Baker County, Oregon: commercial real estate data.
Baker County, Oregon has a population of 16,840 across 3,068 square miles, up 0.5 percent since the 2020 census base. County output reached $854.5 m in 2024, 521 establishments operate here, and the SBA record carries 42 7(a) approvals worth $6.8 m.
120 sourced county values · tier FULL · 11 sections
Baker County
How many people live in Baker County
- Population16,840
- Households7,355
- Average household size2.29
- Median household income$60,936
- Median age47.0
- Median gross rent$865 per month
- Median owner-occupied home value$285,600
- Home value to household income4.7 times
- Annual rent as a share of median income17.0 percent
- Adults 25 and over with a bachelor degree or higher26.1 percent
- Adults 25 and over with a graduate degree7.2 percent
- Adults 25 and over12,616
- Population under 183,328
- Share under 1819.8 percent
- Population 65 and over4,732
- Share 65 and over28.1 percent
- Working age population, 18 to 648,780
- Civilian labor force6,773
- Unemployment rate5.6 percent
- Labor force participation, adults 18 and over50.1 percent
- Rank by population among Oregon counties28th of 36
- Rank by population among US county-equivalents2049th
Baker County is the 28th largest of 36 Oregon counties by population. A median home costs 4.7 times median household income, which is an affordable ownership market by national standards. Residents 65 and over outnumber those under 18, at 28.1 percent against 19.8 percent, which points demand at health care, services and single storey product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Baker County
Is Baker County growing
- Population change since the 2020 census base0.49 percent
- Census 2020 base population16,669
- Births, 2024144
- Deaths, 2024275
- Natural change, 2024-131
- Net domestic migration, 2024-31
- Net international migration, 20249
- Total net migration, 2024-22
- Cumulative net domestic migration, 2021 to 2024488
- Rank by growth among US county-equivalents1659th
The county has grown 0.49 percent since the 2020 census base.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Baker County
Where people moving to Baker County come from
- Tax returns filed by households arriving445
- People arriving, from those returns809
- Adjusted gross income arriving$26.9 m
- Net adjusted gross income movement$0
- Average income of an arriving household$60,425
- Largest single originBaker County Non-migrants (5,993 households)
- Largest single destination (5,993 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Baker County Non-migrants | 5,993 | 11,981 | $378.5 m |
| Other flows - Different State | 203 | 351 | $12.1 m |
| Other flows - West | 179 | 313 | $10.8 m |
| Other flows - Same State | 156 | 294 | $9.3 m |
| Union County | 38 | 72 | $2.3 m |
| Ada County | 27 | 55 | $1.2 m |
| Other flows - South | 24 | 38 | $1.3 m |
| Deschutes County | 21 | 37 | $2.1 m |
The largest single source of arrivals is Baker County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Baker County
What the Baker County economy runs on
- County GDP, 2024$854.5 m
- County GDP, 2023$792.8 m
- GDP change, 2023 to 20247.8 percent
- GDP change over five years42.6 percent
- Rank by GDP among Oregon counties29th
- Rank by GDP among US county-equivalents1975th
- GDP per resident$50,743
Output grew 7.8 percent in the latest year and 42.6 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Baker County
Who employs people in Baker County
- Covered employment, annual average5,594
- Establishments reporting724
- Average annual pay$50,270
- Average weekly wage$967
- Sector 44-45, employment846
- Sector 44-45, average annual pay$32,581
- Sector 31-33, employment565
- Sector 31-33, average annual pay$60,414
- Sector 23, employment250
- Sector 23, average annual pay$44,441
- Sector 81, employment211
- Sector 81, average annual pay$24,109
- Sector 54, employment165
- Sector 56, employment156
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 44-45 | 846 | 71 | $32,581 |
| Sector 31-33 | 565 | 28 | $60,414 |
| Sector 23 | 250 | 82 | $44,441 |
| Sector 81 | 211 | 68 | $24,109 |
| Sector 54 | 165 | 48 | $47,150 |
| Sector 56 | 156 | 27 | $45,206 |
| Sector 22 | 120 | 9 | $107,008 |
| Sector 48-49 | 97 | 23 | $63,170 |
The largest sector is the biggest private employer group at 846 jobs, 15.1 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Baker County
What businesses operate in Baker County
- Establishments, all industries521
- Employment at those establishments4,507
- Annual payroll$206.9 m
- Establishments per 1,000 residents30.9
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Baker County
What is being built in Baker County
- Housing units authorised by permit, 202428
- Declared construction value permitted$8.0 m
- Single family units authorised26
- Multifamily units authorised2
- Multifamily share of units7.1 percent
- Average declared value per unit$286,697
- Units authorised per 1,000 households3.8
Multifamily is 7.1 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Baker County
How much SBA lending happens in Baker County
- 7(a) approvals recorded42
- 7(a) gross approval dollars$6.8 m
- Average 7(a) approval$161,233
- Median 7(a) approval$50,000
- 10th percentile approval$20,000
- 90th percentile approval$452,900
- Largest single approval$1,570,000
- Jobs reported supported, 7(a)294
- Jobs per approval7.0
- Distinct 7(a) lenders active9
- Distinct industries receiving approvals23
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer11.9 percent
- Loans on real estate terms5
- Loans on working capital terms, 120 months or shorter37
- Franchise loans4
- Franchise share of approvals9.5 percent
- Leading industry by approval countSite Preparation Contractors (7)
- Most active lenderU.S. Bank, National Association (21)
- 504 approvals recorded2
- 504 gross approval dollars$341,000
- Average 504 approval$170,500
- Median 504 approval$184,000
- Distinct CDCs active2
- 504 jobs per approval4.5
- 504 jobs per million dollars approved26.4
- Most active CDCCapital Matrix, Inc. (1)
- 7(a) share of SBA approvals95.5 percent
- Combined SBA approval dollars$7.1 m
The average approval of $161,233 sits well above the median of $50,000, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. Only 11.9 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Baker County
Do SBA loans in Baker County get paid back
- Loans with a final outcome recorded6
- Paid in full6
- Charged off0
- Status: Exempt from disclosure25
- Status: Paid in full6
- Status: Cancelled8
- Status: Committed, not yet disbursed3
Too few loans have reached a final outcome to publish a charge off rate. only 6 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Baker County
Which parts of Baker County get the lending
- Places in the county with recorded lending5
- Baker City, approvals33
- HAINES, approvals4
- RICHLAND, approvals2
- HALFWAY, approvals2
- SUMPTER, approvals1
| Place | Approvals | Gross approval dollars |
|---|---|---|
| Baker City | 33 | $6,211,800 |
| HAINES | 4 | $210,000 |
| RICHLAND | 2 | $200,000 |
| HALFWAY | 2 | $100,000 |
| SUMPTER | 1 | $50,000 |
Baker City accounts for 33 approvals against 4 in HAINES. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Baker County
How big is Baker County
- Land area3,068 sq mi
- Rank by land area among Oregon counties10th of 36
- Width, east to west85.4 mi
- Height, north to south57 mi
- Geographies sharing a boundary4
- Residents per square mile of land5
- Establishments per square mile0.17
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Baker County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Baker County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population16,840
- Households7,355
- Average household size2.29
- Median household income$60,936
- Median age47.0
Common questions
Baker County questions, answered from the record.
How many people live in Baker County, Oregon?
16,840, in 7,355 households, ranking 28th of 36 Oregon counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Baker County growing?
The population has grown 0.49 percent since the 2020 census base. In 2024 there were 144 births against 275 deaths, with net migration of -22. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Baker County?
$60,936. The median owner-occupied home is valued at $285,600, which is 4.7 times income, and median gross rent is $865 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Baker County?
521 establishments, employing 4,507 people with an annual payroll of $206.9 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Baker County?
Average annual pay is $50,270, or $967 a week, across 5,594 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Baker County?
42 7(a) approvals totalling $6.8 m since FY2020, across 9 lenders, with a median approval of $50,000, plus 2 504 approvals worth $341,000. These are approvals recorded in the release, not loans disbursed.
What is being built in Baker County?
28 housing units were authorised by permit in 2024, with a declared construction value of $8.0 m. Multifamily was 7.1 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Baker County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Baker County come from?
The largest single origin is Baker County Non-migrants, with 5,993 households. Arriving households report an average income of $60,425 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Baker County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Baker County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.