Oklahoma County, Oklahoma: commercial real estate data.
Oklahoma County, Oklahoma has a population of 806,199 across 709 square miles, up 2.5 percent since the 2020 census base. County output reached $73.74 bn in 2024, 24,877 establishments operate here, and the SBA record carries 936 7(a) approvals worth $515.1 m.
123 sourced county values · tier FULL · 11 sections
Oklahoma County
How many people live in Oklahoma County
- Population806,199
- Households328,101
- Average household size2.46
- Median household income$66,679
- Median age35.2
- Median gross rent$1,116 per month
- Median owner-occupied home value$222,900
- Home value to household income3.3 times
- Annual rent as a share of median income20.1 percent
- Adults 25 and over with a bachelor degree or higher35.9 percent
- Adults 25 and over with a graduate degree13.2 percent
- Adults 25 and over526,085
- Population under 18204,314
- Share under 1825.3 percent
- Population 65 and over116,513
- Share 65 and over14.5 percent
- Working age population, 18 to 64485,372
- Civilian labor force404,101
- Unemployment rate4.8 percent
- Labor force participation, adults 18 and over67.1 percent
- Rank by population among Oklahoma counties1st of 77
- Rank by population among US county-equivalents79th
Oklahoma County is the 1st largest of 77 Oklahoma counties by population. A median home costs 3.3 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 25.3 percent against 14.5 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Oklahoma County
Is Oklahoma County growing
- Population change since the 2020 census base2.50 percent
- Census 2020 base population796,563
- Births, 202410,735
- Deaths, 20247,624
- Natural change, 20243,111
- Net domestic migration, 2024-1,686
- Net international migration, 20243,972
- Total net migration, 20242,286
- Cumulative net domestic migration, 2021 to 2024-2,915
- Rank by growth among US county-equivalents1007th
The county has grown 2.50 percent since the 2020 census base.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Oklahoma County
Where people moving to Oklahoma County come from
- Tax returns filed by households arriving20,576
- People arriving, from those returns36,958
- Adjusted gross income arriving$1.26 bn
- Net adjusted gross income movement$0
- Average income of an arriving household$61,268
- Largest single originOklahoma County Non-migrants (275,222 households)
- Largest single destination (275,222 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Oklahoma County Non-migrants | 275,222 | 559,632 | $24.42 bn |
| Other flows - Different State | 4,434 | 8,175 | $271.9 m |
| Cleveland County | 3,497 | 6,068 | $173.5 m |
| Canadian County | 1,986 | 3,595 | $102.9 m |
| Other flows - South | 1,982 | 3,676 | $116.0 m |
| Other flows - Midwest | 1,136 | 2,055 | $68.4 m |
| Other flows - West | 869 | 1,666 | $53.7 m |
| Tulsa County | 687 | 1,118 | $52.3 m |
The largest single source of arrivals is Oklahoma County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Oklahoma County
What the Oklahoma County economy runs on
- County GDP, 2024$73.74 bn
- County GDP, 2023$70.47 bn
- GDP change, 2023 to 20244.6 percent
- GDP change over five years29.0 percent
- Rank by GDP among Oklahoma counties1st
- Rank by GDP among US county-equivalents75th
- GDP per resident$91,461
Output grew 4.6 percent in the latest year and 29.0 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Oklahoma County
Who employs people in Oklahoma County
- Covered employment, annual average495,002
- Establishments reporting33,295
- Average annual pay$65,904
- Average weekly wage$1,267
- Sector 62, employment76,371
- Sector 62, average annual pay$69,914
- Sector 44-45, employment48,683
- Sector 44-45, average annual pay$41,109
- Sector 72, employment47,030
- Sector 72, average annual pay$24,049
- Sector 56, employment34,713
- Sector 56, average annual pay$52,608
- Sector 54, employment33,551
- Sector 31-33, employment24,954
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 62 | 76,371 | 4,022 | $69,914 |
| Sector 44-45 | 48,683 | 3,193 | $41,109 |
| Sector 72 | 47,030 | 2,347 | $24,049 |
| Sector 56 | 34,713 | 2,608 | $52,608 |
| Sector 54 | 33,551 | 5,546 | $86,528 |
| Sector 31-33 | 24,954 | 878 | $76,111 |
| Sector 23 | 23,181 | 2,658 | $70,436 |
| Sector 48-49 | 22,725 | 805 | $54,612 |
The largest sector is the biggest private employer group at 76,371 jobs, 15.4 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Oklahoma County
What businesses operate in Oklahoma County
- Establishments, all industries24,877
- Employment at those establishments407,951
- Annual payroll$24.11 bn
- Establishments per 1,000 residents30.9
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Oklahoma County
What is being built in Oklahoma County
- Housing units authorised by permit, 20246,164
- Declared construction value permitted$1.57 bn
- Single family units authorised4,531
- Multifamily units authorised1,633
- Multifamily share of units26.5 percent
- Average declared value per unit$254,845
- Units authorised per 1,000 households18.8
Multifamily is 26.5 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Oklahoma County
How much SBA lending happens in Oklahoma County
- 7(a) approvals recorded936
- 7(a) gross approval dollars$515.1 m
- Average 7(a) approval$550,354
- Median 7(a) approval$250,000
- 10th percentile approval$50,000
- 90th percentile approval$1,429,100
- Largest single approval$5,000,000
- Jobs reported supported, 7(a)13,355
- Jobs per approval14.3
- Distinct 7(a) lenders active125
- Distinct industries receiving approvals257
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer14.7 percent
- Loans on real estate terms138
- Loans on working capital terms, 120 months or shorter734
- Franchise loans139
- Franchise share of approvals14.9 percent
- Leading industry by approval countLimited-Service Restaurants (43)
- Most active lenderBancFirst (286)
- 504 approvals recorded186
- 504 gross approval dollars$149.3 m
- Average 504 approval$802,823
- Median 504 approval$510,000
- Distinct CDCs active5
- 504 jobs per approval10.8
- 504 jobs per million dollars approved13.4
- Most active CDCRural Enterprises of Oklahoma, Inc. (93)
- 7(a) share of SBA approvals83.4 percent
- Combined SBA approval dollars$664.5 m
The average approval of $550,354 sits well above the median of $250,000, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. Only 14.7 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Oklahoma County
Do SBA loans in Oklahoma County get paid back
- Loans with a final outcome recorded212
- Paid in full197
- Charged off15
- Charge off rate on resolved loans7.1 percent
- Status: Exempt from disclosure577
- Status: Paid in full197
- Status: Charged off15
- Status: Cancelled104
- Status: Committed, not yet disbursed43
| NAICS | Industry | Resolved loans | Charged off | Charge off rate |
|---|---|---|---|---|
| 722513 | Limited-Service Restaurants | 13 | 1 | 7.7% |
Of the 212 loans that have reached a final outcome, 7.1 percent were charged off. This is computed only over resolved loans, because a loan still running has not yet succeeded or failed and counting it either way would be wrong. Among industries with at least ten resolved loans, Limited-Service Restaurants carries the highest charge off rate at 7.7 percent.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Oklahoma County
Which parts of Oklahoma County get the lending
- Places in the county with recorded lending15
- OKLAHOMA CITY, approvals584
- EDMOND, approvals252
- BETHANY, approvals21
- CHOCTAW, approvals16
- Jones, approvals11
- Midwest City, approvals10
| Place | Approvals | Gross approval dollars |
|---|---|---|
| OKLAHOMA CITY | 584 | $360,549,400 |
| EDMOND | 252 | $115,843,200 |
| BETHANY | 21 | $11,725,300 |
| CHOCTAW | 16 | $3,450,600 |
| Jones | 11 | $2,887,700 |
| Midwest City | 10 | $5,485,000 |
| Warr Acres | 9 | $4,321,300 |
| Harrah | 8 | $2,752,600 |
OKLAHOMA CITY accounts for 584 approvals against 252 in EDMOND. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Oklahoma County
How big is Oklahoma County
- Land area709 sq mi
- Rank by land area among Oklahoma counties51st of 77
- Width, east to west30 mi
- Height, north to south24.1 mi
- Geographies sharing a boundary5
- Residents per square mile of land1,137
- Establishments per square mile35.09
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Oklahoma County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Oklahoma County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population806,199
- Households328,101
- Average household size2.46
- Median household income$66,679
- Median age35.2
Common questions
Oklahoma County questions, answered from the record.
How many people live in Oklahoma County, Oklahoma?
806,199, in 328,101 households, ranking 1st of 77 Oklahoma counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Oklahoma County growing?
The population has grown 2.50 percent since the 2020 census base. In 2024 there were 10,735 births against 7,624 deaths, with net migration of 2,286. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Oklahoma County?
$66,679. The median owner-occupied home is valued at $222,900, which is 3.3 times income, and median gross rent is $1,116 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Oklahoma County?
24,877 establishments, employing 407,951 people with an annual payroll of $24.11 bn. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Oklahoma County?
Average annual pay is $65,904, or $1,267 a week, across 495,002 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Oklahoma County?
936 7(a) approvals totalling $515.1 m since FY2020, across 125 lenders, with a median approval of $250,000, plus 186 504 approvals worth $149.3 m. These are approvals recorded in the release, not loans disbursed.
Do SBA loans in Oklahoma County get paid back?
Of the 212 loans that have reached a final outcome, 197 were paid in full and 15 charged off, a charge off rate of 7.1 percent. Loans still running are excluded, because they have not yet succeeded or failed.
What is being built in Oklahoma County?
6,164 housing units were authorised by permit in 2024, with a declared construction value of $1.57 bn. Multifamily was 26.5 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Oklahoma County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Oklahoma County come from?
The largest single origin is Oklahoma County Non-migrants, with 275,222 households. Arriving households report an average income of $61,268 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Oklahoma County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Oklahoma County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.