,800, which is 2.5 times income, and median gross rent is $811 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Nowata County?
153 establishments, employing 1,582 people with an annual payroll of $68.0 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Nowata County?
Average annual pay is $45,323, or $872 a week, across 1,696 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Nowata County?
6 7(a) approvals totalling $735,500 since FY2020, across 3 lenders, with a median approval of $100,300. These are approvals recorded in the release, not loans disbursed.
What is being built in Nowata County?
26 housing units were authorised by permit in 2024, with a declared construction value of $4.8 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Nowata County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Nowata County come from?
The largest single origin is Nowata County Non-migrants, with 3,167 households. Arriving households report an average income of $40,318 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Nowata County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Nowata County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.