Tulsa County, Oklahoma: commercial real estate data.
Tulsa County, Oklahoma has a population of 680,794 across 570 square miles, up 3.6 percent since the 2020 census base. County output reached $59.30 bn in 2024, 19,556 establishments operate here, and the SBA record carries 752 7(a) approvals worth $469.4 m.
123 sourced county values · tier FULL · 11 sections
Tulsa County
How many people live in Tulsa County
- Population680,794
- Households272,422
- Average household size2.50
- Median household income$69,009
- Median age36.0
- Median gross rent$1,110 per month
- Median owner-occupied home value$230,400
- Home value to household income3.3 times
- Annual rent as a share of median income19.3 percent
- Adults 25 and over with a bachelor degree or higher34.4 percent
- Adults 25 and over with a graduate degree12.0 percent
- Adults 25 and over447,730
- Population under 18170,559
- Share under 1825.1 percent
- Population 65 and over102,966
- Share 65 and over15.1 percent
- Working age population, 18 to 64407,269
- Civilian labor force347,254
- Unemployment rate5.4 percent
- Labor force participation, adults 18 and over68.1 percent
- Rank by population among Oklahoma counties2nd of 77
- Rank by population among US county-equivalents100th
Tulsa County is the 2nd largest of 77 Oklahoma counties by population. A median home costs 3.3 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 25.1 percent against 15.1 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Tulsa County
Is Tulsa County growing
- Population change since the 2020 census base3.62 percent
- Census 2020 base population669,260
- Births, 20248,596
- Deaths, 20246,567
- Natural change, 20242,029
- Net domestic migration, 202412
- Net international migration, 20245,046
- Total net migration, 20245,058
- Cumulative net domestic migration, 2021 to 20242,995
- Rank by growth among US county-equivalents752nd
The county has grown 3.62 percent since the 2020 census base. Migration contributed more to 2024 change than births over deaths, so demand here follows people arriving rather than families forming.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Tulsa County
Where people moving to Tulsa County come from
- Tax returns filed by households arriving15,962
- People arriving, from those returns29,190
- Adjusted gross income arriving$1.06 bn
- Net adjusted gross income movement$0
- Average income of an arriving household$66,466
- Largest single originTulsa County Non-migrants (232,056 households)
- Largest single destination (232,056 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Tulsa County Non-migrants | 232,056 | 479,741 | $21.57 bn |
| Other flows - Different State | 4,094 | 7,662 | $273.4 m |
| Other flows - South | 1,760 | 3,288 | $117.7 m |
| Wagoner County | 1,322 | 2,554 | $69.9 m |
| Rogers County | 1,201 | 2,188 | $70.2 m |
| Other flows - Midwest | 1,082 | 1,949 | $63.4 m |
| Creek County | 972 | 1,858 | $50.0 m |
| Other flows - West | 873 | 1,760 | $62.2 m |
The largest single source of arrivals is Tulsa County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Tulsa County
What the Tulsa County economy runs on
- County GDP, 2024$59.30 bn
- County GDP, 2023$55.75 bn
- GDP change, 2023 to 20246.4 percent
- GDP change over five years40.9 percent
- Rank by GDP among Oklahoma counties2nd
- Rank by GDP among US county-equivalents102nd
- GDP per resident$87,101
Output grew 6.4 percent in the latest year and 40.9 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Tulsa County
Who employs people in Tulsa County
- Covered employment, annual average368,636
- Establishments reporting26,643
- Average annual pay$63,561
- Average weekly wage$1,222
- Sector 62, employment57,643
- Sector 62, average annual pay$65,993
- Sector 31-33, employment40,519
- Sector 31-33, average annual pay$76,661
- Sector 44-45, employment39,421
- Sector 44-45, average annual pay$38,532
- Sector 72, employment35,744
- Sector 72, average annual pay$23,742
- Sector 56, employment27,369
- Sector 54, employment21,595
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 62 | 57,643 | 2,884 | $65,993 |
| Sector 31-33 | 40,519 | 1,003 | $76,661 |
| Sector 44-45 | 39,421 | 2,582 | $38,532 |
| Sector 72 | 35,744 | 1,865 | $23,742 |
| Sector 56 | 27,369 | 2,213 | $49,625 |
| Sector 54 | 21,595 | 4,525 | $87,898 |
| Sector 23 | 20,486 | 2,170 | $69,053 |
| Sector 42 | 15,322 | 1,842 | $84,145 |
The largest sector is the biggest private employer group at 57,643 jobs, 15.6 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Tulsa County
What businesses operate in Tulsa County
- Establishments, all industries19,556
- Employment at those establishments329,036
- Annual payroll$19.50 bn
- Establishments per 1,000 residents28.7
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Tulsa County
What is being built in Tulsa County
- Housing units authorised by permit, 20242,818
- Declared construction value permitted$683.9 m
- Single family units authorised2,224
- Multifamily units authorised594
- Multifamily share of units21.1 percent
- Average declared value per unit$242,688
- Units authorised per 1,000 households10.3
Multifamily is 21.1 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Tulsa County
How much SBA lending happens in Tulsa County
- 7(a) approvals recorded752
- 7(a) gross approval dollars$469.4 m
- Average 7(a) approval$624,246
- Median 7(a) approval$269,000
- 10th percentile approval$50,000
- 90th percentile approval$1,603,800
- Largest single approval$5,000,000
- Jobs reported supported, 7(a)10,646
- Jobs per approval14.2
- Distinct 7(a) lenders active110
- Distinct industries receiving approvals250
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer13.8 percent
- Loans on real estate terms104
- Loans on working capital terms, 120 months or shorter583
- Franchise loans130
- Franchise share of approvals17.3 percent
- Leading industry by approval countFull-Service Restaurants (32)
- Most active lenderFirst Oklahoma Bank (66)
- 504 approvals recorded254
- 504 gross approval dollars$170.7 m
- Average 504 approval$671,906
- Median 504 approval$450,000
- Distinct CDCs active5
- 504 jobs per approval9.2
- 504 jobs per million dollars approved13.8
- Most active CDCSmall Business Capital Corporation (117)
- 7(a) share of SBA approvals74.8 percent
- Combined SBA approval dollars$640.1 m
The average approval of $624,246 sits well above the median of $269,000, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. Only 13.8 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Tulsa County
Do SBA loans in Tulsa County get paid back
- Loans with a final outcome recorded146
- Paid in full139
- Charged off7
- Charge off rate on resolved loans4.8 percent
- Status: Cancelled90
- Status: Paid in full139
- Status: Exempt from disclosure478
- Status: Charged off7
- Status: Committed, not yet disbursed38
Of the 146 loans that have reached a final outcome, 4.8 percent were charged off. This is computed only over resolved loans, because a loan still running has not yet succeeded or failed and counting it either way would be wrong.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Tulsa County
Which parts of Tulsa County get the lending
- Places in the county with recorded lending14
- TULSA, approvals498
- BROKEN ARROW, approvals87
- Owasso, approvals46
- Bixby, approvals35
- Jenks, approvals30
- SAND SPRINGS, approvals19
| Place | Approvals | Gross approval dollars |
|---|---|---|
| TULSA | 498 | $332,400,500 |
| BROKEN ARROW | 87 | $51,828,400 |
| Owasso | 46 | $15,239,700 |
| Bixby | 35 | $13,700,400 |
| Jenks | 30 | $23,930,500 |
| SAND SPRINGS | 19 | $18,066,600 |
| COLLINSVILLE | 14 | $2,662,200 |
| Glenpool | 11 | $9,114,800 |
TULSA accounts for 498 approvals against 87 in BROKEN ARROW. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Tulsa County
How big is Tulsa County
- Land area570 sq mi
- Rank by land area among Oklahoma counties66th of 77
- Width, east to west30 mi
- Height, north to south39.2 mi
- Geographies sharing a boundary7
- Residents per square mile of land1,194
- Establishments per square mile34.31
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Tulsa County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Tulsa County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population680,794
- Households272,422
- Average household size2.50
- Median household income$69,009
- Median age36.0
Common questions
Tulsa County questions, answered from the record.
How many people live in Tulsa County, Oklahoma?
680,794, in 272,422 households, ranking 2nd of 77 Oklahoma counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Tulsa County growing?
The population has grown 3.62 percent since the 2020 census base. In 2024 there were 8,596 births against 6,567 deaths, with net migration of 5,058. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Tulsa County?
$69,009. The median owner-occupied home is valued at $230,400, which is 3.3 times income, and median gross rent is $1,110 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Tulsa County?
19,556 establishments, employing 329,036 people with an annual payroll of $19.50 bn. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Tulsa County?
Average annual pay is $63,561, or $1,222 a week, across 368,636 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Tulsa County?
752 7(a) approvals totalling $469.4 m since FY2020, across 110 lenders, with a median approval of $269,000, plus 254 504 approvals worth $170.7 m. These are approvals recorded in the release, not loans disbursed.
Do SBA loans in Tulsa County get paid back?
Of the 146 loans that have reached a final outcome, 139 were paid in full and 7 charged off, a charge off rate of 4.8 percent. Loans still running are excluded, because they have not yet succeeded or failed.
What is being built in Tulsa County?
2,818 housing units were authorised by permit in 2024, with a declared construction value of $683.9 m. Multifamily was 21.1 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Tulsa County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Tulsa County come from?
The largest single origin is Tulsa County Non-migrants, with 232,056 households. Arriving households report an average income of $66,466 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Tulsa County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Tulsa County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.