Seminole County, Oklahoma: commercial real estate data.
Seminole County, Oklahoma has a population of 23,494 across 633 square miles, down 0.9 percent since the 2020 census base. County output reached $978.2 m in 2024, 425 establishments operate here, and the SBA record carries 15 7(a) approvals worth $9.1 m.
117 sourced county values · tier FULL · 11 sections
Seminole County
How many people live in Seminole County
- Population23,494
- Households8,782
- Average household size2.68
- Median household income$48,062
- Median age39.2
- Median gross rent$752 per month
- Median owner-occupied home value$99,500
- Home value to household income2.1 times
- Annual rent as a share of median income18.8 percent
- Adults 25 and over with a bachelor degree or higher15.9 percent
- Adults 25 and over with a graduate degree4.9 percent
- Adults 25 and over15,636
- Population under 185,714
- Share under 1824.3 percent
- Population 65 and over4,325
- Share 65 and over18.4 percent
- Working age population, 18 to 6413,455
- Civilian labor force9,383
- Unemployment rate6.3 percent
- Labor force participation, adults 18 and over52.8 percent
- Rank by population among Oklahoma counties37th of 77
- Rank by population among US county-equivalents1710th
Seminole County is the 37th largest of 77 Oklahoma counties by population. A median home costs 2.1 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 24.3 percent against 18.4 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Seminole County
Is Seminole County growing
- Population change since the 2020 census base-0.87 percent
- Census 2020 base population23,555
- Births, 2024276
- Deaths, 2024393
- Natural change, 2024-117
- Net domestic migration, 2024-137
- Net international migration, 202421
- Total net migration, 2024-116
- Cumulative net domestic migration, 2021 to 2024293
- Rank by growth among US county-equivalents2149th
The county has lost 0.87 percent of its population since the 2020 census base.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Seminole County
Where people moving to Seminole County come from
- Tax returns filed by households arriving599
- People arriving, from those returns1,217
- Adjusted gross income arriving$21.8 m
- Net adjusted gross income movement$0
- Average income of an arriving household$36,316
- Largest single originSeminole County Non-migrants (7,159 households)
- Largest single destination (7,159 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Seminole County Non-migrants | 7,159 | 15,802 | $364.9 m |
| Other flows - Different State | 161 | 306 | $6.1 m |
| Other flows - Same State | 156 | 326 | $5.9 m |
| Pottawatomie County | 113 | 239 | $4.0 m |
| Other flows - South | 67 | 130 | $2.4 m |
| Other flows - West | 62 | 109 | $2.3 m |
| Hughes County | 58 | 117 | $2.1 m |
| Oklahoma County | 46 | 97 | $1.9 m |
The largest single source of arrivals is Seminole County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Seminole County
What the Seminole County economy runs on
- County GDP, 2024$978.2 m
- County GDP, 2023$1.01 bn
- GDP change, 2023 to 2024-2.7 percent
- GDP change over five years27.4 percent
- Rank by GDP among Oklahoma counties43rd
- Rank by GDP among US county-equivalents1865th
- GDP per resident$41,638
Output grew -2.7 percent in the latest year and 27.4 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Seminole County
Who employs people in Seminole County
- Covered employment, annual average7,215
- Establishments reporting504
- Average annual pay$46,968
- Average weekly wage$903
- Sector 31-33, employment1,007
- Sector 31-33, average annual pay$58,320
- Sector 44-45, employment754
- Sector 44-45, average annual pay$36,540
- Sector 72, employment571
- Sector 72, average annual pay$17,184
- Sector 48-49, employment394
- Sector 48-49, average annual pay$54,466
- Sector 21, employment280
- Sector 23, employment214
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 31-33 | 1,007 | 22 | $58,320 |
| Sector 44-45 | 754 | 61 | $36,540 |
| Sector 72 | 571 | 25 | $17,184 |
| Sector 48-49 | 394 | 13 | $54,466 |
| Sector 21 | 280 | 34 | $72,516 |
| Sector 23 | 214 | 42 | $55,784 |
| Sector 52 | 181 | 33 | $54,003 |
| Sector 56 | 180 | 24 | $34,548 |
The largest sector is the biggest private employer group at 1,007 jobs, 14.0 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Seminole County
What businesses operate in Seminole County
- Establishments, all industries425
- Employment at those establishments5,762
- Annual payroll$257.4 m
- Establishments per 1,000 residents18.1
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Seminole County
What is being built in Seminole County
- Housing units authorised by permit, 202492
- Declared construction value permitted$13.1 m
- Single family units authorised39
- Multifamily units authorised53
- Multifamily share of units57.6 percent
- Average declared value per unit$142,827
- Units authorised per 1,000 households10.5
Multifamily is 57.6 percent of units authorised, so the pipeline is being built for renters rather than buyers.
US Census Bureau, Building Permits Survey, 2024 annual.
Seminole County
How much SBA lending happens in Seminole County
- 7(a) approvals recorded15
- 7(a) gross approval dollars$9.1 m
- Average 7(a) approval$609,847
- Median 7(a) approval$136,000
- 10th percentile approval$25,000
- 90th percentile approval$1,971,000
- Largest single approval$2,001,900
- Jobs reported supported, 7(a)151
- Jobs per approval10.1
- Distinct 7(a) lenders active6
- Distinct industries receiving approvals12
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer33.3 percent
- Loans on real estate terms5
- Loans on working capital terms, 120 months or shorter9
- Franchise loans2
- Franchise share of approvals13.3 percent
- Leading industry by approval countGasoline Stations with Convenience Stores (2)
- Most active lenderBancFirst (8)
- 504 approvals recorded1
- 504 gross approval dollars$511,000
- Average 504 approval$511,000
- Median 504 approval$511,000
- Distinct CDCs active1
- 504 jobs per approval8.0
- 504 jobs per million dollars approved15.7
- Most active CDCRural Enterprises of Oklahoma, Inc. (1)
- 7(a) share of SBA approvals93.8 percent
- Combined SBA approval dollars$9.7 m
The average approval of $609,847 sits well above the median of $136,000, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. 33.3 percent of approvals run on real estate terms of 240 months or more, so this is a market where SBA credit is buying buildings, not just funding operations.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Seminole County
Do SBA loans in Seminole County get paid back
- Loans with a final outcome recorded1
- Paid in full1
- Charged off0
- Status: Paid in full1
- Status: Exempt from disclosure10
- Status: Cancelled3
- Status: Committed, not yet disbursed1
Too few loans have reached a final outcome to publish a charge off rate. only 1 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Seminole County
Which parts of Seminole County get the lending
- Places in the county with recorded lending2
- SEMINOLE, approvals11
- WEWOKA, approvals4
| Place | Approvals | Gross approval dollars |
|---|---|---|
| SEMINOLE | 11 | $7,152,700 |
| WEWOKA | 4 | $1,995,000 |
SEMINOLE accounts for 11 approvals against 4 in WEWOKA. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Seminole County
How big is Seminole County
- Land area633 sq mi
- Rank by land area among Oklahoma counties59th of 77
- Width, east to west19 mi
- Height, north to south42.2 mi
- Geographies sharing a boundary4
- Residents per square mile of land37
- Establishments per square mile0.67
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Seminole County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Seminole County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population23,494
- Households8,782
- Average household size2.68
- Median household income$48,062
- Median age39.2
Common questions
Seminole County questions, answered from the record.
How many people live in Seminole County, Oklahoma?
23,494, in 8,782 households, ranking 37th of 77 Oklahoma counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Seminole County growing?
The population has fallen 0.87 percent since the 2020 census base. In 2024 there were 276 births against 393 deaths, with net migration of -116. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Seminole County?
$48,062. The median owner-occupied home is valued at $99,500, which is 2.1 times income, and median gross rent is $752 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Seminole County?
425 establishments, employing 5,762 people with an annual payroll of $257.4 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Seminole County?
Average annual pay is $46,968, or $903 a week, across 7,215 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Seminole County?
15 7(a) approvals totalling $9.1 m since FY2020, across 6 lenders, with a median approval of $136,000, plus 1 504 approvals worth $511,000. These are approvals recorded in the release, not loans disbursed.
What is being built in Seminole County?
92 housing units were authorised by permit in 2024, with a declared construction value of $13.1 m. Multifamily was 57.6 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Seminole County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Seminole County come from?
The largest single origin is Seminole County Non-migrants, with 7,159 households. Arriving households report an average income of $36,316 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Seminole County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Seminole County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.