Texas County, Oklahoma: commercial real estate data.
Texas County, Oklahoma has a population of 20,774 across 2,041 square miles, down 3.8 percent since the 2020 census base. County output reached $2.64 bn in 2024, 474 establishments operate here, and the SBA record carries 4 7(a) approvals worth $4.0 m.
111 sourced county values · tier FULL · 10 sections
Texas County
How many people live in Texas County
- Population20,774
- Households6,824
- Average household size3.04
- Median household income$60,069
- Median age33.0
- Median gross rent$873 per month
- Median owner-occupied home value$163,500
- Home value to household income2.7 times
- Annual rent as a share of median income17.4 percent
- Adults 25 and over with a bachelor degree or higher22.1 percent
- Adults 25 and over with a graduate degree7.7 percent
- Adults 25 and over12,592
- Population under 185,983
- Share under 1828.8 percent
- Population 65 and over2,533
- Share 65 and over12.2 percent
- Working age population, 18 to 6412,258
- Civilian labor force9,780
- Unemployment rate3.4 percent
- Labor force participation, adults 18 and over66.1 percent
- Rank by population among Oklahoma counties39th of 77
- Rank by population among US county-equivalents1837th
Texas County is the 39th largest of 77 Oklahoma counties by population. A median home costs 2.7 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 28.8 percent against 12.2 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Texas County
Is Texas County growing
- Population change since the 2020 census base-3.77 percent
- Census 2020 base population21,383
- Births, 2024364
- Deaths, 2024164
- Natural change, 2024200
- Net domestic migration, 2024-394
- Net international migration, 2024256
- Total net migration, 2024-138
- Cumulative net domestic migration, 2021 to 2024-2,164
- Rank by growth among US county-equivalents2866th
The county has lost 3.77 percent of its population since the 2020 census base. Births exceeded deaths in 2024 but more people left than arrived, so the population is being sustained internally rather than attracting.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Texas County
Where people moving to Texas County come from
- Tax returns filed by households arriving378
- People arriving, from those returns781
- Adjusted gross income arriving$15.8 m
- Net adjusted gross income movement$0
- Average income of an arriving household$41,873
- Largest single originTexas County Non-migrants (6,872 households)
- Largest single destination (6,872 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Texas County Non-migrants | 6,872 | 15,111 | $413.2 m |
| Other flows - Different State | 253 | 525 | $10.2 m |
| Other flows - South | 131 | 270 | $5.2 m |
| Other flows - Same State | 72 | 151 | $3.2 m |
| Other flows - Midwest | 62 | 124 | $1.8 m |
| Other flows - West | 60 | 131 | $3.2 m |
| Seward County | 53 | 105 | $2.4 m |
The largest single source of arrivals is Texas County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Texas County
What the Texas County economy runs on
- County GDP, 2024$2.64 bn
- County GDP, 2023$2.43 bn
- GDP change, 2023 to 20248.7 percent
- GDP change over five years55.2 percent
- Rank by GDP among Oklahoma counties20th
- Rank by GDP among US county-equivalents1075th
- GDP per resident$126,864
Output grew 8.7 percent in the latest year and 55.2 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Texas County
Who employs people in Texas County
- Covered employment, annual average9,684
- Establishments reporting579
- Average annual pay$51,506
- Average weekly wage$991
- Sector 44-45, employment1,046
- Sector 44-45, average annual pay$30,437
- Sector 11, employment1,001
- Sector 11, average annual pay$53,480
- Sector 52, employment232
- Sector 52, average annual pay$66,953
- Sector 42, employment215
- Sector 42, average annual pay$80,547
- Sector 54, employment190
- Sector 21, employment98
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 44-45 | 1,046 | 81 | $30,437 |
| Sector 11 | 1,001 | 42 | $53,480 |
| Sector 52 | 232 | 30 | $66,953 |
| Sector 42 | 215 | 35 | $80,547 |
| Sector 54 | 190 | 35 | $58,762 |
| Sector 21 | 98 | 13 | $90,742 |
| Sector 53 | 33 | 16 | $39,801 |
The largest sector is the biggest private employer group at 1,046 jobs, 10.8 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Texas County
What businesses operate in Texas County
- Establishments, all industries474
- Employment at those establishments8,178
- Annual payroll$418.5 m
- Establishments per 1,000 residents22.8
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Texas County
What is being built in Texas County
- Housing units authorised by permit, 202416
- Declared construction value permitted$4.8 m
- Single family units authorised16
- Multifamily units authorised0
- Multifamily share of units0.0 percent
- Average declared value per unit$302,641
- Units authorised per 1,000 households2.3
Multifamily is 0.0 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Texas County
How much SBA lending happens in Texas County
- 7(a) approvals recorded4
- 7(a) gross approval dollars$4.0 m
- Average 7(a) approval$990,300
- Median 7(a) approval$1,163,700
- 10th percentile approval$317,500
- 90th percentile approval$1,980,000
- Largest single approval$1,980,000
- Jobs reported supported, 7(a)31
- Jobs per approval7.8
- Distinct 7(a) lenders active4
- Distinct industries receiving approvals3
- Median 7(a) term180 months
- Share of loans on real estate terms, 240 months or longer25.0 percent
- Loans on real estate terms1
- Loans on working capital terms, 120 months or shorter2
- Franchise loans0
- Franchise share of approvals0.0 percent
- Leading industry by approval countInsurance Agencies and Brokerages (2)
- Most active lenderDream First Bank National Association (1)
- 504 approvals recorded1
- 504 gross approval dollars$3.0 m
- Average 504 approval$2,956,000
- Median 504 approval$2,956,000
- Distinct CDCs active1
- 504 jobs per approval22.0
- 504 jobs per million dollars approved7.4
- Most active CDCMetro Area Development Corporation (1)
- 7(a) share of SBA approvals80.0 percent
- Combined SBA approval dollars$6.9 m
The average approval of $990,300 sits close to the median of $1,163,700, so lending here is fairly evenly sized rather than driven by a few large deals. Only 25.0 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Texas County
Do SBA loans in Texas County get paid back
- Loans with a final outcome recorded0
- Paid in full0
- Charged off0
- Status: Exempt from disclosure4
Too few loans have reached a final outcome to publish a charge off rate. only 0 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Texas County
How big is Texas County
- Land area2,041 sq mi
- Rank by land area among Oklahoma counties2nd of 77
- Width, east to west60.2 mi
- Height, north to south34.5 mi
- Geographies sharing a boundary2
- Residents per square mile of land10
- Establishments per square mile0.23
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Texas County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Texas County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population20,774
- Households6,824
- Average household size3.04
- Median household income$60,069
- Median age33.0
Common questions
Texas County questions, answered from the record.
How many people live in Texas County, Oklahoma?
20,774, in 6,824 households, ranking 39th of 77 Oklahoma counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Texas County growing?
The population has fallen 3.77 percent since the 2020 census base. In 2024 there were 364 births against 164 deaths, with net migration of -138. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Texas County?
$60,069. The median owner-occupied home is valued at $163,500, which is 2.7 times income, and median gross rent is $873 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Texas County?
474 establishments, employing 8,178 people with an annual payroll of $418.5 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Texas County?
Average annual pay is $51,506, or $991 a week, across 9,684 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Texas County?
4 7(a) approvals totalling $4.0 m since FY2020, across 4 lenders, with a median approval of $1,163,700, plus 1 504 approvals worth $3.0 m. These are approvals recorded in the release, not loans disbursed.
What is being built in Texas County?
16 housing units were authorised by permit in 2024, with a declared construction value of $4.8 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Texas County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Texas County come from?
The largest single origin is Texas County Non-migrants, with 6,872 households. Arriving households report an average income of $41,873 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Texas County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Texas County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.