HomeOklahomaPottawatomie County
Pottawatomie County, Oklahoma: commercial real estate data.
Pottawatomie County, Oklahoma has a population of 73,463 across 788 square miles, up 2.8 percent since the 2020 census base. County output reached $2.82 bn in 2024, 1,253 establishments operate here, and the SBA record carries 38 7(a) approvals worth $25.4 m.
121 sourced county values · tier FULL · 11 sections
Pottawatomie County
How many people live in Pottawatomie County
- Population73,463
- Households26,927
- Average household size2.73
- Median household income$61,398
- Median age37.9
- Median gross rent$894 per month
- Median owner-occupied home value$165,400
- Home value to household income2.7 times
- Annual rent as a share of median income17.5 percent
- Adults 25 and over with a bachelor degree or higher20.4 percent
- Adults 25 and over with a graduate degree6.6 percent
- Adults 25 and over49,160
- Population under 1816,979
- Share under 1823.1 percent
- Population 65 and over12,239
- Share 65 and over16.7 percent
- Working age population, 18 to 6444,245
- Civilian labor force31,877
- Unemployment rate5.3 percent
- Labor force participation, adults 18 and over56.4 percent
- Rank by population among Oklahoma counties9th of 77
- Rank by population among US county-equivalents764th
Pottawatomie County is the 9th largest of 77 Oklahoma counties by population. A median home costs 2.7 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 23.1 percent against 16.7 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Pottawatomie County
Is Pottawatomie County growing
- Population change since the 2020 census base2.76 percent
- Census 2020 base population72,450
- Births, 2024799
- Deaths, 20241,026
- Natural change, 2024-227
- Net domestic migration, 2024753
- Net international migration, 202458
- Total net migration, 2024811
- Cumulative net domestic migration, 2021 to 20242,683
- Rank by growth among US county-equivalents935th
The county has grown 2.76 percent since the 2020 census base. Deaths exceeded births in 2024, so all of the growth came from people moving in. A market held up by migration alone is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Pottawatomie County
Where people moving to Pottawatomie County come from
- Tax returns filed by households arriving1,940
- People arriving, from those returns3,939
- Adjusted gross income arriving$92.6 m
- Net adjusted gross income movement$0
- Average income of an arriving household$47,752
- Largest single originPottawatomie County Non-migrants (23,485 households)
- Largest single destination (23,485 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Pottawatomie County Non-migrants | 23,485 | 50,362 | $1.43 bn |
| Other flows - Different State | 584 | 1,175 | $29.9 m |
| Oklahoma County | 452 | 888 | $22.7 m |
| Other flows - Same State | 262 | 541 | $10.4 m |
| Other flows - South | 257 | 509 | $11.3 m |
| Cleveland County | 230 | 480 | $11.5 m |
| Other flows - West | 216 | 444 | $11.8 m |
| Lincoln County | 135 | 305 | $6.3 m |
The largest single source of arrivals is Pottawatomie County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Pottawatomie County
What the Pottawatomie County economy runs on
- County GDP, 2024$2.82 bn
- County GDP, 2023$2.72 bn
- GDP change, 2023 to 20243.6 percent
- GDP change over five years22.1 percent
- Rank by GDP among Oklahoma counties16th
- Rank by GDP among US county-equivalents1021st
- GDP per resident$38,409
Output grew 3.6 percent in the latest year and 22.1 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Pottawatomie County
Who employs people in Pottawatomie County
- Covered employment, annual average22,901
- Establishments reporting1,472
- Average annual pay$46,693
- Average weekly wage$898
- Sector 62, employment3,382
- Sector 62, average annual pay$57,029
- Sector 72, employment2,746
- Sector 72, average annual pay$19,449
- Sector 44-45, employment2,649
- Sector 44-45, average annual pay$34,812
- Sector 31-33, employment2,085
- Sector 31-33, average annual pay$62,856
- Sector 23, employment668
- Sector 52, employment624
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 62 | 3,382 | 184 | $57,029 |
| Sector 72 | 2,746 | 128 | $19,449 |
| Sector 44-45 | 2,649 | 218 | $34,812 |
| Sector 31-33 | 2,085 | 56 | $62,856 |
| Sector 23 | 668 | 138 | $52,429 |
| Sector 52 | 624 | 100 | $57,944 |
| Sector 42 | 544 | 61 | $63,186 |
| Sector 81 | 461 | 88 | $38,891 |
The largest sector is the biggest private employer group at 3,382 jobs, 14.8 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Pottawatomie County
What businesses operate in Pottawatomie County
- Establishments, all industries1,253
- Employment at those establishments16,706
- Annual payroll$728.8 m
- Establishments per 1,000 residents17.1
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Pottawatomie County
What is being built in Pottawatomie County
- Housing units authorised by permit, 2024179
- Declared construction value permitted$28.8 m
- Single family units authorised125
- Multifamily units authorised54
- Multifamily share of units30.2 percent
- Average declared value per unit$160,931
- Units authorised per 1,000 households6.6
Multifamily is 30.2 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Pottawatomie County
How much SBA lending happens in Pottawatomie County
- 7(a) approvals recorded38
- 7(a) gross approval dollars$25.4 m
- Average 7(a) approval$667,368
- Median 7(a) approval$220,000
- 10th percentile approval$40,000
- 90th percentile approval$2,155,000
- Largest single approval$4,350,000
- Jobs reported supported, 7(a)279
- Jobs per approval7.3
- Distinct 7(a) lenders active14
- Distinct industries receiving approvals30
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer23.7 percent
- Loans on real estate terms9
- Loans on working capital terms, 120 months or shorter25
- Franchise loans4
- Franchise share of approvals10.5 percent
- Leading industry by approval countHotels (except Casino Hotels) and Motels (3)
- Most active lenderBancFirst (18)
- 504 approvals recorded7
- 504 gross approval dollars$3.8 m
- Average 504 approval$544,286
- Median 504 approval$320,000
- Distinct CDCs active2
- 504 jobs per approval6.4
- 504 jobs per million dollars approved11.8
- Most active CDCRural Enterprises of Oklahoma, Inc. (5)
- 7(a) share of SBA approvals84.4 percent
- Combined SBA approval dollars$29.2 m
The average approval of $667,368 sits well above the median of $220,000, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. Only 23.7 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Pottawatomie County
Do SBA loans in Pottawatomie County get paid back
- Loans with a final outcome recorded9
- Paid in full9
- Charged off0
- Status: Paid in full9
- Status: Cancelled4
- Status: Exempt from disclosure23
- Status: Committed, not yet disbursed2
Too few loans have reached a final outcome to publish a charge off rate. only 9 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Pottawatomie County
Which parts of Pottawatomie County get the lending
- Places in the county with recorded lending7
- SHAWNEE, approvals20
- MCLOUD, approvals8
- MACOMB, approvals3
- Tecumseh, approvals2
- EARLSBORO, approvals2
- ASHER, approvals2
| Place | Approvals | Gross approval dollars |
|---|---|---|
| SHAWNEE | 20 | $20,663,200 |
| MCLOUD | 8 | $610,400 |
| MACOMB | 3 | $2,117,400 |
| Tecumseh | 2 | $619,000 |
| EARLSBORO | 2 | $990,000 |
| ASHER | 2 | $295,000 |
| Maud | 1 | $65,000 |
SHAWNEE accounts for 20 approvals against 8 in MCLOUD. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Pottawatomie County
How big is Pottawatomie County
- Land area788 sq mi
- Rank by land area among Oklahoma counties41st of 77
- Width, east to west29.3 mi
- Height, north to south38.9 mi
- Geographies sharing a boundary7
- Residents per square mile of land93
- Establishments per square mile1.59
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Pottawatomie County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Pottawatomie County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population73,463
- Households26,927
- Average household size2.73
- Median household income$61,398
- Median age37.9
Common questions
Pottawatomie County questions, answered from the record.
How many people live in Pottawatomie County, Oklahoma?
73,463, in 26,927 households, ranking 9th of 77 Oklahoma counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Pottawatomie County growing?
The population has grown 2.76 percent since the 2020 census base. In 2024 there were 799 births against 1,026 deaths, with net migration of 811. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Pottawatomie County?
$61,398. The median owner-occupied home is valued at $165,400, which is 2.7 times income, and median gross rent is $894 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Pottawatomie County?
1,253 establishments, employing 16,706 people with an annual payroll of $728.8 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Pottawatomie County?
Average annual pay is $46,693, or $898 a week, across 22,901 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Pottawatomie County?
38 7(a) approvals totalling $25.4 m since FY2020, across 14 lenders, with a median approval of $220,000, plus 7 504 approvals worth $3.8 m. These are approvals recorded in the release, not loans disbursed.
What is being built in Pottawatomie County?
179 housing units were authorised by permit in 2024, with a declared construction value of $28.8 m. Multifamily was 30.2 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Pottawatomie County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Pottawatomie County come from?
The largest single origin is Pottawatomie County Non-migrants, with 23,485 households. Arriving households report an average income of $47,752 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Pottawatomie County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Pottawatomie County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.