Jackson County, Oregon: commercial real estate data.
Jackson County, Oregon has a population of 222,645 across 2,784 square miles, down 0.9 percent since the 2020 census base. County output reached $13.47 bn in 2024, 6,589 establishments operate here, and the SBA record carries 321 7(a) approvals worth $140.6 m.
123 sourced county values · tier FULL · 11 sections
Jackson County
How many people live in Jackson County
- Population222,645
- Households92,035
- Average household size2.42
- Median household income$73,999
- Median age42.8
- Median gross rent$1,358 per month
- Median owner-occupied home value$430,200
- Home value to household income5.8 times
- Annual rent as a share of median income22.0 percent
- Adults 25 and over with a bachelor degree or higher31.7 percent
- Adults 25 and over with a graduate degree12.1 percent
- Adults 25 and over161,295
- Population under 1845,192
- Share under 1820.3 percent
- Population 65 and over52,340
- Share 65 and over23.5 percent
- Working age population, 18 to 64125,113
- Civilian labor force105,885
- Unemployment rate5.4 percent
- Labor force participation, adults 18 and over59.7 percent
- Rank by population among Oregon counties6th of 36
- Rank by population among US county-equivalents319th
Jackson County is the 6th largest of 36 Oregon counties by population. A median home costs 5.8 times median household income, which is a stretched ownership market and usually shows up as rental demand. Residents 65 and over outnumber those under 18, at 23.5 percent against 20.3 percent, which points demand at health care, services and single storey product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Jackson County
Is Jackson County growing
- Population change since the 2020 census base-0.87 percent
- Census 2020 base population223,263
- Births, 20242,018
- Deaths, 20242,659
- Natural change, 2024-641
- Net domestic migration, 2024390
- Net international migration, 2024247
- Total net migration, 2024637
- Cumulative net domestic migration, 2021 to 2024-25
- Rank by growth among US county-equivalents2150th
The county has lost 0.87 percent of its population since the 2020 census base. Deaths exceeded births in 2024, so all of the growth came from people moving in. A market held up by migration alone is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Jackson County
Where people moving to Jackson County come from
- Tax returns filed by households arriving5,310
- People arriving, from those returns8,697
- Adjusted gross income arriving$408.4 m
- Net adjusted gross income movement$0
- Average income of an arriving household$76,921
- Largest single originJackson County Non-migrants (85,430 households)
- Largest single destination (85,430 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Jackson County Non-migrants | 85,430 | 164,299 | $7.04 bn |
| Other flows - Different State | 1,588 | 2,628 | $116.0 m |
| Other flows - West | 749 | 1,268 | $54.7 m |
| Josephine County | 592 | 997 | $30.1 m |
| Other flows - South | 463 | 794 | $34.9 m |
| Other flows - Midwest | 258 | 408 | $18.2 m |
| Multnomah County | 198 | 299 | $14.9 m |
| Los Angeles County | 184 | 280 | $15.6 m |
The largest single source of arrivals is Jackson County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Jackson County
What the Jackson County economy runs on
- County GDP, 2024$13.47 bn
- County GDP, 2023$12.65 bn
- GDP change, 2023 to 20246.5 percent
- GDP change over five years34.1 percent
- Rank by GDP among Oregon counties7th
- Rank by GDP among US county-equivalents349th
- GDP per resident$60,494
Output grew 6.5 percent in the latest year and 34.1 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Jackson County
Who employs people in Jackson County
- Covered employment, annual average91,184
- Establishments reporting8,355
- Average annual pay$57,862
- Average weekly wage$1,113
- Sector 62, employment18,610
- Sector 62, average annual pay$66,622
- Sector 44-45, employment13,324
- Sector 44-45, average annual pay$41,127
- Sector 72, employment9,072
- Sector 72, average annual pay$26,331
- Sector 31-33, employment6,751
- Sector 31-33, average annual pay$64,450
- Sector 23, employment5,241
- Sector 11, employment3,697
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 62 | 18,610 | 1,058 | $66,622 |
| Sector 44-45 | 13,324 | 840 | $41,127 |
| Sector 72 | 9,072 | 702 | $26,331 |
| Sector 31-33 | 6,751 | 342 | $64,450 |
| Sector 23 | 5,241 | 985 | $66,329 |
| Sector 11 | 3,697 | 306 | $54,878 |
| Sector 56 | 3,444 | 455 | $45,528 |
| Sector 48-49 | 3,084 | 232 | $61,654 |
The largest sector is the biggest private employer group at 18,610 jobs, 20.4 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Jackson County
What businesses operate in Jackson County
- Establishments, all industries6,589
- Employment at those establishments79,766
- Annual payroll$4.35 bn
- Establishments per 1,000 residents29.6
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Jackson County
What is being built in Jackson County
- Housing units authorised by permit, 2024896
- Declared construction value permitted$255.7 m
- Single family units authorised631
- Multifamily units authorised265
- Multifamily share of units29.6 percent
- Average declared value per unit$285,360
- Units authorised per 1,000 households9.7
Multifamily is 29.6 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Jackson County
How much SBA lending happens in Jackson County
- 7(a) approvals recorded321
- 7(a) gross approval dollars$140.6 m
- Average 7(a) approval$438,028
- Median 7(a) approval$100,000
- 10th percentile approval$20,000
- 90th percentile approval$1,200,000
- Largest single approval$5,000,000
- Jobs reported supported, 7(a)2,307
- Jobs per approval7.2
- Distinct 7(a) lenders active51
- Distinct industries receiving approvals142
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer15.9 percent
- Loans on real estate terms51
- Loans on working capital terms, 120 months or shorter261
- Franchise loans16
- Franchise share of approvals5.0 percent
- Leading industry by approval countHotels (except Casino Hotels) and Motels (15)
- Most active lenderU.S. Bank, National Association (58)
- 504 approvals recorded70
- 504 gross approval dollars$52.0 m
- Average 504 approval$743,457
- Median 504 approval$466,000
- Distinct CDCs active5
- 504 jobs per approval6.6
- 504 jobs per million dollars approved8.9
- Most active CDCEvergreen Business Capital (60)
- 7(a) share of SBA approvals82.1 percent
- Combined SBA approval dollars$192.6 m
The average approval of $438,028 sits well above the median of $100,000, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. Only 15.9 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Jackson County
Do SBA loans in Jackson County get paid back
- Loans with a final outcome recorded61
- Paid in full57
- Charged off4
- Charge off rate on resolved loans6.6 percent
- Status: Paid in full57
- Status: Exempt from disclosure196
- Status: Cancelled37
- Status: Charged off4
- Status: Committed, not yet disbursed27
Of the 61 loans that have reached a final outcome, 6.6 percent were charged off. This is computed only over resolved loans, because a loan still running has not yet succeeded or failed and counting it either way would be wrong.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Jackson County
Which parts of Jackson County get the lending
- Places in the county with recorded lending14
- Medford, approvals125
- CENTRAL POINT, approvals50
- ASHLAND, approvals46
- White City, approvals25
- EAGLE POINT, approvals17
- ROGUE RIVER, approvals12
| Place | Approvals | Gross approval dollars |
|---|---|---|
| Medford | 125 | $62,970,500 |
| CENTRAL POINT | 50 | $16,309,900 |
| ASHLAND | 46 | $23,783,300 |
| White City | 25 | $10,213,100 |
| EAGLE POINT | 17 | $4,067,700 |
| ROGUE RIVER | 12 | $6,615,600 |
| TALENT | 11 | $4,499,200 |
| Jacksonville | 9 | $477,200 |
Medford accounts for 125 approvals against 50 in CENTRAL POINT. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Jackson County
How big is Jackson County
- Land area2,784 sq mi
- Rank by land area among Oregon counties13th of 36
- Width, east to west48.5 mi
- Height, north to south68.6 mi
- Geographies sharing a boundary3
- Residents per square mile of land80
- Establishments per square mile2.37
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Jackson County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Jackson County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population222,645
- Households92,035
- Average household size2.42
- Median household income$73,999
- Median age42.8
Common questions
Jackson County questions, answered from the record.
How many people live in Jackson County, Oregon?
222,645, in 92,035 households, ranking 6th of 36 Oregon counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Jackson County growing?
The population has fallen 0.87 percent since the 2020 census base. In 2024 there were 2,018 births against 2,659 deaths, with net migration of 637. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Jackson County?
$73,999. The median owner-occupied home is valued at $430,200, which is 5.8 times income, and median gross rent is $1,358 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Jackson County?
6,589 establishments, employing 79,766 people with an annual payroll of $4.35 bn. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Jackson County?
Average annual pay is $57,862, or $1,113 a week, across 91,184 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Jackson County?
321 7(a) approvals totalling $140.6 m since FY2020, across 51 lenders, with a median approval of $100,000, plus 70 504 approvals worth $52.0 m. These are approvals recorded in the release, not loans disbursed.
Do SBA loans in Jackson County get paid back?
Of the 61 loans that have reached a final outcome, 57 were paid in full and 4 charged off, a charge off rate of 6.6 percent. Loans still running are excluded, because they have not yet succeeded or failed.
What is being built in Jackson County?
896 housing units were authorised by permit in 2024, with a declared construction value of $255.7 m. Multifamily was 29.6 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Jackson County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Jackson County come from?
The largest single origin is Jackson County Non-migrants, with 85,430 households. Arriving households report an average income of $76,921 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Jackson County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Jackson County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.