Klamath County, Oregon: commercial real estate data.
Klamath County, Oregon has a population of 70,247 across 5,941 square miles, up 1.5 percent since the 2020 census base. County output reached $3.63 bn in 2024, 1,516 establishments operate here, and the SBA record carries 61 7(a) approvals worth $22.9 m.
121 sourced county values · tier FULL · 11 sections
Klamath County
How many people live in Klamath County
- Population70,247
- Households28,999
- Average household size2.42
- Median household income$58,830
- Median age41.3
- Median gross rent$991 per month
- Median owner-occupied home value$280,400
- Home value to household income4.8 times
- Annual rent as a share of median income20.2 percent
- Adults 25 and over with a bachelor degree or higher22.7 percent
- Adults 25 and over with a graduate degree8.4 percent
- Adults 25 and over49,500
- Population under 1815,216
- Share under 1821.7 percent
- Population 65 and over15,695
- Share 65 and over22.3 percent
- Working age population, 18 to 6439,336
- Civilian labor force28,179
- Unemployment rate7.2 percent
- Labor force participation, adults 18 and over51.2 percent
- Rank by population among Oregon counties15th of 36
- Rank by population among US county-equivalents787th
Klamath County is the 15th largest of 36 Oregon counties by population. A median home costs 4.8 times median household income, which is an affordable ownership market by national standards. Residents 65 and over outnumber those under 18, at 22.3 percent against 21.7 percent, which points demand at health care, services and single storey product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Klamath County
Is Klamath County growing
- Population change since the 2020 census base1.48 percent
- Census 2020 base population69,412
- Births, 2024750
- Deaths, 2024987
- Natural change, 2024-237
- Net domestic migration, 2024242
- Net international migration, 202486
- Total net migration, 2024328
- Cumulative net domestic migration, 2021 to 20241,748
- Rank by growth among US county-equivalents1342nd
The county has grown 1.48 percent since the 2020 census base. Deaths exceeded births in 2024, so all of the growth came from people moving in. A market held up by migration alone is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Klamath County
Where people moving to Klamath County come from
- Tax returns filed by households arriving1,839
- People arriving, from those returns3,255
- Adjusted gross income arriving$101.3 m
- Net adjusted gross income movement$0
- Average income of an arriving household$55,105
- Largest single originKlamath County Non-migrants (24,072 households)
- Largest single destination (24,072 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Klamath County Non-migrants | 24,072 | 49,019 | $1.51 bn |
| Other flows - Different State | 900 | 1,641 | $49.5 m |
| Other flows - West | 637 | 1,183 | $34.8 m |
| Other flows - South | 146 | 256 | $9.0 m |
| Other flows - Same State | 133 | 248 | $6.6 m |
| Jackson County | 130 | 224 | $6.3 m |
| Deschutes County | 124 | 215 | $6.1 m |
| Other flows - Midwest | 80 | 148 | $4.4 m |
The largest single source of arrivals is Klamath County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Klamath County
What the Klamath County economy runs on
- County GDP, 2024$3.63 bn
- County GDP, 2023$3.36 bn
- GDP change, 2023 to 20248.1 percent
- GDP change over five years41.9 percent
- Rank by GDP among Oregon counties14th
- Rank by GDP among US county-equivalents872nd
- GDP per resident$51,629
Output grew 8.1 percent in the latest year and 41.9 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Klamath County
Who employs people in Klamath County
- Covered employment, annual average23,856
- Establishments reporting2,382
- Average annual pay$53,739
- Average weekly wage$1,033
- Sector 62, employment4,551
- Sector 62, average annual pay$61,309
- Sector 44-45, employment3,089
- Sector 44-45, average annual pay$35,140
- Sector 72, employment2,424
- Sector 72, average annual pay$26,162
- Sector 31-33, employment1,604
- Sector 31-33, average annual pay$62,486
- Sector 23, employment1,193
- Sector 81, employment946
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 62 | 4,551 | 361 | $61,309 |
| Sector 44-45 | 3,089 | 215 | $35,140 |
| Sector 72 | 2,424 | 202 | $26,162 |
| Sector 31-33 | 1,604 | 52 | $62,486 |
| Sector 23 | 1,193 | 257 | $59,012 |
| Sector 81 | 946 | 246 | $30,065 |
| Sector 11 | 938 | 130 | $54,021 |
| Sector 54 | 773 | 163 | $65,539 |
The largest sector is the biggest private employer group at 4,551 jobs, 19.1 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Klamath County
What businesses operate in Klamath County
- Establishments, all industries1,516
- Employment at those establishments16,763
- Annual payroll$789.5 m
- Establishments per 1,000 residents21.6
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Klamath County
What is being built in Klamath County
- Housing units authorised by permit, 2024232
- Declared construction value permitted$64.2 m
- Single family units authorised142
- Multifamily units authorised90
- Multifamily share of units38.8 percent
- Average declared value per unit$276,851
- Units authorised per 1,000 households8.0
Multifamily is 38.8 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Klamath County
How much SBA lending happens in Klamath County
- 7(a) approvals recorded61
- 7(a) gross approval dollars$22.9 m
- Average 7(a) approval$376,156
- Median 7(a) approval$50,000
- 10th percentile approval$15,000
- 90th percentile approval$956,000
- Largest single approval$3,645,500
- Jobs reported supported, 7(a)467
- Jobs per approval7.7
- Distinct 7(a) lenders active23
- Distinct industries receiving approvals45
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer14.8 percent
- Loans on real estate terms9
- Loans on working capital terms, 120 months or shorter52
- Franchise loans3
- Franchise share of approvals4.9 percent
- Leading industry by approval countPlumbing, Heating, and Air-Conditioning Contractors (4)
- Most active lenderColumbia Bank (22)
- 504 approvals recorded7
- 504 gross approval dollars$6.2 m
- Average 504 approval$880,429
- Median 504 approval$657,000
- Distinct CDCs active4
- 504 jobs per approval7.7
- 504 jobs per million dollars approved8.8
- Most active CDCEvergreen Business Capital (4)
- 7(a) share of SBA approvals89.7 percent
- Combined SBA approval dollars$29.1 m
The average approval of $376,156 sits well above the median of $50,000, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. Only 14.8 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Klamath County
Do SBA loans in Klamath County get paid back
- Loans with a final outcome recorded7
- Paid in full7
- Charged off0
- Status: Exempt from disclosure42
- Status: Cancelled6
- Status: Paid in full7
- Status: Committed, not yet disbursed6
Too few loans have reached a final outcome to publish a charge off rate. only 7 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Klamath County
Which parts of Klamath County get the lending
- Places in the county with recorded lending9
- KLAMATH FALLS, approvals41
- MERRILL, approvals6
- CHILOQUIN, approvals5
- KENO, approvals2
- MALIN, approvals2
- CRESCENT, approvals2
| Place | Approvals | Gross approval dollars |
|---|---|---|
| KLAMATH FALLS | 41 | $19,543,200 |
| MERRILL | 6 | $606,000 |
| CHILOQUIN | 5 | $1,121,900 |
| KENO | 2 | $200,000 |
| MALIN | 2 | $65,000 |
| CRESCENT | 2 | $910,000 |
| Milwaukie | 1 | $350,000 |
| La Pine | 1 | $134,400 |
KLAMATH FALLS accounts for 41 approvals against 6 in MERRILL. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Klamath County
How big is Klamath County
- Land area5,941 sq mi
- Rank by land area among Oregon counties4th of 36
- Width, east to west72 mi
- Height, north to south112.1 mi
- Geographies sharing a boundary5
- Residents per square mile of land12
- Establishments per square mile0.26
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Klamath County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Klamath County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population70,247
- Households28,999
- Average household size2.42
- Median household income$58,830
- Median age41.3
Common questions
Klamath County questions, answered from the record.
How many people live in Klamath County, Oregon?
70,247, in 28,999 households, ranking 15th of 36 Oregon counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Klamath County growing?
The population has grown 1.48 percent since the 2020 census base. In 2024 there were 750 births against 987 deaths, with net migration of 328. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Klamath County?
$58,830. The median owner-occupied home is valued at $280,400, which is 4.8 times income, and median gross rent is $991 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Klamath County?
1,516 establishments, employing 16,763 people with an annual payroll of $789.5 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Klamath County?
Average annual pay is $53,739, or $1,033 a week, across 23,856 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Klamath County?
61 7(a) approvals totalling $22.9 m since FY2020, across 23 lenders, with a median approval of $50,000, plus 7 504 approvals worth $6.2 m. These are approvals recorded in the release, not loans disbursed.
What is being built in Klamath County?
232 housing units were authorised by permit in 2024, with a declared construction value of $64.2 m. Multifamily was 38.8 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Klamath County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Klamath County come from?
The largest single origin is Klamath County Non-migrants, with 24,072 households. Arriving households report an average income of $55,105 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Klamath County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Klamath County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.