Woods County, Oklahoma: commercial real estate data.
Woods County, Oklahoma has a population of 8,596 across 1,286 square miles, down 0.5 percent since the 2020 census base. County output reached $731.0 m in 2024, 249 establishments operate here, and the SBA record carries 2 7(a) approvals worth $345,100.
114 sourced county values · tier FULL · 11 sections
Woods County
How many people live in Woods County
- Population8,596
- Households3,584
- Average household size2.40
- Median household income$53,275
- Median age34.3
- Median gross rent$850 per month
- Median owner-occupied home value$139,600
- Home value to household income2.6 times
- Annual rent as a share of median income19.1 percent
- Adults 25 and over with a bachelor degree or higher32.5 percent
- Adults 25 and over with a graduate degree12.3 percent
- Adults 25 and over5,193
- Population under 181,790
- Share under 1820.8 percent
- Population 65 and over1,501
- Share 65 and over17.5 percent
- Working age population, 18 to 645,305
- Civilian labor force4,284
- Unemployment rate4.6 percent
- Labor force participation, adults 18 and over62.9 percent
- Rank by population among Oklahoma counties60th of 77
- Rank by population among US county-equivalents2600th
Woods County is the 60th largest of 77 Oklahoma counties by population. A median home costs 2.6 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 20.8 percent against 17.5 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Woods County
Is Woods County growing
- Population change since the 2020 census base-0.52 percent
- Census 2020 base population8,627
- Births, 202491
- Deaths, 202499
- Natural change, 2024-8
- Net domestic migration, 202426
- Net international migration, 20243
- Total net migration, 202429
- Cumulative net domestic migration, 2021 to 202423
- Rank by growth among US county-equivalents2024th
The county has lost 0.52 percent of its population since the 2020 census base. Deaths exceeded births in 2024, so all of the growth came from people moving in. A market held up by migration alone is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Woods County
Where people moving to Woods County come from
- Tax returns filed by households arriving189
- People arriving, from those returns327
- Adjusted gross income arriving$8.4 m
- Net adjusted gross income movement$0
- Average income of an arriving household$44,683
- Largest single originWoods County Non-migrants (2,717 households)
- Largest single destination (2,717 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Woods County Non-migrants | 2,717 | 5,598 | $188.1 m |
| Other flows - Same State | 106 | 181 | $4.6 m |
| Other flows - Different State | 83 | 146 | $3.8 m |
| Other flows - Midwest | 39 | 61 | $1.6 m |
| Other flows - West | 23 | 53 | $1.2 m |
| Other flows - South | 21 | 32 | $1.1 m |
The largest single source of arrivals is Woods County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Woods County
What the Woods County economy runs on
- County GDP, 2024$731.0 m
- County GDP, 2023$762.9 m
- GDP change, 2023 to 2024-4.2 percent
- GDP change over five years51.1 percent
- Rank by GDP among Oklahoma counties47th
- Rank by GDP among US county-equivalents2100th
- GDP per resident$85,045
Output grew -4.2 percent in the latest year and 51.1 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Woods County
Who employs people in Woods County
- Covered employment, annual average3,324
- Establishments reporting299
- Average annual pay$48,725
- Average weekly wage$937
- Sector 44-45, employment422
- Sector 44-45, average annual pay$31,675
- Sector 21, employment313
- Sector 21, average annual pay$98,822
- Sector 52, employment145
- Sector 52, average annual pay$65,538
- Sector 42, employment134
- Sector 42, average annual pay$93,529
- Sector 31-33, employment131
- Sector 23, employment98
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 44-45 | 422 | 40 | $31,675 |
| Sector 21 | 313 | 12 | $98,822 |
| Sector 52 | 145 | 22 | $65,538 |
| Sector 42 | 134 | 19 | $93,529 |
| Sector 31-33 | 131 | 9 | $39,972 |
| Sector 23 | 98 | 23 | $41,764 |
| Sector 48-49 | 90 | 14 | $83,859 |
| Sector 56 | 69 | 7 | $62,180 |
The largest sector is the biggest private employer group at 422 jobs, 12.7 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Woods County
What businesses operate in Woods County
- Establishments, all industries249
- Employment at those establishments2,139
- Annual payroll$95.9 m
- Establishments per 1,000 residents29.0
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Woods County
What is being built in Woods County
- Housing units authorised by permit, 20247
- Declared construction value permitted$542,000
- Single family units authorised7
- Multifamily units authorised0
- Multifamily share of units0.0 percent
- Average declared value per unit$77,429
- Units authorised per 1,000 households2.0
Multifamily is 0.0 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Woods County
How much SBA lending happens in Woods County
- 7(a) approvals recorded2
- 7(a) gross approval dollars$345,100
- Average 7(a) approval$172,550
- Median 7(a) approval$250,000
- 10th percentile approval$95,100
- 90th percentile approval$250,000
- Largest single approval$250,000
- Jobs reported supported, 7(a)12
- Jobs per approval6.0
- Distinct 7(a) lenders active2
- Distinct industries receiving approvals2
- Median 7(a) term252 months
- Share of loans on real estate terms, 240 months or longer50.0 percent
- Loans on real estate terms1
- Loans on working capital terms, 120 months or shorter0
- Franchise loans0
- Franchise share of approvals0.0 percent
- Leading industry by approval countRV (Recreational Vehicle) Parks and Campgrounds (1)
- Most active lenderThe Farmers and Merchants National Bank of Fairview (1)
- 504 approvals recorded2
- 504 gross approval dollars$680,000
- Average 504 approval$340,000
- Median 504 approval$396,000
- Distinct CDCs active1
- 504 jobs per approval8.0
- 504 jobs per million dollars approved23.5
- Most active CDCRural Enterprises of Oklahoma, Inc. (2)
- 7(a) share of SBA approvals50.0 percent
- Combined SBA approval dollars$1.0 m
The average approval of $172,550 sits close to the median of $250,000, so lending here is fairly evenly sized rather than driven by a few large deals. 50.0 percent of approvals run on real estate terms of 240 months or more, so this is a market where SBA credit is buying buildings, not just funding operations.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Woods County
Do SBA loans in Woods County get paid back
- Loans with a final outcome recorded0
- Paid in full0
- Charged off0
- Status: Exempt from disclosure2
Too few loans have reached a final outcome to publish a charge off rate. only 0 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Woods County
Which parts of Woods County get the lending
- Places in the county with recorded lending2
- WAYNOKA, approvals1
- ALVA, approvals1
| Place | Approvals | Gross approval dollars |
|---|---|---|
| WAYNOKA | 1 | $250,000 |
| ALVA | 1 | $95,100 |
WAYNOKA accounts for 1 approvals against 1 in ALVA. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Woods County
How big is Woods County
- Land area1,286 sq mi
- Rank by land area among Oklahoma counties9th of 77
- Width, east to west51.1 mi
- Height, north to south41.9 mi
- Geographies sharing a boundary4
- Residents per square mile of land7
- Establishments per square mile0.19
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Woods County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Woods County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population8,596
- Households3,584
- Average household size2.40
- Median household income$53,275
- Median age34.3
Common questions
Woods County questions, answered from the record.
How many people live in Woods County, Oklahoma?
8,596, in 3,584 households, ranking 60th of 77 Oklahoma counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Woods County growing?
The population has fallen 0.52 percent since the 2020 census base. In 2024 there were 91 births against 99 deaths, with net migration of 29. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Woods County?
$53,275. The median owner-occupied home is valued at $139,600, which is 2.6 times income, and median gross rent is $850 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Woods County?
249 establishments, employing 2,139 people with an annual payroll of $95.9 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Woods County?
Average annual pay is $48,725, or $937 a week, across 3,324 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Woods County?
2 7(a) approvals totalling $345,100 since FY2020, across 2 lenders, with a median approval of $250,000, plus 2 504 approvals worth $680,000. These are approvals recorded in the release, not loans disbursed.
What is being built in Woods County?
7 housing units were authorised by permit in 2024, with a declared construction value of $542,000. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Woods County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Woods County come from?
The largest single origin is Woods County Non-migrants, with 2,717 households. Arriving households report an average income of $44,683 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Woods County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Woods County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.